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Franklin India Banking & PSU Debt Fund(IDCW Payout)

IDCW
11.090.03% (+0.00)
Investment Checklist

Returns

Fund's average annual rolling returns over the last three years is compared against the funds from the same category

Other Funds in the same category are generating better returns

Expense Ratio

Expense Ratio is the fee paid by investors of Mutual Funds. Fund's expense ratio is compared against the expense ratio of other funds in the same category to check if the fund is charging more or less compared to other funds in the same category

Less expense ratio implies better returns over the long term

Return vs FD Rates

If fund's return is lower than the average fixed deposit rates offered by banks, investors are better off investing the amount in a FD

Fund has not been able to generate better price return than bank FD

Red Flags

We check for various red flags on fund's portfolio holdings like - ratings for debt securities, pledging of promoter shares in the company, default probabiity of the company, stocks presense in negative lists published by the exchanges etc. Checkout the Holdings section in the Portfolio tab for full list of securties with red flags

Total holdings with red flags is insignificant

OverviewPeersPortfolioFund ManagerOpinions

Asset Allocation

Actual

Target

Sep 2023

Dec 2023

Mar 2024

Apr 2024

ACTUAL
Government SecuritiesCash & EquivalentsCorporate Debt0.20%0.29%10.52%88.99%

Sep 2023

Dec 2023

Mar 2024

Apr 2024

Tickertape Separator

Sector Distribution

+3 morePrivate BanksOthersPower GenerationConsumer FinancePublic Banks12.90 %9.30 %10.80 %15.43 %18.40 %33.17 %

Sep 2023

Dec 2023

Mar 2024

Apr 2024

Tickertape Separator

Sector Weightage

Mar 23Jun 23Sep 23Dec 23Mar 24Apr 2421.47%22.16%23.46%16.48%24.17%33.17%
Public Banks as a % of total holdings for last six quarters
Tickertape Separator

Current Holdings

Debt

Others

  • Constituent
    Holding Weight
    3M Change
  • 7.70% Nuclear Power Corporation of India Ltd (20-Mar-2038)
    ICRA AAA
    3M change : -0.43 %|ICRA AAA

    Holdings

    8.03 %

    -0.43 %
  • 6.65% Food Corporation Of India (23-Oct-2030)
    ICRA AAA (CE)
    3M change : 0.21 %|ICRA AAA (CE)

    Holdings

    7.84 %

    0.21 %
  • 5.47% National Bank For Agriculture & Rural Development (11-Apr-2025) **
    IND AAA
    3M change : -0.21 %|IND AAA

    Holdings

    7.79 %

    -0.21 %
  • 5.62% Export-Import Bank Of India (20-Jun-2025) **
    ICRA AAA
    3M change : 0.15 %|ICRA AAA

    Holdings

    5.70 %

    0.15 %
  • 8.29% ONGC Petro Additions Ltd (25-Jan-2027)
    CRISIL AA
    3M change : 0.13 %|CRISIL AA

    Holdings

    4.86 %

    0.13 %
  • 8.35% HDFC Bank Ltd (13-May-2026) **
    CRISIL AAA
    3M change : 4.31 %|CRISIL AAA

    Holdings

    4.31 %

    4.31 %
  • 7.40% National Housing Bank (16-Jul-2026) **
    CRISIL AAA
    3M change : 4.19 %|CRISIL AAA

    Holdings

    4.19 %

    4.19 %
  • 7.77% HDFC Bank Ltd (28-Jun-2027) **
    CRISIL AAA
    3M change : 4.19 %|CRISIL AAA

    Holdings

    4.19 %

    4.19 %
  • 7.25% Small Industries Development Bank Of India (31-Jul-2025)
    CARE AAA
    3M change : 0.11 %|CARE AAA

    Holdings

    4.16 %

    0.11 %
  • 8.12% NHPC Ltd (22-Mar-2029) **
    CARE AAA
    3M change : -0.06 %|CARE AAA

    Holdings

    4.11 %

    -0.06 %
  • 6.99% Indian Railway Finance Corporation Ltd (19-Mar-2025) **
    CRISIL AAA
    3M change : -3.87 %|CRISIL AAA

    Holdings

    4.10 %

    -3.87 %
  • 7.79% Small Industries Development Bank Of India (14-May-2027) **
    CARE AAA
    3M change : 4.08 %|CARE AAA

    Holdings

    4.08 %

    4.08 %
  • 7.77% Power Finance Corporation Ltd (15-Jul-2026) **
    CRISIL AAA
    3M change : 4.01 %|CRISIL AAA

    Holdings

    4.01 %

    4.01 %
  • 6.24% State Bank Of India (20-Sep-2030)
    CRISIL AAA
    3M change : 4.01 %|CRISIL AAA

    Holdings

    4.01 %

    4.01 %
  • 6.88% REC Ltd (20-Mar-2025) **
    CRISIL AAA
    3M change : 0.11 %|CRISIL AAA

    Holdings

    3.99 %

    0.11 %
  • 5.81% REC Ltd (31-Dec-2025) **
    CRISIL AAA
    3M change : 0.11 %|CRISIL AAA

    Holdings

    3.93 %

    0.11 %
  • 8.14% Nuclear Power Corporation of India Ltd (25-Mar-2026) **
    CARE AAA
    3M change : -0.02 %|CARE AAA

    Holdings

    1.62 %

    -0.02 %
  • 7.68% Small Industries Development Bank Of India (10-Aug-2027) **
    CRISIL AAA
    3M change : 1.59 %|CRISIL AAA

    Holdings

    1.59 %

    1.59 %
  • 8.40% Power Grid Corp Of India Ltd (27-May-2024) **
    CRISIL AAA
    3M change : 0.02 %|CRISIL AAA

    Holdings

    0.86 %

    0.02 %
  • 7.44% REC Ltd (30-Apr-2026) **
    IND AAA
    3M change : 0.84 %|IND AAA

    Holdings

    0.84 %

    0.84 %
  • 8.25% Export-Import Bank Of India (28-Sep-2025) **
    CRISIL AAA
    3M change : 0.02 %|CRISIL AAA

    Holdings

    0.84 %

    0.02 %
  • 8.19% NTPC Ltd (15-Dec-2025) **
    CRISIL AAA
    3M change : 0.02 %|CRISIL AAA

    Holdings

    0.82 %

    0.02 %
  • 8.30% REC Ltd. (10-Apr-2025) **
    CRISIL AAA
    3M change : 0.02 %|CRISIL AAA

    Holdings

    0.82 %

    0.02 %
  • 7.40% National Bank For Agriculture & Rural Development (30-Jan-2026)
    CRISIL AAA
    3M change : 0.80 %|CRISIL AAA

    Holdings

    0.80 %

    0.80 %
  • 7.78% HDFC Bank Ltd (27-Mar-2027) **
    CRISIL AAA
    3M change : 0.80 %|CRISIL AAA

    Holdings

    0.80 %

    0.80 %
  • 9.25% Power Finance Corp Ltd (25-Sep-2024) **
    CRISIL AAA
    3M change : -1.17 %|CRISIL AAA

    Holdings

    0.71 %

    -1.17 %
  • 7.54% Kerala SDL (27-Mar-2055)
    SOVEREIGN
    3M change : 0.20 %|SOVEREIGN

    Holdings

    0.20 %

    0.20 %
  • 7.42% Power Finance Corporation Ltd (19-Nov-2024) **
    CRISIL AAA
    3M change : -2.38 %|CRISIL AAA

    Holdings

    0.00 %

    -2.38 %
  • 5.36% Hindustan Petroleum Corporation Ltd (11-Apr-2025) **
    CRISIL AAA
    3M change : -3.94 %|CRISIL AAA

    Holdings

    0.00 %

    -3.94 %
  • 6.39% Indian Oil Corporation Ltd (06-Mar-2025) **
    CRISIL AAA
    3M change : -4.11 %|CRISIL AAA

    Holdings

    0.00 %

    -4.11 %
  • GOI STRIP (16-Jun-2024)
    Sov
    3M change : -3.83 %|Sov

    Holdings

    0.00 %

    -3.83 %
  • Kotak Mahindra Bank Ltd (25-Oct-2024) **
    CRISIL A1+
    3M change : -3.72 %|CRISIL A1+

    Holdings

    0.00 %

    -3.72 %
  • ICICI Bank Ltd (29-Oct-2024) **
    ICRA A1+
    3M change : -3.72 %|ICRA A1+

    Holdings

    0.00 %

    -3.72 %
  • Canara Bank (06-May-2024) **
    CRISIL A1+
    3M change : -3.86 %|CRISIL A1+

    Holdings

    0.00 %

    -3.86 %