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Niyogin Fintech Ltd

NIYOGIN Share Price

57.492.36% (-1.39)
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With a market cap of ₹654 cr, stock is ranked 1,709

Stock is 4.20x as volatile as Nifty

NIYOGIN Stock Scorecard

Performance

Low

Hasn't fared well - amongst the low performers

Valuation

High

Seems to be overvalued vs the market average

Growth

Low

Lagging behind the market in financials growth

Profitability

Avg

Average profitability - not good, not bad

Entry point

Avg

The stock is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹654 cr, stock is ranked 1,709

Stock is 4.20x as volatile as Nifty

NIYOGIN Performance & Key Metrics

NIYOGIN Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
-41.202.27
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
17.272.520.98%

NIYOGIN Analyst Ratings & Forecast

Analyst Ratings data is currently unavailable for this stock

Price Upside

Earnings Growth

Rev. Growth

NIYOGIN Company Profile

Niyogin Fintech Limited, formerly M3 Global Finance Limited, is a non-deposit taking non-banking financial company (NBFC) in micro, small, and medium enterprises finance. The Company is engaged in loans, finance and investment activities.

NIYOGIN Similar Stocks (Peers)

Compare with peers Compare with peers 

NIYOGIN Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
21.31
21.31
1Y Return
18.45%
18.45%
Buy Reco %
100.00
100.00
PE Ratio
22.53
22.53
1Y Return
75.83%
75.83%
Buy Reco %
100.00
100.00
PE Ratio
18.28
18.28
1Y Return
44.37%
44.37%
Buy Reco %
100.00
100.00
PE Ratio
26.92
26.92
1Y Return
51.81%
51.81%
Buy Reco %
100.00
100.00
PE Ratio
54.12
54.12
1Y Return
27.99%
27.99%
Buy Reco %
16.67
16.67
Compare with Peers

NIYOGIN Sentiment Analysis

NIYOGIN Sentiment Analysis

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Crisp summary & key insights to decode earnings calls instantly

NIYOGIN Stock Summary · February 2025

The company is poised for significant growth following a strategic demerger aimed at enhancing operational efficiency and accountability, with expectations of completing the process within 15 to 18 months. Despite a remarkable 110% year-on-year increase in consolidated total income, challenges persist, particularly in managing operational costs and achieving net profitability, which is anticipated by Q1 2026. The shift towards a SaaS-based revenue model and the integration of advanced technologies, including AI for underwriting, are expected to drive future revenue growth, particularly in the embedded lending and payment solutions sectors. Market sentiment remains cautiously optimistic, bolstered by strategic partnerships and a commitment to transparency, as the company navigates its restructuring while targeting substantial increases in assets under management and profitability.

NIYOGIN Stock Growth Drivers
NIYOGIN Stock Growth Drivers
7
  • Strategic Demerger and Operational Restructuring

    The company is undergoing a strategic demerger to separate its two distinct businesses: a payment

  • Growth in Revenue and Client Base

    The company has reported significant growth in its revenue streams, particularly in the SaaS vertical,

NIYOGIN Stock Challenges
NIYOGIN Stock Challenges
5
  • Declining Financial Performance

    Niyogin Fintech Limited reported a consolidated adjusted total income of Rs. 60 crores for Q3

  • Profitability Concerns in iServeU Business

    The iServeU business is projected to achieve profitability at both EBITDA and PAT levels only

NIYOGIN Forecast

NIYOGIN Forecasts

empty forecast

Forecast data is currently unavailable

Forecast data is currently unavailable

Price

Price Upside

Revenue

Revenue Growth

Earnings

Earnings Per Share

NIYOGIN

NIYOGIN

Income

Balance Sheet

Cash Flow

NIYOGIN Income Statement

NIYOGIN Income Statement

Industry refers to the sub-sector this company belongs to.
Higher than Industry Revenue Growth
A higher-than-industry revenue growth represents increased potential for the company to increase their market share

Over the last 5 years, revenue has grown at a yearly rate of 61.59%, vs industry avg of 12.21%

Increasing Market Share
Market share is the percentage of an industry's total sales going to a particular company. It gives a general idea of the size of a company v/s its competitors

Over the last 5 years, market share increased from 0.03% to 0.22%

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Financial YearFY 2020FY 2021FY 2022FY 2023FY 2024FY 2025TTM
Total Revenue28.0550.63107.08117.18198.00309.02309.02
Raw Materialssubtract321.74321.75
Power & Fuel Costsubtract
Employee Costsubtract18.4318.7329.0135.3743.35
Selling & Administrative Expensessubtract12.3426.1376.4495.84156.37
Operating & Other expensessubtract17.838.013.978.0016.30
Depreciation/Amortizationsubtract4.095.015.396.108.109.549.53
Interest & Other Itemssubtract
Taxes & Other Itemssubtract-0.74-0.33-1.79-10.47-9.33-6.38-6.38
EPS-2.78-0.77-0.63-1.87-1.77-1.64-1.67
DPS0.000.000.000.000.000.000.00
Payout ratio0.000.000.000.000.000.000.00

NIYOGIN Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2024FY 2024

Annual report

PDF

Investor Presentation

Feb 11PDF
Nov 9PDF
Aug 9PDF
FY 2023FY 2023

Annual report

PDF

Investor Presentation

Nov 9PDF
Aug 2PDF
FY 2022FY 2022

Annual report

PDF

Investor Presentation

Nov 1PDF
Aug 5PDF
FY 2021FY 2021

Annual report

PDF

Investor Presentation

May 19PDF
Nov 10PDF
Sep 14PDF
FY 2020FY 2020

Annual report

PDF
FY 2019FY 2019

Annual report

PDF
FY 2018FY 2018

Annual report

PDF
FY 2017FY 2017

Annual report

PDF
FY 2016FY 2016

Annual report

PDF
 

NIYOGIN Stock Peers

NIYOGIN Past Performance & Peer Comparison

NIYOGIN Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsDiversified Financials

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Niyogin Fintech Ltd-41.202.27
Aditya Birla Capital Ltd21.312.48
Motilal Oswal Financial Services Ltd22.535.060.53%
Cholamandalam Financial Holdings Ltd18.281.800.06%

NIYOGIN Stock Price Comparison

Compare NIYOGIN with any stock or ETF
Compare NIYOGIN with any stock or ETF
NIYOGIN
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NIYOGIN Holdings

NIYOGIN Shareholdings

NIYOGIN Promoter Holdings Trend

NIYOGIN Promoter Holdings Trend

Decreased Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has decreased by 1.66%

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

NIYOGIN Institutional Holdings Trend

NIYOGIN Institutional Holdings Trend

Decreased Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has decreased by 1.32%

Increased Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has increased by 5.31%

Tickertape Separator

NIYOGIN Shareholding Pattern

NIYOGIN Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding37.65%0.00%1.79%19.40%41.17%

Jun 2024

Sep 2024

Dec 2024

Mar 2025

NIYOGIN Shareholding History

NIYOGIN Shareholding History

Dec '23MarJunSepDec '24Mar16.55%16.29%16.05%15.92%14.08%19.40%

NIYOGIN Insider Trades & Bulk Stock Deals

NIYOGIN Insider Trades & Bulk Stock Deals

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smallcases containing NIYOGIN stock

smallcases containing NIYOGIN stock

Looks like this stock is not in any smallcase yet.

NIYOGIN Events

NIYOGIN Events

NIYOGIN Dividend Trend

No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

NIYOGIN has not given any dividends in last 5 years

Dividends

Corp. Actions

Announcements

Legal Orders

NIYOGIN Dividend Trend

No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

NIYOGIN has not given any dividends in last 5 years

NIYOGIN Dividends

NIYOGIN Dividends

Hmm, looks like data is unavailable here. Please come back after some time

NIYOGIN Stock News & Opinions

NIYOGIN Stock News & Opinions

Corporate
Niyogin Fintech to conduct board meeting

Niyogin Fintech will hold a meeting of the Board of Directors of the Company on 25 June 2025.Powered by Capital Market - Live

2 weeks agoCapital Market - Live
Earnings
Niyogin Fintech reports consolidated net loss of Rs 0.33 crore in the March 2025 quarter

Net Loss of Niyogin Fintech reported to Rs 0.33 crore in the quarter ended March 2025 as against net loss of Rs 2.12 crore during the previous quarter ended March 2024. Sales rose 39.20% to Rs 69.85 crore in the quarter ended March 2025 as against Rs 50.18 crore during the previous quarter ended March 2024. For the full year,net loss reported to Rs 15.89 crore in the year ended March 2025 as against net loss of Rs 16.79 crore during the previous year ended March 2024. Sales rose 55.27% to Rs 303.98 crore in the year ended March 2025 as against Rs 195.77 crore during the previous year ended March 2024. ParticularsQuarter EndedYear EndedMar. 2025Mar. 2024% Var.Mar. 2025Mar. 2024% Var. Sales69.8550.18 39 303.98195.77 55 OPM %0.39-0.46 --1.76-7.96 - PBDT-0.77-0.79 3 -12.73-18.02 29 PBT-3.10-2.97 -4 -22.27-26.12 15 NP-0.33-2.12 84 -15.89-16.79 5 Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Niyogin Fintech to table results

Niyogin Fintech will hold a meeting of the Board of Directors of the Company on 15 May 2025.Powered by Capital Market - Live

2 months agoCapital Market - Live
Corporate
Niyogin Fintech schedules board meeting

Niyogin Fintech will hold a meeting of the Board of Directors of the Company on 15 May 2025.Powered by Capital Market - Live

2 months agoCapital Market - Live
Corporate
Niyogin Fintech allots 1.64 cr equity shares on conversion of warrants

Niyogin Fintech announced the successful conversion of its warrants, raising Rs. 56.2 crore. Following the approval of the Board of Directors 1,64,40,011 equity shares were allotted post-conversion. The warrants were converted at a price of Rs. 45.62 per share. The warrant holders contributed approximately Rs. 19.2 crore at the time of subscription and Rs. 56.2 crore were raised by exercising the warrants.Powered by Capital Market - Live

4 months agoCapital Market - Live
Earnings
Niyogin Fintech reports consolidated net loss of Rs 4.88 crore in the December 2024 quarter

Net Loss of Niyogin Fintech reported to Rs 4.88 crore in the quarter ended December 2024 as against net loss of Rs 3.12 crore during the previous quarter ended December 2023. Sales rose 104.47% to Rs 111.21 crore in the quarter ended December 2024 as against Rs 54.39 crore during the previous quarter ended December 2023. ParticularsQuarter EndedDec. 2024Dec. 2023% Var. Sales111.2154.39 104 OPM %-1.12-3.29 - PBDT-2.81-2.75 -2 PBT-5.25-4.82 -9 NP-4.88-3.12 -56 Powered by Capital Market - Live

5 months agoCapital Market - Live
Earnings
Niyogin Fintech reports standalone net loss of Rs 2.89 crore in the December 2024 quarter

Net Loss of Niyogin Fintech reported to Rs 2.89 crore in the quarter ended December 2024 as against net loss of Rs 1.54 crore during the previous quarter ended December 2023. Sales rose 89.24% to Rs 20.04 crore in the quarter ended December 2024 as against Rs 10.59 crore during the previous quarter ended December 2023. ParticularsQuarter EndedDec. 2024Dec. 2023% Var. Sales20.0410.59 89 OPM %-2.99-9.35 - PBDT-2.54-1.29 -97 PBT-2.89-1.54 -88 NP-2.89-1.54 -88 Powered by Capital Market - Live

5 months agoCapital Market - Live
Corporate
Niyogin Fintech to conduct board meeting

Niyogin Fintech will hold a meeting of the Board of Directors of the Company on 31 January 2025.Powered by Capital Market - Live

5 months agoCapital Market - Live
Spotlight
Niyogin Fintech gains as board OKs to incorporate subsidiary

The name of the wholly owned subsidiary will be Niyogin Finserv, Niyogin Financial Services, or another name approved by the Central Registration Centre or the Ministry of Corporate Affairs. The subsidiary will focus on providing financial services. The authorized share capital of the subsidiary is set at Rs 1,00,000, divided into 10,000 equity shares of Rs 10 each. Niyogin Fintech will subscribe 100% of the initial share capital in cash. The company stated that no regulatory approvals are required for the incorporation of the wholly owned subsidiary. Relevant regulatory approvals for carrying out business operations in the subsidiary will be obtained as necessary, from time to time. The wholly owned subsidiary once incorporated will be a related party of the company. The official announcement was made on 08 January 2025 after the market hours. Niyogin Fintech caters to India's underserved MSMEs and is a B2B company that operates on a tech centric platform-based model, wherein it delivers 'banking as a service' or BaaS platforms and credit in both rural and urban India through a partnership-led strategy. Niyogin ties up with business correspondents, banks and neobanks/fintechs to offer BaaS platforms, while it provides credit and other financial services through its financial professional network (or chartered accountants). The company had reported consolidated net loss of Rs 4.19 crore in Q2 FY25 as against net loss of Rs 6.76 crore posted in Q2 FY24. However, revenue from operations jumped 53.8% YoY to Rs 72.89 crore in the quarter ended 30 September 2024. As of 9th January 2025, the company's market capitalization stood at Rs 670.01 crore on the BSE. Powered by Capital Market - Live

6 months agoCapital Market - Live
Earnings
Niyogin Fintech reports consolidated net loss of Rs 4.19 crore in the September 2024 quarter

Net Loss of Niyogin Fintech reported to Rs 4.19 crore in the quarter ended September 2024 as against net loss of Rs 6.76 crore during the previous quarter ended September 2023. Sales rose 53.87% to Rs 72.52 crore in the quarter ended September 2024 as against Rs 47.13 crore during the previous quarter ended September 2023. ParticularsQuarter EndedSep. 2024Sep. 2023% Var. Sales72.5247.13 54 OPM %1.82-17.87 - PBDT-1.48-9.22 84 PBT-4.05-11.18 64 NP-4.19-6.76 38 Powered by Capital Market - Live

7 months agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. What is the share price of Niyogin Fintech Ltd (NIYOGIN) today?

    The share price of NIYOGIN as on 11th July 2025 is ₹57.49. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on Niyogin Fintech Ltd (NIYOGIN) share?

    The past returns of Niyogin Fintech Ltd (NIYOGIN) share are
    • Past 1 week: -0.96%
    • Past 1 month: 11.29%
    • Past 3 months: 20.51%
    • Past 6 months: -11.79%
    • Past 1 year: -13.07%
    • Past 3 years: 43.79%
    • Past 5 years: 104.80%

  3. What are the peers or stocks similar to Niyogin Fintech Ltd (NIYOGIN)?
  4. What is the market cap of Niyogin Fintech Ltd (NIYOGIN) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Niyogin Fintech Ltd (NIYOGIN) is ₹654.32 Cr as of 11th July 2025.

  5. What is the 52 week high and low of Niyogin Fintech Ltd (NIYOGIN) share?

    The 52-week high of Niyogin Fintech Ltd (NIYOGIN) is ₹76 and the 52-week low is ₹39.83.

  6. What is the PE and PB ratio of Niyogin Fintech Ltd (NIYOGIN) stock?

    The P/E (price-to-earnings) ratio of Niyogin Fintech Ltd (NIYOGIN) is -41.20. The P/B (price-to-book) ratio is 2.27.

  7. Which sector does Niyogin Fintech Ltd (NIYOGIN) belong to?

    Niyogin Fintech Ltd (NIYOGIN) belongs to the Financials sector & Diversified Financials sub-sector.

  8. How to buy Niyogin Fintech Ltd (NIYOGIN) shares?

    You can directly buy Niyogin Fintech Ltd (NIYOGIN) shares on Tickertape. Simply sign up, connect your demat account and place your order.