CSB Bank Ltd

Yatharth Hospital & Trauma Care Services Ltd, JBM Auto Ltd, Karnataka Bank Ltd and IIFL Capital Services Ltd are among the other losers in the BSE's 'A' group today, 16 September 2025.CSB Bank Ltd lost 3.39% to Rs 361.85 at 14:47 IST.The stock was the biggest loser in the BSE's 'A' group.On the BSE, 22637 shares were traded on the counter so far as against the average daily volumes of 27229 shares in the past one month.Yatharth Hospital & Trauma Care Services Ltd tumbled 3.17% to Rs 776.5. The stock was the second biggest loser in 'A' group.On the BSE, 53936 shares were traded on the counter so far as against the average daily volumes of 50484 shares in the past one month.JBM Auto Ltd crashed 3.14% to Rs 713.8. The stock was the third biggest loser in 'A' group.On the BSE, 7.66 lakh shares were traded on the counter so far as against the average daily volumes of 3.53 lakh shares in the past one month.Karnataka Bank Ltd pared 3.14% to Rs 176.1. The stock was the fourth biggest loser in 'A' group.On the BSE, 91648 shares were traded on the counter so far as against the average daily volumes of 87049 shares in the past one month.IIFL Capital Services Ltd slipped 3.04% to Rs 285.1. The stock was the fifth biggest loser in 'A' group.On the BSE, 41267 shares were traded on the counter so far as against the average daily volumes of 32529 shares in the past one month.Powered by Capital Market - Live

Net profit of CSB Bank rose 4.66% to Rs 118.60 crore in the quarter ended June 2025 as against Rs 113.32 crore during the previous quarter ended June 2024. Total Operating Income rose 25.11% to Rs 1040.94 crore in the quarter ended June 2025 as against Rs 832.02 crore during the previous quarter ended June 2024. ParticularsQuarter EndedJun. 2025Jun. 2024% Var. Total Operating Income1040.94832.02 25 OPM %55.3754.16 - PBDT159.52152.43 5 PBT159.52152.43 5 NP118.60113.32 5 Powered by Capital Market - Live

CSB Bank will hold a meeting of the Board of Directors of the Company on 13 August 2025.Powered by Capital Market - Live

CSB Bank announced that the 104th Annual General Meeting(AGM) of the bank will be held on 26 August 2025.Powered by Capital Market - Live

The gross advances are higher by 4% as compared with the figure of Rs 31,842 crore recorded on 31 March 2025. Advances against Gold & Gold Jewellery (excluding receivables secured against gold) amounted to Rs 14,928 crore, up 36% YoY and up 6% QoQ. Total deposits added up to Rs 35,990 crore as on 30 June 2025, up by 20% from Rs 29,920 crore as on 30 June 2024. On a sequential basis, however, the deposits base has declined by 2% from Rs 36,861 crore as on 31 March 2025. Share of CASA and term deposits in total deposits stood at 24% and 76%, respectively, as on 30 June 2025. CSB Bank is an old private sector bank with a history of over 100 years and operates 829 branches as on 31 March 2025. The business is concentrated in Kerala with the remaining spread across Tamil Nadu, Andhra, Karnataka, and Maharashtra. The bank's standalone net profit jumped 25.7% to Rs 190.44 crore on 37.4% rise in revenue form operations to Rs 1,362.36 crore in Q4 FY25 over Q4 FY24. Powered by Capital Market - Live

The bank will now seek shareholder approval for the reappointment within the timeframe mandated under the Companies Act, 2013, and SEBI Listing Regulations. Pralay Mondal joined CSB Bank in September 2020 after serving as the head of retail banking at Axis Bank. At CSB, he initially took on the role of President overseeing retail, SME, operations, and IT, before being promoted to Deputy Managing Director in February 2022. Pralay had been the Bank's interim MD and CEO since April 2022. He has earlier worked with companies like Yes Bank, HDFC Bank, Standard Chartered Bank, Wipro InfoTech and Colgate Palmolive. CSB Bank is an old private sector bank with a history of over 100 years and operates 829 branches as on 31 March 2025. The business is concentrated in Kerala with the remaining spread across Tamil Nadu, Andhra, Karnataka, and Maharashtra. The bank's standalone net profit jumped 25.7% to Rs 190.44 crore on 37.4% rise in revenue form operations to Rs 1,362.36 crore in Q4 FY25 over Q4 FY24. Shares of CSB Bank fell 1.26% to Rs 384.05 on the BSE.Powered by Capital Market - Live

CSB Bank announced that CRISIL has reaffirmed its rating of 'CRISIL A1+' for Certificate of Deposits programme and Short-term Fixed Deposit programme of the Bank. CRISIL Ratings also reaffirmed its rating of 'CRISIL A/Stable' for the proposed Tier II, Basel III compliant bonds issue Programme of the Bank. Powered by Capital Market - Live

Crisil Ratings stated that the ratings continue to reflect the healthy capitalisation levels along with the commitment of support from Fairfax, in case of exigency and stable deposit profile. These strengths are partially offset by the modest earnings profile and limited track record in the new non-gold loan book, as well as modest scale of overall operations. The agency further said that factors like substantial scale-up of operations with return on average total assets of around 1.75% on a sustained basis and track record of profitably scaling up non-gold loan book could lead to ratings upgrade. However, factors that could result in an adverse rating acion include deterioration in asset quality, as seen in GNPAs increasing to beyond 5% and translating into pressure on earnings and capitalisation metrics, any pressure on the deposit profile with deposit outflows and weakening of capital position with significant deterioration in the CET 1 ratio. CSB Bank is an old private sector bank with a history of over 100 years and operates 829 branches as on 31 March 2025. The business is concentrated in Kerala with the remaining spread across Tamil Nadu, Andhra, Karnataka, and Maharashtra. The bank has reported a 4.8% rise in net profit to Rs 594 crore on a 18.9% increase in total income (net of interest expenses) to Rs 2,448 crore in FY25 as compared with FY24. The scrip rose 0.55% to currently trade at Rs 356.15 on the BSE. Powered by Capital Market - Live

CSB Bank is migrating its Core Banking System (CBS) to a new platform viz. 'Oracle Flexcube'. The migration activity is scheduled between 9.00 P.M. (IST) on 09 May 2025, and 10.00 A.M. (IST) on 11 May 2025. The Bank added, During this period, all our banking services, including ATM, Net Banking, Mobile Banking, Cards, and UPI services will not be available. The Bank has sent appropriate communications to all its customers about the downtime through various channels so that customers may plan their transactions in advance to avoid any inconvenience. Powered by Capital Market - Live

Net profit of CSB Bank rose 25.74% to Rs 190.44 crore in the quarter ended March 2025 as against Rs 151.46 crore during the previous quarter ended March 2024. Total Operating Income rose 23.40% to Rs 980.89 crore in the quarter ended March 2025 as against Rs 794.87 crore during the previous quarter ended March 2024. For the full year,net profit rose 4.76% to Rs 593.80 crore in the year ended March 2025 as against Rs 566.82 crore during the previous year ended March 2024. Total Operating Income rose 22.87% to Rs 3597.14 crore in the year ended March 2025 as against Rs 2927.54 crore during the previous year ended March 2024. ParticularsQuarter EndedYear EndedMar. 2025Mar. 2024% Var.Mar. 2025Mar. 2024% Var. Total Operating Income980.89794.87 23 3597.142927.54 23 OPM %49.4152.68 -54.1755.62 - PBDT256.54206.40 24 799.53761.44 5 PBT256.54206.40 24 799.53761.44 5 NP190.44151.46 26 593.80566.82 5 Powered by Capital Market - Live