Bajaj Finance Ltd

Bajaj Finance Ltd is up for a fifth straight session in a row. The stock is quoting at Rs 949.3, up 2.08% on the day as on 12:44 IST on the NSE. The benchmark NIFTY is down around 1.09% on the day, quoting at 23912.95. The Sensex is at 76710.17, down 1.01%. Bajaj Finance Ltd has risen around 16.15% in last one month. Meanwhile, Nifty Financial Services index of which Bajaj Finance Ltd is a constituent, has risen around 6.75% in last one month and is currently quoting at 25913.95, down 1.21% on the day. The volume in the stock stood at 206.08 lakh shares today, compared to the daily average of 88.29 lakh shares in last one month. The benchmark May futures contract for the stock is quoting at Rs 953.75, up 2.03% on the day. Bajaj Finance Ltd is up 7.11% in last one year as compared to a 1.78% drop in NIFTY and a 2.11% drop in the Nifty Financial Services index.The PE of the stock is 36.02 based on TTM earnings ending December 25.Powered by Capital Market - Live

The consolidated results of Bajaj Finance include the results of its wholly owned subsidiaries, Bajaj Housing Finance (BHFL) and Bajaj Financial Securities (BFinserc), and its associate companies, Snapwork Technologies and Pennant Technologies. Profit before tax (PBT) rose 31.21% YoY to Rs 7,409.84 crore in Q4 FY26, compared with Rs 5,647.38 crore in Q4 FY25. In Q4 FY26, the company recorded an additional expected credit loss (ECL) provision of Rs 142 crore towards management and macroeconomic overlay. Net interest income (NII) increased 20% to Rs 11,781 crore for Q4 FY26 from Rs 9,808 crore reported in Q4 FY25. The operating expenses to net total income ratio for Q4 FY26 stood at 33.8%, as against 33.6% in Q4 FY25. The number of new loans booked in Q4 FY26 was 12.89 million as against 10.70 million in Q4 FY25, a growth of 20%. Loan losses and provisions for Q4 FY26 stood at Rs 2,008 crore as against Rs 2,167 crore in Q4 FY25. However, before accounting for the additional ECL provision and presentation change, loan losses and provisions increased 8% year-on-year to Rs 2,125 crore in Q4 FY26 from Rs 1,970 crore in Q4 FY25. Assets under management (AUM) crossed the milestone of Rs 5 lakh crore and stood at Rs 5,09,975 crore as of 31 March 2026, compared with Rs 4,16,661 crore as of 31 March 2025, registering a growth of 22%. In Q4 FY26, AUM grew by Rs 25,498 crore. On the asset quality front, Gross NPA and Net NPA as of 31 March 2026 stood at 1.01% and 0.41%, respectively, as against 0.96% and 0.44% as of 31 March 2025. The provisioning coverage ratio on stage 3 assets was 60%. The capital adequacy ratio (CRAR) (including Tier-II capital) as of 31 March 2026 was 21.55%. The Tier-I capital was 20.67%. For FY26, the company reported a net profit of Rs 19,017 crore, marking a 14.3% year-on-year (YoY) growth over Rs 16,637 crore in FY25, while net interest income (NII) increased 21% YoY to Rs 44,110 crore. Meanwhile, the company's board has recommended a final dividend of Rs 6 per equity share of face value of Rs 1 each for FY26, which includes a special payout of Rs 0.60 per equity share arising from the exceptional gain on the sale of BHFL shares. This compares with a total dividend of Rs 5.60 per equity share in the previous year, adjusted for split and bonus. Bajaj Finance announced that Rajiv Bajaj will step down from the Board and will not seek re-election at the AGM scheduled on 30 July 2026 and will cease to be a non-executive director upon the conclusion of the AGM. Separately, the Board approved the reappointment of Pramit Jhaveri as a non-executive independent director for a second term of five years effective 1 August 2026, subject to shareholders' approval. Further, the Board approved raising of funds, inter alia, through debt instruments including non-convertible debentures (in Indian or foreign currency) as part of an increase in the overall borrowing limit from Rs 375,000 crore to Rs 550,000 crore under Section 180(1)(c) of the Companies Act, 2013, subject to shareholders' approval at the ensuing AGM. The funds will be raised on terms including interest rate, tenor, and security as may be decided through offer documents from time to time. Bajaj Finance is one of India's leading and most diversified financial services companies. The company is mainly engaged in the business of lending. BFL has a diversified lending portfolio across retail, SME, and commercial customers with a significant presence.Powered by Capital Market - Live

Net profit of Bajaj Finance rose 21.99% to Rs 5464.57 crore in the quarter ended March 2026 as against Rs 4479.57 crore during the previous quarter ended March 2025. Sales rose 18.35% to Rs 21476.14 crore in the quarter ended March 2026 as against Rs 18146.05 crore during the previous quarter ended March 2025. For the full year,net profit rose 14.30% to Rs 19017.39 crore in the year ended March 2026 as against Rs 16637.82 crore during the previous year ended March 2025. Sales rose 19.36% to Rs 81482.81 crore in the year ended March 2026 as against Rs 68264.59 crore during the previous year ended March 2025. ParticularsQuarter EndedYear EndedMar. 2026Mar. 2025% Var.Mar. 2026Mar. 2025% Var. Sales21476.1418146.05 18 81482.8168264.59 19 OPM %70.0968.50 -68.4069.83 - PBDT7665.365899.39 30 27090.8522960.62 18 PBT7409.845647.38 31 26081.8722079.63 18 NP5464.574479.57 22 19017.3916637.82 14 Powered by Capital Market - Live

Bajaj Finance has fixed 30 June 2026 as record date for payment of final dividend of Rs 6 per equity share for FY 2026.

The consolidated results of Bajaj Finance include the results of its wholly owned subsidiaries, Bajaj Housing Finance (BHFL) and Bajaj Financial Securities (BFinserc), and its associate companies, Snapwork Technologies and Pennant Technologies. Profit before tax (PBT) rose 31.21% YoY to Rs 7,409.84 crore in Q4 FY26, compared with Rs 5,647.38 crore in Q4 FY25. In Q4 FY25, the company recorded an additional expected credit loss (ECL) provision of Rs 359 crore, along with a tax benefit of Rs 348 crore on account of deductibility of certain expenditures based on favorable court and tribunal orders. In Q4 FY26, the company recorded an additional ECL provision of Rs 142 crore towards management and macroeconomic overlay. Further, during the quarter, the company revised the presentation of recoveries against written-off loans from 'Other Operating Income' to 'Loan Losses and Provisions' across all periods, resulting in a reduction in net total income, loan losses and provisions, and related ratios, with no impact on profit before and after tax. Net interest income (NII) increased 20% to Rs 11,781 crore for Q4 FY26 from Rs 9,808 crore reported in Q4 FY25. The operating expenses to net total income ratio for Q4 FY26 stood at 33.8%, as against 33.6% in Q4 FY25. The number of new loans booked in Q4 FY26 was 12.89 million as against 10.70 million in Q3 FY25, a growth of 20%. Loan losses and provisions for Q4 FY26 stood at Rs 2,008 crore as against Rs 2,167 crore in Q4 FY25. However, before accounting for the additional ECL provision and presentation change, loan losses and provisions increased 8% year-on-year to Rs 2,125 crore in Q4 FY26 from Rs 1,970 crore in Q4 FY25. Assets under management (AUM) crossed the milestone of Rs 5 lakh crore and stood at Rs 5,09,975 crore as of 31 March 2026, compared with Rs 4,16,661 crore as of 31 March 2025, registering a growth of 22%. In Q4 FY26, AUM grew by Rs 25,498 crore. On the asset quality front, Gross NPA and Net NPA as of 31 March 2026 stood at 1.01% and 0.41%, respectively, as against 0.96% and 0.44% as of 31 March 2025. The provisioning coverage ratio on stage 3 assets was 60%. The capital adequacy ratio (CRAR) (including Tier-II capital) as of 31 March 2026 was 21.55%. The Tier-I capital was 20.67%. For FY26, the company reported a net profit of Rs 19,017 crore, marking a 14.3% year-on-year (YoY) growth over Rs 16,637 crore in FY25, while net interest income (NII) increased 21% YoY to Rs 44,110 crore. Meanwhile, the company's board has recommended a final dividend of Rs 6 per equity share of face value of Rs 1 each for FY26, which includes a special payout of Rs 0.60 per equity share arising from the exceptional gain on the sale of BHFL shares. This compares with a total dividend of Rs 5.60 per equity share in the previous year, adjusted for split and bonus. Bajaj Finance announced that Rajiv Bajaj will step down from the Board and will not seek re-election at the AGM scheduled on 30 July 2026 and will cease to be a non-executive director upon conclusion of the AGM. Separately, the Board approved the re-appointment of Pramit Jhaveri as a non-executive independent director for a second term of five years effective 1 August 2026, subject to shareholders' approval. Further, the Board approved raising of funds, inter alia, through debt instruments including non-convertible debentures (in Indian or foreign currency), as part of an increase in the overall borrowing limit from Rs 3,75,000 crore to Rs 5,50,000 crore, under Section 180(1)(c) of the Companies Act, 2013, subject to shareholders' approval at the ensuing AGM. The funds will be raised on terms including interest rate, tenor, and security as may be decided through offer documents from time to time. Bajaj Finance is one of India's leading and most diversified financial services companies. The company is mainly engaged in the business of lending. BFL has a diversified lending portfolio across retail, SME, and commercial customers with a significant presence. Shares of Bajaj Finance rose 0.71% to close at Rs 929.95 on the BSE.Powered by Capital Market - Live

Bajaj Finance announced that the 39th Annual General Meeting(AGM) of the company will be held on 30 July 2026.

Bajaj Finance announced that the Board of Directors of the Company at its meeting held on 29 April 2026, inter alia, have recommended the Special dividend of Rs 0.6 per equity Share (i.e. 60%) , subject to the approval of the shareholders.

Bajaj Finance announced that the Board of Directors of the Company at its meeting held on 29 April 2026, inter alia, have recommended the final dividend of Rs 5.4 per equity Share (i.e. 540%) , subject to the approval of the shareholders.

The board of Bajaj Finance will meet on 29 April 2026 to consider fund raising by way of issuance of debt securities.

Bajaj Finance Ltd gained for a third straight session today. The stock is quoting at Rs 941.65, up 2.6% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is up around 0.72% on the day, quoting at 24539.15. The Sensex is at 79191.47, up 0.85%. Bajaj Finance Ltd has gained around 15.88% in last one month. Meanwhile, Nifty Financial Services index of which Bajaj Finance Ltd is a constituent, has gained around 11.87% in last one month and is currently quoting at 26537.1, up 1% on the day. The volume in the stock stood at 43.03 lakh shares today, compared to the daily average of 120.06 lakh shares in last one month. The benchmark April futures contract for the stock is quoting at Rs 944.25, up 2.98% on the day. Bajaj Finance Ltd is up 1.68% in last one year as compared to a 1.54% jump in NIFTY and a 0.67% jump in the Nifty Financial Services index.The PE of the stock is 35.58 based on TTM earnings ending December 25.