UTI Overnight Fund(IDCW)
IDCW
DebtOvernight Fund
Mid-size FundAssets Under Mgmt: ₹ 3,771 Cr
Low RiskPrinciple investment will be at low risk
1,773.240.02% (+0.32)
Price Chart
High
—
Low
—
Returns
0.00%
1M
6M
1Y
3Y
5Y
Max
SIP
1M
6M
1Y
3Y
5Y
Max
SIP
Investment Checklist
Returns
Fund's average annual rolling returns over the last three years is compared against the funds from the same category
Fund has been able to generate better returns compared to other funds in the same category
Expense Ratio
Expense Ratio is the fee paid by investors of Mutual Funds. Fund's expense ratio is compared against the expense ratio of other funds in the same category to check if the fund is charging more or less compared to other funds in the same category
Less expense ratio implies better returns over the long term
Return vs FD Rates
If fund's return is lower than the average fixed deposit rates offered by banks, investors are better off investing the amount in a FD
Fund has not been able to generate better price return than bank FD
Red Flags
We check for various red flags on fund's portfolio holdings like - ratings for debt securities, pledging of promoter shares in the company, default probabiity of the company, stocks presense in negative lists published by the exchanges etc. Checkout the Holdings section in the Portfolio tab for full list of securties with red flags
Total holdings with red flags is insignificant
DebtOvernight Fund
Mid-size FundAssets Under Mgmt: ₹ 3,771 Cr
Low RiskPrinciple investment will be at low risk
Key Metrics
| Expense RatioExpense Ratio | No LabelNo Label | No LabelNo Label |
|---|---|---|
| 0.06 | 6.61 | 48.01 |
| No LabelNo Label | No LabelNo Label | No LabelNo Label |
|---|---|---|
| 0.12 | 6.66 | 25.51 |
Scheme Info
| PlanPlan | Lock inLock in | Exit LoadExit Load |
|---|---|---|
| IDCW | 0 yrs | 0.00% |
| SIP Inv.SIP Inv. | Min. LumpsumMin. Lumpsum |
|---|---|
| Allowed | ₹ 20,000 |
| BenchmarkBenchmark |
|---|
| — |
About Overnight Fund
Overnight funds are debt funds. They invest in debt securities with overnight maturities. These funds are the most liquid investment securities with the minimum exposure to risk.
Peers & Comparison
Comparing 3 mutual funds from
DebtOvernight Fund
DebtOvernight Fund
Returns
Scheme
Ratios
| Mutual Fund | 1Y Returns1Y Returns | 3Y CAGR3Y CAGR | Life CAGRLife CAGR |
|---|---|---|---|
| UTI Overnight Fund(IDCW) | 6.81% | 5.04% | 53.35% |
| SBI Overnight Fund(W-IDCW Payout) | 6.76% | 5.69% | 1.81% |
| HDFC Overnight Fund(DD-IDCW) | 0.00 | 0.00 | 0.00 |
| ICICI Pru Overnight Fund(W-IDCW Payout) | 0.04% | 0.00% | 0.01% |
Price Comparison
Compare UTI Overnight Fund(IDCW) with any MF, ETF, stock or indexCompare UTI Overnight Fund(IDCW) with any MF, ETF, stock or index
UTI Overnight Fund(IDCW)
Hmm, looks like data is unavailable here. Please come back after some timeAsset Allocation
Actual
Target
Dec 2023
Mar 2024
Jun 2024
Aug 2024
ACTUAL
Dec 2023
Mar 2024
Jun 2024
Aug 2024
Sector Distribution
Dec 2023
Mar 2024
Jun 2024
Aug 2024
Sector Weightage
Others
Others as a % of total holdings for last six quarters
Current Holdings
Debt
Others
- ConstituentHolding Weight3M Change
- 91 D TBILL MAT - 05/09/243M change : 2.42 %|
Holdings
2.42 %
2.42 % - 364 D TBILL MAT - 25/07/243M change : -2.54 %|
Holdings
0.00 %
-2.54 % - 91 D TBILL MAT - 19/07/243M change : -2.54 %|
Holdings
0.00 %
-2.54 %
AMC Profile
UTI AMC commenced operations from February 1, 2003. It has been promoted by four sponsors, namely, SBI, Life Insurance Corporation of India, Bank of Baroda and Punjab National Bank and each of them hold 25% of the paid up capital of UTI AMC.
No.of Schemes
62
Total AUM
₹ 2,09,678.70 Cr.
Fund Manager Profile
Amit Sharma
AUM: ₹48,231.56 Cr.
|
Exp: —
Qualification
Data not available
Past Experience
Data not available
Funds Managed (66)
Debt (62)
UTI Money Market Fund(F-IDCW)
7.72%
6.39%
0.19%
UTI Money Market Fund(A-IDCW)
7.71%
6.40%
0.19%
UTI Money Market Fund(H-IDCW)
7.71%
6.39%
0.19%
UTI Money Market Fund(Q-IDCW)
7.72%
6.41%
0.19%
UTI Liquid Fund(F-IDCW)
7.42%
6.13%
0.18%
UTI Liquid Fund(Q-IDCW)
7.42%
6.13%
0.18%
UTI Liquid Fund(H-IDCW)
7.42%
6.13%
0.18%
UTI Liquid Fund(FN-IDCW)
0.03%
0.04%
0.18%
UTI Money Market Fund(FN-IDCW)
0.05%
0.05%
0.19%
UTI Liquid Fund(A-IDCW)
7.42%
6.13%
0.18%
UTI Money Market Fund(M-IDCW)
7.71%
6.40%
0.19%
UTI Money Market Fund-Reg(F-IDCW)
7.62%
0.65%
0.27%
UTI Money Market Fund-Reg(H-IDCW)
7.63%
6.31%
0.27%
UTI Money Market Fund-Reg(A-IDCW)
7.62%
6.31%
0.27%
UTI Money Market Fund-Reg(M-IDCW)
0.02%
0.06%
0.27%
UTI Money Market Fund-Reg(FN-IDCW)
0.05%
0.05%
0.27%
UTI Liquid Fund-Reg(H-IDCW)
7.33%
6.04%
0.27%
UTI Liquid Fund-Reg(Q-IDCW)
7.33%
6.03%
0.27%
UTI Liquid Fund-Reg(A-IDCW)
7.33%
6.03%
0.27%
UTI Liquid Fund-Reg(F-IDCW)
7.33%
6.03%
0.27%
UTI Liquid Fund-Reg(FN-IDCW)
2.67%
0.91%
0.27%
UTI Overnight Fund-Reg(DD-IDCW)
0.00%
0.00%
0.11%
UTI Overnight Fund(DD-IDCW)
0.00%
0.00%
0.06%
UTI Liquid Fund(M-IDCW)
0.49%
0.69%
0.18%
UTI Money Market Fund(W-IDCW)
0.16%
0.79%
0.19%
UTI Money Market Fund(DD-IDCW)
-0.00%
0.01%
0.19%
UTI Liquid Fund(W-IDCW)
7.42%
6.13%
0.18%
UTI Liquid Fund(DD-IDCW)
0.05%
1.26%
0.18%
UTI Money Market Fund-Reg(W-IDCW)
1.68%
4.32%
0.27%
UTI Money Market Fund-Reg(DD-IDCW)
2.90%
3.32%
0.27%
UTI Liquid Fund-Reg(DD-IDCW)
0.73%
0.53%
0.27%
UTI Liquid Fund-Reg(M-IDCW)
0.43%
0.72%
0.27%
UTI Liquid Fund-Reg(W-IDCW)
-0.09%
-0.00%
0.27%
UTI Overnight Fund-Reg(IDCW)
6.76%
4.96%
0.11%
UTI Liquid Fund(F-IDCW)
7.42%
6.13%
0.18%
UTI Liquid Fund(FN-IDCW)
0.03%
0.04%
0.18%
UTI Liquid Fund(Q-IDCW)
7.42%
6.13%
0.18%
UTI Money Market Fund(H-IDCW)
7.71%
6.39%
0.19%
UTI Liquid Fund(H-IDCW)
7.42%
6.13%
0.18%
UTI Money Market Fund(F-IDCW)
7.72%
6.39%
0.19%
UTI Money Market Fund(A-IDCW)
7.71%
6.40%
0.19%
UTI Money Market Fund(Q-IDCW)
7.72%
6.41%
0.19%
UTI Money Market Fund(FN-IDCW)
0.05%
0.05%
0.19%
UTI Liquid Fund(A-IDCW)
7.42%
6.13%
0.18%
UTI Money Market Fund(M-IDCW)
7.71%
6.40%
0.19%
UTI Money Market Fund-Reg(F-IDCW)
7.62%
0.65%
0.27%
UTI Liquid Fund-Reg(Q-IDCW)
7.33%
6.03%
0.27%
UTI Money Market Fund-Reg(H-IDCW)
7.63%
6.31%
0.27%
UTI Money Market Fund-Reg(FN-IDCW)
0.05%
0.05%
0.27%
UTI Liquid Fund-Reg(H-IDCW)
7.33%
6.04%
0.27%
UTI Money Market Fund-Reg(A-IDCW)
7.62%
6.31%
0.27%
UTI Liquid Fund-Reg(FN-IDCW)
2.67%
0.91%
0.27%
UTI Liquid Fund-Reg(A-IDCW)
7.33%
6.03%
0.27%
UTI Money Market Fund-Reg(M-IDCW)
0.02%
0.06%
0.27%
UTI Liquid Fund-Reg(F-IDCW)
7.33%
6.03%
0.27%
UTI Overnight Fund(IDCW)
6.81%
5.04%
0.06%
UTI Liquid Fund(M-IDCW)
0.49%
0.69%
0.18%
UTI Money Market Fund(W-IDCW)
0.16%
0.79%
0.19%
UTI Money Market Fund-Reg(W-IDCW)
1.68%
4.32%
0.27%
UTI Overnight Fund-Reg(IDCW)
6.76%
4.96%
0.11%
UTI Liquid Fund-Reg(M-IDCW)
0.43%
0.72%
0.27%
UTI Overnight Fund(IDCW)
6.81%
5.04%
0.06%
Manager Performance (0)
Debt: Overnight Fund
Tax Implications
Invested period < 2 years
Gains are added to taxable income and taxed according to the individual’s income tax slab
Invested period > 2 years(Investments from 1st April 2023)
Gains are added to taxable income and taxed according to the individual’s income tax slab
Invested period > 2 years(Investments before 1st April 2023)
Gains are treated as long-term capital gains and taxed at 12.5%
Let’s calculate your returns after tax
Investment frequency
Monthly
One Time
Monthly Investment Amt. (₹)
Investment period (years)
CAGR (%)
This CAGR is calculated based on the actual past return given by the fund during the selected investment period. This is the annualised growth rate assuming monthly compounding.
Historical
Income
As per the tax implications, in some cases, tax on MF returns depends on your annual income slab
₹10 Lakh - ₹12 Lakh
+
-
You make
Opinions and Fund Reviews
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Returns
Fund has been able to generate better returns compared to other funds in the same category