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SBI Retirement Benefit Fund-Conservative Plan(IDCW)

IDCW
13.970.33% (-0.05)
Investment Checklist

Returns

Fund's average annual rolling returns over the last three years is compared against the funds from the same category

Other Funds in the same category are generating better returns

Expense Ratio

Expense Ratio is the fee paid by investors of Mutual Funds. Fund's expense ratio is compared against the expense ratio of other funds in the same category to check if the fund is charging more or less compared to other funds in the same category

Less expense ratio implies better returns over the long term

Return vs FD Rates

If fund's return is lower than the average fixed deposit rates offered by banks, investors are better off investing the amount in a FD

Fund has been able to generate better price return than bank FD

Red Flags

We check for various red flags on fund's portfolio holdings like - ratings for debt securities, pledging of promoter shares in the company, default probabiity of the company, stocks presense in negative lists published by the exchanges etc. Checkout the Holdings section in the Portfolio tab for full list of securties with red flags

Total holdings with red flags is insignificant

SBI Retirement Benefit Fund-Conservative Plan(IDCW)

IDCW
OtherFlexi Cap Fund
Small-size FundAssets Under Mgmt: ₹ 180 Cr
Moderate RiskPrinciple investment will be at moderate risk
13.970.33% (-0.05)

Price Chart

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Returns
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1M
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5Y
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SIP
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1M
6M
1Y
3Y
5Y
Max
SIP
Investment Checklist

Returns

Fund's average annual rolling returns over the last three years is compared against the funds from the same category

Other Funds in the same category are generating better returns

Expense Ratio

Expense Ratio is the fee paid by investors of Mutual Funds. Fund's expense ratio is compared against the expense ratio of other funds in the same category to check if the fund is charging more or less compared to other funds in the same category

Less expense ratio implies better returns over the long term

Return vs FD Rates

If fund's return is lower than the average fixed deposit rates offered by banks, investors are better off investing the amount in a FD

Fund has been able to generate better price return than bank FD

Red Flags

We check for various red flags on fund's portfolio holdings like - ratings for debt securities, pledging of promoter shares in the company, default probabiity of the company, stocks presense in negative lists published by the exchanges etc. Checkout the Holdings section in the Portfolio tab for full list of securties with red flags

Total holdings with red flags is insignificant

OtherFlexi Cap Fund
Small-size FundAssets Under Mgmt: ₹ 180 Cr
Moderate RiskPrinciple investment will be at moderate risk

Key Metrics

Expense RatioExpense RatioNo LabelNo LabelNo LabelNo Label
0.92—3.00
No LabelNo LabelNo LabelNo LabelNo LabelNo Label
1.22—2.31

Scheme Info

PlanPlanLock inLock inExit LoadExit Load
IDCW5 yrs0.00%
Nil
SIP Inv.SIP Inv.Min. LumpsumMin. Lumpsum
Allowed₹ 5,000
Initial: ₹ 5,000 Incremental: ₹ 1,000
BenchmarkBenchmark
CRISIL Hybrid 85+15 - Conservative Index

About Flexi Cap Fund

Flexi cap funds are equity mutual funds that are not restricted to investing in companies with a predetermined market capitalisation.

Peers & Comparison

Comparing 3 mutual funds from 
OtherFlexi Cap Fund

Returns

Scheme

Ratios

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Mutual Fund1Y Returns1Y Returns3Y CAGR3Y CAGRLife CAGRLife CAGR
SBI Retirement Benefit Fund-Conservative Plan(IDCW)13.15%9.06%9.47%
HDFC Flexi Cap Fund(IDCW)31.21%13.09%6.69%
Kotak Flexicap Fund(IDCW-Payout)32.15%15.38%13.66%
UTI Flexi Cap Fund(IDCW)25.15%5.43%12.50%

Price Comparison

Compare SBI Retirement Benefit Fund-Conservative Plan(IDCW) with any MF, ETF, stock or index
Compare SBI Retirement Benefit Fund-Conservative Plan(IDCW) with any MF, ETF, stock or index
SBI Retirement Benefit Fund-Conservative Plan(IDCW)
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Asset Allocation

Actual

Target

Dec 2023

Mar 2024

Jun 2024

Sep 2024

ACTUAL
Cash & EquivalentsEquityCorporate DebtGovernment Securities3.45%19.44%25.34%51.77%

Dec 2023

Mar 2024

Jun 2024

Sep 2024

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Sector Distribution

+23 morePrivate BanksTelecom ServicesConsumer FinancePower GenerationG-Sec27.02 %3.83 %5.63 %5.67 %6.08 %51.77 %

Dec 2023

Mar 2024

Jun 2024

Sep 2024

Tickertape Separator

Sector Weightage

Jun 23Sep 23Dec 23Mar 24Jun 24Sep 2419.27%24.46%22.73%43.37%53.91%51.77%
G-Sec as a % of total holdings for last six quarters
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Current Holdings

Equity

Debt

Others

  • Constituent
    Holding Weight
    3M Change
  • HDFC Bank Ltd
    HDFCBANK
    3M change : -0.01 %

    Holdings

    1.61 %

    -0.01 %
  • Reliance Industries Ltd
    RELIANCE
    3M change : 0.60 %

    Holdings

    1.24 %

    0.60 %
  • ICICI Bank Ltd
    ICICIBANK
    3M change : -0.06 %

    Holdings

    1.16 %

    -0.06 %

AMC Profile

With 30 years of rich experience in fund management, SBI Funds Management Ltd. (SBIFML) bring forward their expertise by consistently delivering value to their investors. They have a strong and proud lineage that traces back to the State Bank of India (SBI) - India's largest bank. They are a Joint Venture between SBI and AMUNDI (France), one of the world's leading fund management companies., SBI currently holds 63% stake in SBIFMPL. They have been actively managing their investor's assets not only through our investment expertise in domestic mutual funds, but also offshore funds and portfolio management advisory services for institutional investors.

  • No.of Schemes

    106

  • Total AUM

    ₹ 7,74,099.49 Cr.

Fund Manager Profile

Rohit Shimpi

AUM:  ₹25,462.07 Cr.

Sum of AUMs of all funds managed by the fund manager

 | 

Exp: —

Ardhendu Bhattacharya

AUM:  ₹42,609.45 Cr.

Sum of AUMs of all funds managed by the fund manager

 | 

Exp: —

Manager Performance (0)

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Tax Implications

Invested period < 2 years

Gains are added to taxable income and taxed according to the individual’s income tax slab

Invested period > 2 years(Investments before 1st April 2023)

Gains are treated as long-term capital gains and taxed at 12.5%

Invested period > 2 years(Investments from 1st April 2023 redeemed till 31st March 2025)

Gains are added to taxable income and taxed according to the individual’s income tax slab

Invested period > 2 years(Investments from 1st April 2023 redeemed after 31st March 2025)

Gains are treated as long-term capital gains and taxed at 12.5%

Let’s calculate your returns after tax

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Opinions and Fund Reviews

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