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UCO Bank

UCOBANK Share Price

32.402.76% (+0.87)
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UCOBANK Stock Scorecard

Performance

Low

Hasn't fared well - amongst the low performers

Valuation

High

Seems to be overvalued vs the market average

Growth

Avg

Financials growth has been moderate for a few years

Profitability

High

Showing good signs of profitability & efficiency

Entry point

Avg

The stock is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

UCOBANK Performance & Key Metrics

UCOBANK Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
16.621.321.20%
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
17.452.611.13%

UCOBANK Analyst Ratings & Forecast

Analyst Ratings data is currently unavailable for this stock

Price Upside

Earnings Growth

Rev. Growth

UCOBANK Company Profile

UCO Bank is a commercial bank whose segments include Treasury, Corporate/Wholesale Banking, Retail Banking and Other Banking Operations.

UCOBANK Similar Stocks (Peers)

Compare with peers Compare with peers 

UCOBANK Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
9.44
9.44
1Y Return
2.57%
2.57%
Buy Reco %
80.95
80.95
PE Ratio
6.21
6.21
1Y Return
8.59%
8.59%
Buy Reco %
75.00
75.00
PE Ratio
6.87
6.87
1Y Return
10.79%
10.79%
Buy Reco %
57.14
57.14
PE Ratio
6.54
6.54
1Y Return
13.44%
13.44%
Buy Reco %
81.82
81.82
PE Ratio
5.91
5.91
1Y Return
3.51%
3.51%
Buy Reco %
75.00
75.00
Compare with Peers

UCOBANK Sentiment Analysis

UCOBANK Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

UCOBANK Stock Summary · May 2025

UCO Bank demonstrated impressive growth in Q4 FY25, achieving a 14.12% year-on-year increase in total business, driven by a significant profit turnaround to ₹2,445 crores. The bank's asset quality improved markedly, with gross NPAs at 2.69% and net NPAs at 0.50%, reflecting effective credit management. However, management remains cautious about future credit growth, tempering guidance to 12-14% amid market uncertainties. Digital transformation initiatives, including enhanced mobile banking and a focus on customer engagement, are expected to bolster CASA ratios and support growth in retail and MSME segments. Additionally, strategic investments in IT and treasury operations position the bank favorably for sustained profitability and operational efficiency.

UCOBANK Stock Growth Drivers
UCOBANK Stock Growth Drivers
7
  • Strong Financial Performance

    UCO Bank has reported significant growth in various financial metrics, including a 14.12% year-on-year increase

  • Improved Profitability Metrics

    The bank's profitability metrics have shown substantial improvement, with net interest income increasing by 18.88%

UCOBANK Stock Challenges
UCOBANK Stock Challenges
3
  • Decline in Net Interest Margin and Yields

    The bank has experienced a decline in its Net Interest Margin (NIM) from 3.38% to

  • Cautious Credit Growth Projections

    The bank has tempered its credit growth target for the upcoming year to a range

UCOBANK Forecast

UCOBANK Forecasts

empty forecast

Forecast data is currently unavailable

Forecast data is currently unavailable

Price

Price Upside

Revenue

Revenue Growth

Earnings

Earnings Per Share

UCOBANK

UCOBANK

Income

Balance Sheet

Cash Flow

UCOBANK Income Statement

UCOBANK Income Statement

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Financial YearFY 2021FY 2022FY 2023FY 2024FY 2025TTM
Total Revenue17,870.3218,047.3020,122.9325,119.8729,473.5429,473.53
Raw Materialssubtract25,639.98
Power & Fuel Costsubtract
Employee Costsubtract3,442.653,314.313,872.744,886.675,453.11
Selling & Administrative Expensessubtract599.93605.48678.19760.74980.12
Operating & Other expensessubtract13,768.8112,247.0412,485.4116,622.6918,895.49
Depreciation/Amortizationsubtract134.42164.96217.52280.92311.26
Interest & Other Itemssubtract
Taxes & Other Itemssubtract-263.87820.601,042.77897.301,365.571,388.59
EPS0.190.821.531.402.021.95
DPS0.000.000.000.280.390.28
Payout ratio0.000.000.000.200.190.14

UCOBANK Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2025FY 2025

Annual report

PDF
FY 2024FY 2024

Annual report

PDF

Investor Presentation

Jul 28PDF
FY 2023FY 2023

Annual report

PDF

Investor Presentation

May 3PDF
FY 2022FY 2022

Annual report

PDF
FY 2021FY 2021

Annual report

PDF
FY 2020FY 2020

Annual report

PDF
FY 2019FY 2019

Annual report

PDF
FY 2018FY 2018

Annual report

PDF
FY 2017FY 2017

Annual report

PDF
FY 2016FY 2016

Annual report

PDF
 

UCOBANK Stock Peers

UCOBANK Past Performance & Peer Comparison

UCOBANK Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsPublic Banks

Loading...

StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
UCO Bank16.461.321.20%
State Bank of India9.441.451.94%
Bank of Baroda Ltd6.210.873.37%
Punjab National Bank6.870.952.62%

UCOBANK Stock Price Comparison

Compare UCOBANK with any stock or ETF
Compare UCOBANK with any stock or ETF
UCOBANK
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UCOBANK Holdings

UCOBANK Shareholdings

UCOBANK Promoter Holdings Trend

UCOBANK Promoter Holdings Trend

Decreased Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has decreased by 4.44%

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

UCOBANK Institutional Holdings Trend

UCOBANK Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

UCOBANK Shareholding Pattern

UCOBANK Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding90.95%0.09%5.27%0.44%3.25%

Jun 2024

Sep 2024

Dec 2024

Mar 2025

UCOBANK Shareholding History

UCOBANK Shareholding History

Dec '23MarJunSepDec '24Mar0.01%0.03%0.03%0.02%0.02%0.44%

Mutual Funds Invested in UCOBANK

Mutual Funds Invested in UCOBANK

No mutual funds holding trends are available

Top 5 Mutual Funds holding UCO Bank




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
0.0055%0.10%-0.03%143/289 (-6)
0.0035%0.10%-0.03%173/288 (-3)
0.0022%0.10%-0.04%139/288 (-5)

Compare 3-month MF holding change on Screener

UCOBANK Insider Trades & Bulk Stock Deals

UCOBANK Insider Trades & Bulk Stock Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases containing UCOBANK stock

smallcases containing UCOBANK stock

Looks like this stock is not in any smallcase yet.

UCOBANK Events

UCOBANK Events

UCOBANK Dividend Trend

No dividend trend available

Dividends

Corp. Actions

Announcements

Legal Orders

UCOBANK Dividend Trend

No dividend trend available

UCOBANK Upcoming Dividends

UCOBANK Upcoming Dividends

No upcoming dividends are available

UCOBANK Past Dividends

UCOBANK Past Dividends

Cash Dividend

Ex DateEx DateMay 9, 2025

Final
Final | Div/Share: ₹0.39

Dividend/Share

0.39

Ex DateEx Date

May 9, 2025

Cash Dividend

Ex DateEx DateMay 10, 2024

Final
Final | Div/Share: ₹0.28

Dividend/Share

0.28

Ex DateEx Date

May 10, 2024

Cash Dividend

Ex DateEx DateJun 23, 2015

Final
Final | Div/Share: ₹2.00

Dividend/Share

2.00

Ex DateEx Date

Jun 23, 2015

Cash Dividend

Ex DateEx DateJun 24, 2014

Final
Final | Div/Share: ₹1.00

Dividend/Share

1.00

Ex DateEx Date

Jun 24, 2014

Cash Dividend

Ex DateEx DateJan 20, 2014

Interim
Interim | Div/Share: ₹2.00

Dividend/Share

2.00

Ex DateEx Date

Jan 20, 2014

UCOBANK Stock News & Opinions

UCOBANK Stock News & Opinions

Spotlight
UCO Bank up for fifth session

UCO Bank is up for a fifth straight session in a row. The stock is quoting at Rs 32.12, up 1.87% on the day as on 12:44 IST on the NSE. The benchmark NIFTY is down around 0.37% on the day, quoting at 25542.5. The Sensex is at 83744.14, down 0.37%. UCO Bank has dropped around 6.27% in last one month. Meanwhile, Nifty PSU Bank index of which UCO Bank is a constituent, has dropped around 0.75% in last one month and is currently quoting at 7015.5, up 2.33% on the day. The volume in the stock stood at 140.75 lakh shares today, compared to the daily average of 220.62 lakh shares in last one month.The PE of the stock is 16.19 based on TTM earnings ending March 25.Powered by Capital Market - Live

15 hours agoCapital Market - Live
Spotlight
UCO Bank drops for fifth straight session

UCO Bank fell for a fifth straight session today. The stock is quoting at Rs 31.06, down 0.8% on the day as on 13:19 IST on the NSE. The benchmark NIFTY is up around 0.87% on the day, quoting at 24933.35. The Sensex is at 81777.75, up 0.81%.UCO Bank has eased around 3.51% in last one month.Meanwhile, Nifty PSU Bank index of which UCO Bank is a constituent, has increased around 3.07% in last one month and is currently quoting at 6934.85, down 0.05% on the day. The volume in the stock stood at 66.76 lakh shares today, compared to the daily average of 204.37 lakh shares in last one month.The PE of the stock is 16.06 based on TTM earnings ending March 25.Powered by Capital Market - Live

2 weeks agoCapital Market - Live
Spotlight
UCO Bank appoints Sumit Khandelwal as new CFO

Sumit Khandelwal, 48, holds a Bachelor's degree in Commerce and a Bachelor's degree in Law. He is also a qualified Chartered Accountant, Cost Accountant, and a Certified Associate of the Indian Institute of Banking and Finance (CAIIB). Khandelwal has served in various roles across corporate branches, zones, and departments of the bank. He brings with him over 15 years of rich banking experience. Prior to his appointment as CFO, he served as Zonal Head, New Delhi. UCO Bank is a commercial bank and a Government of India undertaking. As of March 31, 2025, the bank had a network of 3,302 domestic branches and two overseas branches ' one each in Hong Kong and Singapore ' along with one representative office in Iran. Of the total branches, 2,031 (61%) are located in rural and semi-urban areas. The bank also operates 2,522 ATMs and 10,653 Business Correspondent (BC) points, bringing the total number of customer touchpoints to 16,480 as of March 31, 2025. The bank's standalone net profit rose 24.1% to Rs 652.43 crore on 16.5% increase in total income to Rs 8,136.79 crore in Q4 FY25 over Q4 FY24. Shares of UCO Bank shed 0.70% to Rs 34.03 on the BSE. Powered by Capital Market - Live

3 weeks agoCapital Market - Live
Corporate
UCO Bank announces revision in benchmark interest rates

UCO Bank has reviewed the benchmark rates and decided for revision in TBLR linked rate and G-sec linked rate, as detailed hereunder: MCLR Tenor  MCLR (%) Overnight  8.25 One month  8.45 Three month  8.60 Six month  8.90 One year  9.10 TBLR (3 month)  6.00% TBLR (6 month)  6.05% TBLR (12 month)  6.05% G-Sec Linked UCO G-Sec (1 year) 6.05% 10-year G-Sec Rate YTM % p.a. (Annualized) Par yield  7.80% Repo Linked Rate - UCO Float 8.80% Repo Linked Rate - UCO Prime 6.00% Base Rate 9.60% BPLR  14.25% The revised TBLR linked rate and G-sec linked rate is effective from 10 May 2025. Other Benchmark rates viz. MCLR, Repo linked rate, Base Rate and BPLR remain unchanged.  Powered by Capital Market - Live

1 month agoCapital Market - Live
Spotlight
UCO Bank rallies after Q4 PAT jumps 24% YoY to Rs 652 cr

Profit before tax (PBT) stood at Rs 1,036.14 crore in Q4 FY25, up 23.8% YoY. Net Interest Income (NII) for the quarter ended 31st March 2025 stood at Rs 2,698 crore registering a growth of 23.35% YoY as against Rs 2,187 crore for the same period of preceding year Total Business of the Bank stood at Rs.5,13,527 crore as on 31st March 2025, showing an increase of 14.12% Y-o-Y, wherein Gross Advances increased by 17.72% YoY to Rs 2,19,985 crore & total deposits jumped 11.56% YoY to Rs 2,93,542 crore. RAM (Retail, Agri & MSME) business stood at Rs 1,22,613 crore as on 31st March 2025 as against Rs 97,516 crore as on 31st March 2024, registering a growth of 25.74% YoY basis. On asset quality front, gross non-performing assets (NPA) stood at Rs 5,918.54 crore as of 31st March 2025 as against Rs 6,463.30 crore as of 31st March 2024. Gross NPA improved to 2.69% as on 31st March2025 as against 3.46% as on 31st March 2024, registering an improvement of 77 bps year-on -year. Net NPA improved to 0.50 % as on 3st 1March 2025 as against 0.89% as on 31st March 2024, registering an improvement of 39 bps Y-o-Y. On full year basis, the bank's standalone net profit jumped 47.8% to Rs 2,444.96 crore in FY25 as compared with Rs 1,653.74 crore inFY24. Total income increased 17.3% to Rs 29,473.53 crore in FY25 as compared with Rs 25,119.87 crore in FY24. Meanwhile, the bank's board recommended a dividend of Rs .39 per equity share for FY25, subject to approval f the shareholders of the ensuing annual general meeting of the bonk. The bank has fixed Friday, 9th May 2025 as the record date for final dividend. Further, the bank's board approved equity capital raising plan through issuance of 270 crore equity shares of face value of Rs 10 each, aggregating to Rs 2,700 crore(at face value) through various modes viz, QIP, FPO, etc. in one or more tranches at an appropriate time and premium during the FY 2025-26, subject to approval of the shareholders at the ensuing annual general meeting of the bank and other /regulatory approvals. UCO Bank is a commercial bank and a Government of India Undertaking. As on 31.03.2025 Bank had a network of 3302 domestic branches and 2 overseas branches each at Hong Kong and Singapore and 1 Representative Office in Iran. Out of the total branches, Bank has 2031 (61%) branches in rural & semi-urban areas. Bank has 2522 ATMs and 10653 BC Points making the total number of 16480 touch points as on 31 st March 2025.Powered by Capital Market - Live

2 months agoCapital Market - Live
Earnings
UCO Bank consolidated net profit rises 23.77% in the March 2025 quarter

Net profit of UCO Bank rose 23.77% to Rs 665.72 crore in the quarter ended March 2025 as against Rs 537.86 crore during the previous quarter ended March 2024. Total Operating Income rose 15.10% to Rs 6744.59 crore in the quarter ended March 2025 as against Rs 5859.70 crore during the previous quarter ended March 2024. For the full year,net profit rose 47.65% to Rs 2467.98 crore in the year ended March 2025 as against Rs 1671.55 crore during the previous year ended March 2024. Total Operating Income rose 14.70% to Rs 25066.90 crore in the year ended March 2025 as against Rs 21854.34 crore during the previous year ended March 2024. ParticularsQuarter EndedYear EndedMar. 2025Mar. 2024% Var.Mar. 2025Mar. 2024% Var. Total Operating Income6744.595859.70 15 25066.9021854.34 15 OPM %54.7157.22 -59.3059.75 - PBDT1036.14805.51 29 3833.552568.85 49 PBT1036.14805.51 29 3833.552568.85 49 NP665.72537.86 24 2467.981671.55 48 Powered by Capital Market - Live

2 months agoCapital Market - Live
Earnings
UCO Bank standalone net profit rises 24.09% in the March 2025 quarter

Net profit of UCO Bank rose 24.09% to Rs 652.43 crore in the quarter ended March 2025 as against Rs 525.77 crore during the previous quarter ended March 2024. Total Operating Income rose 15.10% to Rs 6744.59 crore in the quarter ended March 2025 as against Rs 5859.70 crore during the previous quarter ended March 2024. For the full year,net profit rose 47.84% to Rs 2444.96 crore in the year ended March 2025 as against Rs 1653.74 crore during the previous year ended March 2024. Total Operating Income rose 14.70% to Rs 25066.90 crore in the year ended March 2025 as against Rs 21854.34 crore during the previous year ended March 2024. ParticularsQuarter EndedYear EndedMar. 2025Mar. 2024% Var.Mar. 2025Mar. 2024% Var. Total Operating Income6744.595859.70 15 25066.9021854.34 15 OPM %54.7157.22 -59.3059.75 - PBDT1036.14805.51 29 3833.552568.85 49 PBT1036.14805.51 29 3833.552568.85 49 NP652.43525.77 24 2444.961653.74 48 Powered by Capital Market - Live

2 months agoCapital Market - Live
Corporate
Board of UCO Bank approves equity capital raising plan of Rs 2700 cr in FY26

The Board of UCO Bank at its meeting held on 28 April 2025 has approved equity capital raising plan by way of issue of 270 crore equity shares of face value of Rs 10 each aggregating to Rs 2700 crore (at face value) through various modes viz. QI, FPO etc. in one or more tranches during FY 2025-26. Powered by Capital Market - Live

2 months agoCapital Market - Live
Corporate
Board of UCO Bank recommends Final Dividend

UCO Bank announced that the Board of Directors of the Company at its meeting held on 28 April 2025, has recommended a Final dividend of Rs.0.39 per share (i.e.3.9%), subject to the approval of the shareholders.Powered by Capital Market - Live

2 months agoCapital Market - Live
Corporate
UCO Bank to hold board meeting

UCO Bank will hold a meeting of the Board of Directors of the Company on 28 April 2025.Powered by Capital Market - Live

2 months agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. What is the share price of UCO Bank (UCOBANK) today?

    The share price of UCOBANK as on 30th June 2025 is ₹32.40. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on UCO Bank (UCOBANK) share?

    The past returns of UCO Bank (UCOBANK) share are
    • Past 1 week: 6.34%
    • Past 1 month: 0.83%
    • Past 3 months: -9.24%
    • Past 6 months: -23.57%
    • Past 1 year: -40.72%
    • Past 3 years: 195.89%
    • Past 5 years: 118.18%

  3. What are the peers or stocks similar to UCO Bank (UCOBANK)?
  4. What is the dividend yield % of UCO Bank (UCOBANK) share?

    The current dividend yield of UCO Bank (UCOBANK) is 1.20.

  5. What is the market cap of UCO Bank (UCOBANK) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of UCO Bank (UCOBANK) is ₹40628.17 Cr as of 30th June 2025.

  6. What is the 52 week high and low of UCO Bank (UCOBANK) share?

    The 52-week high of UCO Bank (UCOBANK) is ₹60.68 and the 52-week low is ₹26.81.

  7. What is the PE and PB ratio of UCO Bank (UCOBANK) stock?

    The P/E (price-to-earnings) ratio of UCO Bank (UCOBANK) is 16.46. The P/B (price-to-book) ratio is 1.32.

  8. Which sector does UCO Bank (UCOBANK) belong to?

    UCO Bank (UCOBANK) belongs to the Financials sector & Public Banks sub-sector.

  9. How to buy UCO Bank (UCOBANK) shares?

    You can directly buy UCO Bank (UCOBANK) shares on Tickertape. Simply sign up, connect your demat account and place your order.