What is the share price of Mahindra and Mahindra Financial Services Ltd (M&MFIN) today?
The share price of M&MFIN as on 3rd November 2025 is ₹318.60. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.What is the return on Mahindra and Mahindra Financial Services Ltd (M&MFIN) share?
The past returns of Mahindra and Mahindra Financial Services Ltd (M&MFIN) share are- Past 1 week: 6.46%
- Past 1 month: 14.85%
- Past 3 months: 23.25%
- Past 6 months: 23.80%
- Past 1 year: 19.64%
- Past 3 years: 48.91%
- Past 5 years: 160.29%
What are the peers or stocks similar to Mahindra and Mahindra Financial Services Ltd (M&MFIN)?
The peers or stocks similar to Mahindra and Mahindra Financial Services Ltd (M&MFIN) include:What is the dividend yield % of Mahindra and Mahindra Financial Services Ltd (M&MFIN) share?
The current dividend yield of Mahindra and Mahindra Financial Services Ltd (M&MFIN) is 1.83.What is the market cap of Mahindra and Mahindra Financial Services Ltd (M&MFIN) share?
Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Mahindra and Mahindra Financial Services Ltd (M&MFIN) is ₹43842.27 Cr as of 3rd November 2025.What is the 52 week high and low of Mahindra and Mahindra Financial Services Ltd (M&MFIN) share?
The 52-week high of Mahindra and Mahindra Financial Services Ltd (M&MFIN) is ₹329.35 and the 52-week low is ₹231.52.What is the PE and PB ratio of Mahindra and Mahindra Financial Services Ltd (M&MFIN) stock?
The P/E (price-to-earnings) ratio of Mahindra and Mahindra Financial Services Ltd (M&MFIN) is 19.38. The P/B (price-to-book) ratio is 2.03.Which sector does Mahindra and Mahindra Financial Services Ltd (M&MFIN) belong to?
Mahindra and Mahindra Financial Services Ltd (M&MFIN) belongs to the Financials sector & Consumer Finance sub-sector.How to buy Mahindra and Mahindra Financial Services Ltd (M&MFIN) shares?
You can directly buy Mahindra and Mahindra Financial Services Ltd (M&MFIN) shares on Tickertape. Simply sign up, connect your demat account and place your order.
Mahindra and Mahindra Financial Services Ltd
M&MFIN Share Price
M&MFIN Stock Scorecard
Performance
AvgPrice return has been average, nothing exciting
Valuation
HighSeems to be overvalued vs the market average
Growth
LowLagging behind the market in financials growth
Profitability
AvgAverage profitability - not good, not bad
Entry point
BadThe stock is overpriced and in the overbought zone
Red flags
LowNo red flag found
How to use scorecard? Learn more
M&MFIN Performance & Key Metrics
M&MFIN Performance & Key Metrics
| No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
|---|---|---|
| 17.77 | 2.03 | 1.83% |
| Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
|---|---|---|
| 17.65 | 2.40 | 0.99% |
from 31 analysts
Price Upside
Earnings Growth
Rev. Growth
M&MFIN Company Profile
Mahindra & Mahindra Financial Services Limited is a non-banking financial company (NBFC). The Company serves the financing needs of population residing in rural and semi-urban areas of India.
M&MFIN Sentiment Analysis
M&MFIN Sentiment Analysis
M&MFIN Stock Summary · July 2025
The recent earnings call highlighted a mixed lending environment, with strong performance in the tractor segment contrasting with softness in entry-level passenger vehicles and commercial categories. Management remains cautiously optimistic, identifying growth opportunities in rural markets and emphasizing the importance of operational efficiency amid rising credit costs and increased write-offs. While the SME segment faces challenges, particularly in disbursements, strategic adjustments are being made to enhance customer retention and diversify offerings, including a focus on fee-based income. The company is well-capitalized, aiming for mid-teen growth in disbursements, and is committed to maintaining net interest margins despite competitive pressures and external market challenges. Overall, a strategic shift towards non-Wheels business and improved collection efficiencies positions the company favorably for future growth.
M&MFIN Stock Growth Drivers
M&MFIN Stock Growth Drivers
10Strong Performance in Tractor Segment
The company reported a significant 21% growth in disbursements within its tractor lending business, contributing
Stable Financial Metrics
The company maintained steady yields and margins despite a competitive lending environment and declining interest
M&MFIN Stock Challenges
M&MFIN Stock Challenges
6Workforce Reduction and Increased Employee Costs
The company has reduced its workforce from 9,000 to approximately 5,500 employees, which is a
Challenges in the Lending Environment
The lending environment for the company has shown mixed results, particularly in the Wheels business.
M&MFIN Forecast
M&MFIN Forecasts
Price
Revenue
Earnings
M&MFIN Share Price Forecast
M&MFIN Share Price Forecast
All values in ₹
All values in ₹
M&MFIN Company Revenue Forecast
M&MFIN Company Revenue Forecast
All values in ₹ Thousand cr.
All values in ₹ Thousand cr.
M&MFIN Stock EPS (Earnings Per Share) Forecast
M&MFIN Stock EPS (Earnings Per Share) Forecast
All values in ₹
All values in ₹
M&MFIN
M&MFIN
Income
Balance Sheet
Cash Flow
M&MFIN Income Statement
M&MFIN Income Statement
| Financial Year | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 7,200.65 | 7,942.86 | 10,477.78 | 12,042.35 | 12,438.58 | 11,466.10 | 12,875.72 | 16,026.43 | 18,595.69 | 19,826.53 | ||||||||||
| Raw Materials | — | — | — | — | — | — | — | — | — | 16,175.22 | ||||||||||
| Power & Fuel Cost | — | — | — | — | — | — | — | — | — | |||||||||||
| Employee Cost | 886.64 | 1,136.61 | 1,477.95 | 1,609.82 | 1,384.01 | 1,613.12 | 2,115.33 | 2,261.44 | 2,354.94 | |||||||||||
| Selling & Administrative Expenses | 813.19 | 701.66 | 740.65 | 700.45 | 500.36 | 770.96 | 1,076.19 | 1,676.88 | 1,900.56 | |||||||||||
| Operating & Other expenses | 4,609.35 | 4,144.58 | 5,342.88 | 7,983.17 | 9,469.56 | 7,380.61 | 6,654.48 | 9,225.08 | 10,992.07 | |||||||||||
| EBITDA | 891.47 | 1,960.01 | 2,916.30 | 1,748.91 | 1,084.65 | 1,701.41 | 3,029.72 | 2,863.03 | 3,348.12 | 3,651.31 | ||||||||||
| Depreciation/Amortization | 53.72 | 55.21 | 75.53 | 146.87 | 150.51 | 151.99 | 225.96 | 274.85 | 321.21 | 346.52 | ||||||||||
| PBIT | 837.75 | 1,904.80 | 2,840.77 | 1,602.04 | 934.14 | 1,549.42 | 2,803.76 | 2,588.18 | 3,026.91 | 3,304.79 | ||||||||||
| Interest & Other Items | — | — | — | — | — | — | — | — | — | — | ||||||||||
| PBT | 837.75 | 1,904.80 | 2,840.77 | 1,602.04 | 934.14 | 1,549.42 | 2,803.76 | 2,588.18 | 3,026.91 | 3,304.79 | ||||||||||
| Taxes & Other Items | 326.11 | 719.61 | 1,013.46 | 526.88 | 160.93 | 412.55 | 731.36 | 655.49 | 765.04 | 837.65 | ||||||||||
| Net Income | 511.64 | 1,185.19 | 1,827.31 | 1,075.16 | 773.21 | 1,136.87 | 2,072.40 | 1,932.69 | 2,261.87 | 2,467.14 | ||||||||||
| EPS | 5.37 | 11.92 | 17.64 | 10.37 | 6.71 | 8.97 | 16.35 | 15.23 | 17.81 | 19.43 | ||||||||||
| DPS | 1.42 | 2.37 | 3.86 | 0.00 | 0.78 | 3.50 | 5.84 | 6.13 | 6.32 | 6.50 | ||||||||||
| Payout ratio | 0.26 | 0.20 | 0.22 | 0.00 | 0.12 | 0.39 | 0.36 | 0.40 | 0.36 | 0.33 |
M&MFIN Company Updates
Investor Presentation
M&MFIN Stock Peers
M&MFIN Past Performance & Peer Comparison
M&MFIN Past Performance & Peer Comparison
FinancialsConsumer Finance
Valuation
Technical
Forecast
| Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
|---|---|---|---|
| Mahindra and Mahindra Financial Services Ltd | 19.38 | 2.03 | 1.83% |
| Bajaj Finance Ltd | 38.95 | 6.55 | 0.54% |
| Jio Financial Services Ltd | 120.87 | 1.58 | 0.16% |
| Cholamandalam Investment and Finance Company Ltd | 33.58 | 6.05 | 0.12% |
M&MFIN Stock Price Comparison
Compare M&MFIN with any stock or ETFM&MFIN Holdings
M&MFIN Shareholdings
M&MFIN Promoter Holdings Trend
M&MFIN Promoter Holdings Trend
In last 6 months, promoter holding in the company has almost stayed constant
Pledged promoter holdings is insignificant
M&MFIN Institutional Holdings Trend
M&MFIN Institutional Holdings Trend
In last 3 months, retail holding in the company has almost stayed constant
In last 3 months, foreign institutional holding of the company has almost stayed constant
M&MFIN Shareholding Pattern
M&MFIN Shareholding Pattern
M&MFIN Shareholding History
M&MFIN Shareholding History
Mutual Funds Invested in M&MFIN
Mutual Funds Invested in M&MFIN
No mutual funds holding trends are available
Top 5 Mutual Funds holding Mahindra and Mahindra Financial Services Ltd
| Funds (Top 5) | The rupee value of the stock held by the fund divided by the stock’s market cap Market-cap held | Percentage of the fund’s portfolio invested in the stock Weight | Change in the portfolio weight of the stock over the last 3 months 3M holding change | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months Portfolio rank(3M change) |
|---|---|---|---|---|
The rupee value of the stock held by the fund divided by the stock’s market cap 3.8916% | Percentage of the fund’s portfolio invested in the stock 2.01% | Change in the portfolio weight of the stock over the last 3 months 0.02% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 45/78 (0) | |
The rupee value of the stock held by the fund divided by the stock’s market cap 1.4128% | Percentage of the fund’s portfolio invested in the stock 2.79% | Change in the portfolio weight of the stock over the last 3 months 0.18% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 4/69 (+3) | |
The rupee value of the stock held by the fund divided by the stock’s market cap 1.3241% | Percentage of the fund’s portfolio invested in the stock 1.91% | Change in the portfolio weight of the stock over the last 3 months 0.05% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 13/76 (+2) |
Compare 3-month MF holding change on Screener
smallcases containing M&MFIN stock
smallcases containing M&MFIN stock
Looks like this stock is not in any smallcase yet.
M&MFIN Events
M&MFIN Events
M&MFIN Dividend Trend
M&MFIN has increased dividends consistently over the last 5 years
Current dividend yield is 1.83%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹18.32 every year
Dividends
Corp. Actions
Announcements
Legal Orders
M&MFIN Dividend Trend
M&MFIN has increased dividends consistently over the last 5 years
Current dividend yield is 1.83%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹18.32 every year
M&MFIN Upcoming Dividends
M&MFIN Upcoming Dividends
No upcoming dividends are available
M&MFIN Past Dividends
M&MFIN Past Dividends
Cash Dividend
Ex DateEx DateJul 15, 2025
Dividend/Share
₹6.50
Ex DateEx Date
Jul 15, 2025
Cash Dividend
Ex DateEx DateJul 16, 2024
Dividend/Share
₹6.30
Ex DateEx Date
Jul 16, 2024
Cash Dividend
Ex DateEx DateJul 21, 2023
Dividend/Share
₹6.00
Ex DateEx Date
Jul 21, 2023
Cash Dividend
Ex DateEx DateJul 20, 2022
Dividend/Share
₹3.60
Ex DateEx Date
Jul 20, 2022
Cash Dividend
Ex DateEx DateJul 16, 2021
Dividend/Share
₹0.80
Ex DateEx Date
Jul 16, 2021
M&MFIN Stock News & Opinions
M&MFIN Stock News & Opinions
Total income increased by 14.37% year on year to Rs 4,489.24 crore in the quarter ended 30 September 2025. Profit before tax was at Rs 747.53 crore during the quarter, up 51.73% from Rs 492.66 crore posted in Q2 FY25. Net interest income (NII) in Q2 FY26 stood at Rs 2,423 crore, up 22% YoY. The NII margin was at 7% in Q2 FY26, compared with 6.5% for Q2 FY25. Disbursement during the quarter was at Rs 13,514 crore, registering a growth of 3% YoY. The collection efficiency was at 96%, similar to Q2 FY25, indicating continued resilience in customer repayments. The gross loan book was at Rs 1,27,246 crore as on 30 September 2025, up 13% on a YoY basis. MMFSL's Asset quality remained within the guided range, with GS3 at 3.9% and GS2+GS3 at 9.7%. The credit cost for quarter ended 30 September 2025, was at 2.2%. The company's capital adequacy healthy at 19.5%, Tier-1 Capital @16.9%. Provision coverage on Stage 3 loans prudent at 53%. Total liquidity buffer comfortable at Rs 8,572 crore. On a consolidated basis, the company's net profit was Rs 560.07 crore in Q2 FY26, registering a growth of 43.59% as against Rs 390.03 crore posted in Q2 FY25. Revenue from operations stood at Rs 5,049.45 crore, up 12.73% year on year. Mahindra Finance, part of the Mahindra Group, is one of India's leading non-banking finance companies. Focused on the rural and semi-urban sector, the company has over 11 million customers. The company is a leading vehicle and tractor financier, provides loans to SMEs and also offers fixed deposits. The company has 1,352 offices and reaches out to customers spread over 5,16,000 villages and 8,000 towns across the country, transforming more than 1.1 crore lives. Powered by Capital Market - Live
Net profit of Mahindra & Mahindra Financial Services rose 44.95% to Rs 564.48 crore in the quarter ended September 2025 as against Rs 389.42 crore during the previous quarter ended September 2024. Sales rose 12.56% to Rs 5026.19 crore in the quarter ended September 2025 as against Rs 4465.15 crore during the previous quarter ended September 2024. ParticularsQuarter EndedSep. 2025Sep. 2024% Var. Sales5026.194465.15 13 OPM %59.9259.03 - PBDT852.66601.63 42 PBT758.73522.96 45 NP564.48389.42 45 Powered by Capital Market - Live
Mahindra & Mahindra Financial Serv. will hold a meeting of the Board of Directors of the Company on 28 October 2025.Powered by Capital Market - Live
Mahindra & Mahindra Financial Services has received reaffirmation in credit rating for various debt facilities at CARE AAA; Stable. Powered by Capital Market - Live
Mahindra Stable/ IND A1+ for various debt facilities availed by the company while the company's Principal Protected Market Linked Debentures are rated at IND PP-MLD AAA/Stable. Powered by Capital Market - Live
Mahindra Stable/ CRISIL A1+ for various debt facilities availed by the company. Powered by Capital Market - Live
India Ratings reaffirmed its AAA with a Stable outlook on non-convertible debentures amounting to Rs 39,000 crore, retail non-convertible debentures of Rs 8,000 crore, private subordinated debt worth Rs 5,450 crore, retail subordinated debt of Rs 3,000 crore, bank loans of Rs 64,999.7 crore and fixed deposits of Rs 12,000 crore. The agency also maintained its top short-term rating of A1+ on commercial paper worth Rs 15,000 crore. Additionally, principal-protected market-linked debentures worth Rs 1,500 crore were reaffirmed at PP-MLD AAA/Stable. CRISIL Ratings reaffirmed its AAA with a Stable outlook on non-convertible debentures of Rs 32,875 crore, subordinated debt of Rs 5,113.50 crore, bank loan facilities of Rs 13,317 crore and fixed deposits of Rs 18,000 crore. The rating agency also maintained its highest short-term rating of A1+ on commercial paper of Rs 17,000 crore and on the short-term portion of the bank facilities. Mahindra Finance, part of the Mahindra Group, is one of India's leading non-banking finance companies. Focused on the rural and semi-urban sector, the company has over 11 million customers. The company is a leading vehicle and tractor financier, provides loans to SMEs and also offers fixed deposits. The company has 1,352 offices and reaches out to customers spread over 5,16,000 villages and 8,000 towns across the country, transforming more than 1.1 crore lives. On a consolidated basis, Mahindra Finance's profit after tax rose 6% to Rs 529 crore on 15% increase in total income to Rs 5,013 crore in Q1 FY26 over Q1 FY25. Powered by Capital Market - Live
Mahindra Stable/ CRISIL A1+ for various debt facilities availed by the company Powered by Capital Market - Live
Mahindra & Mahindra Financial Services has received reaffirmation in credit ratings from India Ratings and Research at IND AAA; Stable/ IND A1+ for various debt facilities availed by the company Powered by Capital Market - Live
Net profit of Mahindra & Mahindra Financial Services rose 6.07% to Rs 527.87 crore in the quarter ended June 2025 as against Rs 497.66 crore during the previous quarter ended June 2024. Sales rose 15.64% to Rs 4990.61 crore in the quarter ended June 2025 as against Rs 4315.52 crore during the previous quarter ended June 2024. ParticularsQuarter EndedJun. 2025Jun. 2024% Var. Sales4990.614315.52 16 OPM %60.6461.15 - PBDT789.45737.29 7 PBT703.58661.47 6 NP527.87497.66 6 Powered by Capital Market - Live
Over the last 5 years, revenue has grown at a yearly rate of 9.08%, vs industry avg of 16.18%
Over the last 5 years, market share decreased from 7.9% to 6.21%
Over the last 5 years, net income has grown at a yearly rate of 16.04%, vs industry avg of 20.24%