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Satin Creditcare Network Ltd

SATIN Share Price

159.250.50% (+0.79)
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Returns
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With a market cap of ₹1,751 cr, stock is ranked 1,220

Stock is 2.29x as volatile as Nifty

SATIN Stock Scorecard

Performance

Avg

Price return has been average, nothing exciting

Valuation

Avg

Can be considered moderately valued vs the market

Growth

Avg

Financials growth has been moderate for a few years

Profitability

Avg

Average profitability - not good, not bad

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹1,751 cr, stock is ranked 1,220

Stock is 2.29x as volatile as Nifty

SATIN Performance & Key Metrics

SATIN Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
9.120.69
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
18.182.470.98%

SATIN Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
100%
Analysts have suggested that investors can buy this stock

from 3 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

SATIN Company Profile

Satin Creditcare Network Ltd operates as a Non-Banking Finance Company.It provides individual loans to urban shopkeepers to purchase generators for their businesses and rural poor to meet their productive requirements in starting new businesses.

Investor Presentation

View older View older 

Jan 28, 2026

PDF
View Older Presentations

SATIN Similar Stocks (Peers)

Compare with peers Compare with peers 

SATIN Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
36.05
36.05
1Y Return
13.37%
13.37%
Buy Reco %
70.97
70.97
PE Ratio
19.54
19.54
1Y Return
73.64%
73.64%
Buy Reco %
90.00
90.00
PE Ratio
106.35
106.35
1Y Return
8.06%
8.06%
Buy Reco %
100.00
100.00
PE Ratio
39.82
39.82
1Y Return
4.72%
4.72%
Buy Reco %
87.50
87.50
PE Ratio
34.10
34.10
1Y Return
24.09%
24.09%
Buy Reco %
66.67
66.67
Compare with Peers

SATIN Sentiment Analysis

SATIN Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

SATIN Stock Summary · February 2026

Satin Creditcare has demonstrated remarkable resilience, achieving 18 consecutive profitable quarters and a 404% year-on-year increase in Profit After Tax, despite challenging market conditions. The company is strategically focused on expanding its branch network and enhancing access to affordable micro housing, supported by a robust capital adequacy ratio and effective risk management practices. Investment in technology and subsidiaries, alongside a commitment to ESG initiatives, positions Satin for future growth, particularly in the rural financial services sector. With strong collection efficiencies and a proactive approach to liquidity management, the company is well-prepared to navigate industry headwinds while capitalizing on emerging opportunities, including government support for climate-related initiatives.

SATIN Stock Growth Drivers
SATIN Stock Growth Drivers
6
  • Strong Financial Performance

    Satin Creditcare Network Limited has achieved significant financial milestones, including its 18th consecutive profitable quarter

  • Technological Innovation and Expansion

    The company has invested in technology to enhance efficiency, risk management, and controls, establishing Satin

SATIN Stock Challenges
SATIN Stock Challenges
3
  • Inaccurate Reporting of Borrowing Cost Reductions

    The company reported a reduction in borrowing costs by approximately 200 basis points; however, this

  • Stable Net Interest Margin (NIM) with Limited Improvement

    While the net interest margin (NIM) remains stable compared to the previous quarter, there is

SATIN Forecast

SATIN Forecasts

Price

Revenue

Earnings

SATIN

SATIN

Income

Balance Sheet

Cash Flow

SATIN Income Statement

SATIN Income Statement

Industry refers to the sub-sector this company belongs to.
Lower than Industry Revenue Growth
A higher-than-industry revenue growth represents increased potential for the company to increase their market share

Over the last 5 years, revenue has grown at a yearly rate of 11.59%, vs industry avg of 16.72%

Decreasing Market Share
Market share is the percentage of an industry's total sales going to a particular company. It gives a general idea of the size of a company v/s its competitors

Over the last 5 years, market share decreased from 0.93% to 0.79%

Lower than Industry Net Income
Net income is equal to net earnings (profit) less expenses. This number is an important measure of how profitable the company is

Over the last 5 years, net income has grown at a yearly rate of 3.73%, vs industry avg of 21.53%

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Financial YearFY 2017FY 2018FY 2019FY 2020FY 2021FY 2022FY 2023FY 2024FY 2025TTM
Total Revenue801.471,031.241,445.141,503.441,380.171,381.141,550.892,240.532,601.912,881.25
Raw Materialssubtract0.000.000.000.000.000.000.000.000.002,614.35
Power & Fuel Costsubtract0.000.000.000.000.000.000.000.000.00
Employee Costsubtract171.86220.48305.48351.35337.33393.12387.60447.91586.31
Selling & Administrative Expensessubtract61.6265.4187.1998.1584.7779.47101.09117.46163.87
Operating & Other expensessubtract524.12614.75724.15824.78952.75858.271,038.561,069.601,588.70
Depreciation/Amortizationsubtract6.0514.7412.5117.5415.0816.1018.3922.6627.2728.80
Interest & Other Itemssubtract0.000.000.000.000.000.000.000.000.000.00
Taxes & Other Itemssubtract12.9340.45114.6156.654.2313.480.43146.9549.6446.06
EPS6.2716.7239.3128.94-2.302.930.6044.7216.9017.44
DPS0.000.000.000.000.000.000.000.000.000.00
Payout ratio0.000.000.000.000.000.000.000.000.000.00

SATIN Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2026FY 2026

Annual Report Pending

Investor Presentation

Jan 28PDF
Oct 31PDF
Oct 29PDF
Aug 8PDF
FY 2025FY 2025

Annual report

PDF

Investor Presentation

May 7PDF
Feb 10PDF
Feb 10PDF
Nov 8PDF
FY 2024FY 2024

Annual report

PDF

Investor Presentation

Sep 14PDF
Jul 28PDF
FY 2023FY 2023

Annual report

PDF
FY 2022FY 2022

Annual report

PDF
FY 2021FY 2021

Annual report

PDF
FY 2020FY 2020

Annual report

PDF
FY 2019FY 2019

Annual report

PDF
FY 2018FY 2018

Annual report

PDF
FY 2017FY 2017

Annual report

PDF
FY 2016FY 2016

Annual report

PDF
 

SATIN Stock Peers

SATIN Past Performance & Peer Comparison

SATIN Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsConsumer Finance

Loading...

StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Satin Creditcare Network Ltd9.410.69
Bajaj Finance Ltd36.056.060.58%
Shriram Finance Ltd19.543.311.00%
Jio Financial Services Ltd106.351.390.19%

SATIN Stock Price Comparison

Compare SATIN with any stock or ETF
Compare SATIN with any stock or ETF
SATIN
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SATIN Holdings

SATIN Shareholdings

SATIN Promoter Holdings Trend

SATIN Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

SATIN Institutional Holdings Trend

SATIN Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

SATIN Shareholding Pattern

SATIN Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding36.17%1.40%3.78%3.54%55.11%

Mar 2025

Jun 2025

Sep 2025

Dec 2025

SATIN Shareholding History

SATIN Shareholding History

SepDec '24MarJunSepDec '256.09%4.83%4.52%4.32%3.91%3.54%

Mutual Funds Invested in SATIN

Mutual Funds Invested in SATIN

No mutual funds holding trends are available

Top 2 Mutual Funds holding Satin Creditcare Network Ltd



Funds (Top 2)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
0.0000%0.12%-0.03%0/254 (0)
0.0000%0.00%-0.01%823/1042 (+2)

Compare 3-month MF holding change on Screener

SATIN Insider Trades & Bulk Stock Deals

SATIN Insider Trades & Bulk Stock Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases containing SATIN stock

smallcases containing SATIN stock

Looks like this stock is not in any smallcase yet.

SATIN Events

SATIN Events

SATIN Dividend Trend

No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

SATIN has not given any dividends in last 5 years

Dividends

Corp. Actions

Announcements

Legal Orders

SATIN Dividend Trend

No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

SATIN has not given any dividends in last 5 years

SATIN Dividends

SATIN Dividends

Hmm, looks like data is unavailable here. Please come back after some time

SATIN Stock News & Opinions

SATIN Stock News & Opinions

Earnings
Satin Creditcare Network consolidated net profit rises 404.28% in the December 2025 quarter

Net profit of Satin Creditcare Network rose 404.28% to Rs 71.91 crore in the quarter ended December 2025 as against Rs 14.26 crore during the previous quarter ended December 2024. Sales rose 9.27% to Rs 746.79 crore in the quarter ended December 2025 as against Rs 683.43 crore during the previous quarter ended December 2024. ParticularsQuarter EndedDec. 2025Dec. 2024% Var. Sales746.79683.43 9 OPM %51.5941.93 - PBDT101.2622.25 355 PBT93.1214.95 523 NP71.9114.26 404 Powered by Capital Market - Live

1 week agoCapital Market - Live
Corporate
Satin Creditcare Network to conduct board meeting

Satin Creditcare Network will hold a meeting of the Board of Directors of the Company on 28 January 2026.Powered by Capital Market - Live

2 weeks agoCapital Market - Live
Corporate
Satin Creditcare Network receives its maiden S&P Global CSA score of 59

Satin Creditcare Network has achieved a score of 59 in its first-ever S&P Global Corporate Sustainability Assessment (CSA), conducted as part of the evaluation process. The outcome marks an important milestone in the Company's sustainability journey and reflects the maturity of its governance, risk and people centric management systems embedded across the organization. The S&P Global CSA is a globally recognized assessment framework that evaluates companies across a comprehensive range of Environmental, Social and Governance (ESG) parameters, benchmarking performance relative to global industry peers based on transparent disclosures, systems and measurable outcomes. For SATIN, Human Capital Management, Risk & Crisis Management and Business Ethics emerged as the most material contributors to the Company's overall score, underscoring its focus on strong governance architecture and resilient management systems. Powered by Capital Market - Live

2 weeks agoCapital Market - Live
Corporate
Satin Technologies to acquire majority stake in cybersecurity startup - QTrino Labs

Satin Creditcare Network announced that its wholly owned subsidiary, Satin Technologies has entered into a Share Subscription-cum Shareholders Agreement on 17 January 2026, to acquire upto 76.40% equity share capital of QTrino Labs (QTrino), in one or more tranches. QTrino Labs is an IIT incubated deep-tech cybersecurity startup engaged in the development of cost-effective, cutting-edge, quantum-safe security solutions for enterprises and government institutions. Operating in a rapidly evolving and high-growth technology segment, QTrino brings advanced cybersecurity capabilities that align strongly with STL's long-term technology vision. The proposed acquisition of a majority stake in QTrino will enable STL to expand its business footprint in advanced technology and cybersecurity domains, strengthen its solution offerings and enhance the overall technology resilience of the Satin Group. Upon completion of the transaction, QTrino will be consolidated as a subsidiary, marking the Group's strategic entry into technology-driven cybersecurity businesses. Powered by Capital Market - Live

2 weeks agoCapital Market - Live
Corporate
Satin Creditcare Network fixes board meeting date

Satin Creditcare Network will hold a meeting of the Board of Directors of the Company on 20 January 2026.Powered by Capital Market - Live

2 weeks agoCapital Market - Live
Corporate
Satin Creditcare Network allots NCDs aggregating Rs 80 cr

Satin Creditcare Network in its meeting held today i.e., 13 January 2026, has allotted 80,000 senior, secured, rated, listed, taxable, redeemable, transferable, non-convertible debentures denominated in Indian Rupees, having a face value of Rs 10,000 each and an aggregate nominal value of Rs 80 crore. Powered by Capital Market - Live

3 weeks agoCapital Market - Live
Spotlight
Satin Creditcare gains after board approves Rs 100-cr NCD issue

According to an exchange filing, the board, at its meeting held on 5 January 2026, approved the issuance of 1,00,000 senior, secured, rated, listed, taxable, redeemable, and transferable NCDs, each with a face value of Rs 10,000, aggregating to Rs 100 crore. The issue includes a green shoe option of up to Rs 50 crore, as may be agreed, on a private placement basis. The debentures are proposed to be listed on the BSE, with 13 January 2026 set as the deemed date of allotment. The NCDs will have a tenure of 30 months and are scheduled to mature on 13 July 2028. The debentures will carry an interest rate of 10.15% per annum, payable on a monthly basis. In the event of a payment default, the company will pay additional interest of 2% per annum over the applicable coupon rate until the default is cured. The NCDs will be secured by a first-ranking exclusive charge on identified loan receivables of the company through a deed of hypothecation, along with any other security as may be agreed. The security cover will be maintained at a minimum of 1.05 times the outstanding debenture amount until full redemption. The debentures will be redeemed on a pari passu basis by payment of the outstanding principal on the final redemption date, in accordance with the debenture trust deed. Satin Creditcare Network is a leading microfinance institution (MFI) in the country. The company offers a bouquet of financial products in the non-MFI segment, comprising loans to MSMEs and affordable housing loans. The company's consolidated net profit rose 19% to Rs 53.16 crore on a 20.6% rise in total income to Rs 792.80 crore in Q2 FY26 over Q2 FY25. Powered by Capital Market - Live

1 month agoCapital Market - Live
Spotlight
Satin Creditcare Network to consider fundraising via NCDs on January 5

According to an exchange filing, the company will consider raising funds through the issuance of listed secured or unsecured non-convertible debentures (NCDs) on a private placement basis at the meeting. Satin Creditcare Network is a leading microfinance institution (MFI) in the country. The company offers a bouquet of financial products in the non-MFI segment, comprising loans to MSMEs and affordable housing loans. The company's consolidated net profit rose 19% to Rs 53.16 crore on a 20.6% rise in total income to Rs 792.80 crore in Q2 FY26 over Q2 FY25. The counter rose 0.17% to Rs 143.75 on the BSE. Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Satin Creditcare Network announces board meeting date

Satin Creditcare Network will hold a meeting of the Board of Directors of the Company on 5 January 2026.Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Satin Creditcare Network announces cessation of director

Satin Creditcare Network announced that Anil Kumar Kalra (DIN: 07361739), has completed his second term of 5 (five) years as Non-Executive & Independent Director and consequently, ceases to be Director of the Company w.e.f. close of business hours on 07 December 2025. Powered by Capital Market - Live

1 month agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. What is the share price of Satin Creditcare Network Ltd (SATIN) today?

    The share price of SATIN as on 5th February 2026 is ₹159.25. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on Satin Creditcare Network Ltd (SATIN) share?

    The past returns of Satin Creditcare Network Ltd (SATIN) share are
    • Past 1 week: -2.95%
    • Past 1 month: 10.67%
    • Past 3 months: 5.41%
    • Past 6 months: 10.57%
    • Past 1 year: 8.82%
    • Past 3 years: 8.15%
    • Past 5 years: 103.64%

  3. What are the peers or stocks similar to Satin Creditcare Network Ltd (SATIN)?
  4. What is the market cap of Satin Creditcare Network Ltd (SATIN) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Satin Creditcare Network Ltd (SATIN) is ₹1751.56 Cr as of 5th February 2026.

  5. What is the 52 week high and low of Satin Creditcare Network Ltd (SATIN) share?

    The 52-week high of Satin Creditcare Network Ltd (SATIN) is ₹175.90 and the 52-week low is ₹131.80.

  6. What is the PE and PB ratio of Satin Creditcare Network Ltd (SATIN) stock?

    The P/E (price-to-earnings) ratio of Satin Creditcare Network Ltd (SATIN) is 9.41. The P/B (price-to-book) ratio is 0.69.

  7. Which sector does Satin Creditcare Network Ltd (SATIN) belong to?

    Satin Creditcare Network Ltd (SATIN) belongs to the Financials sector & Consumer Finance sub-sector.

  8. How to buy Satin Creditcare Network Ltd (SATIN) shares?

    You can directly buy Satin Creditcare Network Ltd (SATIN) shares on Tickertape. Simply sign up, connect your demat account and place your order.