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Poonawalla Fincorp Ltd

Poonawalla Fincorp Ltd

POONAWALLA Share Price

NSE
417.701.54% (-6.55)
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With a market cap of ₹33,748 cr, stock is ranked 243

Stock is 3.06x as volatile as Nifty

POONAWALLA Stock Scorecard

Performance

Avg

Price return has been average, nothing exciting

Valuation

High

Seems to be overvalued vs the market average

Growth

Low

Lagging behind the market in financials growth

Profitability

Low

Profitability and efficiency haven't been upto the mark

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹33,748 cr, stock is ranked 243

Stock is 3.06x as volatile as Nifty

POONAWALLA Performance & Key Metrics

POONAWALLA Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
96.604.13
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
17.092.331.04%

POONAWALLA Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
80%
Analysts have suggested that investors can buy this stock

from 5 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

POONAWALLA Company Profile

Poonawalla Fincorp Ltd is a non-banking finance company focusing on consumer and MSME financing with various loan products.

Investor Presentation

View older View older 

Jan 18, 2026

PDF
View Older Presentations

POONAWALLA Similar Stocks (Peers)

Compare with peers Compare with peers 

POONAWALLA Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
33.39
33.39
1Y Return
7.15%
7.15%
Buy Reco %
71.88
71.88
PE Ratio
20.32
20.32
1Y Return
61.65%
61.65%
Buy Reco %
89.66
89.66
PE Ratio
94.04
94.04
1Y Return
9.72%
9.72%
Buy Reco %
100.00
100.00
PE Ratio
36.80
36.80
1Y Return
3.24%
3.24%
Buy Reco %
88.89
88.89
PE Ratio
31.12
31.12
1Y Return
7.50%
7.50%
Buy Reco %
66.67
66.67
Compare with Peers

POONAWALLA Sentiment Analysis

POONAWALLA Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

POONAWALLA Stock Summary · January 2026

Poonawalla Fincorp is experiencing robust growth, evidenced by a 77.6% year-on-year increase in Assets Under Management (AUM) and a significant improvement in asset quality, with gross non-performing assets (GNPA) decreasing to 1.51%. The company is strategically expanding its gold loan business while enhancing operational efficiency through a stronger product mix and AI-driven initiatives, which are expected to optimize credit costs and improve return on assets. With a focus on diversifying its portfolio, including personal loans and consumer durables, Poonawalla is well-positioned to capitalize on favorable economic conditions and increasing domestic demand. The recent approval for a substantial capital raise further supports its growth trajectory, aiming for a 35% to 40% increase in AUM.

POONAWALLA Stock Growth Drivers
POONAWALLA Stock Growth Drivers
7
  • Significant Growth in Assets Under Management (AUM)

    Poonawalla Fincorp Limited reported a remarkable increase in its AUM, reaching ₹55,017 crores, which represents

  • Improved Financial Metrics and Asset Quality

    The company achieved a net interest income of ₹1,080 crores, reflecting a 19.3% quarter-on-quarter growth.

POONAWALLA Stock Challenges
POONAWALLA Stock Challenges
3
  • Declining Provision Coverage Ratio (PCR)

    The provision coverage ratio (PCR) for Stage-1, Stage-2, and Stage-3 assets has been declining over

  • High Unsecured Loan Exposure

    With 44% of the loan book still unsecured, there are significant concerns regarding the stability

POONAWALLA Forecast

POONAWALLA Forecasts

Price

Revenue

Earnings

POONAWALLA

POONAWALLA

Income

Balance Sheet

Cash Flow

POONAWALLA Income Statement

POONAWALLA Income Statement

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Quartersep 2023dec 2023mar 2024jun 2024sep 2024dec 2024mar 2025jun 2025sep 2025dec 2025
Total Revenue1,567.41773.76921.73995.86996.501,057.171,173.311,314.011,542.771,818.48
Operating & Other expensessubtract422.46401.85522.33591.701,611.151,016.721,073.571,208.531,421.411,594.17
Depreciation/Amortizationsubtract14.7415.1513.9314.5115.8015.2719.5222.0422.4724.10
Interest & Other Itemssubtract0.000.000.000.000.000.000.000.000.000.00
Taxes & Other Itemssubtract270.0491.6253.7798.01-159.416.4517.8920.8424.6949.99
EPS11.203.454.313.79-6.100.240.810.810.951.86

POONAWALLA Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2026FY 2026

Annual Report Pending

Investor Presentation

Jan 18PDF
Jan 16PDF
Oct 17PDF
Jul 25PDF
FY 2025FY 2025

Annual report

PDF

Investor Presentation

Apr 25PDF
Jan 31PDF
Oct 25PDF
FY 2024FY 2024

Annual report

PDF

Investor Presentation

Jul 24PDF
FY 2023FY 2023

Annual report

PDF

Investor Presentation

Apr 26PDF
Jan 23PDF
FY 2022FY 2022

Annual report

PDF
FY 2021FY 2021

Annual report

PDF
FY 2020FY 2020

Annual report

PDF
FY 2019FY 2019

Annual report

PDF
FY 2018FY 2018

Annual report

PDF
FY 2017FY 2017

Annual report

PDF
FY 2016FY 2016

Annual report

PDF
 

POONAWALLA Stock Peers

POONAWALLA Past Performance & Peer Comparison

POONAWALLA Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsConsumer Finance

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Poonawalla Fincorp Ltd-343.184.13
Bajaj Finance Ltd33.395.610.63%
Shriram Finance Ltd20.323.440.96%
Jio Financial Services Ltd94.041.230.21%

POONAWALLA Stock Price Comparison

Compare POONAWALLA with any stock or ETF
Compare POONAWALLA with any stock or ETF
POONAWALLA
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POONAWALLA Holdings

POONAWALLA Shareholdings

POONAWALLA Promoter Holdings Trend

POONAWALLA Promoter Holdings Trend

Increased Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has increased by 1.49%

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

POONAWALLA Institutional Holdings Trend

POONAWALLA Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

POONAWALLA Shareholding Pattern

POONAWALLA Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding63.95%6.19%6.04%10.61%13.21%

Mar 2025

Jun 2025

Sep 2025

Dec 2025

POONAWALLA Shareholding History

POONAWALLA Shareholding History

SepDec '24MarJunSepDec '257.72%8.19%9.98%10.76%10.56%10.61%

Mutual Funds Invested in POONAWALLA

Mutual Funds Invested in POONAWALLA

No mutual funds holding trends are available

Top 5 Mutual Funds holding Poonawalla Fincorp Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
1.3667%2.06%-0.47%39/73 (-1)
1.2090%0.70%0.03%63/71 (0)
0.5061%1.43%-0.68%35/98 (-14)

Compare 3-month MF holding change on Screener

POONAWALLA Insider Trades & Bulk Stock Deals

POONAWALLA Insider Trades & Bulk Stock Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases containing POONAWALLA stock

smallcases containing POONAWALLA stock

Looks like this stock is not in any smallcase yet.

POONAWALLA Events

POONAWALLA Events

POONAWALLA Dividend Trend

No dividend trend available

Dividends

Corp. Actions

Announcements

Legal Orders

POONAWALLA Dividend Trend

No dividend trend available

POONAWALLA Upcoming Dividends

POONAWALLA Upcoming Dividends

No upcoming dividends are available

POONAWALLA Past Dividends

POONAWALLA Past Dividends

Cash Dividend

Ex DateEx DateJan 31, 2024

Interim
Interim | Div/Share: ₹2.00

Dividend/Share

2.00

Ex DateEx Date

Jan 31, 2024

Cash Dividend

Ex DateEx DateJul 18, 2023

Final
Final | Div/Share: ₹2.00

Dividend/Share

2.00

Ex DateEx Date

Jul 18, 2023

Cash Dividend

Ex DateEx DateJul 21, 2022

Final
Final | Div/Share: ₹0.40

Dividend/Share

0.40

Ex DateEx Date

Jul 21, 2022

Cash Dividend

Ex DateEx DateJul 24, 2019

Final
Final | Div/Share: ₹0.80

Dividend/Share

0.80

Ex DateEx Date

Jul 24, 2019

Cash Dividend

Ex DateEx DateJul 25, 2018

Final
Final | Div/Share: ₹0.80

Dividend/Share

0.80

Ex DateEx Date

Jul 25, 2018

POONAWALLA Stock News & Opinions

POONAWALLA Stock News & Opinions

Corporate
Poonawalla Fincorp allots NCDs aggregating to Rs 1000 cr

Poonawalla Fincorp has allotted 1 lakh secured, redeemable, rated, listed, non-convertible debentures of the face value of Rs 1,00,000 amounting to Rs 1000 crore and premium aggregating to Rs 92.75 lakh total amounting to Rs 1000.92 crore, through private placement on 20 February 2026. Powered by Capital Market - Live

2 weeks agoCapital Market - Live
Corporate
Poonawalla Fincorp allots 68,092 equity shares under ESOP

Poonawalla Fincorp has allotted 68,092 equity shares under ESOP on 18 February 2026. With this allotment, the paid up equity share capital has increased to Rs.162,55,77,616.00/- consisting of 81,27,88,808 equity shares of Rs 2 each. Powered by Capital Market - Live

3 weeks agoCapital Market - Live
Corporate
Poonawalla Fincorp allots NCDs aggregating to Rs 500 cr

Poonawalla Fincorp has approved allotment of 50,000 secured, redeemable, rated, listed, non-convertible debentures of the face value of Rs 1,00,000/-, amounting to Rs 500 crore, through private placement.Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Poonawalla Fincorp approves NCD issuance of up to Rs 500 cr

Poonawalla Fincorp has approved issuance of secured, redeemable, rated, listed, non-convertible debentures of face value of Rs 1,00,000/- each for an amount aggregating up to Rs 500 crore through private placement basis. Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Poonawalla Fincorp deepens commitment to its AI-first approach

Poonawalla Fincorp (PFL) today announced the rollout of five new AI-powered enterprise solutions. The new deployments extend the use of artificial intelligence across strategic decision-making, customer onboarding, data quality management, customer experience analytics and application development. These initiatives reflect PFL's long-term vision to become a digitally fluent, data-driven, and highly scalable financial organization, with AI-first approach being adopted across functions. Aligned with this direction, PFL has introduced the following five AI-led solutions: 1. AI-powered Competition Benchmarking Engine: This capability embeds market intelligence directly into how PFL prices, positions and competes. AI autonomously searches for market changes, analysing competitor pricing moves, product shifts and engagement patterns across portfolios, and converts them into timely, decision-ready insights. Built as an extension of the organisation's AI-enabled risk hindsight framework, the system enables faster responses to market shifts. 2. Central KYC (CKYC) AI Platform: As customer onboarding scales, consistency and control become critical. The CKYC AI platform reframes compliance as a source of strength by applying AI-driven validation at the entry point, ensuring KYC data is assessed for accuracy and material relevance before it flows through the system. This reduces manual intervention by ~15 percent, and materially strengthens both accuracy and turnaround performance. 3. Agentic Data Quality Intelligence (DQI): As data flows across multiple systems and teams, maintaining consistency becomes critical. This solution automatically monitors data against defined quality standards, flags anomalies, and updates validation rules as requirements evolve. It ensures data used for reporting, risk and business decisions remains accurate, traceable and audit-ready. 4. AI-led Voice of Customer (VOC) Categorisation: Customer feedback is often rich but difficult to act on, at scale. This system organises free-text responses into clear issue themes and directly links them to accountable functions. Issues move faster, ownership is clearer, and recurring problems are addressed systematically rather than case by case. 5. Build Buddy for Accelerated Application Development: An AI-powered development assistant integrated into PFL's existing technology stack. Acting as a 'development buddy,' it supports engineers by assisting with code writing, suggesting fixes before code is committed, and providing contextual feedback on logic, performance and readability. The solution also enables automated refactoring, improving reuse, reducing development costs and significantly accelerating application delivery while ensuring adherence to development and deployment standards. The company in this quarter alone has initiated 12 AI projects bringing the company wide total to 57 projects, of which 30 have been successfully completed. Powered by Capital Market - Live

1 month agoCapital Market - Live
Earnings
Poonawalla Fincorp consolidated net profit rises 702.03% in the December 2025 quarter

Net profit of Poonawalla Fincorp rose 702.03% to Rs 150.22 crore in the quarter ended December 2025 as against Rs 18.73 crore during the previous quarter ended December 2024. Sales rose 72.03% to Rs 1818.42 crore in the quarter ended December 2025 as against Rs 1057.03 crore during the previous quarter ended December 2024. ParticularsQuarter EndedDec. 2025Dec. 2024% Var. Sales1818.421057.03 72 OPM %52.9640.24 - PBDT224.3140.45 455 PBT200.2125.18 695 NP150.2218.73 702 Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Poonawalla Fincorp to hold board meeting

Poonawalla Fincorp will hold a meeting of the Board of Directors of the Company on 16 January 2026.Powered by Capital Market - Live

2 months agoCapital Market - Live
Corporate
Poonawalla Fincorp allots NCDs aggregating to Rs 507 cr

The board of Poonawalla Fincorp has allotted 50,700 secured,redeemable, rated, listed, non-convertible debentures of the face value of Rs 1,00,000, amounting to Rs 507 crore through private placement. Powered by Capital Market - Live

2 months agoCapital Market - Live
Corporate
Poonawalla Fincorp approves NCD issuance of up to Rs 750 cr

Poonawalla Fincorp has approved the issuance of secured, redeemable, rated, listed, non-convertible debentures of face value of Rs 1,00,000/- each (NCDs) for an amount aggregating up to Rs 750 crore. Powered by Capital Market - Live

2 months agoCapital Market - Live
Corporate
Poonawalla Fincorp allots NCDs aggregating Rs 1010 cr

Poonawalla Fincorp has approved allotment of 1,00,000 secured redeemable, rated, listed, fully paid-up non-convertible debentures of Rs 1,00,000/- each amounting to Rs 1000 crore through PFL NCD Series 'G2' STRPP I FY 2025-26 and 1,00,000 secured, redeemable, rated, listed, partly-paid non-convertible debentures of Rs 1,00,000/- each (Paid-up value of Rs 1,000/- per debenture) amounting to Rs 10 crore (1st Tranche) and Balance Subscription Payment - Mechanism is mentioned in Key Information Document through PFL NCD Series 'G3' STRPP II FY 2025-26 aggregating to Rs 1010 crore through private placement.Powered by Capital Market - Live

4 months agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. What is the share price of Poonawalla Fincorp Ltd (POONAWALLA) today?

    The share price of POONAWALLA as on 11th March 2026 is ₹417.70. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on Poonawalla Fincorp Ltd (POONAWALLA) share?

    The past returns of Poonawalla Fincorp Ltd (POONAWALLA) share are
    • Past 1 week: -3.09%
    • Past 1 month: -13.00%
    • Past 3 months: -7.02%
    • Past 6 months: -4.72%
    • Past 1 year: 47.16%
    • Past 3 years: 41.43%
    • Past 5 years: 213.94%

  3. What are the peers or stocks similar to Poonawalla Fincorp Ltd (POONAWALLA)?
  4. What is the market cap of Poonawalla Fincorp Ltd (POONAWALLA) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Poonawalla Fincorp Ltd (POONAWALLA) is ₹33748.44 Cr as of 11th March 2026.

  5. What is the 52 week high and low of Poonawalla Fincorp Ltd (POONAWALLA) share?

    The 52-week high of Poonawalla Fincorp Ltd (POONAWALLA) is ₹570.40 and the 52-week low is ₹277.60.

  6. What is the PE and PB ratio of Poonawalla Fincorp Ltd (POONAWALLA) stock?

    The P/E (price-to-earnings) ratio of Poonawalla Fincorp Ltd (POONAWALLA) is -343.18. The P/B (price-to-book) ratio is 4.13.

  7. Which sector does Poonawalla Fincorp Ltd (POONAWALLA) belong to?

    Poonawalla Fincorp Ltd (POONAWALLA) belongs to the Financials sector & Consumer Finance sub-sector.

  8. How to buy Poonawalla Fincorp Ltd (POONAWALLA) shares?

    You can directly buy Poonawalla Fincorp Ltd (POONAWALLA) shares on Tickertape. Simply sign up, connect your demat account and place your order.