Poonawalla Fincorp Ltd

Poonawalla Fincorp will hold a meeting of the Board of Directors of the Company on 25 July 2025.Powered by Capital Market - Live

Poonawalla Fincorp approved the allotment of 593,688 equity shares of face value of Rs. 2/- each under Employee Stock Option Plan - 2021 of the Company.Powered by Capital Market - Live

Poonawalla Fincorp has allotted 50,000 secured, redeemable, rated, listed, non-convertible debentures of the face value of Rs 1,00,000, amounting to Rs 500 crore, through private placement on 12 June 2025.Powered by Capital Market - Live

Poonawalla Fincorp announced the launch of Business Loan 24/7, an industry first digital loan solution backed by a pioneering digital risk assessment model tailored for micro, small, and medium enterprises (MSMEs). This innovative offering provides instant approval with a risk-first approach and flexible repayment options. Designed to address the credit needs of MSMEs with speed, convenience, and simplicity, Business Loan 24/7 offers a fully digital onboarding and approval journey through a Straight Through Processing (STP) model. This eliminates the need for branch visits or physical paperwork, delivering a user-friendly and secure experience across all touchpoints. The offering leverages advanced analytics and a robust risk assessment framework, with an intended objective to enhance the evaluation of creditworthiness for self-employed and MSMEs. By using digitized information directly from the source, it strengthens risk assessment beyond conventional metrics, enabling responsible credit allocation to growth-ready enterprises. Powered by Capital Market - Live

Poonawalla Fincorp has approved the issuance of secured, redeemable, rated, listed, non-convertible debentures of face value of Rs 1,00,000 each (NCDs) for an amount aggregating up to Rs 2,500 crore through private placement. Powered by Capital Market - Live

Poonawalla Fincorp (PFL) announced the deployment of AI-powered solutions in its marketing and compliance functions, reshaping the way it engages with customers digitally and responds to regulatory requirements with greater agility. As part of its marketing transformation, PFL is developing a suite of AI-powered solutions to build a robust and scalable data-driven ecosystem, redefining customer engagement and marketing strategies. These solutions aim to enhance customer targeting precision, optimize acquisition costs, and deliver personalized experiences, driving efficiency and growth. PFL has deployed an AI-driven customer targeting solution to identify and engage high-quality borrowers with precision. Through an AI-driven tool, the company has created over 100 cohorts and personas, continuously enhancing them with each iteration to sharpen its focus on attracting high-quality borrowers across various digital platforms. This targeted approach has strengthened performance marketing efforts and enhanced organic conversion efficiencies, driving better engagement and sustainable growth. To drive efficiency at scale, PFL is using AI for performance marketing optimization and has launched 80 100 automated retargeting campaigns across its web and app platforms. By using real-time data and insights, the company is developing multiple communication strategies tailored to specific customers, locations, languages, and other factors. PFL has undertaken a website transformation, revamping its digital presence to offer seamless experiences. New features such as a self-serve customer portal, QR-code-based referral journeys, and credit score checks provide customers with greater control and convenience. In phase 2, the company plans to introduce 24-hour support powered by conversational-AI and integrate a multilingual interface with 5 new languages for broader inclusivity. Additionally, the company will leverage Gen AI based content creation platforms to support a 10X increase in generating high impact customized content for customer engagement across website and app. Powered by Capital Market - Live

Poonawalla Fincorp (PFL) has announced the implementation of advanced AI powered debt management platform to transform its debt management processes, redefining the collections journey in the lending sector. This aims to enhance efficiency across processes, strategic designs, and governance framework. Central to this transformation is an advanced engine that autonomously analyzes data from customer interactions, including digital communications, tele-calling, and field operations. It offers a multi-layered, multi-channel intervention mechanism that enhances efficiency, reducing 4-5 days of manual effort typically needed for managing collection communications. The platform will enable PFL to leverage 100 plus micro-strategies that are aligned with customer profiles, preferred communication channels, and optimal engagement timings. Implementation of a human less, automated channel allocation process has reduced the time from 3-4 days to under 3 hours, enabling faster customer engagement post-delinquency, across tele-calling and field channels.Powered by Capital Market - Live

The Board of Poonawalla Fincorp at the meeting held on 25 April 2025 has decided to conserve capital and therefore no dividend has been declared for FY 2024-2025.Powered by Capital Market - Live

The Board of Poonawalla Fincorp at its meeting held on 25 April 2025 has decided to conserve capital for future growth of the company and therefore no dividend was declared for FY 2024-2025.Powered by Capital Market - Live

Net profit of Poonawalla Fincorp declined 81.21% to Rs 62.33 crore in the quarter ended March 2025 as against Rs 331.70 crore during the previous quarter ended March 2024. Sales rose 27.46% to Rs 1166.27 crore in the quarter ended March 2025 as against Rs 915.00 crore during the previous quarter ended March 2024. For the full year,net loss reported to Rs 98.34 crore in the year ended March 2025 as against net profit of Rs 1682.75 crore during the previous year ended March 2024. Sales rose 34.76% to Rs 4189.76 crore in the year ended March 2025 as against Rs 3109.01 crore during the previous year ended March 2024. ParticularsQuarter EndedYear EndedMar. 2025Mar. 2024% Var.Mar. 2025Mar. 2024% Var. Sales1166.27915.00 27 4189.763109.01 35 OPM %47.2573.63 -33.6973.62 - PBDT99.74399.40 -75 -70.301376.96 PL PBT80.22385.47 -79 -135.401317.65 PL NP62.33331.70 -81 -98.341682.75 PL Powered by Capital Market - Live