Good morning :)
Place Order
Add to Watchlist

Poonawalla Fincorp Ltd

POONAWALLA Share Price

502.1012.30% (+55.00)
High
Low
Returns
1D
1W
1M
1Y
5Y
Max
SIP
Loading...
1D
1W
1M
1Y
5Y
Max
SIP

With a market cap of ₹40,518 cr, stock is ranked 223

Stock is 3.14x as volatile as Nifty

POONAWALLA Stock Scorecard

Performance

Avg

Price return has been average, nothing exciting

Valuation

High

Seems to be overvalued vs the market average

Growth

Low

Lagging behind the market in financials growth

Profitability

Low

Profitability and efficiency haven't been upto the mark

Entry point

Bad

The stock is overpriced and in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹40,518 cr, stock is ranked 223

Stock is 3.14x as volatile as Nifty

POONAWALLA Performance & Key Metrics

POONAWALLA Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
-123.774.96
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
17.182.331.02%

POONAWALLA Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
80%
Analysts have suggested that investors can buy this stock

from 5 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

POONAWALLA Company Profile

Poonawalla Fincorp Ltd is a non-banking finance company focusing on consumer and MSME financing with various loan products.

Investor Presentation

View older View older 

Jul 25, 2025

PDF
View Older Presentations

POONAWALLA Similar Stocks (Peers)

Compare with peers Compare with peers 

POONAWALLA Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
37.26
37.26
1Y Return
30.58%
30.58%
Buy Reco %
58.06
58.06
PE Ratio
125.03
125.03
1Y Return
8.52%
8.52%
Buy Reco %
50.00
50.00
PE Ratio
31.32
31.32
1Y Return
0.22%
0.22%
Buy Reco %
61.76
61.76
PE Ratio
22.27
22.27
1Y Return
46.63%
46.63%
Buy Reco %
75.00
75.00
PE Ratio
12.34
12.34
1Y Return
12.31%
12.31%
Buy Reco %
83.33
83.33
Compare with Peers

POONAWALLA Sentiment Analysis

POONAWALLA Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

POONAWALLA Stock Summary · July 2025

Poonawalla Fincorp Limited is witnessing robust growth, driven by a 53% year-over-year increase in Assets Under Management, reflecting strong consumer demand and confidence. The company is strategically enhancing its secured loan portfolio while cautiously expanding its unsecured offerings, supported by advanced technology and AI for improved risk management and operational efficiency. With a healthy capital adequacy ratio of 20.55% and a liquidity coverage ratio of 130%, it is well-positioned to navigate market fluctuations. The focus on digital transformation, including AI-driven customer engagement and innovative lending products, is expected to optimize customer experiences and drive profitability. Overall, management expresses confidence in achieving sustainable growth while maintaining a disciplined approach to credit quality and risk management.

POONAWALLA Stock Growth Drivers
POONAWALLA Stock Growth Drivers
8
  • Strong Growth in Assets Under Management (AUM)

    Poonawalla Fincorp Limited reported a significant growth in Assets Under Management (AUM), which increased by

  • Improved Credit Metrics and Risk Management

    The company achieved a notable reduction in credit costs, improving from 5.49% in FY25 to

POONAWALLA Stock Challenges
POONAWALLA Stock Challenges
3
  • Elevated Credit Costs and NPA Concerns

    The company is currently facing elevated credit costs, particularly within the STPL portfolio, which has

  • Net Interest Margin Compression

    There are ongoing concerns regarding the contraction of net interest margins (NIMs), which have experienced

POONAWALLA Forecast

POONAWALLA Forecasts

Price

Revenue

Earnings

POONAWALLA

POONAWALLA

Income

Balance Sheet

Cash Flow

POONAWALLA Income Statement

POONAWALLA Income Statement

Industry refers to the sub-sector this company belongs to.
Lower than Industry Revenue Growth
A higher-than-industry revenue growth represents increased potential for the company to increase their market share

Over the last 5 years, revenue has grown at a yearly rate of 10.5%, vs industry avg of 16.15%

Decreasing Market Share
Market share is the percentage of an industry's total sales going to a particular company. It gives a general idea of the size of a company v/s its competitors

Over the last 5 years, market share decreased from 1.68% to 1.41%

Loading...

Financial YearFY 2017FY 2018FY 2019FY 2020FY 2021FY 2022FY 2023FY 2024FY 2025TTM
Total Revenue2,567.622,329.742,495.372,562.872,357.961,649.762,361.895,487.854,222.844,540.99
Raw Materialssubtract4,909.97
Power & Fuel Costsubtract
Employee Costsubtract293.32368.03436.64447.91381.53409.86514.80444.42636.22
Selling & Administrative Expensessubtract402.05140.72158.35152.0790.52123.95218.06261.08502.45
Operating & Other expensessubtract1,776.951,480.921,407.551,806.322,578.43598.55701.402,557.323,154.47
Depreciation/Amortizationsubtract48.5049.2250.4674.7956.2549.4961.4159.3165.1072.63
Interest & Other Itemssubtract
Taxes & Other Itemssubtract26.3453.96138.3554.73-189.8192.78182.25482.97-37.06-114.23
EPS0.8610.0012.011.00-20.747.258.9221.88-1.27-4.24
DPS0.800.800.800.000.000.402.002.000.000.00
Payout ratio0.930.080.070.000.000.060.220.090.000.00

POONAWALLA Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2026FY 2026

Annual Report Pending

Investor Presentation

Jul 25PDF
FY 2025FY 2025

Annual report

PDF

Investor Presentation

Apr 25PDF
Jan 31PDF
Oct 25PDF
FY 2024FY 2024

Annual report

PDF

Investor Presentation

Jul 24PDF
FY 2023FY 2023

Annual report

PDF

Investor Presentation

Apr 26PDF
Jan 23PDF
Oct 21PDF
+2 more
FY 2022FY 2022

Annual report

PDF
FY 2021FY 2021

Annual report

PDF
FY 2020FY 2020

Annual report

PDF
FY 2019FY 2019

Annual report

PDF
FY 2018FY 2018

Annual report

PDF
FY 2017FY 2017

Annual report

PDF
FY 2016FY 2016

Annual report

PDF
 

POONAWALLA Stock Peers

POONAWALLA Past Performance & Peer Comparison

POONAWALLA Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsConsumer Finance

Loading...

StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Poonawalla Fincorp Ltd-412.034.96
Bajaj Finance Ltd37.266.270.56%
Jio Financial Services Ltd125.031.630.16%
Cholamandalam Investment and Finance Company Ltd31.325.640.13%

POONAWALLA Stock Price Comparison

Compare POONAWALLA with any stock or ETF
Compare POONAWALLA with any stock or ETF
POONAWALLA
Loading...

POONAWALLA Holdings

POONAWALLA Shareholdings

POONAWALLA Promoter Holdings Trend

POONAWALLA Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

POONAWALLA Institutional Holdings Trend

POONAWALLA Institutional Holdings Trend

Decreased Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has decreased by 1.42%

Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

POONAWALLA Shareholding Pattern

POONAWALLA Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding62.46%5.06%7.20%10.76%14.52%

Sep 2024

Dec 2024

Mar 2025

Jun 2025

POONAWALLA Shareholding History

POONAWALLA Shareholding History

MarJunSepDec '24MarJun7.77%7.85%7.72%8.19%9.98%10.76%

Mutual Funds Invested in POONAWALLA

Mutual Funds Invested in POONAWALLA

No mutual funds holding trends are available

Top 5 Mutual Funds holding Poonawalla Fincorp Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
1.4043%2.64%-0.26%37/72 (0)
0.5200%2.24%-0.22%44/84 (-1)
0.4306%1.58%-0.06%23/71 (-3)

Compare 3-month MF holding change on Screener

POONAWALLA Insider Trades & Bulk Stock Deals

POONAWALLA Insider Trades & Bulk Stock Deals

Loading...

smallcases containing POONAWALLA stock

smallcases containing POONAWALLA stock

Looks like this stock is not in any smallcase yet.

POONAWALLA Events

POONAWALLA Events

POONAWALLA Dividend Trend

No dividend trend available

Dividends

Corp. Actions

Announcements

Legal Orders

POONAWALLA Dividend Trend

No dividend trend available

POONAWALLA Upcoming Dividends

POONAWALLA Upcoming Dividends

No upcoming dividends are available

POONAWALLA Past Dividends

POONAWALLA Past Dividends

Cash Dividend

Ex DateEx DateJan 31, 2024

Interim
Interim | Div/Share: ₹2.00

Dividend/Share

2.00

Ex DateEx Date

Jan 31, 2024

Cash Dividend

Ex DateEx DateJul 18, 2023

Final
Final | Div/Share: ₹2.00

Dividend/Share

2.00

Ex DateEx Date

Jul 18, 2023

Cash Dividend

Ex DateEx DateJul 21, 2022

Final
Final | Div/Share: ₹0.40

Dividend/Share

0.40

Ex DateEx Date

Jul 21, 2022

Cash Dividend

Ex DateEx DateJul 24, 2019

Final
Final | Div/Share: ₹0.80

Dividend/Share

0.80

Ex DateEx Date

Jul 24, 2019

Cash Dividend

Ex DateEx DateJul 25, 2018

Final
Final | Div/Share: ₹0.80

Dividend/Share

0.80

Ex DateEx Date

Jul 25, 2018

POONAWALLA Stock News & Opinions

POONAWALLA Stock News & Opinions

Spotlight
Volumes jump at Poonawalla Fincorp Ltd counter

Cohance Lifesciences Ltd, Sonata Software Ltd, HFCL Ltd, Newgen Software Technologies Ltd are among the other stocks to see a surge in volumes on BSE today, 18 September 2025.Poonawalla Fincorp Ltd saw volume of 29.04 lakh shares by 10:47 IST on BSE, a 73.06 fold spurt over two-week average daily volume of 39757 shares. The stock increased 13.82% to Rs.509.55. Volumes stood at 84341 shares in the last session.Cohance Lifesciences Ltd saw volume of 7.71 lakh shares by 10:47 IST on BSE, a 32.85 fold spurt over two-week average daily volume of 23474 shares. The stock dropped 5.45% to Rs.915.00. Volumes stood at 3652 shares in the last session.Sonata Software Ltd clocked volume of 6.19 lakh shares by 10:47 IST on BSE, a 9.68 times surge over two-week average daily volume of 63989 shares. The stock gained 4.76% to Rs.409.00. Volumes stood at 1.38 lakh shares in the last session.HFCL Ltd registered volume of 117.28 lakh shares by 10:47 IST on BSE, a 8.88 fold spurt over two-week average daily volume of 13.21 lakh shares. The stock rose 2.16% to Rs.76.76. Volumes stood at 14.79 lakh shares in the last session.Newgen Software Technologies Ltd saw volume of 1.98 lakh shares by 10:47 IST on BSE, a 6.37 fold spurt over two-week average daily volume of 31118 shares. The stock increased 5.82% to Rs.935.80. Volumes stood at 15426 shares in the last session.Powered by Capital Market - Live

17 hours agoCapital Market - Live
Spotlight
Poonawalla Fincorp spurts as board clears preferential allotment to promoter

The shares have been issued at Rs 452.51 per share, including a premium of Rs 450.51, under the preferential issue route. With this, the company's paid-up equity share capital has gone up to Rs 1,624.7 crore from Rs 1,558.4 crore earlier. The firm received in-principle approvals from both the NSE and BSE earlier this week for the issue, which is in line with SEBI's capital raising norms. The newly issued shares will rank pari passu with the existing equity shares of the company. As on March 2025, Rising Sun Holdings held 62.53% stake in the company. Poonawalla Fincorp is a Cyrus Poonawalla group promoted non-deposit taking systemically important non-banking finance company (ND-SI-NBFC), registered with the Reserve Bank of India (RBI). The company has coverage across 18 states and 2 Union Territories. The company has AUM of Rs 41,273 crore as on 30 June 2025. The company's financial services offerings include pre-owned car finance, digital PL, prime personal loan, loan for professionals, business loan, loans against property, mid-market & nbfc loan, machinery & medical equipment loan, education loan, commercial vehicle loan, shopkeeper loan, gold loan, and consumer durable loan. On a consolidated basis, Poonawalla Fincorp's net profit fell 78.54% to Rs 62.60 on 31.95% increase in total income to Rs 1,314.01 crore in Q1 June 2025 over Q1 June 2024. Powered by Capital Market - Live

18 hours agoCapital Market - Live
Corporate
Poonawalla Fincorp raises Rs 1000 cr via NCDs

Poonawalla Fincorp has allotted 1,00,000 secured, redeemable, rated, listed, non-convertible debentures of the face value of Rs 1,00,000, amounting to Rs 1000 crore through private placementPowered by Capital Market - Live

1 week agoCapital Market - Live
Corporate
Poonawalla Fincorp allots NCDs aggregating Rs 350 cr

Poonawalla Fincorp has allotted 35,000 secured, redeemable, rated, listed, non-convertible debentures of the face value of Rs 1,00,000, amounting to Rs 350 crore through private placement.Powered by Capital Market - Live

3 weeks agoCapital Market - Live
Corporate
Poonawalla Fincorp allots 87,290 equity shares under ESOP

Poonawalla Fincorp has allotted 87,290 equity shares under ESOP on 22 August 2025. With this allotment, the paid up equity share capital has increased to Rs. 1,55,84,17,192 consisting of 779,208,596 equity shares of Rs 2 each. Powered by Capital Market - Live

3 weeks agoCapital Market - Live
Corporate
Poonawalla Fincorp adopts AI solutions for its digital transformation

Poonawalla Fincorp announced the deployment of four AI-led solutions, comprising one Agentic AI solution and three AI-powered systems, as part of its enterprise-wide digital transformation journey. These include an Agentic AI powered Data Quality Index (DQI), an Infrastructure Management Solution, a proprietary Fin-Bot for financial intelligence, and an AI-led Invoice Management System, all aimed at enhancing speed, precision, and scalability across key business functions. These deployments reflect PFL's continued shift toward building an organisation where AI becomes foundational to how the business operates and scales. Rather than solving in silos, the company is focused on deploying systems that can learn, adapt, and deliver impact across functions, from risk and compliance to infrastructure and finance. Each solution is designed to simplify complexity with clarity, and accelerating the company's ambition to lead as a digitally confident, operationally agile NBFC. Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Poonawalla Fincorp allots 2.02 lakh equity shares under ESOP

Poonawalla Fincorp has allotted 202,068 equity shares under ESOP on 30 July 2025. Post allotment, the paid up equity share capital has increased to Rs. 1,55,82,42,612/- consisting of 779,121,306 equity shares of Rs 2 each. Powered by Capital Market - Live

1 month agoCapital Market - Live
Spotlight
Volumes soar at Poonawalla Fincorp Ltd counter

Laurus Labs Ltd, ACME Solar Holdings Ltd, Kotak Mahindra Bank Ltd, Aadhar Housing Finance Ltd are among the other stocks to see a surge in volumes on NSE today, 28 July 2025.Poonawalla Fincorp Ltd clocked volume of 111.77 lakh shares by 14:14 IST on NSE, a 8.55 times surge over two-week average daily volume of 13.07 lakh shares. The stock gained 3.42% to Rs.427.45. Volumes stood at 30.03 lakh shares in the last session.Laurus Labs Ltd notched up volume of 148.43 lakh shares by 14:14 IST on NSE, a 8.09 fold spurt over two-week average daily volume of 18.34 lakh shares. The stock rose 6.78% to Rs.894.55. Volumes stood at 52.68 lakh shares in the last session.ACME Solar Holdings Ltd saw volume of 114.76 lakh shares by 14:14 IST on NSE, a 7.61 fold spurt over two-week average daily volume of 15.08 lakh shares. The stock increased 7.43% to Rs.290.55. Volumes stood at 14.35 lakh shares in the last session.Kotak Mahindra Bank Ltd witnessed volume of 112.49 lakh shares by 14:14 IST on NSE, a 5.06 times surge over two-week average daily volume of 22.22 lakh shares. The stock dropped 7.55% to Rs.1,964.10. Volumes stood at 17.45 lakh shares in the last session.Aadhar Housing Finance Ltd clocked volume of 64.43 lakh shares by 14:14 IST on NSE, a 3.75 times surge over two-week average daily volume of 17.17 lakh shares. The stock gained 3.81% to Rs.515.30. Volumes stood at 6.28 lakh shares in the last session.Powered by Capital Market - Live

1 month agoCapital Market - Live
Earnings
Poonawalla Fincorp consolidated net profit declines 78.54% in the June 2025 quarter

Net profit of Poonawalla Fincorp declined 78.54% to Rs 62.60 crore in the quarter ended June 2025 as against Rs 291.64 crore during the previous quarter ended June 2024. Sales rose 34.41% to Rs 1313.97 crore in the quarter ended June 2025 as against Rs 977.59 crore during the previous quarter ended June 2024. ParticularsQuarter EndedJun. 2025Jun. 2024% Var. Sales1313.97977.59 34 OPM %49.5872.22 - PBDT105.48404.16 -74 PBT83.44389.65 -79 NP62.60291.64 -79 Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Poonawalla Fincorp receives ratings action from CRISIL

Crisil Ratings has assigned its 'Crisil AAA/Stable' rating to Rs 750 crore subordinated debt and Rs 8000 crore of Non Convertible Debentures of Poonawalla Fincorp (PFL) and reaffirmed its 'Crisil AAA/Crisil AA+/Stable/Crisil A1+' ratings on the existing bank facilities and debt instruments of PFL.Powered by Capital Market - Live

2 months agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. What is the share price of Poonawalla Fincorp Ltd (POONAWALLA) today?

    The share price of POONAWALLA as on 18th September 2025 is ₹502.10. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on Poonawalla Fincorp Ltd (POONAWALLA) share?

    The past returns of Poonawalla Fincorp Ltd (POONAWALLA) share are
    • Past 1 week: -0.59%
    • Past 1 month: -2.38%
    • Past 3 months: 19.83%
    • Past 6 months: 63.95%
    • Past 1 year: 26.68%
    • Past 3 years: 60.11%
    • Past 5 years: 1238.93%

  3. What are the peers or stocks similar to Poonawalla Fincorp Ltd (POONAWALLA)?
  4. What is the market cap of Poonawalla Fincorp Ltd (POONAWALLA) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Poonawalla Fincorp Ltd (POONAWALLA) is ₹40518.83 Cr as of 18th September 2025.

  5. What is the 52 week high and low of Poonawalla Fincorp Ltd (POONAWALLA) share?

    The 52-week high of Poonawalla Fincorp Ltd (POONAWALLA) is ₹513.35 and the 52-week low is ₹267.20.

  6. What is the PE and PB ratio of Poonawalla Fincorp Ltd (POONAWALLA) stock?

    The P/E (price-to-earnings) ratio of Poonawalla Fincorp Ltd (POONAWALLA) is -412.03. The P/B (price-to-book) ratio is 4.96.

  7. Which sector does Poonawalla Fincorp Ltd (POONAWALLA) belong to?

    Poonawalla Fincorp Ltd (POONAWALLA) belongs to the Financials sector & Consumer Finance sub-sector.

  8. How to buy Poonawalla Fincorp Ltd (POONAWALLA) shares?

    You can directly buy Poonawalla Fincorp Ltd (POONAWALLA) shares on Tickertape. Simply sign up, connect your demat account and place your order.