Central Bank of India Ltd

Net profit of Central Bank of India rose 33.34% to Rs 1231.79 crore in the quarter ended September 2025 as against Rs 923.83 crore during the previous quarter ended September 2024. Total Operating Income rose 6.57% to Rs 8776.54 crore in the quarter ended September 2025 as against Rs 8235.34 crore during the previous quarter ended September 2024. ParticularsQuarter EndedSep. 2025Sep. 2024% Var. Total Operating Income8776.548235.34 7 OPM %62.0857.50 - PBDT1479.201577.71 -6 PBT1479.201577.71 -6 NP1231.79923.83 33 Powered by Capital Market - Live

Central Bank of India announced that the Board of Directors of the Company at its meeting held on 17 October 2025, inter alia, have recommended the interim dividend of Rs 0.2 per equity Share (i.e. 2%) , subject to the approval of the shareholders.Powered by Capital Market - Live

Profit before tax (PBT) decined 6.08% YoY to Rs 1,471.48 crore in the quarter ended 30 September 2025. Operating profit dropped 17.52% to Rs 1,785.62 crore from Rs 2,164.93 crore in the corresponding quarter of the previous year. Provisions and other contingencies stood at Rs 314.14 crore in Q2 FY26, compared to Rs 598.06 crore in Q2 FY25. Net Interest Income (NII) for the quarter ended 30 September 2025 stood at Rs 3,283 crore, registering a de-growth of 3.72% from Rs 3,410 crore in Q2 FY25. Net Interest Margin (NIM) stood at 2.89%. Total business grew by 14.43% to Rs 7,37,938 crore in Q2 FY26, compared to Rs 6,44,858 crore in Q2 FY25. Total deposits rose by 13.40% to Rs 4,44,450 crore in Q2 FY26, up from Rs 3,91,914 crore in the same quarter last year. CASA deposits accounted for 46.83% of total deposits. CASA increased by Rs 16,346 crore to Rs 2,07,616 crore in Q2 FY26, from Rs 1,91,270 crore in Q2 FY25, registering a YoY growth of 8.55%. Gross advances increased by 16.03% to Rs 2,93,488 crore in Q2 FY26 from Rs 2,52,944 crore in Q2 FY25. The Provision Coverage Ratio (PCR) improved to 96.88% from 96.31%, marking an improvement of 57 basis points. The bank's gross non-performing assets (NPA) as of 30 September 2025 stood at Rs 8,827.02 crore, compared to Rs 11,604.25 crore as of 30 September 2024. The gross NPA ratio improved to 3.01% as of 30 September 2025, from 4.59% as of 30 September 2024. Net NPA ratio declined to 0.48% from 0.69% during the same period. Return on Assets (ROA) improved to 1.01% in September 2025, compared to 0.84% in September 2024, reflecting an improvement of 17 basis points. Return on Equity (ROE) rose to 14.22% in September 2025 from 12.67% a year ago, an improvement of 155 basis points. The Capital to Risk (Weighted) Assets Ratio (CRAR) improved to 17.34%, with Tier I capital at 14.98%, up by 107 basis points from 16.27% in the corresponding period last year. Central Bank of India is engaged in providing banking and financial services with a wide range of products and services to individuals, commercial enterprises, large corporations, public bodies, and institutional customers. Shares of Central Bank of India slipped 2.50% to Rs 37.02 on the BSE. Powered by Capital Market - Live

Central Bank of India has announced a strategic partnership with Godrej Housing Finance to offer Housing Loans at competitive rates, subject to compliance with the applicable law(s) including the applicable guidelines issued by Reserve Bank of India (RBI). The participation by both the entities in this Co-Lending arrangement will result in greater expansion of portfolio by Central Bank of India and Godrej Housing Finance. Under the arrangement, Godrej Housing Finance will originate and process Housing Loan proposals as per jointly formulated credit parameters and eligibility criteria and Central Bank of India will take into its books upto 80% of the Home Loans under mutually agreed terms. M/s. Godrej Housing Finance Ltd. will service the loan accounts throughout the life cycle of the loans. The Co-Lending arrangement is expected to help both the entities to offer convenient experience and customer delight to their customers as well as help expand their reach across India.Powered by Capital Market - Live

Central Bank of India will hold a meeting of the Board of Directors of the Company on 17 October 2025.Powered by Capital Market - Live

Central Bank of India has announced a strategic partnership with C2FO Factoring Solutions to facilitate Trade Receivables Discounting System (TReDS) services for MSMEs across the country. This collaboration marks a significant step toward improving liquidity and financial inclusion for small and medium enterprises. C2Treds, the platform of C2FO Factoring Solutions, a wholly owned subsidiary of C2FO. C2FO is a US based organization which commenced its business in 2010 and expanded its activities to several countries. C2FO Factoring Solutions, has received the permission from the RBI on 04 March 2024 for operating as a TReDS Platform in the Name of C2Treds. Under this partnership, Central Bank of India will leverage the capabilities of C2FO Factoring Solutions, a licensed TReDS platform, branded as C2Treds, to offer seamless invoice discounting services. The move aligns with the Reserve Bank of India's push to expand digital financing avenues for MSMEs and promote transparent, efficient trade receivables management.Powered by Capital Market - Live

Central Bank of India is up for a third straight session in a row. The stock is quoting at Rs 37.6, up 1.79% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is up around 0.37% on the day, quoting at 25332.7. The Sensex is at 82679.48, up 0.36%. Central Bank of India has risen around 2.62% in last one month. Meanwhile, Nifty PSU Bank index of which Central Bank of India is a constituent, has risen around 2.56% in last one month and is currently quoting at 7129.65, up 1.47% on the day. The volume in the stock stood at 85.78 lakh shares today, compared to the daily average of 42.44 lakh shares in last one month.The PE of the stock is 8.21 based on TTM earnings ending June 25.Powered by Capital Market - Live

Central Bank of India is up for a third straight session today. The stock is quoting at Rs 35.7, up 1.85% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is up around 0.48% on the day, quoting at 24743.45. The Sensex is at 80701.78, up 0.42%. Central Bank of India has slipped around 0.83% in last one month. Meanwhile, Nifty PSU Bank index of which Central Bank of India is a constituent, has slipped around 0.43% in last one month and is currently quoting at 6830.95, up 0.84% on the day. The volume in the stock stood at 32.61 lakh shares today, compared to the daily average of 39.73 lakh shares in last one month.The PE of the stock is 7.79 based on TTM earnings ending June 25.Powered by Capital Market - Live

The opening of IBU in Gift City will be significant milestone in bank's growth story. This development will benefit the bank to expand its international banking business and provide specialized banking services to its customers. The IBU will provide the bank to access international financial markets and offer a comprehensive range of products to its corporate clients with foreign currency funding requirements. The bank will offer suite of services including foreign currency loans, trade finance solutions, treasury and risk management products and enhanced convenient banking solutions to its customers. Central Bank of India is engaged in providing banking and financial services with a wide range of products and services to individuals, commercial enterprises, large corporations, public bodies, and institutional customers. The bank reported standalone net profit jumped 32.81% to Rs 1,168.69 crore, on a 9.2% rise in total income to Rs 10,374.12 crore in Q1 FY26 over Q1 FY25. The counter rose 0.84% to settle at Rs 36.18 on the BSE.Powered by Capital Market - Live

Central Bank of India has received approval of Reserve Bank of India vide its letter dated 11 August 2025 to setup an IFSC Banking Unit (IBU) in GIFT City, Gandhinagar, Gujarat. The IBU will provide the Bank to access International financial markets and allow delivering complete range of products to its corporate clients with foreign currency funding requirements. The Bank will offer suite of services including foreign currency loans, trade finance solutions, treasury and risk management products and enhanced convenient banking solutions to its customers. Powered by Capital Market - Live