Good afternoon :)
Add to Watchlist
Share
Home
Portfolio
Search
GoldGold
More

TRUSTMF Banking & PSU Fund(DD-IDCW)

IDCW
1,229.330.02% (+0.19)
Investment Checklist

Returns

Fund's average annual rolling returns over the last three years is compared against the funds from the same category

Fund has been able to generate better returns compared to other funds in the same category

Expense Ratio

Expense Ratio is the fee paid by investors of Mutual Funds. Fund's expense ratio is compared against the expense ratio of other funds in the same category to check if the fund is charging more or less compared to other funds in the same category

Less expense ratio implies better returns over the long term

Return vs FD Rates

If fund's return is lower than the average fixed deposit rates offered by banks, investors are better off investing the amount in a FD

Fund has not been able to generate better price return than bank FD

Red Flags

We check for various red flags on fund's portfolio holdings like - ratings for debt securities, pledging of promoter shares in the company, default probabiity of the company, stocks presense in negative lists published by the exchanges etc. Checkout the Holdings section in the Portfolio tab for full list of securties with red flags

Total holdings with red flags is insignificant

TRUSTMF Banking & PSU Fund(DD-IDCW)

IDCW
DebtBanking & PSU Fund
Small-size FundAssets Under Mgmt: ₹ 197 Cr
Moderate RiskPrinciple investment will be at moderate risk
1,229.330.02% (+0.19)

Price Chart

High
—
Low
—
Returns
0.00%
1M
6M
1Y
3Y
5Y
Max
SIP
Loading...
1M
6M
1Y
3Y
5Y
Max
SIP
Investment Checklist

Returns

Fund's average annual rolling returns over the last three years is compared against the funds from the same category

Fund has been able to generate better returns compared to other funds in the same category

Expense Ratio

Expense Ratio is the fee paid by investors of Mutual Funds. Fund's expense ratio is compared against the expense ratio of other funds in the same category to check if the fund is charging more or less compared to other funds in the same category

Less expense ratio implies better returns over the long term

Return vs FD Rates

If fund's return is lower than the average fixed deposit rates offered by banks, investors are better off investing the amount in a FD

Fund has not been able to generate better price return than bank FD

Red Flags

We check for various red flags on fund's portfolio holdings like - ratings for debt securities, pledging of promoter shares in the company, default probabiity of the company, stocks presense in negative lists published by the exchanges etc. Checkout the Holdings section in the Portfolio tab for full list of securties with red flags

Total holdings with red flags is insignificant

DebtBanking & PSU Fund
Small-size FundAssets Under Mgmt: ₹ 197 Cr
Moderate RiskPrinciple investment will be at moderate risk

Key Metrics

Expense RatioExpense RatioNo LabelNo LabelNo LabelNo Label
0.21—12.37
No LabelNo LabelNo LabelNo LabelNo LabelNo Label
0.50—5.76

Scheme Info

PlanPlanLock inLock inExit LoadExit Load
IDCW0 yrs0.00%
Nil
SIP Inv.SIP Inv.Min. LumpsumMin. Lumpsum
Allowed₹ 1,000
Initial: ₹ 1,000 Incremental: ₹ 1,000
BenchmarkBenchmark
CRISIL Banking and PSU Debt Index

About Banking & PSU Fund

Banking and PSU funds are the debt funds that lend money to banks and public sector companies only. The risk of default is less as the borrowers are of high quality. The performance also depends on the interest rates in the economy.

Peers & Comparison

Comparing 3 mutual funds from 
DebtBanking & PSU Fund

Returns

Scheme

Ratios

Loading...
Mutual Fund1Y Returns1Y Returns3Y CAGR3Y CAGRLife CAGRLife CAGR
TRUSTMF Banking & PSU Fund(DD-IDCW)8.16%5.68%5.71%
Bandhan Banking & PSU Debt Fund(DD-IDCW)0.00%-0.00%0.44%
Axis Banking & PSU Debt Fund(W-IDCW)0.02%-0.01%0.30%
Aditya Birla SL Banking & PSU Debt(IDCW-Reinv)-6.01%-6.44%0.38%

Price Comparison

Compare TRUSTMF Banking & PSU Fund(DD-IDCW) with any MF, ETF, stock or index
Compare TRUSTMF Banking & PSU Fund(DD-IDCW) with any MF, ETF, stock or index
TRUSTMF Banking & PSU Fund(DD-IDCW)
Hmm, looks like data is unavailable here. Please come back after some time
Loading...

Asset Allocation

Actual

Target

Dec 2023

Mar 2024

Jun 2024

Sep 2024

ACTUAL
+2 moreCommercial PaperCash & EquivalentsCertificate of DepositGovernment SecuritiesCorporate Debt0.75%2.46%5.66%9.56%10.37%71.21%

Dec 2023

Mar 2024

Jun 2024

Sep 2024

Tickertape Separator

Sector Distribution

+1 moreG-SecHome FinancingPrivate BanksConsumer FinancePublic Banks6.15 %10.62 %11.63 %18.92 %22.02 %30.66 %

Dec 2023

Mar 2024

Jun 2024

Sep 2024

Tickertape Separator

Sector Weightage

Jun 23Sep 23Dec 23Mar 24Jun 24Sep 2416.90%19.17%25.52%30.27%29.86%30.66%
Public Banks as a % of total holdings for last six quarters
Tickertape Separator

Current Holdings

Debt

Others

  • Constituent
    Holding Weight
    3M Change
  • 7.46% Indian Railway Finance Corporation Limited 18-JUN-2029 **
    CRISIL AAA
    3M change : 10.24 %|CRISIL AAA

    Holdings

    10.24 %

    10.24 %
  • 7.59% National Housing Bank 14-JUL-2027 **
    CRISIL AAA
    3M change : 0.80 %|CRISIL AAA

    Holdings

    9.70 %

    0.80 %
  • 6.00% HDFC Bank Limited 29-MAY-2026 **
    CRISIL AAA
    3M change : 0.78 %|CRISIL AAA

    Holdings

    9.36 %

    0.78 %

AMC Profile

Hmm, looks like data is unavailable here. Please come back after some time

Fund Manager Profile

Jalpan Shah

AUM:  ₹1,095.24 Cr.

Sum of AUMs of all funds managed by the fund manager

 | 

Exp: 10yrs

Neeraj Jain

AUM:  ₹1,095.24 Cr.

Sum of AUMs of all funds managed by the fund manager

 | 

Exp: 7yrs

Manager Performance (0)

Loading...

Tax Implications

Invested period < 2 years

Gains are added to taxable income and taxed according to the individual’s income tax slab

Invested period > 2 years(Investments from 1st April 2023)

Gains are added to taxable income and taxed according to the individual’s income tax slab

Invested period > 2 years(Investments before 1st April 2023)

Gains are treated as long-term capital gains and taxed at 12.5%

Let’s calculate your returns after tax

Investment frequency

Monthly

One Time

Monthly Investment Amt. (₹)

Investment period (years)

CAGR (%)
This CAGR is calculated based on the actual past return given by the fund during the selected investment period. This is the annualised growth rate assuming monthly compounding.
Annual Income
As per the tax implications, in some cases, tax on MF returns depends on your annual income slab

+

-

You make

Opinions and Fund Reviews

The content here in the form of articles and videos is for information purposes only and may have been sourced from publicly available sources or otherwise. Tickertape does not guarantee the authenticity and veracity of the material shared. The User understands and agrees that Tickertape is not aware nor liable for any content shared here.
Hmm, looks like data is unavailable here. Please come back after some time.