Indian Bank

Total income rose 7.35% YoY to Rs 19,076.57 crore in the quarter ended 30 September 2025. Profit before tax jumped 12.90% to Rs 4,097.91 crore in the second quarter of FY26 as against Rs 3,629.36 crore recorded in the same quarter last year. Net Interest Income (NII) increased by 5.76% YoY to Rs 16,551 crore in September 2025, up from Rs 16,194 crore in September 2024. Net interest margin (NIM) stood at 3.23% in Q2 FY26, down from 3.39% in Q2 FY25. Operating profit improved by 2.31% YoY to Rs 4,837 crore in September 2025 from Rs 4,728 crore a year earlier. Total provisions fell 32.70% to Rs 739 crore in Q2 FY26, down from Rs 1,098 crore reported in Q2 FY25. Gross Advances increased by 12.65% YoY to Rs 6,20,324 crore in September 2025 from Rs 5,50,644 crore in September 2024. On the asset quality front, the bank's gross non-performing assets (NPAs) stood at Rs 16,134.66 crore as on 30 September 2025 as against Rs 19,148 crore as on 30 September 2024. The bank's net non-performing assets (NPAs) stood at Rs 982.98 crore as on 30 September 2025 as against Rs 1,445.29 crore as on 30 September 2024. The ratio of gross NPAs declined to 2.60% as of 30 September 2025 from 3.48% as of 30 September 2024. The ratio of net NPAs reduced to 0.16% as of 30 September 2025 from 0.27% as of 30 September 2024. Provision Coverage Ratio (PCR, including TWO) improved by 68 bps YoY to 98.28% in September 2025 from 97.60% in September 2024. During the quarter, total Deposits increased by 12.09% YoY to Rs 7,76,946 crore in the September 2025 as against Rs 6,93,115 crore in September 2024. Current, Savings & CASA deposits grew by 11.40%, 6.59%, and 7.23% YoY respectively RAM (retail, agriculture & MSME) advances grew by 15.57% YoY to Rs 3,75,660 crore in September 2025 from Rs 3,25,050 crore in September 2024 The capital adequacy ratio stood at 17.31%. CET-1 stood at 14.80% and Tier I Capital at 15.27% in September 2025 During Q2 FY25, the bank's return on assets (RoA) stood at 1.32%, return on equity (RoE) at 19.58 % in September 2025. The Bank has 5955 domestic branches (including 3 DBUs], out of which 2001are Rural, 1587 are Semi-Urban, 1189 are Urban & 1178 are in Metro category. The Bank has 3 overseas branches &1IBU (Gift City Branch]. The Bank has 5565 ATMs & BNAs and 15598 number of Business Correspondents (BCs). Indian Bank has many deposit schemes tailored to suit the needs of its customers, both individuals and organizations. Credit/Advances/Loan Schemes specifically designed for its customers. Also, it offers various novel services to customers, both individuals and organizations. The counter shed 0.43% to Rs 771.95 on the BSE. Powered by Capital Market - Live

Net profit of Indian Bank rose 11.01% to Rs 3107.97 crore in the quarter ended September 2025 as against Rs 2799.70 crore during the previous quarter ended September 2024. Total Operating Income rose 8.19% to Rs 16628.28 crore in the quarter ended September 2025 as against Rs 15369.01 crore during the previous quarter ended September 2024. ParticularsQuarter EndedSep. 2025Sep. 2024% Var. Total Operating Income16628.2815369.01 8 OPM %69.2866.53 - PBDT4122.993673.99 12 PBT4122.993673.99 12 NP3107.972799.70 11 Powered by Capital Market - Live

Indian Bank will hold a meeting of the Board of Directors of the Company on 16 October 2025.Powered by Capital Market - Live

Indian Bank is down for a fifth straight session today. The stock is quoting at Rs 652.25, down 0.09% on the day as on 13:19 IST on the NSE. The benchmark NIFTY is up around 0.04% on the day, quoting at 24511.35. The Sensex is at 80132.1, up 0.06%.Indian Bank has added around 6.13% in last one month.Meanwhile, Nifty PSU Bank index of which Indian Bank is a constituent, has eased around 1.87% in last one month and is currently quoting at 6778.9, down 0% on the day. The volume in the stock stood at 2.85 lakh shares today, compared to the daily average of 13.61 lakh shares in last one month. The benchmark September futures contract for the stock is quoting at Rs 651.95, up 0.52% on the day. Indian Bank jumped 14.97% in last one year as compared to a 2.87% slide in NIFTY and a 2.97% fall in the Nifty PSU Bank index.The PE of the stock is 7.65 based on TTM earnings ending June 25.Powered by Capital Market - Live

Net profit of Indian Bank declined 11.44% to Rs 2276.37 crore in the quarter ended June 2025 as against Rs 2570.40 crore during the previous quarter ended June 2024. Total Operating Income rose 8.27% to Rs 16285.10 crore in the quarter ended June 2025 as against Rs 15040.63 crore during the previous quarter ended June 2024. ParticularsQuarter EndedJun. 2025Jun. 2024% Var. Total Operating Income16285.1015040.63 8 OPM %70.0366.79 - PBDT4101.363262.93 26 PBT4101.363262.93 26 NP2276.372570.40 -11 Powered by Capital Market - Live

Indian Bank will hold a meeting of the Board of Directors of the Company on 24 July 2025.Powered by Capital Market - Live

On a sequential basis, the bank's deposits increased 0.95% from Rs 7.37 lakh crore as of 31st March 2025. Total business jumped 10.2% YoY and 1.43% QoQ to Rs 13.44 lakh crore as of 30 June 2025. Gross advances stood at Rs 6 lakh crore as of 30 June 2025, registering the growth of 11.3% YoY and 2.04% QoQ. Indian Bank is a medium-sized public sector bank offering a wide range of financial products and services, including deposits and loans. Its key business segments comprise Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. The bank's net profit jumped 31.56% to Rs 2,956.07 crore on a 10.14% increase in total income to Rs 18,599.16 crore in Q4 FY25 over Q4 FY24. The scrip fell 0.65% to end at Rs 545.70 on Friday, 4 April 2025.Powered by Capital Market - Live

Sunflag Iron & Steel Company Ltd, RBL Bank Ltd, Coromandel International Ltd and Westlife Foodworld Ltd are among the other losers in the BSE's 'A' group today, 10 June 2025.Indian Bank crashed 3.76% to Rs 627.45 at 14:46 IST.The stock was the biggest loser in the BSE's 'A' group.On the BSE, 1.82 lakh shares were traded on the counter so far as against the average daily volumes of 1.19 lakh shares in the past one month.Sunflag Iron & Steel Company Ltd lost 3.58% to Rs 280.05. The stock was the second biggest loser in 'A' group.On the BSE, 29730 shares were traded on the counter so far as against the average daily volumes of 28266 shares in the past one month.RBL Bank Ltd tumbled 3.43% to Rs 222.25. The stock was the third biggest loser in 'A' group.On the BSE, 3.77 lakh shares were traded on the counter so far as against the average daily volumes of 5.04 lakh shares in the past one month.Coromandel International Ltd slipped 3.37% to Rs 2328.75. The stock was the fourth biggest loser in 'A' group.On the BSE, 10473 shares were traded on the counter so far as against the average daily volumes of 27979 shares in the past one month.Westlife Foodworld Ltd pared 3.28% to Rs 714. The stock was the fifth biggest loser in 'A' group.On the BSE, 7156 shares were traded on the counter so far as against the average daily volumes of 10646 shares in the past one month.Powered by Capital Market - Live

Indian Bank announced that the 19th Annual General Meeting(AGM) of the bank will be held on 17 June 2025.Powered by Capital Market - Live

The Board of Indian Bank at its meeting held on 03 May 2025 has approved the following: - Raising equity capital of the Bank aggregating upto Rs.5000 crore (including premium) through various modes viz. QIP/FPO/ Rights Issue or in combination thereof. - Raising AT-1/ Tier-2 capital aggregating upto Rs.2000 crore through issuance of Basel III Compliant AT-1 Perpetual Bonds / Tier 2 Bonds in one or more tranches during the current or subsequent financial years based on the requirement. The Bank was having similar approval for raising equity capital and AT-1/ Tier 2 capital during FY 2024-25. However, the Bank has not approached the market to raise equity capital or AT-1/Tier 2 capital during the FY 2024-25. Powered by Capital Market - Live