What is the share price of Jammu and Kashmir Bank Ltd (J&KBANK) today?
The share price of J&KBANK as on 28th January 2026 is ₹105.20. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.What is the return on Jammu and Kashmir Bank Ltd (J&KBANK) share?
The past returns of Jammu and Kashmir Bank Ltd (J&KBANK) share are- Past 1 week: 4.56%
- Past 1 month: 6.81%
- Past 3 months: -3.12%
- Past 6 months: 0.41%
- Past 1 year: 9.92%
- Past 3 years: 101.34%
- Past 5 years: 279.10%
What are the peers or stocks similar to Jammu and Kashmir Bank Ltd (J&KBANK)?
The peers or stocks similar to Jammu and Kashmir Bank Ltd (J&KBANK) include:What is the dividend yield % of Jammu and Kashmir Bank Ltd (J&KBANK) share?
The current dividend yield of Jammu and Kashmir Bank Ltd (J&KBANK) is 2.04.What is the market cap of Jammu and Kashmir Bank Ltd (J&KBANK) share?
Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Jammu and Kashmir Bank Ltd (J&KBANK) is ₹11584.44 Cr as of 28th January 2026.What is the 52 week high and low of Jammu and Kashmir Bank Ltd (J&KBANK) share?
The 52-week high of Jammu and Kashmir Bank Ltd (J&KBANK) is ₹117.25 and the 52-week low is ₹87.30.What is the PE and PB ratio of Jammu and Kashmir Bank Ltd (J&KBANK) stock?
The P/E (price-to-earnings) ratio of Jammu and Kashmir Bank Ltd (J&KBANK) is 5.56. The P/B (price-to-book) ratio is 0.82.Which sector does Jammu and Kashmir Bank Ltd (J&KBANK) belong to?
Jammu and Kashmir Bank Ltd (J&KBANK) belongs to the Financials sector & Private Banks sub-sector.How to buy Jammu and Kashmir Bank Ltd (J&KBANK) shares?
You can directly buy Jammu and Kashmir Bank Ltd (J&KBANK) shares on Tickertape. Simply sign up, connect your demat account and place your order.
Jammu and Kashmir Bank Ltd
J&KBANK Share Price
J&KBANK Stock Scorecard
Performance
AvgPrice return has been average, nothing exciting
Valuation
LowUndervalued compared to the market average
Growth
AvgFinancials growth has been moderate for a few years
Profitability
HighShowing good signs of profitability & efficiency
Entry point
GoodThe stock is underpriced and is not in the overbought zone
Red flags
LowNo red flag found
How to use scorecard? Learn more
J&KBANK Performance & Key Metrics
J&KBANK Performance & Key Metrics
| No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
|---|---|---|
| 5.38 | 0.82 | 2.04% |
| Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
|---|---|---|
| 18.01 | 2.45 | 0.98% |
from 1 analyst
Price Upside
Earnings Growth
Rev. Growth
J&KBANK Company Profile
The Jammu & Kashmir Bank Limited offers a range of products and services such as loans, insurance, tax products/planning, savings and deposits, cards, mutual funds and non-resident banking.
J&KBANK Sentiment Analysis
J&KBANK Sentiment Analysis
J&KBANK Stock Summary · January 2026
The bank demonstrated robust growth in deposits and advances, significantly outpacing industry averages, while maintaining a strong net interest margin of 3.64%. However, challenges persist, particularly with a declining CASA ratio and increased competition from private banks and fintechs, prompting a strategic focus on retail and MSME lending. Management's proactive approach includes plans to raise INR 1,500 crores in capital to support infrastructure development in Jammu & Kashmir, alongside efforts to optimize funding costs. Despite external pressures, the bank's effective NPA management has resulted in a Gross NPA ratio of 3%, positioning it well for sustained profitability. Looking ahead, management remains cautiously optimistic about future performance, anticipating improved financial metrics as market conditions evolve.
J&KBANK Stock Growth Drivers
J&KBANK Stock Growth Drivers
7Strong Financial Performance
Jammu & Kashmir Bank Limited has reported significant financial achievements, including a year-on-year growth of
Healthy Business Growth
The bank has demonstrated robust business growth, with credit growth surpassing the overall banking system.
J&KBANK Stock Challenges
J&KBANK Stock Challenges
4Declining Yield on Advances
The bank has experienced a sharp decline in the yield on advances, which has decreased
Employee Cost Management Challenges
While the bank has seen a year-over-year decline in employee expenses due to retirements, there
J&KBANK Forecast
J&KBANK Forecasts
Price
Revenue
Earnings
J&KBANK Share Price Forecast
J&KBANK Share Price Forecast
All values in ₹
All values in ₹
J&KBANK Company Revenue Forecast
J&KBANK Company Revenue Forecast
All values in ₹ Thousand cr.
All values in ₹ Thousand cr.
J&KBANK Stock EPS (Earnings Per Share) Forecast
J&KBANK Stock EPS (Earnings Per Share) Forecast
All values in ₹
All values in ₹
J&KBANK
J&KBANK
Income
Balance Sheet
Cash Flow
J&KBANK Income Statement
J&KBANK Income Statement
| Financial Year | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 7,183.07 | 7,122.24 | 8,493.04 | 8,954.89 | 8,812.58 | 8,766.46 | 10,120.47 | 12,050.87 | 13,688.02 | 14,188.99 | ||||||||||
| Raw Materials | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 11,278.08 | ||||||||||
| Power & Fuel Cost | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |||||||||||
| Employee Cost | 1,126.35 | 1,290.62 | 1,650.11 | 1,890.64 | 2,062.43 | 2,675.08 | 2,708.56 | 2,578.98 | 2,787.88 | |||||||||||
| Selling & Administrative Expenses | 215.96 | 245.03 | 274.19 | 263.45 | 281.90 | 312.57 | 334.10 | 383.18 | 412.47 | |||||||||||
| Operating & Other expenses | 7,262.16 | 5,368.98 | 5,805.78 | 7,819.14 | 5,797.22 | 4,888.02 | 5,134.11 | 6,483.02 | 7,380.98 | |||||||||||
| EBITDA | -1,421.40 | 217.61 | 762.96 | -1,018.34 | 671.03 | 890.79 | 1,943.70 | 2,605.69 | 3,106.69 | 2,910.91 | ||||||||||
| Depreciation/Amortization | 85.28 | 96.68 | 104.27 | 125.67 | 134.28 | 144.09 | 157.66 | 217.62 | 168.01 | 0.00 | ||||||||||
| PBIT | -1,506.68 | 120.93 | 658.69 | -1,144.01 | 536.75 | 746.70 | 1,786.04 | 2,388.07 | 2,938.68 | 2,910.91 | ||||||||||
| Interest & Other Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||||||||||
| PBT | -1,506.68 | 120.93 | 658.69 | -1,144.01 | 536.75 | 746.70 | 1,786.04 | 2,388.07 | 2,938.68 | 2,910.91 | ||||||||||
| Taxes & Other Items | 126.32 | -81.76 | 194.85 | 39.36 | 108.30 | 251.87 | 605.52 | 616.85 | 856.89 | 757.56 | ||||||||||
| Net Income | -1,633.00 | 202.69 | 463.84 | -1,183.37 | 428.45 | 494.83 | 1,180.52 | 1,771.22 | 2,081.79 | 2,153.35 | ||||||||||
| EPS | -32.45 | 3.76 | 8.33 | -18.62 | 6.00 | 6.01 | 12.02 | 16.61 | 18.90 | 19.55 | ||||||||||
| DPS | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.50 | 2.15 | 2.15 | 2.15 | ||||||||||
| Payout ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.04 | 0.13 | 0.11 | 0.11 |
J&KBANK Company Updates
Investor Presentation
J&KBANK Stock Peers
J&KBANK Past Performance & Peer Comparison
J&KBANK Past Performance & Peer Comparison
FinancialsPrivate Banks
Valuation
Technical
Forecast
| Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
|---|---|---|---|
| Jammu and Kashmir Bank Ltd | 5.56 | 0.82 | 2.04% |
| HDFC Bank Ltd | 20.27 | 2.67 | 1.17% |
| ICICI Bank Ltd | 19.17 | 2.98 | 0.80% |
| Kotak Mahindra Bank Ltd | 18.54 | 2.60 | 0.12% |
J&KBANK Stock Price Comparison
Compare J&KBANK with any stock or ETFJ&KBANK Holdings
J&KBANK Shareholdings
J&KBANK Promoter Holdings Trend
J&KBANK Promoter Holdings Trend
In last 6 months, promoter holding in the company has almost stayed constant
Pledged promoter holdings is insignificant
J&KBANK Institutional Holdings Trend
J&KBANK Institutional Holdings Trend
In last 3 months, retail holding in the company has almost stayed constant
In last 3 months, foreign institutional holding of the company has almost stayed constant
J&KBANK Shareholding Pattern
J&KBANK Shareholding Pattern
J&KBANK Shareholding History
J&KBANK Shareholding History
Mutual Funds Invested in J&KBANK
Mutual Funds Invested in J&KBANK
No mutual funds holding trends are available
Top 5 Mutual Funds holding Jammu and Kashmir Bank Ltd
| Funds (Top 5) | The rupee value of the stock held by the fund divided by the stock’s market cap Market-cap held | Percentage of the fund’s portfolio invested in the stock Weight | Change in the portfolio weight of the stock over the last 3 months 3M holding change | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months Portfolio rank(3M change) |
|---|---|---|---|---|
The rupee value of the stock held by the fund divided by the stock’s market cap 2.5791% | Percentage of the fund’s portfolio invested in the stock 1.28% | Change in the portfolio weight of the stock over the last 3 months -0.24% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 29/71 (-2) | |
The rupee value of the stock held by the fund divided by the stock’s market cap 0.3988% | Percentage of the fund’s portfolio invested in the stock 0.42% | Change in the portfolio weight of the stock over the last 3 months -0.11% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 35/93 (0) | |
The rupee value of the stock held by the fund divided by the stock’s market cap 0.1853% | Percentage of the fund’s portfolio invested in the stock 1.30% | Change in the portfolio weight of the stock over the last 3 months 0.12% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 43/49 (-3) |
Compare 3-month MF holding change on Screener
smallcases containing J&KBANK stock
smallcases containing J&KBANK stock
Looks like this stock is not in any smallcase yet.
J&KBANK Events
J&KBANK Events
J&KBANK Dividend Trend
No dividend trend available
Dividends
Corp. Actions
Announcements
Legal Orders
J&KBANK Dividend Trend
No dividend trend available
J&KBANK Upcoming Dividends
J&KBANK Upcoming Dividends
No upcoming dividends are available
J&KBANK Past Dividends
J&KBANK Past Dividends
Cash Dividend
Ex DateEx DateAug 19, 2025
Dividend/Share
₹2.15
Ex DateEx Date
Aug 19, 2025
Cash Dividend
Ex DateEx DateAug 9, 2024
Dividend/Share
₹2.15
Ex DateEx Date
Aug 9, 2024
Cash Dividend
Ex DateEx DateAug 17, 2023
Dividend/Share
₹0.50
Ex DateEx Date
Aug 17, 2023
Cash Dividend
Ex DateEx DateJul 11, 2016
Dividend/Share
₹1.75
Ex DateEx Date
Jul 11, 2016
Cash Dividend
Ex DateEx DateAug 13, 2015
Dividend/Share
₹2.10
Ex DateEx Date
Aug 13, 2015
J&KBANK Stock News & Opinions
J&KBANK Stock News & Opinions
Net profit of Jammu and Kashmir Bank rose 10.01% to Rs 581.49 crore in the quarter ended December 2025 as against Rs 528.60 crore during the previous quarter ended December 2024. Total Operating Income rose 3.28% to Rs 3314.94 crore in the quarter ended December 2025 as against Rs 3209.67 crore during the previous quarter ended December 2024. ParticularsQuarter EndedDec. 2025Dec. 2024% Var. Total Operating Income3314.943209.67 3 OPM %70.8868.97 - PBDT807.20758.46 6 PBT807.20758.46 6 NP581.49528.60 10 Powered by Capital Market - Live
Jammu & Kashmir Bank will hold a meeting of the Board of Directors of the Company on 20 January 2026.Powered by Capital Market - Live
Total business stood at Rs 2,72,109.27 crore as of 31 December 2025, up 13.34%, compared with Rs 2,40,080.49 crore as of 31 December 2024. CASA deposits rose 1.25% YoY to Rs 68,736.27 crore as of 31 December 2025. CASA ratio reduced to 44.10% as of 31 December 2025 as against 48.17% as of 31 December 2024. Total deposits increased 10.58% to Rs 1,55,861.35 crore as of 31 Decemeber 2025, compared with Rs 1,40,947.14 crore as of 31 December 2024. Gross investment declined 2.07% to Rs 40,535.76 crore as of 31 December 2025, compared with Rs 41,394.29 crore as of 31 December 2024. J&K Bank offers banking services under the three major divisions as support services, depository services, and third-party services. The bank reported a 1.91% jump in net profit to Rs 494.11 crore on a 2.04% decline in total income to Rs 3,446.71 crore in Q2 FY26 over Q1 FY26. On a year-on-year (YoY) basis, the company's net profit declined 10.31%, and revenue rose 0.79% in Q2 FY26. Powered by Capital Market - Live
Total business stood at Rs 2,72,109.27 crore as of 31 December 2025, up 13.34%, compared with Rs 2,40,080.49 crore as of 31 December 2024. CASA deposits rose 1.25% YoY to Rs 68,736.27 crore as of 31 December 2025. CASA ratio reduced to 44.10% as of 31 December 2025 as against 48.17% as of 31 December 2024. Total deposits increased 10.58% to Rs 1,55,861.35 crore as of 31 Decemeber 2025, compared with Rs 1,40,947.14 crore as of 31 December 2024. Gross investment declined 2.07% to Rs 40,535.76 crore as of 31 December 2025, compared with Rs 41,394.29 crore as of 31 December 2024. J&K Bank offers banking services under the three major divisions as support services, depository services, and third-party services. The bank reported a 1.91% jump in net profit to Rs 494.11 crore on a 2.04% decline in total income to Rs 3,446.71 crore in Q2 FY26 over Q1 FY26. On a year-on-year (YoY) basis, the company's net profit declined 10.31%, and revenue rose 0.79% in Q2 FY26. Shares of Jammu & Kashmir Bank rallied 1.29% to close at Rs 102.35 on the BSE on 2 January 2026. Powered by Capital Market - Live
The bank will raise up to Rs 750 crore in one or more tranches through a Qualified Institutional Placement (QIP), subject to shareholder approval and applicable regulatory clearances. Additionally, the board has approved raising up to Rs 500 crore via non-convertible, redeemable, unsecured, Basel III-compliant Tier II debentures on a private placement basis, pending requisite regulatory approvals. J&K Bank offers banking services under the three major divisions as support services, depository services, and third-party services. The bank reported a 1.91% jump in net profit to Rs 494.11 crore on a 2.04% decline in total income to Rs 3,446.71 crore in Q2 FY26 over Q1 FY26. On a year-on-year (YoY) basis, the company's net profit declined 10.31%, and revenue rose 0.79% in Q2 FY26.Powered by Capital Market - Live
The said announcement was made after market hours on 22 November 2025. J&K Bank offers banking services under the three major divisions as support services, depository services, and third-party services. The bank reported a 1.91% jump in net profit to Rs 494.11 crore on a 2.04% decline in total income to Rs 3,446.71 crore in Q2 FY26 over Q1 FY26. On a year-on-year (YoY) basis, the company's net profit declined 10.31%, and revenue rose 0.79% in Q2 FY26. The counter declined 1.54% to Rs 105.80 on the BSE.Powered by Capital Market - Live
Jammu & Kashmir Bank will hold a meeting of the Board of Directors of the Company on 26 November 2025.Powered by Capital Market - Live
Net profit of Jammu and Kashmir Bank declined 10.47% to Rs 494.92 crore in the quarter ended September 2025 as against Rs 552.78 crore during the previous quarter ended September 2024. Total Operating Income rose 5.42% to Rs 3293.00 crore in the quarter ended September 2025 as against Rs 3123.65 crore during the previous quarter ended September 2024. ParticularsQuarter EndedSep. 2025Sep. 2024% Var. Total Operating Income3293.003123.65 5 OPM %70.9168.62 - PBDT634.68756.82 -16 PBT634.68756.82 -16 NP494.92552.78 -10 Powered by Capital Market - Live
Jammu & Kashmir Bank will hold a meeting of the Board of Directors of the Company on 18 October 2025.Powered by Capital Market - Live
Jammu & Kashmir Bank announced that the 87th Annual General Meeting(AGM) of the bank will be held on 26 August 2025.Powered by Capital Market - Live
Over the last 5 years, revenue has grown at a yearly rate of 8.86%, vs industry avg of 16.56%
Over the last 5 years, market share decreased from 1.41% to 0.99%