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IIFL Finance Ltd

IIFL Share Price

438.350.87% (+3.80)
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With a market cap of ₹18,467 cr, stock is ranked 374

Stock is 3.23x as volatile as Nifty

IIFL Stock Scorecard

Performance

Avg

Price return has been average, nothing exciting

Valuation

High

Seems to be overvalued vs the market average

Growth

Low

Lagging behind the market in financials growth

Profitability

Avg

Average profitability - not good, not bad

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹18,467 cr, stock is ranked 374

Stock is 3.23x as volatile as Nifty

IIFL Performance & Key Metrics

IIFL Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
56.991.32
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
16.892.291.04%

IIFL Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
75%
Analysts have suggested that investors can buy this stock

from 4 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

IIFL Company Profile

IIFL Holdings Limited is a holding company. The Company's segments include fund based activity, financial product distribution, capital market activity and others.

Investor Presentation

View older View older 

Jul 30, 2025

PDF
View Older Presentations

IIFL Similar Stocks (Peers)

Compare with peers Compare with peers 

IIFL Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
42.60
42.60
1Y Return
3.55%
3.55%
Buy Reco %
90.91
90.91
PE Ratio
15.01
15.01
1Y Return
17.68%
17.68%
Buy Reco %
0.00
0.00
PE Ratio
17.19
17.19
1Y Return
7.87%
7.87%
Buy Reco %
77.78
77.78
PE Ratio
20.95
20.95
1Y Return
40.86%
40.86%
Buy Reco %
0.00
0.00
PE Ratio
103.33
103.33
1Y Return
80.15%
80.15%
Buy Reco %
0.00
0.00
Compare with Peers

IIFL Sentiment Analysis

IIFL Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

IIFL Stock Summary · August 2025

IIFL Finance is currently grappling with challenges in asset quality, particularly in the unsecured and micro-lending segments, as rising non-performing assets (NPAs) have prompted a cautious approach to risk management. Despite these hurdles, the company has seen a revival in its gold loan business, achieving record assets under management, driven by favorable macroeconomic conditions and strong demand from SMEs. While the microfinance sector faces slower growth, management remains optimistic about recovery in the coming quarters, supported by strategic governance enhancements and a focus on fee and commission income. However, operational costs have risen due to increased loan losses and a significant decline in other income, necessitating a shift in revenue generation strategies. Overall, IIFL Finance is poised for growth, particularly in gold loans, while maintaining a vigilant stance on asset quality and liquidity management.

IIFL Stock Growth Drivers
IIFL Stock Growth Drivers
8
  • Strong Financial Performance

    In Q1 FY26, the company reported a profit after tax before controlling interest of Rs.

  • Growth in Gold Loans

    The gold loan business achieved record assets under management (AUM) in Q1 FY26, with significant

IIFL Stock Challenges
IIFL Stock Challenges
4
  • Deterioration in Asset Quality

    The company has experienced a deterioration in asset quality across most segments, with notable concerns

  • Increased Operating Expenses and Loan Losses

    The company has faced increased operating expenses due to various factors, including salary increments and

IIFL Forecast

IIFL Forecasts

Price

Revenue

Earnings

IIFL

IIFL

Income

Balance Sheet

Cash Flow

IIFL Income Statement

IIFL Income Statement

Industry refers to the sub-sector this company belongs to.
Lower than Industry Revenue Growth
A higher-than-industry revenue growth represents increased potential for the company to increase their market share

Over the last 5 years, revenue has grown at a yearly rate of 15.75%, vs industry avg of 20.07%

Decreasing Market Share
Market share is the percentage of an industry's total sales going to a particular company. It gives a general idea of the size of a company v/s its competitors

Over the last 5 years, market share decreased from 18.47% to 15.16%

Lower than Industry Net Income
Net income is equal to net earnings (profit) less expenses. This number is an important measure of how profitable the company is

Over the last 5 years, net income has grown at a yearly rate of -5.47%, vs industry avg of 36.46%

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Financial YearFY 2017FY 2018FY 2019FY 2020FY 2021FY 2022FY 2023FY 2024FY 2025TTM
Total Revenue3,538.426,466.035,189.494,926.135,989.697,023.618,447.3010,490.4710,237.0710,563.35
Raw Materialssubtract9,746.64
Power & Fuel Costsubtract
Employee Costsubtract329.851,057.48690.11746.09723.09930.741,329.501,684.851,888.77
Selling & Administrative Expensessubtract168.30658.27703.01883.06976.541,391.49699.511,205.011,119.84
Operating & Other expensessubtract1,976.283,235.072,634.602,466.143,179.623,043.704,153.184,847.886,332.88
Depreciation/Amortizationsubtract15.8767.1031.85105.65105.68121.70152.59180.82188.57189.56
Interest & Other Itemssubtract
Taxes & Other Itemssubtract362.04653.38335.30223.35244.66348.09612.22808.37328.24303.09
EPS10.3712.0812.169.6219.5030.4238.3544.969.277.63
DPS2.162.442.442.192.913.403.893.890.000.00
Payout ratio0.210.200.200.230.150.110.100.090.000.00

IIFL Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2026FY 2026

Annual Report Pending

Investor Presentation

Jul 30PDF
FY 2025FY 2025

Annual report

PDF

Investor Presentation

May 8PDF
Feb 12PDF
Jan 2PDF
FY 2024FY 2024

Annual report

PDF
FY 2023FY 2023

Annual report

PDF

Investor Presentation

Apr 26PDF
Jan 30PDF
FY 2022FY 2022

Annual report

PDF
FY 2021FY 2021

Annual report

PDF
FY 2020FY 2020

Annual report

PDF

Investor Presentation

Feb 6PDF
Aug 23PDF
FY 2019FY 2019

Annual report

PDF
FY 2018FY 2018

Annual report

PDF

Investor Presentation

May 3PDF
Jul 22PDF
FY 2017FY 2017

Annual report

PDF
 

IIFL Stock Peers

IIFL Past Performance & Peer Comparison

IIFL Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsInvestment Banking & Brokerage

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
IIFL Finance Ltd48.761.32
360 One Wam Ltd42.606.120.55%
ICICI Securities Ltd15.015.381.99%
Angel One Ltd17.193.572.15%

IIFL Stock Price Comparison

Compare IIFL with any stock or ETF
Compare IIFL with any stock or ETF
IIFL
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IIFL Holdings

IIFL Shareholdings

IIFL Promoter Holdings Trend

IIFL Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

IIFL Institutional Holdings Trend

IIFL Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Decreased Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has decreased by 1.41%

Tickertape Separator

IIFL Shareholding Pattern

IIFL Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding24.87%5.87%2.22%26.62%40.42%

Sep 2024

Dec 2024

Mar 2025

Jun 2025

IIFL Shareholding History

IIFL Shareholding History

MayJunSepDec '24MarJun28.51%30.31%29.64%27.79%28.03%26.62%

Mutual Funds Invested in IIFL

Mutual Funds Invested in IIFL

No mutual funds holding trends are available

Top 5 Mutual Funds holding IIFL Finance Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
0.9473%1.49%0.91%63/93 (+5)
0.7872%0.92%-0.04%80/107 (-6)
0.5129%0.71%0.71%72/104 (+24)

Compare 3-month MF holding change on Screener

IIFL Insider Trades & Bulk Stock Deals

IIFL Insider Trades & Bulk Stock Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases containing IIFL stock

smallcases containing IIFL stock

Looks like this stock is not in any smallcase yet.

IIFL Events

IIFL Events

IIFL Dividend Trend

No dividend trend available

Dividends

Corp. Actions

Announcements

Legal Orders

IIFL Dividend Trend

No dividend trend available

IIFL Upcoming Dividends

IIFL Upcoming Dividends

No upcoming dividends are available

IIFL Past Dividends

IIFL Past Dividends

Cash Dividend

Ex DateEx DateJan 25, 2024

Interim
Interim | Div/Share: ₹4.00

Dividend/Share

4.00

Ex DateEx Date

Jan 25, 2024

Cash Dividend

Ex DateEx DateFeb 7, 2023

Interim
Interim | Div/Share: ₹4.00

Dividend/Share

4.00

Ex DateEx Date

Feb 7, 2023

Cash Dividend

Ex DateEx DateFeb 3, 2022

Interim
Interim | Div/Share: ₹3.50

Dividend/Share

3.50

Ex DateEx Date

Feb 3, 2022

Cash Dividend

Ex DateEx DateFeb 4, 2021

Interim
Interim | Div/Share: ₹3.00

Dividend/Share

3.00

Ex DateEx Date

Feb 4, 2021

Cash Dividend

Ex DateEx DateMar 19, 2020

Interim
Interim | Div/Share: ₹2.25

Dividend/Share

2.25

Ex DateEx Date

Mar 19, 2020

IIFL Stock News & Opinions

IIFL Stock News & Opinions

Corporate
IIFL Finance to hold board meeting

IIFL Finance will hold a meeting of the Board of Directors of the Company on 3 September 2025.Powered by Capital Market - Live

2 weeks agoCapital Market - Live
Corporate
IIFL Finance allots 1.25 lakh equity shares under ESOS

IIFL Finance has allotted 1,25,000 equity shares under ESOS on 26 August 2025. Upon allotment, the equity base of the Company stands increased from 310135219 to 310260219 equity shares of Rs. 2/- each. Powered by Capital Market - Live

2 weeks agoCapital Market - Live
Corporate
IIFL Finance allots 60,211 equity shares under ESOS

IIFL Finance has allotted 60,211 equity shares to the employee(s) on exercise of stock options under the Employee Stock Option Scheme(s) of the Company. Upon allotment, the equity base of the company stands increased from 42,49,30,467 to 42,49,90,678 shares having face value of Rs. 2/- each. Powered by Capital Market - Live

1 month agoCapital Market - Live
Earnings
IIFL Finance consolidated net profit declines 18.99% in the June 2025 quarter

Net profit of IIFL Finance declined 18.99% to Rs 233.35 crore in the quarter ended June 2025 as against Rs 288.06 crore during the previous quarter ended June 2024. Sales rose 12.66% to Rs 2952.83 crore in the quarter ended June 2025 as against Rs 2621.02 crore during the previous quarter ended June 2024. ParticularsQuarter EndedJun. 2025Jun. 2024% Var. Sales2952.832621.02 13 OPM %57.0957.68 - PBDT403.32482.18 -16 PBT356.31436.16 -18 NP233.35288.06 -19 Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
IIFL Finance to conduct board meeting

IIFL Finance will hold a meeting of the Board of Directors of the Company on 30 July 2025.Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
IIFL Finance receives CRISIL ESG rating of 60

IIFL Finance announced that Crisil ESG Ratings & Analytics (Crisil ESG Ratings) has assigned an ESG rating of 'Crisil ESG 60' to the Company voluntarily based on the disclosures for fiscal 2025 and other publicly available data.Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
IIFL Finance allots NCDs aggregating Rs 50 cr

IIFL Finance has allotted 5,000 Secured Redeemable Non-Convertible Debentures of face value of Rs 1 lakh each aggregating to Rs 50 crore on private placement basis on 07 July 2025. Powered by Capital Market - Live

2 months agoCapital Market - Live
Corporate
IIFL Finance allots NCDs aggregating to Rs 500 cr

IIFL Finance has allotted 50,000 Unsecured Subordinated Listed Rated Redeemable Non-Convertible Debentures of face value of Rs 1 lakh each aggregating to Rs 500 crore on private placement basis on 24 June 2025. Powered by Capital Market - Live

2 months agoCapital Market - Live
Spotlight
IIFL Finance appoints former RBI deputy governor B.P. Kanungo as independent director

Kanungo brings with him nearly four decades of distinguished service at the RBI, marked by his deep expertise across key areas of central banking'spanning currency management, foreign exchange regulation, payment and settlement systems, debt and reserve management, IT governance, financial inclusion, and consumer protection. As Deputy Governor of the RBI from 2017 to 2021, Shri Kanungo was a member of the Monetary Policy Committee and played a pivotal role in shaping India's modern monetary and regulatory landscape. Over the years, he also served as Regional Director of the RBI in multiple states including Rajasthan, West Bengal, Sikkim, Madhya Pradesh, and Chhattisgarh, and held the position of Banking Ombudsman. Post his tenure at the RBI, Kanungo served as director at the Centre for Advanced Financial Research and Learning (CAFRAL)'an RBI-promoted institution dedicated to research in macroeconomics and finance and the leadership development of financial sector executives. Nirmal Jain, founder of IIFL Group and managing director of IIFL Finance, said: 'We are honoured to welcome Shri B.P. Kanungo to our board. His exceptional expertise in regulation, governance, and financial systems will add valuable depth to our board deliberations.' IIFL Finance Limited, along with its subsidiaries IIFL Home Finance and IIFL Samasta Finance, is a leading retail-focused NBFC offering diversified loan products, including home, gold, MSME, microfinance, and capital market finance. The company has a network of 4,906 branches and a customer base of over 8 million. The scrip rose 0.84% to currently trade at Rs 488.70 on the BSE. Powered by Capital Market - Live

2 months agoCapital Market - Live
Corporate
IIFL Finance appoints Director

The Board of IIFL Finance has approved the appointment of Mr. Bibhu Prasad Kanungo, as an Additional Non Executive Independent Director of the Company effective June 16, 2025.Powered by Capital Market - Live

2 months agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. What is the share price of IIFL Finance Ltd (IIFL) today?

    The share price of IIFL as on 15th September 2025 is ₹438.35. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on IIFL Finance Ltd (IIFL) share?

    The past returns of IIFL Finance Ltd (IIFL) share are
    • Past 1 week: 1.19%
    • Past 1 month: -3.82%
    • Past 3 months: -8.71%
    • Past 6 months: 38.79%
    • Past 1 year: -10.68%
    • Past 3 years: 32.48%
    • Past 5 years: 392.23%

  3. What are the peers or stocks similar to IIFL Finance Ltd (IIFL)?

    The peers or stocks similar to IIFL Finance Ltd (IIFL) include:

  4. What is the market cap of IIFL Finance Ltd (IIFL) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of IIFL Finance Ltd (IIFL) is ₹18467.97 Cr as of 15th September 2025.

  5. What is the 52 week high and low of IIFL Finance Ltd (IIFL) share?

    The 52-week high of IIFL Finance Ltd (IIFL) is ₹560.60 and the 52-week low is ₹279.80.

  6. What is the PE and PB ratio of IIFL Finance Ltd (IIFL) stock?

    The P/E (price-to-earnings) ratio of IIFL Finance Ltd (IIFL) is 48.76. The P/B (price-to-book) ratio is 1.32.

  7. Which sector does IIFL Finance Ltd (IIFL) belong to?

    IIFL Finance Ltd (IIFL) belongs to the Financials sector & Investment Banking & Brokerage sub-sector.

  8. How to buy IIFL Finance Ltd (IIFL) shares?

    You can directly buy IIFL Finance Ltd (IIFL) shares on Tickertape. Simply sign up, connect your demat account and place your order.