Kotak Mahindra Bank Ltd

The Nifty September 2025 futures closed at 25,079, a premium of 105.9 points compared with the Nifty's closing at 24,973.10 in the cash market. In the cash market, the Nifty 50 index advanced 104.50 points or 0.42% to 24,973.10. The NSE's India VIX, a gauge of the market's expectation of volatility over the near term, declining 1.38% to 10.54. Kotak Mahindra Bank, Infosys and State Bank of India (SBI) were the top-traded individual stock futures contracts in the F&O segment of the NSE. The September 2025 F&O contracts will expire on 30 September 2025.Powered by Capital Market - Live

Kotak Mahindra Bank has allotted 70,056 equity shares under ESOS on 04 September 2025. Powered by Capital Market - Live

Kotak Mahindra Bank has allotted 132,524 equity shares under ESOP on 12 August 2025. Powered by Capital Market - Live

This decline excludes gains from the divestment of KGI. On 18 June 2024, the bank completed the divestment of a 70% stake in its subsidiary, Kotak Mahindra General Insurance Company (KGI), to Zurich Insurance Company (Zurich). Consequent to this sale, KGI ceased to be a subsidiary of the Bank and became an associate with effect from 18 June 2024. The Bank continues to hold the remaining 30% of the share capital in Zurich Kotak General Insurance Company (India) (formerly known as Kotak Mahindra General Insurance Company) as of 30 June 2025. However, total income rose 7.91% year on year (YoY) to Rs 16,916.52 crore in the quarter ended 30 June 2025. Profit from ordinary activities before tax stood at Rs 4,355.93 crore in the first quarter of FY26, down 46.84% from Rs 8,195.53 crore posted in the same quarter last year. Net Interest Income (NII) for Q1 FY26 increased to Rs 7,259 crore, up 6% YoY from Rs 6,842 crore in Q1 FY25. The Net Interest Margin (NIM) stood at 4.65% for Q1 FY26. The bank's operating profit rose to Rs 5,564 crore in Q1 FY26, up 6% YoY from Rs 5,254 crore in Q1 FY25. The average total deposits grew 13% year-on-year to Rs 491,998 crore in Q1 FY26, up from Rs 435,603 crore in Q1 FY25. Fees and services income for Q1 FY26 increased marginally to Rs 2,249 crore, compared to Rs 2,240 crore in Q1 FY25. The customer base stood at 5.4 crore as of 30 June 2025, up from 5.1 crore as of 30 June 2024. On the asset quality front, as of 30 June 2025, the Gross NPA (GNPA) stood at 1.48% and the Net NPA (NNPA) at 0.34%, compared to a GNPA of 1.39% and an NNPA of 0.35% as of 30 June 2024. The Provision Coverage Ratio (PCR) stood at 77% in Q1 FY26. Net advances increased 14% YoY to Rs 444,823 crore as of 30 June 2025, from Rs 389,957 crore a year earlier. The Capital Adequacy Ratio (CAR) of the bank, as per Basel III norms, stood at 23.0% as of 30 June 2025, with a CET1 ratio of 21.8% (including unaudited profits). Return on Assets (ROA) for Q1 FY26 (annualized) stood at 1.94%, while Return on Equity (ROE) was 10.94%. The bank's CASA ratio stood at 40.9% as of 30 June 2025. TD sweep balances grew 23% YoY to Rs 59,098 crore. The cost of funds was 5.01% in Q1 FY26. On a consolidated basis, the bank's PAT for Q1 FY26 was Rs 4,472 crore (excluding the insurance divestment gains), declining 1% from Rs 4,435 crore in Q1 FY25. Total income rose 6.42% year on year (YoY) to Rs 26,703.92 crore in the quarter ended 30 June 2025. The bank's consolidated customer assets, comprising advances (including IBPC & BRDS) and credit substitutes, rose 13% YoY to Rs 557,369 crore as of 30 June 2025, from Rs 494,105 crore in the year-ago period. The bank's average Liquidity Coverage Ratio (LCR) stood at 138% for Q1 FY26. Total Assets Under Management (AUM) grew 18% year-on-year (YoY) to Rs 750,143 crore as of 30 June 2025, up from Rs 636,311 crore as of 30 June 2024. The Domestic Mutual Fund (MF) Equity AUM rose 22% YoY to Rs 357,323 crore as of 30 June 2025. Kotak Mahindra Bank is the flagship company of the Kotak Group and has diversified operations covering commercial vehicle financing, consumer loans, corporate finance, and asset reconstruction. Through its subsidiaries, the bank is engaged in investment banking, equity broking, securities-based lending, and car finance. Powered by Capital Market - Live

Kotak Mahindra Bank Ltd fell 5.16% today to trade at Rs 2015.2. The BSE BANKEX index is down 0.81% to quote at 62534.04. The index is down 3.13 % over last one month. Among the other constituents of the index, Bank of Baroda decreased 1.42% and IDFC First Bank Ltd lost 0.95% on the day. The BSE BANKEX index went up 6.64 % over last one year compared to the 0.04% fall in benchmark SENSEX. Kotak Mahindra Bank Ltd has lost 8.73% over last one month compared to 3.13% fall in BSE BANKEX index and 3.28% drop in the SENSEX. On the BSE, 15403 shares were traded in the counter so far compared with average daily volumes of 1.62 lakh shares in the past one month. The stock hit a record high of Rs 2301.55 on 22 Apr 2025. The stock hit a 52-week low of Rs 1679.1 on 13 Nov 2024.Powered by Capital Market - Live

Securities in F&O Ban: RBL Bank shares are banned from F&O trading on 28 July 2025. Upcoming Results: Adani Green Energy, Apollo Micro Systems, Indusind Bank, Mazagon Dock Shipbuilders JK Paper, KEC International, Laxmi Organic Industries, Mold-Tek Packaging, Motherson Sumi Wiring India, NTPC Green Energy, Paradeep Phosphates, Piramal Pharma, Quess Corp, RailTel Corporation of India, Sanghi Industries, Transport Corporation of India, Thangamayil Jewellery, Torrent Pharmaceuticals, TTK Prestige, UPL, Vijaya Diagnostic Centre will announce their quarterly results later today. Stocks to Watch: Kotak Mahindra Bank reported 7% drop in standalone net profit to Rs 3,282 crore in Q1 FY26 as against Rs 3,520 crore posted in Q1 FY25. However, total income rose 7.91% year on year (YoY) to Rs 16,916.52 crore in the quarter ended 30 June 2025. Petronet LNG has reported 25.5% drop in standalone net profit to Rs 850.58 crore on a 11.4% fall in net sales to Rs 11,879.86 crore in Q1 FY26 as compared with Q1 FY25. Paras Defence and Space Technologies has reported 1.1% rise in consolidated net profit to Rs 14.27 crore on a 11.5% rise in net sales to Rs 93.19 crore in Q1 FY26 as compared with Q1 FY25. Bank of Baroda reported a 1.87% jump in standalone net profit to Rs 4,541.36 crore on 11.37% increase in total income to Rs 35,766.02 crore in Q1 FY26 over Q1 FY25. Jammu & Kashmir (J&K) Bank reported a 16.69% jump in standalone net profit to Rs 484.84 crore on 10.35% increase in total income to Rs 3,518.57 crore in Q1 FY26 over Q1 FY25. Steel Authority of India (SAIL) reported a standalone net profit of Rs 685.48 crore in Q1 FY26, which is significantly higher than Rs 10.68 crore posted in Q1 FY25. Reliance Infrastructure reported a consolidated net profit of Rs 59.84 crore in Q1 FY26, compared to a net loss of Rs 233.74 crore posted in Q1 FY25.Powered by Capital Market - Live

This decline excludes gains from the divestment of KGI. On 18 June 2024, the Bank completed the divestment of a 70% stake in its subsidiary, Kotak Mahindra General Insurance Company (KGI), to Zurich Insurance Company (Zurich). Consequent to this sale, KGI ceased to be a subsidiary of the Bank and became an associate with effect from 18 June 2024. The Bank continues to hold the remaining 30% of the share capital in Zurich Kotak General Insurance Company (India) (formerly known as Kotak Mahindra General Insurance Company) as of 30 June 2025. However, total income rose 7.91% year on year (YoY) to Rs 16,916.52 crore in the quarter ended 30 June 2025. Profit from ordinary activities before tax stood at Rs 4,355.93 crore in the first quarter of FY26, down 46.84% from Rs 8,195.53 crore posted in the same quarter last year. Net Interest Income (NII) for Q1 FY26 increased to Rs 7,259 crore, up 6% YoY from Rs 6,842 crore in Q1 FY25. The Net Interest Margin (NIM) stood at 4.65% for Q1 FY26. The bank's operating profit rose to Rs 5,564 crore in Q1 FY26, up 6% YoY from Rs 5,254 crore in Q1 FY25. The average total deposits grew 13% year-on-year to Rs 491,998 crore in Q1 FY26, up from Rs 435,603 crore in Q1 FY25. Fees and services income for Q1 FY26 increased marginally to Rs 2,249 crore, compared to Rs 2,240 crore in Q1 FY25. The customer base stood at 5.4 crore as of 30 June 2025, up from 5.1 crore as of 30 June 2024. On the asset quality front, as of 30 June 2025, the Gross NPA (GNPA) stood at 1.48% and Net NPA (NNPA) at 0.34%, compared to GNPA of 1.39% and NNPA of 0.35% as of 30 June 2024. The Provision Coverage Ratio (PCR) stood at 77% in Q1 FY26. Net advances increased 14% YoY to Rs 444,823 crore as of 30 June 2025, from Rs 389,957 crore a year earlier. The Capital Adequacy Ratio (CAR) of the bank, as per Basel III norms, stood at 23.0% as of 30 June 2025, with a CET1 ratio of 21.8% (including unaudited profits). Return on Assets (ROA) for Q1 FY26 (annualized) stood at 1.94%, while Return on Equity (ROE) was 10.94%. The bank's CASA ratio stood at 40.9% as of 30 June 2025. TD sweep balances grew 23% YoY to Rs 59,098 crore. The cost of funds was 5.01% in Q1 FY26. On a consolidated basis, the bank's PAT for Q1 FY26 was Rs 4,472 crore (excluding the insurance divestment gains), declining 1% from Rs 4,435 crore in Q1 FY25. Total income rose 6.42% year on year (YoY) to Rs 26,703.92 crore in the quarter ended 30 June 2025. The bank's consolidated customer assets, comprising advances (including IBPC & BRDS) and credit substitutes, rose 13% YoY to Rs 557,369 crore as of 30 June 2025, from Rs 494,105 crore in the year-ago period. The bank's average Liquidity Coverage Ratio (LCR) stood at 138% for Q1 FY26. Total Assets Under Management (AUM) grew 18% year-on-year (YoY) to Rs 750,143 crore as of 30 June 2025, up from Rs 636,311 crore as of 30 June 2024. The Domestic Mutual Fund (MF) Equity AUM rose 22% YoY to Rs 357,323 crore as of 30 June 2025. Kotak Mahindra Bank is the flagship company of the Kotak Group and has diversified operations covering commercial vehicle financing, consumer loans, corporate finance, and asset reconstruction. Through its subsidiaries, the bank is engaged in investment banking, equity broking, securities-based lending, and car finance. Powered by Capital Market - Live

Net profit of Kotak Mahindra Bank declined 39.96% to Rs 4472.18 crore in the quarter ended June 2025 as against Rs 7448.16 crore during the previous quarter ended June 2024. Total Operating Income rose 8.91% to Rs 17248.31 crore in the quarter ended June 2025 as against Rs 15836.79 crore during the previous quarter ended June 2024. ParticularsQuarter EndedJun. 2025Jun. 2024% Var. Total Operating Income17248.3115836.79 9 OPM %23.9322.57 - PBDT6053.406007.59 1 PBT6053.406007.59 1 NP4472.187448.16 -40 Powered by Capital Market - Live

Kotak Mahindra Bank Ltd fell for a fifth straight session today. The stock is quoting at Rs 2149.7, down 0.97% on the day as on 13:19 IST on the NSE. The benchmark NIFTY is down around 0.68% on the day, quoting at 24940.7. The Sensex is at 81682.12, down 0.7%.Kotak Mahindra Bank Ltd has gained around 0.15% in last one month.Meanwhile, Nifty Bank index of which Kotak Mahindra Bank Ltd is a constituent, has increased around 1.23% in last one month and is currently quoting at 56828.8, down 1% on the day. The volume in the stock stood at 12.76 lakh shares today, compared to the daily average of 37.59 lakh shares in last one month. The benchmark July futures contract for the stock is quoting at Rs 2150.8, down 1.17% on the day. Kotak Mahindra Bank Ltd jumped 18.01% in last one year as compared to a 1.67% rally in NIFTY and a 7.64% spurt in the Nifty Bank index.The PE of the stock is 26.3 based on TTM earnings ending March 25.Powered by Capital Market - Live

Kotak Mahindra Bank has allotted 69,617 equity shares under ESOS on 11 July 2025. Powered by Capital Market - Live