Kotak Mahindra Bank Ltd

The official announcement was made on Friday, 14 November 2025, after market hours. Kotak Mahindra Bank is the flagship company of the Kotak Group and has diversified operations covering commercial vehicle financing, consumer loans, corporate finance, and asset reconstruction. Through its subsidiaries, the bank is engaged in investment banking, equity broking, securities-based lending, and car finance. Kotak Mahindra Bank's standalone net profit slipped 2.70% to Rs 3,253.33 crore in Q2 FY26 as against Rs 3,343.72 crore posted in Q2 FY25. However, total income rose 2.12% year on year (YoY) to Rs 16,238.59 crore in Q2 FY26.Powered by Capital Market - Live

The official announcement was made on Friday, 14 November 2025, after market hours. Kotak Mahindra Bank is the flagship company of the Kotak Group and has diversified operations covering commercial vehicle financing, consumer loans, corporate finance, and asset reconstruction. Through its subsidiaries, the bank is engaged in investment banking, equity broking, securities-based lending, and car finance. Kotak Mahindra Bank's standalone net profit slipped 2.70% to Rs 3,253.33 crore in Q2 FY26 as against Rs 3,343.72 crore posted in Q2 FY25. However, total income rose 2.12% year on year (YoY) to Rs 16,238.59 crore in Q2 FY26. The counter rose 0.02% to end at Rs 2075.15 on the BSE.Powered by Capital Market - Live

Kotak Mahindra Bank will hold a meeting of the Board of Directors of the Company on 21 November 2025.Powered by Capital Market - Live

Kotak Mahindra Bank has allotted 1,22,878 equity shares under ESOP on 13 November 2025. Powered by Capital Market - Live

However, total income rose 2.12% year on year (YoY) to Rs 16,238.59 crore in Q2 FY26. Profit from ordinary activities before tax in Q2 FY26 stood at Rs 4,320.85 crore, down by 2.65% from Rs 4,438.86 crore in Q2 FY25. As of 30 September 2025, net advances increased by 16% YoY to Rs 462,688 crore, up from Rs 399,522 crore as of 30 September 2024. Average total deposits grew by 14% YoY to Rs 510,538 crore, driven by growth across deposit segments. Average current deposits rose 14% YoY to Rs 70,220 crore, average fixed rate savings deposits increased 8% YoY to Rs 113,894 crore, and average term deposits surged 20% YoY to Rs 311,889 crore. The CASA ratio stood at 42.3%, and activ money grew 10% YoY to Rs 57,768 crore, while the credit-to-deposit ratio was 87.5%. The bank served 5.2 crore customers as of 30 September 2025. Net interest income (NII) for Q2 FY26 rose 4% YoY to Rs 7,311 crore, with a net interest margin (NIM) of 4.54% and a cost of funds of 4.70%. Fees and services income increased by 4% YoY to Rs 2,415 crore in Q2 FY26, while operating expenses rose slightly by 1% YoY to Rs 4,632 crore. Operating profit for Q2 FY26 grew 3% YoY to Rs 5,268 crore, compared to Rs 5,099 crore in Q2 FY25. As of 30 September 2025, the bank's gross non-performing assets (GNPA) stood at 1.39%, while net non-performing assets (NNPA) were 0.32%, improving from 1.49% GNPA and 0.43% NNPA as of 30 September 2024. The provision coverage ratio (PCR) was 77%. The bank reported a standalone return on assets (ROA) of 1.88% (annualized) and a return on equity (ROE) of 10.38% (annualized) for Q2 FY26. The capital adequacy ratio (CAR) under Basel III was 22.1%, with a CET1 ratio of 20.9% (including unaudited profits), reflecting a strong capital position. On a consolidated basis, the bank's net profit tanked 11.41% to Rs 4,468.27 crore on 7.36% decline in total income to Rs 24,901.39 crore in Q2 FY26 over Q2 FY25. Kotak Mahindra Bank is the flagship company of the Kotak Group and has diversified operations covering commercial vehicle financing, consumer loans, corporate finance, and asset reconstruction. Through its subsidiaries, the bank is engaged in investment banking, equity broking, securities-based lending, and car finance. Powered by Capital Market - Live

However, total income rose 2.12% year on year (YoY) to Rs 16,238.59 crore in Q2 FY26. Profit from ordinary activities before tax in Q2 FY26 stood at Rs 4,320.85 crore, down by 2.65% from Rs 4,438.86 crore in Q2 FY25. As of 30 September 2025, net advances increased by 16% YoY to Rs 462,688 crore, up from Rs 399,522 crore as of 30 September 2024. Average total deposits grew by 14% YoY to Rs 510,538 crore, driven by growth across deposit segments. Average current deposits rose 14% YoY to Rs 70,220 crore, average fixed rate savings deposits increased 8% YoY to Rs 113,894 crore, and average term deposits surged 20% YoY to Rs 311,889 crore. The CASA ratio stood at 42.3%, and activ money grew 10% YoY to Rs 57,768 crore, while the credit-to-deposit ratio was 87.5%. The bank served 5.2 crore customers as of 30 September 2025. Net interest income (NII) for Q2 FY26 rose 4% YoY to Rs 7,311 crore, with a net interest margin (NIM) of 4.54% and a cost of funds of 4.70%. Fees and services income increased by 4% YoY to Rs 2,415 crore in Q2 FY26, while operating expenses rose slightly by 1% YoY to Rs 4,632 crore. Operating profit for Q2 FY26 grew 3% YoY to Rs 5,268 crore, compared to Rs 5,099 crore in Q2 FY25. As of 30 September 2025, the bank's gross non-performing assets (GNPA) stood at 1.39%, while net non-performing assets (NNPA) were 0.32%, improving from 1.49% GNPA and 0.43% NNPA as of 30 September 2024. The provision coverage ratio (PCR) was 77%. The bank reported a standalone return on assets (ROA) of 1.88% (annualized) and a return on equity (ROE) of 10.38% (annualized) for Q2 FY26. The capital adequacy ratio (CAR) under Basel III was 22.1%, with a CET1 ratio of 20.9% (including unaudited profits), reflecting a strong capital position. On a consolidated basis, the bank's net profit tanked 11.41% to Rs 4,468.27 crore on 7.36% decline in total income to Rs 24,901.39 crore in Q2 FY26 over Q2 FY25. Kotak Mahindra Bank is the flagship company of the Kotak Group and has diversified operations covering commercial vehicle financing, consumer loans, corporate finance, and asset reconstruction. Through its subsidiaries, the bank is engaged in investment banking, equity broking, securities-based lending, and car finance. Shares of Kotak Mahindra Bank fell 1.72% to close at Rs 2,186.85 on Friday, 24 October 2025. Powered by Capital Market - Live

Net profit of Kotak Mahindra Bank declined 11.42% to Rs 4468.27 crore in the quarter ended September 2025 as against Rs 5044.05 crore during the previous quarter ended September 2024. Total Operating Income rose 4.70% to Rs 17198.74 crore in the quarter ended September 2025 as against Rs 16426.97 crore during the previous quarter ended September 2024. ParticularsQuarter EndedSep. 2025Sep. 2024% Var. Total Operating Income17198.7416426.97 5 OPM %32.5220.29 - PBDT5962.776646.86 -10 PBT5962.776646.86 -10 NP4468.275044.05 -11 Powered by Capital Market - Live

Kotak Mahindra Bank will hold a meeting of the Board of Directors of the Company on 25 October 2025.Powered by Capital Market - Live

Kotak Mahindra Bank Ltd is up for a third straight session in a row. The stock is quoting at Rs 2097.3, up 1.65% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is down around 0.04% on the day, quoting at 24825.3. The Sensex is at 80967.53, down 0.02%. Kotak Mahindra Bank Ltd has risen around 7.57% in last one month. Meanwhile, Nifty Bank index of which Kotak Mahindra Bank Ltd is a constituent, has risen around 2.7% in last one month and is currently quoting at 55347.95, up 0.34% on the day. The volume in the stock stood at 28.9 lakh shares today, compared to the daily average of 39.03 lakh shares in last one month. The benchmark October futures contract for the stock is quoting at Rs 2100.3, up 1.38% on the day. Kotak Mahindra Bank Ltd is up 15.94% in last one year as compared to a 0.76% drop in NIFTY and a 7.92% drop in the Nifty Bank index.The PE of the stock is 30.43 based on TTM earnings ending June 25.Powered by Capital Market - Live

The Nifty September 2025 futures closed at 25,079, a premium of 105.9 points compared with the Nifty's closing at 24,973.10 in the cash market. In the cash market, the Nifty 50 index advanced 104.50 points or 0.42% to 24,973.10. The NSE's India VIX, a gauge of the market's expectation of volatility over the near term, declining 1.38% to 10.54. Kotak Mahindra Bank, Infosys and State Bank of India (SBI) were the top-traded individual stock futures contracts in the F&O segment of the NSE. The September 2025 F&O contracts will expire on 30 September 2025.Powered by Capital Market - Live