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PB Fintech Ltd

POLICYBZR Share Price

1,788.801.30% (+22.90)
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With a market cap of ₹82,072 cr, stock is ranked 134

Stock is 3.39x as volatile as Nifty

POLICYBZR Stock Scorecard

Performance

Low

Hasn't fared well - amongst the low performers

Valuation

High

Seems to be overvalued vs the market average

Growth

Low

Lagging behind the market in financials growth

Profitability

High

Showing good signs of profitability & efficiency

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹82,072 cr, stock is ranked 134

Stock is 3.39x as volatile as Nifty

POLICYBZR Performance & Key Metrics

POLICYBZR Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
177.7912.75
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
122.979.120.72%

POLICYBZR Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
58%
Analysts have suggested that investors can buy this stock

from 19 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

POLICYBZR Company Profile

PB Fintech Limited is an India-based company. The Company provides online platform for insurance and lending products by leveraging the power of technology, data and innovation.

POLICYBZR Similar Stocks (Peers)

Compare with peers Compare with peers 

POLICYBZR Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
519.69
519.69
1Y Return
10.61%
10.61%
Buy Reco %
90.00
90.00
PE Ratio
-30.14
-30.14
1Y Return
8.38%
8.38%
Buy Reco %
80.00
80.00
PE Ratio
90.59
90.59
1Y Return
18.73%
18.73%
Buy Reco %
77.27
77.27
PE Ratio
-122.36
-122.36
1Y Return
39.02%
39.02%
Buy Reco %
50.00
50.00
PE Ratio
41.67
41.67
1Y Return
16.57%
16.57%
Buy Reco %
62.50
62.50
Compare with Peers

POLICYBZR Sentiment Analysis

POLICYBZR Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

POLICYBZR Stock Summary · November 2025

The company demonstrated robust financial performance, reporting a 40% year-over-year increase in total premiums, driven by growth in online protection and health segments, despite facing challenges in the savings category and a decline in core credit revenue. Management is adopting a cautious growth strategy, particularly for early-stage initiatives like PB Money and Pensionbazaar, while emphasizing the importance of operational efficiency and customer satisfaction. The pension market's complexities are acknowledged, yet opportunities for monetization through savings products are being explored. As the company navigates market dynamics, it remains committed to enhancing partnerships and maintaining a strong focus on long-term profitability, with a target of achieving ₹1 trillion in premiums by FY27.

POLICYBZR Stock Growth Drivers
POLICYBZR Stock Growth Drivers
8
  • Strong Financial Performance

    The company reported a total premium of ₹7,605 crore for Q2 FY 2025-26, reflecting a

  • Improved Customer Satisfaction and Retention

    Customer onboarding and claim support services have improved, with insurance customer satisfaction (CSAT) consistently above

POLICYBZR Stock Challenges
POLICYBZR Stock Challenges
3
  • Revenue Fluctuations and Margin Stability

    The company reported a revenue of ₹1,614 Cr for the current quarter, with potential fluctuations

  • Impact of New Initiatives on Margins

    Management acknowledged that the contribution margin may have been negatively affected by extra issuances and

POLICYBZR Forecast

POLICYBZR Forecasts

Price

Revenue

Earnings

POLICYBZR

POLICYBZR

Income

Balance Sheet

Cash Flow

POLICYBZR Income Statement

POLICYBZR Income Statement

Industry refers to the sub-sector this company belongs to.
Higher than Industry Revenue Growth
A higher-than-industry revenue growth represents increased potential for the company to increase their market share

Over the last 5 years, revenue has grown at a yearly rate of 44.88%, vs industry avg of 29.09%

Increasing Market Share
Market share is the percentage of an industry's total sales going to a particular company. It gives a general idea of the size of a company v/s its competitors

Over the last 5 years, market share increased from 4.39% to 7.21%

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Financial YearFY 2018FY 2019FY 2020FY 2021FY 2022FY 2023FY 2024FY 2025TTM
Total Revenue360.33528.81855.57957.411,550.282,816.843,818.255,462.136,150.04
Raw Materialssubtract0.000.000.000.000.000.000.000.005,488.38
Power & Fuel Costsubtract3.446.127.554.226.8712.0016.3021.54
Employee Costsubtract170.91397.62520.85554.051,255.541,539.601,644.121,958.67
Selling & Administrative Expensessubtract200.29401.43529.56444.48984.581,557.211,785.562,629.46
Operating & Other expensessubtract11.7523.0733.1043.5480.08110.57179.72309.52
Depreciation/Amortizationsubtract7.4130.4247.3041.3842.8463.8288.72121.27134.20
Interest & Other Itemssubtract0.087.5812.0511.6613.7621.6026.7234.0536.48
Taxes & Other Itemssubtract25.659.389.198.33-0.48-0.7410.1334.6129.36
EPS-6.56-37.44-31.98-14.37-29.56-10.831.497.7510.05
DPS0.000.000.000.000.000.000.000.000.00
Payout ratio0.000.000.000.000.000.000.000.000.00

POLICYBZR Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2025FY 2025

Annual report

PDF
FY 2024FY 2024

Annual report

PDF
FY 2023FY 2023

Annual report

PDF
FY 2022FY 2022

Annual report

PDF

Investor Presentation

Jun 1PDF
Feb 7PDF
 

POLICYBZR Stock Peers

POLICYBZR Past Performance & Peer Comparison

POLICYBZR Past Performance & Peer Comparison

Comparing 3 stocks from 
Communication ServicesOnline Services

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
PB Fintech Ltd232.4912.75
Eternal Ltd519.699.04
Swiggy Ltd-30.149.19
Info Edge (India) Ltd90.592.370.45%

POLICYBZR Stock Price Comparison

Compare POLICYBZR with any stock or ETF
Compare POLICYBZR with any stock or ETF
POLICYBZR
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POLICYBZR Holdings

POLICYBZR Shareholdings

POLICYBZR Promoter Holdings Trend

POLICYBZR Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

POLICYBZR Institutional Holdings Trend

POLICYBZR Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Decreased Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has decreased by 3.15%

Tickertape Separator

POLICYBZR Shareholding Pattern

POLICYBZR Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding0.00%18.13%8.49%43.64%29.75%

Dec 2024

Mar 2025

Jun 2025

Sep 2025

POLICYBZR Shareholding History

POLICYBZR Shareholding History

JunSepDec '24MarJunSep51.58%49.71%47.79%45.93%46.78%43.64%

Mutual Funds Invested in POLICYBZR

Mutual Funds Invested in POLICYBZR

No mutual funds holding trends are available

Top 5 Mutual Funds holding PB Fintech Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
1.5475%1.42%-0.12%24/78 (+25)
0.7552%1.93%0.07%8/106 (0)
0.6820%0.77%0.09%171/222 (-2)

Compare 3-month MF holding change on Screener

POLICYBZR Insider Trades & Bulk Stock Deals

POLICYBZR Insider Trades & Bulk Stock Deals

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smallcases containing POLICYBZR stock

smallcases containing POLICYBZR stock

A smallcase is a basket of stocks/ETFs that represents an idea or theme.Diversify your risk and buy smallcases that have PB Fintech Ltd

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The Great Indian Middle Class Theme

The Great Indian Middle Class Theme

Created by Windmill Capital

POLICYBZR's Wtg.
5.57%
5.57%
CAGR
9.27%
Digital Inclusion Theme

Digital Inclusion Theme

Created by Windmill Capital

POLICYBZR's Wtg.
7.08%
7.08%
CAGR
14.37%
Insurance Tracker

Insurance Tracker

Created by Windmill Capital

POLICYBZR's Wtg.
11.00%
11.00%
CAGR
17.17%

POLICYBZR Events

POLICYBZR Events

POLICYBZR Dividend Trend

No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

POLICYBZR has not given any dividends in last 5 years

Dividends

Corp. Actions

Announcements

Legal Orders

POLICYBZR Dividend Trend

No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

POLICYBZR has not given any dividends in last 5 years

POLICYBZR Dividends

POLICYBZR Dividends

Hmm, looks like data is unavailable here. Please come back after some time

POLICYBZR Stock News & Opinions

POLICYBZR Stock News & Opinions

Corporate
PB Fintech allots 6.17 lakh equity shares under ESOP

PB Fintech has allotted 6,17,833 equity shares under ESOP on 07 November 2025. With this allotment, the paid up equity share capital has increased to Rs. 92,39,96,216/- consisting of 46,19,98,108 equity shares having a face value of Rs. 2/- each. Powered by Capital Market - Live

2 weeks agoCapital Market - Live
Spotlight
PB Fintech spurts as Q2 PAT skyrockets 165% YoY to Rs 135 cr

Revenue from operations climbed 38.23% to Rs 1,613.55 crore in Q2 FY26 as against Rs 1,167.23 crore recorded in the corresponding quarter previous year. Profit before tax (PBT) stood at Rs 142.06 crore, up 135.74%, compared with Rs 60.26 crore posted in same quarter last year. The firm's adjusted EBITDA zoomed 178.57% to Rs 156 crore in Q2 FY26 as against Rs 56 crore posted in Q2 FY25. Adjusted EBITDA margin improved to 10% in the quarter ended 30 September 2025 as against 5% registered in Q2 FY25. During the quarter, core online business revenue was at Rs 5,263 crore (up 34.19% YoY). The business' contribution margin improved to 45% in Q2 FY26 from 42% posted in Q2 FY25. The company's total insurance premiums for the quarter stood at Rs 7,605 crore, marking a 40% year-on-year (YoY) increase, led by health insurance growth of 60% YoY. Consolidated operating revenue rose 38% YoY to Rs 1,614 crore, with core insurance revenue up 36% YoY. Core credit revenue, however, declined 22% YoY, though the segment has shown signs of stabilization. Renewal and trail revenue on a 12-month rolling basis reached Rs 774 crore, up from Rs 556 crore in the same quarter last year, a 39% growth driven by insurance segment performance. Quarterly insurance renewal revenue stood at an annualized rate (ARR) of Rs 758 crore, up from Rs 516 crore in Q2 FY25, reinforcing its role as a key driver of long-term profitability. Core new insurance premium (excluding savings business) continued to grow steadily at 39% YoY. The savings segment remained under pressure due to a high base in Q2 last year, but the company has maintained 35%-45% growth in non-savings insurance premiums over the last ten quarters. Customer service metrics remained strong, with Insurance CSAT consistent at 90.5%, reflecting improvements in onboarding and claims support. Credit revenue for the quarter stood at Rs 106 crore, with total disbursals of Rs 2,280 crore for the core online business. PB Fintech is primarily engaged in providing online marketing, consulting and support services through its online portal policybazaar.com and paisabazaar.com largely for the financial service industry, including insurance. Powered by Capital Market - Live

3 weeks agoCapital Market - Live
Earnings
PB Fintech consolidated net profit rises 166.15% in the September 2025 quarter

Net profit of PB Fintech rose 166.15% to Rs 134.86 crore in the quarter ended September 2025 as against Rs 50.67 crore during the previous quarter ended September 2024. Sales rose 38.24% to Rs 1613.55 crore in the quarter ended September 2025 as against Rs 1167.23 crore during the previous quarter ended September 2024. ParticularsQuarter EndedSep. 2025Sep. 2024% Var. Sales1613.551167.23 38 OPM %6.06-0.67 - PBDT175.9289.64 96 PBT142.0660.25 136 NP134.8650.67 166 Powered by Capital Market - Live

3 weeks agoCapital Market - Live
Corporate
PB Fintech allots 20.72 lakh equity shares under ESOP

PB Fintech has allotted 20,72,911 equity shares under ESOP on 16 October 2025. Consequent to the above allotment, the issued and paid-up share capital of the Company stands increased from Rs. 91,86,14,728/- consisting of 45,93,07,364 equity shares having a face value of Rs. 2/- each to Rs. 92,27,60,550/- consisting of 46,13,80,275 equity shares having a face value of Rs. 2/- each. Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
PB Fintech announces board meeting date

PB Fintech will hold a meeting of the Board of Directors of the Company on 29 October 2025.Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
PB Fintech allots 50,082 equity shares under ESOP

PB Fintech has allotted 50,082 equity shares under ESOP on 10 September 2025. Consequent to the above allotment, the issued and paid-up share capital of the Company stands increased from Rs. 91,85,14,564/- consisting of 45,92,57,282 equity shares having a face value of Rs. 2/- each to Rs. 91,86,14,728/- consisting of 45,93,07,364 equity shares having a face value of Rs. 2/- each. Powered by Capital Market - Live

2 months agoCapital Market - Live
Corporate
PB Fintech to convene AGM

PB Fintech announced that the Annual General Meeting(AGM) of the company will be held on 26 September 2025.Powered by Capital Market - Live

2 months agoCapital Market - Live
Earnings
PB Fintech consolidated net profit rises 40.56% in the June 2025 quarter

Net profit of PB Fintech rose 40.56% to Rs 84.59 crore in the quarter ended June 2025 as against Rs 60.18 crore during the previous quarter ended June 2024. Sales rose 33.40% to Rs 1347.99 crore in the quarter ended June 2025 as against Rs 1010.49 crore during the previous quarter ended June 2024. ParticularsQuarter EndedJun. 2025Jun. 2024% Var. Sales1347.991010.49 33 OPM %2.55-3.88 - PBDT125.8254.77 130 PBT92.3429.75 210 NP84.5960.18 41 Powered by Capital Market - Live

3 months agoCapital Market - Live
Corporate
PB Fintech to declare Quarterly Results

PB Fintech will hold a meeting of the Board of Directors of the Company on 31 July 2025.Powered by Capital Market - Live

4 months agoCapital Market - Live
Earnings
PB Fintech consolidated net profit rises 181.60% in the March 2025 quarter

Net profit of PB Fintech rose 181.60% to Rs 170.62 crore in the quarter ended March 2025 as against Rs 60.59 crore during the previous quarter ended March 2024. Sales rose 38.39% to Rs 1507.87 crore in the quarter ended March 2025 as against Rs 1089.57 crore during the previous quarter ended March 2024. For the full year,net profit rose 427.04% to Rs 353.01 crore in the year ended March 2025 as against Rs 66.98 crore during the previous year ended March 2024. Sales rose 44.78% to Rs 4977.21 crore in the year ended March 2025 as against Rs 3437.68 crore during the previous year ended March 2024. ParticularsQuarter EndedYear EndedMar. 2025Mar. 2024% Var.Mar. 2025Mar. 2024% Var. Sales1507.871089.57 38 4977.213437.68 45 OPM %7.480.45 -1.88-5.48 - PBDT204.7496.69 112 467.84165.83 182 PBT171.4572.89 135 346.5777.11 349 NP170.6260.59 182 353.0166.98 427 Powered by Capital Market - Live

6 months agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. What is the share price of PB Fintech Ltd (POLICYBZR) today?

    The share price of POLICYBZR as on 26th November 2025 is ₹1788.80. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on PB Fintech Ltd (POLICYBZR) share?

    The past returns of PB Fintech Ltd (POLICYBZR) share are
    • Past 1 week: -1.48%
    • Past 1 month: 5.66%
    • Past 3 months: -7.15%
    • Past 6 months: -1.26%
    • Past 1 year: -2.24%
    • Past 3 years: 283.43%
    • Past 5 years: 46.88%

  3. What are the peers or stocks similar to PB Fintech Ltd (POLICYBZR)?
  4. What is the market cap of PB Fintech Ltd (POLICYBZR) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of PB Fintech Ltd (POLICYBZR) is ₹82072.63 Cr as of 26th November 2025.

  5. What is the 52 week high and low of PB Fintech Ltd (POLICYBZR) share?

    The 52-week high of PB Fintech Ltd (POLICYBZR) is ₹2246.90 and the 52-week low is ₹1311.35.

  6. What is the PE and PB ratio of PB Fintech Ltd (POLICYBZR) stock?

    The P/E (price-to-earnings) ratio of PB Fintech Ltd (POLICYBZR) is 232.49. The P/B (price-to-book) ratio is 12.75.

  7. Which sector does PB Fintech Ltd (POLICYBZR) belong to?

    PB Fintech Ltd (POLICYBZR) belongs to the Communication Services sector & Online Services sub-sector.

  8. How to buy PB Fintech Ltd (POLICYBZR) shares?

    You can directly buy PB Fintech Ltd (POLICYBZR) shares on Tickertape. Simply sign up, connect your demat account and place your order.