One 97 Communications Ltd

Paytm (One 97 Communications) announced a partnership with Groq, the U.S.-based leader in real-time AI inference, to bring fast, intelligent, and cost-efficient AI to its platform. Under this collaboration, Paytm and its associate entities will deploy GroqCloud, powered by Groq's purpose-built LPU, to achieve significantly faster, more cost-efficient and scalable AI inference compared to conventional GPU-based systems. This advancement will support Paytm's ongoing work in building high-performance AI models that enhance transaction processing, risk assessment, fraud detection, and customer engagement across its platform. Powered by Capital Market - Live

Revenue from operations during the period under review increased by 24% YoY to Rs 2,061 crore. The revenue growth was driven by continued growth momentum in subscription merchants, payments GMV and distribution of financial services. In Q2 FY 2026, the Payment Services revenue (including other operating revenue) was up 25% YoY to Rs 1,223 crore. Net payment revenue rose by 28% YoY at Rs 594 crore due to improved payment processing margin, high quality device additions and early onset of festive season. The company saw its Gross Merchandise Value (GMV) surge by 27% year-on-year to ₹5.67 lakh crore. This significant growth was fueled by better processing margins, largely due to the increased use of credit cards on UPI and enhanced affordability options like EMI (Equated Monthly Installment). Furthermore, Paytm's merchant ecosystem continued its expansion, driving the company's leadership in omni-channel payments. Merchant subscriptions hit a record high of 1.37 crore, reflecting a year-on-year increase of 25 lakh. The revenue from the distribution of financial services revenue grew 63% YoY to Rs 611 crore in Q2 FY26. This was driven by continued growth in merchant loan distribution and improved collection performance experience for our partners. The number of customers availing financial services rose to 6.5 lakh in Q2 FY26 from from 6.0 lakh in Q2 FY25. In Q2 FY26, the Marketing Services revenue was Rs 228 crore, down 25% YoY. On a like-to-like basis, after adjusting for sale of the entertainment ticketing business in Q2 FY25, the revenue was down 15% YoY. Contribution profit grew by 35% YoY to Rs 1,207 crore, with a Contribution margin of 59%, an increase of 5 percentage point YoY, fuelled by improved net payment revenue, higher share of distribution of financial services revenue, and lower other direct costs. EBITDA improved to Rs 142 crore (margin of 7%) in Q2 FY26, on account of improved contribution margin and continued discipline on costs. The company had recorded a negative EBITDA of Rs 404 crore in the same period last year. One 97 Communications said that it has a loan to First Games Technology (a joint venture entity). In Q2 FY26, full impairment of this loan has been taken, leading to a one-time charge of Rs 190 crore in Q2 FY26. Excluding the exceptional charge, the company has recorded a net profit of Rs 211 crore. The company's cash balance was Rs 13,068 crore as of quarter ending September 2025, as compared to Rs 9,999 crore as of quarter ending September 2024. Paytm is a mobile payments and financial services distribution company. The scrip had lost 0.53% to end at Rs 1268.25 on the BSE yesterday. Powered by Capital Market - Live

Net profit of One 97 Communications declined 97.74% to Rs 21.00 crore in the quarter ended September 2025 as against Rs 928.00 crore during the previous quarter ended September 2024. Sales rose 24.23% to Rs 2061.00 crore in the quarter ended September 2025 as against Rs 1659.00 crore during the previous quarter ended September 2024. ParticularsQuarter EndedSep. 2025Sep. 2024% Var. Sales2061.001659.00 24 OPM %6.79-24.35 - PBDT357.00-228.00 LP PBT220.00-407.00 LP NP21.00928.00 -98 Powered by Capital Market - Live

The move aims to improve transparency, control, and operational efficiency. The company will acquire an additional 51.22% stake in Paytm Financial Services Ltd (PFSL) from founder Vijay Shekhar Sharma and his firm VSS Investco Pvt Ltd for up to Rs 0.5 crore, making PFSL a wholly owned subsidiary. Following this, PFSL's investee firms ' Admirable Software, Mobiquest Mobile Technologies, Urja Money, and Fincollect Services ' will also become wholly owned subsidiaries. Additionally, the company will acquire the remaining stakes in three other group entities for a combined Rs 3.52 crore ' 51% in Paytm Emerging Tech Ltd (formerly Paytm General Insurance Ltd), 67.55% in Paytm Insuretech Pvt Ltd, and 51% in Paytm Life Insurance Ltd ' making them wholly owned subsidiaries. In addition, it will convert debentures and inter-corporate deposits worth Rs 15 crore in Little Internet Pvt Ltd, raising its stake from 62.53% to about 78%. All transactions will be completed on an arm's-length basis by 31 January 2026, as part of Paytm's ongoing effort to simplify its group structure and enhance efficiency. Paytm is India's leading mobile payments and financial services distribution company. The company reported a consolidated net profit of Rs 122.5 crore, reversing a net loss of Rs 544.6 crore in Q1 FY25. Revenue from operations rose 27.7% YoY to Rs 1,917.5 crore, driven by growth in subscription merchants, higher GMV (Gross Merchandise Value), and increased revenue from financial services distribution. Powered by Capital Market - Live

One97 Communications will hold a meeting of the Board of Directors of the Company on 4 November 2025.Powered by Capital Market - Live

Paytm today announced the launch of Paytm AI Soundbox, India's first AI business device for small and medium businesses, helping them operate more efficiently and leverage the power of AI in their everyday operations. The launch was unveiled at the Global Fintech Festival (GFF) today, where Paytm showcased how artificial intelligence can simplify and strengthen everyday business operations for merchants. The device includes an AI assistant that interacts with merchants in 11 local languages, providing real time insights and answers modeled on their payments and business performance. Merchants can talk to the Paytm AI Soundbox to access intelligence that supports smarter operations, making it a true AI business assistant. With this launch, Paytm introduces a new era of intelligent devices for businesses in India, aimed at empowering the country's diverse merchant community across neighbourhood stores, caf's, and retail chains. The built in Paytm Button provides quick access to assistance and key payment updates, helping merchants track collections and manage their business easily through both voice and screen. Built on an Android based system, it combines advanced software with smart design to bring greater flexibility and scalability for future updates. Equipped with dual displays, including a front touchscreen for easy interaction and a top display for instant updates, the Paytm AI Soundbox offers a clear and convenient interface for merchants. It supports dynamic QR, tap, and insert card transactions, delivering an intuitive experience that fits seamlessly into fast paced retail environments. The WiFi connectivity ensures stable performance in indoor locations such as restaurants and supermarkets, while 4G support keeps transactions running smoothly in outdoor or high traffic areas.Powered by Capital Market - Live

Paytm (One 97 Communications) today announced the launch of Gold Coins, a first-of-its-kind initiative where every payment earns Gold Coins that can be seamlessly converted into Digital Gold. With this launch, Paytm turns everyday payments into an opportunity for long-term savings. Every transaction on Paytm including Scan & Pay at a merchant outlet, online purchases, money transfers, recharges, bill payments, recurring payments and more now earns Gold Coins worth 1 percent of the transaction value and 100 Gold Coins can be redeemed into Re 1 actual Gold. Payments made via UPI, credit cards, debit cards and net banking all qualify, while credit card and RuPay credit card payments on UPI earn double Gold Coins. The redemption process is seamless and also allows customers to purchase additional gold post redemption, further enhancing the value proposition. The initiative comes at the start of the festive season, a time when gold purchases traditionally rise across India, and reflects Paytm's commitment to adding enduring value to digital payments. By converting Gold Coins into Paytm Digital Gold seamlessly, consumers can steadily build a reserve of one of India's most trusted assets. Paytm, India's most trusted payments app, continues to drive product innovation in mobile payments with solutions that make money management more efficient and accessible. The company recently introduced 'Reminders' for recurring expenses such as tuition fees and utility bills, along with a smart 'Monthly Spend Summary' that categorises spends to help track finances with ease. It has also rolled out 'personalised UPI IDs' for enhanced privacy, the option to 'hide or unhide transactions', 'downloadable UPI statements in Excel or PDF format', home screen widgets like 'Receive Money' for faster payments, and a consolidated view of 'total balances' across Paytm UPI-linked bank accounts. Powered by Capital Market - Live

One 97 Communications has launched Paytm Postpaid as Credit Line on UPI, powered by NPCI, in partnership with Suryodaya Small Finance Bank. This innovation enables consumers with instant short-term credit and offers the convenience of 'Spend Now, Pay Next Month'. With Paytm Postpaid, consumers can now make payments using a credit line on UPI across all merchant touchpoints. This includes scanning any UPI QR code, shopping online, or paying for recharges, bill payments, and bookings on the Paytm app. The facility offers up to 30 days of short-term credit, giving individuals the flexibility to spend instantly and repay the following month. It makes everyday payments smarter, faster, and more reliable. The service is currently being rolled out to a selected base, identified through spend behaviour, and will be expanded to more consumers in the coming period. The service leverages Paytm's technology strength in secure, real-time payments. It gives consumers the flexibility to manage liquidity without disrupting daily expenses, while merchants benefit from universal acceptance and assured instant settlement through the familiar UPI payment flow. Powered by Capital Market - Live

The Nifty August 2025 futures closed at 24,718.90, a premium of 99.55 points compared with the Nifty's closing at 24,619.35 in the cash market. In the cash market, the Nifty 50 index jumped 131.95 points or 0.54% to 24,619.35. The NSE's India VIX, a gauge of the market's expectation of volatility over the near term, down 0.75% to 12.14. One 97 Communications (Paytm), Reliance Industries and Hindustan Aeronautics (HAL) were the top-traded individual stock futures contracts in the F&O segment of the NSE. The August 2025 F&O contracts will expire on 28 August 2025.Powered by Capital Market - Live

The RBI's approval, communicated via a letter dated 12 August 2025, allows PPSL to resume onboarding merchants, a process that had been restricted since November 2022. The move lifts prior regulatory hurdles and enables the subsidiary to continue its payment aggregation business, subject to ongoing compliance with RBI's Guidelines on Regulation of Payment Aggregators and Payment Gateways. Paytm noted that this approval is conditional, with full authorisation contingent on adherence to regulatory norms issued in March 2020 and subsequent updates. The company also highlighted that any future changes in control or transfer of activities would require prior RBI approval. Paytm is India's leading mobile payments and financial services distribution company. The company reported a consolidated net profit of Rs 122.5 crore, reversing a net loss of Rs 544.6 crore in Q1 FY25. Revenue from operations rose 27.7% YoY to Rs 1,917.5 crore, driven by growth in subscription merchants, higher GMV (Gross Merchandise Value), and increased revenue from financial services distribution. Powered by Capital Market - Live