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Jammu and Kashmir Bank Ltd

J&KBANK Share Price

105.201.46% (+1.51)
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With a market cap of ₹11,584 cr, stock is ranked 493

Stock is 2.95x as volatile as Nifty

J&KBANK Stock Scorecard

Performance

Avg

Price return has been average, nothing exciting

Valuation

Low

Undervalued compared to the market average

Growth

Avg

Financials growth has been moderate for a few years

Profitability

High

Showing good signs of profitability & efficiency

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹11,584 cr, stock is ranked 493

Stock is 2.95x as volatile as Nifty

J&KBANK Performance & Key Metrics

J&KBANK Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
5.380.822.04%
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
18.012.450.98%

J&KBANK Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
100%
Analysts have suggested that investors can buy this stock

from 1 analyst

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

J&KBANK Company Profile

The Jammu & Kashmir Bank Limited offers a range of products and services such as loans, insurance, tax products/planning, savings and deposits, cards, mutual funds and non-resident banking.

Investor Presentation

View older View older 

Oct 18, 2025

PDF
View Older Presentations

J&KBANK Similar Stocks (Peers)

Compare with peers Compare with peers 

J&KBANK Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
20.27
20.27
1Y Return
11.67%
11.67%
Buy Reco %
92.31
92.31
PE Ratio
19.17
19.17
1Y Return
9.69%
9.69%
Buy Reco %
95.12
95.12
PE Ratio
18.54
18.54
1Y Return
9.23%
9.23%
Buy Reco %
67.65
67.65
PE Ratio
14.61
14.61
1Y Return
34.15%
34.15%
Buy Reco %
95.00
95.00
PE Ratio
14.04
14.04
1Y Return
28.29%
28.29%
Buy Reco %
0.00
0.00
Compare with Peers

J&KBANK Sentiment Analysis

J&KBANK Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

J&KBANK Stock Summary · January 2026

The bank demonstrated robust growth in deposits and advances, significantly outpacing industry averages, while maintaining a strong net interest margin of 3.64%. However, challenges persist, particularly with a declining CASA ratio and increased competition from private banks and fintechs, prompting a strategic focus on retail and MSME lending. Management's proactive approach includes plans to raise INR 1,500 crores in capital to support infrastructure development in Jammu & Kashmir, alongside efforts to optimize funding costs. Despite external pressures, the bank's effective NPA management has resulted in a Gross NPA ratio of 3%, positioning it well for sustained profitability. Looking ahead, management remains cautiously optimistic about future performance, anticipating improved financial metrics as market conditions evolve.

J&KBANK Stock Growth Drivers
J&KBANK Stock Growth Drivers
7
  • Strong Financial Performance

    Jammu & Kashmir Bank Limited has reported significant financial achievements, including a year-on-year growth of

  • Healthy Business Growth

    The bank has demonstrated robust business growth, with credit growth surpassing the overall banking system.

J&KBANK Stock Challenges
J&KBANK Stock Challenges
4
  • Declining Yield on Advances

    The bank has experienced a sharp decline in the yield on advances, which has decreased

  • Employee Cost Management Challenges

    While the bank has seen a year-over-year decline in employee expenses due to retirements, there

J&KBANK Forecast

J&KBANK Forecasts

Price

Revenue

Earnings

J&KBANK

J&KBANK

Income

Balance Sheet

Cash Flow

J&KBANK Income Statement

J&KBANK Income Statement

Industry refers to the sub-sector this company belongs to.
Lower than Industry Revenue Growth
A higher-than-industry revenue growth represents increased potential for the company to increase their market share

Over the last 5 years, revenue has grown at a yearly rate of 8.86%, vs industry avg of 16.56%

Decreasing Market Share
Market share is the percentage of an industry's total sales going to a particular company. It gives a general idea of the size of a company v/s its competitors

Over the last 5 years, market share decreased from 1.41% to 0.99%

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Financial YearFY 2017FY 2018FY 2019FY 2020FY 2021FY 2022FY 2023FY 2024FY 2025TTM
Total Revenue7,183.077,122.248,493.048,954.898,812.588,766.4610,120.4712,050.8713,688.0214,188.99
Raw Materialssubtract0.000.000.000.000.000.000.000.000.0011,278.08
Power & Fuel Costsubtract0.000.000.000.000.000.000.000.000.00
Employee Costsubtract1,126.351,290.621,650.111,890.642,062.432,675.082,708.562,578.982,787.88
Selling & Administrative Expensessubtract215.96245.03274.19263.45281.90312.57334.10383.18412.47
Operating & Other expensessubtract7,262.165,368.985,805.787,819.145,797.224,888.025,134.116,483.027,380.98
Depreciation/Amortizationsubtract85.2896.68104.27125.67134.28144.09157.66217.62168.010.00
Interest & Other Itemssubtract0.000.000.000.000.000.000.000.000.000.00
Taxes & Other Itemssubtract126.32-81.76194.8539.36108.30251.87605.52616.85856.89757.56
EPS-32.453.768.33-18.626.006.0112.0216.6118.9019.55
DPS0.000.000.000.000.000.000.502.152.152.15
Payout ratio0.000.000.000.000.000.000.040.130.110.11

J&KBANK Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2026FY 2026

Annual Report Pending

Investor Presentation

Oct 18PDF
Jul 25PDF
FY 2025FY 2025

Annual report

PDF
FY 2024FY 2024

Annual report

PDF
FY 2023FY 2023

Annual report

PDF
FY 2022FY 2022

Annual report

PDF
FY 2021FY 2021

Annual report

PDF
FY 2020FY 2020

Annual report

PDF
FY 2019FY 2019

Annual report

PDF
FY 2018FY 2018

Annual report

PDF
FY 2017FY 2017

Annual report

PDF
 

J&KBANK Stock Peers

J&KBANK Past Performance & Peer Comparison

J&KBANK Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsPrivate Banks

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Jammu and Kashmir Bank Ltd5.560.822.04%
HDFC Bank Ltd20.272.671.17%
ICICI Bank Ltd19.172.980.80%
Kotak Mahindra Bank Ltd18.542.600.12%

J&KBANK Stock Price Comparison

Compare J&KBANK with any stock or ETF
Compare J&KBANK with any stock or ETF
J&KBANK
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J&KBANK Holdings

J&KBANK Shareholdings

J&KBANK Promoter Holdings Trend

J&KBANK Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

J&KBANK Institutional Holdings Trend

J&KBANK Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

J&KBANK Shareholding Pattern

J&KBANK Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding59.40%3.74%2.09%8.14%26.63%

Mar 2025

Jun 2025

Sep 2025

Dec 2025

J&KBANK Shareholding History

J&KBANK Shareholding History

SepDec '24MarJunSepDec '256.46%7.07%7.64%8.01%7.85%8.14%

Mutual Funds Invested in J&KBANK

Mutual Funds Invested in J&KBANK

No mutual funds holding trends are available

Top 5 Mutual Funds holding Jammu and Kashmir Bank Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
2.5791%1.28%-0.24%29/71 (-2)
0.3988%0.42%-0.11%35/93 (0)
0.1853%1.30%0.12%43/49 (-3)

Compare 3-month MF holding change on Screener

J&KBANK Insider Trades & Bulk Stock Deals

J&KBANK Insider Trades & Bulk Stock Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases containing J&KBANK stock

smallcases containing J&KBANK stock

Looks like this stock is not in any smallcase yet.

J&KBANK Events

J&KBANK Events

J&KBANK Dividend Trend

No dividend trend available

Dividends

Corp. Actions

Announcements

Legal Orders

J&KBANK Dividend Trend

No dividend trend available

J&KBANK Upcoming Dividends

J&KBANK Upcoming Dividends

No upcoming dividends are available

J&KBANK Past Dividends

J&KBANK Past Dividends

Cash Dividend

Ex DateEx DateAug 19, 2025

Final
Final | Div/Share: ₹2.15

Dividend/Share

2.15

Ex DateEx Date

Aug 19, 2025

Cash Dividend

Ex DateEx DateAug 9, 2024

Final
Final | Div/Share: ₹2.15

Dividend/Share

2.15

Ex DateEx Date

Aug 9, 2024

Cash Dividend

Ex DateEx DateAug 17, 2023

Final
Final | Div/Share: ₹0.50

Dividend/Share

0.50

Ex DateEx Date

Aug 17, 2023

Cash Dividend

Ex DateEx DateJul 11, 2016

Final
Final | Div/Share: ₹1.75

Dividend/Share

1.75

Ex DateEx Date

Jul 11, 2016

Cash Dividend

Ex DateEx DateAug 13, 2015

Final
Final | Div/Share: ₹2.10

Dividend/Share

2.10

Ex DateEx Date

Aug 13, 2015

J&KBANK Stock News & Opinions

J&KBANK Stock News & Opinions

Earnings
Jammu and Kashmir Bank consolidated net profit rises 10.01% in the December 2025 quarter

Net profit of Jammu and Kashmir Bank rose 10.01% to Rs 581.49 crore in the quarter ended December 2025 as against Rs 528.60 crore during the previous quarter ended December 2024. Total Operating Income rose 3.28% to Rs 3314.94 crore in the quarter ended December 2025 as against Rs 3209.67 crore during the previous quarter ended December 2024. ParticularsQuarter EndedDec. 2025Dec. 2024% Var. Total Operating Income3314.943209.67 3 OPM %70.8868.97 - PBDT807.20758.46 6 PBT807.20758.46 6 NP581.49528.60 10 Powered by Capital Market - Live

1 week agoCapital Market - Live
Corporate
Jammu & Kashmir Bank to declare Quarterly Results

Jammu & Kashmir Bank will hold a meeting of the Board of Directors of the Company on 20 January 2026.Powered by Capital Market - Live

2 weeks agoCapital Market - Live
Spotlight
J&K Bank gains as gross advances grow 17% YoY in Q3FY26

Total business stood at Rs 2,72,109.27 crore as of 31 December 2025, up 13.34%, compared with Rs 2,40,080.49 crore as of 31 December 2024. CASA deposits rose 1.25% YoY to Rs 68,736.27 crore as of 31 December 2025. CASA ratio reduced to 44.10% as of 31 December 2025 as against 48.17% as of 31 December 2024. Total deposits increased 10.58% to Rs 1,55,861.35 crore as of 31 Decemeber 2025, compared with Rs 1,40,947.14 crore as of 31 December 2024. Gross investment declined 2.07% to Rs 40,535.76 crore as of 31 December 2025, compared with Rs 41,394.29 crore as of 31 December 2024. J&K Bank offers banking services under the three major divisions as support services, depository services, and third-party services. The bank reported a 1.91% jump in net profit to Rs 494.11 crore on a 2.04% decline in total income to Rs 3,446.71 crore in Q2 FY26 over Q1 FY26. On a year-on-year (YoY) basis, the company's net profit declined 10.31%, and revenue rose 0.79% in Q2 FY26. Powered by Capital Market - Live

3 weeks agoCapital Market - Live
Spotlight
J&K Bank gross advances grow 17% YoY in Q3FY26

Total business stood at Rs 2,72,109.27 crore as of 31 December 2025, up 13.34%, compared with Rs 2,40,080.49 crore as of 31 December 2024. CASA deposits rose 1.25% YoY to Rs 68,736.27 crore as of 31 December 2025. CASA ratio reduced to 44.10% as of 31 December 2025 as against 48.17% as of 31 December 2024. Total deposits increased 10.58% to Rs 1,55,861.35 crore as of 31 Decemeber 2025, compared with Rs 1,40,947.14 crore as of 31 December 2024. Gross investment declined 2.07% to Rs 40,535.76 crore as of 31 December 2025, compared with Rs 41,394.29 crore as of 31 December 2024. J&K Bank offers banking services under the three major divisions as support services, depository services, and third-party services. The bank reported a 1.91% jump in net profit to Rs 494.11 crore on a 2.04% decline in total income to Rs 3,446.71 crore in Q2 FY26 over Q1 FY26. On a year-on-year (YoY) basis, the company's net profit declined 10.31%, and revenue rose 0.79% in Q2 FY26. Shares of Jammu & Kashmir Bank rallied 1.29% to close at Rs 102.35 on the BSE on 2 January 2026. Powered by Capital Market - Live

3 weeks agoCapital Market - Live
Spotlight
J&K Bank gains after board clears Rs 1,250-cr fundraising plan

The bank will raise up to Rs 750 crore in one or more tranches through a Qualified Institutional Placement (QIP), subject to shareholder approval and applicable regulatory clearances. Additionally, the board has approved raising up to Rs 500 crore via non-convertible, redeemable, unsecured, Basel III-compliant Tier II debentures on a private placement basis, pending requisite regulatory approvals. J&K Bank offers banking services under the three major divisions as support services, depository services, and third-party services. The bank reported a 1.91% jump in net profit to Rs 494.11 crore on a 2.04% decline in total income to Rs 3,446.71 crore in Q2 FY26 over Q1 FY26. On a year-on-year (YoY) basis, the company's net profit declined 10.31%, and revenue rose 0.79% in Q2 FY26.Powered by Capital Market - Live

2 months agoCapital Market - Live
Spotlight
J&K Bank board to mull fundraising proposal on 26 Nov

The said announcement was made after market hours on 22 November 2025. J&K Bank offers banking services under the three major divisions as support services, depository services, and third-party services. The bank reported a 1.91% jump in net profit to Rs 494.11 crore on a 2.04% decline in total income to Rs 3,446.71 crore in Q2 FY26 over Q1 FY26. On a year-on-year (YoY) basis, the company's net profit declined 10.31%, and revenue rose 0.79% in Q2 FY26. The counter declined 1.54% to Rs 105.80 on the BSE.Powered by Capital Market - Live

2 months agoCapital Market - Live
Corporate
Jammu & Kashmir Bank to conduct board meeting

Jammu & Kashmir Bank will hold a meeting of the Board of Directors of the Company on 26 November 2025.Powered by Capital Market - Live

2 months agoCapital Market - Live
Earnings
Jammu and Kashmir Bank consolidated net profit declines 10.47% in the September 2025 quarter

Net profit of Jammu and Kashmir Bank declined 10.47% to Rs 494.92 crore in the quarter ended September 2025 as against Rs 552.78 crore during the previous quarter ended September 2024. Total Operating Income rose 5.42% to Rs 3293.00 crore in the quarter ended September 2025 as against Rs 3123.65 crore during the previous quarter ended September 2024. ParticularsQuarter EndedSep. 2025Sep. 2024% Var. Total Operating Income3293.003123.65 5 OPM %70.9168.62 - PBDT634.68756.82 -16 PBT634.68756.82 -16 NP494.92552.78 -10 Powered by Capital Market - Live

3 months agoCapital Market - Live
Corporate
Jammu & Kashmir Bank to conduct board meeting

Jammu & Kashmir Bank will hold a meeting of the Board of Directors of the Company on 18 October 2025.Powered by Capital Market - Live

3 months agoCapital Market - Live
Corporate
Jammu & Kashmir Bank to conduct AGM

Jammu & Kashmir Bank announced that the 87th Annual General Meeting(AGM) of the bank will be held on 26 August 2025.Powered by Capital Market - Live

6 months agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. What is the share price of Jammu and Kashmir Bank Ltd (J&KBANK) today?

    The share price of J&KBANK as on 28th January 2026 is ₹105.20. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on Jammu and Kashmir Bank Ltd (J&KBANK) share?

    The past returns of Jammu and Kashmir Bank Ltd (J&KBANK) share are
    • Past 1 week: 4.56%
    • Past 1 month: 6.81%
    • Past 3 months: -3.12%
    • Past 6 months: 0.41%
    • Past 1 year: 9.92%
    • Past 3 years: 101.34%
    • Past 5 years: 279.10%

  3. What are the peers or stocks similar to Jammu and Kashmir Bank Ltd (J&KBANK)?

    The peers or stocks similar to Jammu and Kashmir Bank Ltd (J&KBANK) include:

  4. What is the dividend yield % of Jammu and Kashmir Bank Ltd (J&KBANK) share?

    The current dividend yield of Jammu and Kashmir Bank Ltd (J&KBANK) is 2.04.

  5. What is the market cap of Jammu and Kashmir Bank Ltd (J&KBANK) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Jammu and Kashmir Bank Ltd (J&KBANK) is ₹11584.44 Cr as of 28th January 2026.

  6. What is the 52 week high and low of Jammu and Kashmir Bank Ltd (J&KBANK) share?

    The 52-week high of Jammu and Kashmir Bank Ltd (J&KBANK) is ₹117.25 and the 52-week low is ₹87.30.

  7. What is the PE and PB ratio of Jammu and Kashmir Bank Ltd (J&KBANK) stock?

    The P/E (price-to-earnings) ratio of Jammu and Kashmir Bank Ltd (J&KBANK) is 5.56. The P/B (price-to-book) ratio is 0.82.

  8. Which sector does Jammu and Kashmir Bank Ltd (J&KBANK) belong to?

    Jammu and Kashmir Bank Ltd (J&KBANK) belongs to the Financials sector & Private Banks sub-sector.

  9. How to buy Jammu and Kashmir Bank Ltd (J&KBANK) shares?

    You can directly buy Jammu and Kashmir Bank Ltd (J&KBANK) shares on Tickertape. Simply sign up, connect your demat account and place your order.