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Bajaj Finance Ltd

BAJFINANCE Share Price

1,041.901.43% (-15.10)
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With a market cap of ₹6,47,554 cr, stock is ranked 7

Stock is 2.06x as volatile as Nifty

BAJFINANCE Stock Scorecard

Performance

Avg

Price return has been average, nothing exciting

Valuation

High

Seems to be overvalued vs the market average

Growth

Avg

Financials growth has been moderate for a few years

Profitability

Avg

Average profitability - not good, not bad

Entry point

Avg

The stock is overpriced but is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹6,47,554 cr, stock is ranked 7

Stock is 2.06x as volatile as Nifty

BAJFINANCE Performance & Key Metrics

BAJFINANCE Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
37.166.550.54%
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
17.602.391.00%

BAJFINANCE Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
57%
Analysts have suggested that investors can buy this stock

from 30 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

BAJFINANCE Company Profile

Bajaj Finance Limited is a non-banking finance company (NBFC). The Company is engaged in lending and allied activities.

Investor Presentation

View older View older 

Jul 24, 2025

PDF
View Older Presentations

BAJFINANCE Similar Stocks (Peers)

Compare with peers Compare with peers 

BAJFINANCE Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
117.44
117.44
1Y Return
8.57%
8.57%
Buy Reco %
50.00
50.00
PE Ratio
15.60
15.60
1Y Return
24.34%
24.34%
Buy Reco %
90.00
90.00
PE Ratio
33.32
33.32
1Y Return
29.04%
29.04%
Buy Reco %
63.64
63.64
PE Ratio
23.97
23.97
1Y Return
68.11%
68.11%
Buy Reco %
68.75
68.75
PE Ratio
42.12
42.12
1Y Return
20.54%
20.54%
Buy Reco %
14.29
14.29
Compare with Peers

BAJFINANCE Sentiment Analysis

BAJFINANCE Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

BAJFINANCE Stock Summary · July 2025

Bajaj Finance has demonstrated a robust start to FY2026, marked by a 25% growth in Assets Under Management and significant increases in profitability metrics, despite facing challenges in the rural B2C segment and a cautious outlook for MSME lending. The company is strategically focusing on optimizing existing product segments while expanding its geographic footprint and enhancing operational efficiency through AI capabilities. Leadership transitions are being managed through internal succession planning, ensuring stability amidst a complex environment. While credit costs remain stable, the firm is adapting its investment strategy to balance risk and return, aiming for sustainable growth in a cautious market. Overall, the commitment to transparency and effective risk management underpins its financial resilience.

BAJFINANCE Stock Growth Drivers
BAJFINANCE Stock Growth Drivers
7
  • Strong Financial Performance

    The company has demonstrated robust financial metrics, including a 25% growth in assets under management

  • Geographic Expansion and Distribution Network

    The company expanded its geographic footprint to 4,192 locations, including 1,254 gold loan branches and

BAJFINANCE Stock Challenges
BAJFINANCE Stock Challenges
7
  • High Attrition and Employee Concerns

    The company reported an employee headcount of 65,528 with a quarterly attrition rate of 16.9%,

  • Increased Loan Losses and Credit Costs

    Loan losses increased by 26%, reaching 2.02% of average Assets Under Management (AUM). Elevated credit

BAJFINANCE Forecast

BAJFINANCE Forecasts

Price

Revenue

Earnings

BAJFINANCE

BAJFINANCE

Income

Balance Sheet

Cash Flow

BAJFINANCE Income Statement

BAJFINANCE Income Statement

Industry refers to the sub-sector this company belongs to.
Higher than Industry Revenue Growth
A higher-than-industry revenue growth represents increased potential for the company to increase their market share

Over the last 5 years, revenue has grown at a yearly rate of 21.46%, vs industry avg of 16.2%

Increasing Market Share
Market share is the percentage of an industry's total sales going to a particular company. It gives a general idea of the size of a company v/s its competitors

Over the last 5 years, market share increased from 17.29% to 23.23%

Higher than Industry Net Income
Net income is equal to net earnings (profit) less expenses. This number is an important measure of how profitable the company is

Over the last 5 years, net income has grown at a yearly rate of 25.88%, vs industry avg of 20.22%

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Financial YearFY 2017FY 2018FY 2019FY 2020FY 2021FY 2022FY 2023FY 2024FY 2025TTM
Total Revenue9,992.1912,756.8418,500.1826,385.6426,683.0531,648.0541,419.9354,990.1569,742.5973,166.24
Raw Materialssubtract49,051.71
Power & Fuel Costsubtract
Employee Costsubtract931.671,433.621,938.532,547.962,498.673,592.445,100.196,396.017,508.34
Selling & Administrative Expensessubtract789.811,409.201,732.952,263.802,010.423,120.464,032.444,589.775,699.93
Operating & Other expensessubtract5,382.135,968.518,505.3913,957.1315,856.4315,046.8016,274.0624,011.4833,573.70
Depreciation/Amortizationsubtract71.17102.07144.15294.63325.27384.57485.38683.32880.99932.67
Interest & Other Itemssubtract
Taxes & Other Itemssubtract981.031,347.072,184.172,058.371,572.442,475.554,020.174,858.405,441.815,756.41
EPS3.394.456.948.957.3611.6719.0623.6426.8528.04
DPS0.360.400.601.001.002.003.003.605.605.60
Payout ratio0.110.090.090.110.140.170.160.150.210.20

BAJFINANCE Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2026FY 2026

Annual Report Pending

Investor Presentation

Jul 24PDF
FY 2025FY 2025

Annual report

PDF

Investor Presentation

Apr 29PDF
Jan 29PDF
Dec 10PDF
Oct 22PDF
FY 2024FY 2024

Annual report

PDF

Investor Presentation

Jul 26PDF
FY 2023FY 2023

Annual report

PDF

Investor Presentation

Apr 26PDF
Jan 27PDF
Oct 20PDF
Jul 27PDF
FY 2022FY 2022

Annual report

PDF
FY 2021FY 2021

Annual report

PDF
FY 2020FY 2020

Annual report

PDF
FY 2019FY 2019

Annual report

PDF
FY 2018FY 2018

Annual report

PDF
FY 2017FY 2017

Annual report

PDF
FY 2016FY 2016

Annual report

PDF
 

BAJFINANCE Stock Peers

BAJFINANCE Past Performance & Peer Comparison

BAJFINANCE Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsConsumer Finance

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Bajaj Finance Ltd38.926.550.54%
Jio Financial Services Ltd117.441.530.17%
Shriram Finance Ltd15.602.641.25%
Cholamandalam Investment and Finance Company Ltd33.326.000.12%

BAJFINANCE Stock Price Comparison

Compare BAJFINANCE with any stock or ETF
Compare BAJFINANCE with any stock or ETF
BAJFINANCE
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BAJFINANCE Holdings

BAJFINANCE Shareholdings

BAJFINANCE Promoter Holdings Trend

BAJFINANCE Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

BAJFINANCE Institutional Holdings Trend

BAJFINANCE Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

BAJFINANCE Shareholding Pattern

BAJFINANCE Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding54.66%8.89%5.58%21.97%8.89%

Dec 2024

Mar 2025

Jun 2025

Sep 2025

BAJFINANCE Shareholding History

BAJFINANCE Shareholding History

JunSepDec '24MarJunSep21.09%20.81%20.79%21.46%21.71%21.97%

Mutual Funds Invested in BAJFINANCE

Mutual Funds Invested in BAJFINANCE

No mutual funds holding trends are available

Top 5 Mutual Funds holding Bajaj Finance Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
0.3193%2.66%-0.32%10/129 (0)
0.2706%5.39%0.41%4/68 (+1)
0.2504%6.39%0.61%1/62 (+2)

Compare 3-month MF holding change on Screener

BAJFINANCE Insider Trades & Bulk Stock Deals

BAJFINANCE Insider Trades & Bulk Stock Deals

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smallcases containing BAJFINANCE stock

smallcases containing BAJFINANCE stock

A smallcase is a basket of stocks/ETFs that represents an idea or theme.Diversify your risk and buy smallcases that have Bajaj Finance Ltd

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Banking Privately Theme

Banking Privately Theme

Created by Windmill Capital

BAJFINANCE's Wtg.
6.58%
6.58%
CAGR
13.30%

BAJFINANCE Events

BAJFINANCE Events

BAJFINANCE Dividend Trend

Increasing Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

BAJFINANCE has increased dividends consistently over the last 5 years

Dividend Yield
Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation

Current dividend yield is 0.54%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹5.37 every year

Dividends

Corp. Actions

Announcements

Legal Orders

BAJFINANCE Dividend Trend

Increasing Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

BAJFINANCE has increased dividends consistently over the last 5 years

Dividend Yield
Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation

Current dividend yield is 0.54%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹5.37 every year

BAJFINANCE Upcoming Dividends

BAJFINANCE Upcoming Dividends

No upcoming dividends are available

BAJFINANCE Past Dividends

BAJFINANCE Past Dividends

Cash Dividend

Ex DateEx DateMay 30, 2025

Final
Final | Div/Share: ₹44.00

Dividend/Share

44.00

Ex DateEx Date

May 30, 2025

Cash Dividend

Ex DateEx DateMay 9, 2025

Special
Special | Div/Share: ₹12.00

Dividend/Share

12.00

Ex DateEx Date

May 9, 2025

Cash Dividend

Ex DateEx DateJun 21, 2024

Final
Final | Div/Share: ₹36.00

Dividend/Share

36.00

Ex DateEx Date

Jun 21, 2024

Cash Dividend

Ex DateEx DateJun 30, 2023

Final
Final | Div/Share: ₹30.00

Dividend/Share

30.00

Ex DateEx Date

Jun 30, 2023

Cash Dividend

Ex DateEx DateJun 30, 2022

Final
Final | Div/Share: ₹20.00

Dividend/Share

20.00

Ex DateEx Date

Jun 30, 2022

BAJFINANCE Stock News & Opinions

BAJFINANCE Stock News & Opinions

Spotlight
Bajaj Finance rises after festive loan disbursals surge 27%

The company disbursed 63 lakh consumer loans between 22 September and 26 October 2025, marking a 27% jump in volume and a 29% increase in value compared with the same period last year. Bajaj Finance also added 23 lakh new customers, with 52% being first-time borrowers. Chairman Sanjiv Bajaj credited the government's new GST reforms and personal income tax changes for boosting consumer purchasing power, particularly among middle- and lower-income households. He said the festive surge reflected a trend toward premiumization, as customers upgraded to higher-end consumer goods such as televisions and air-conditioners. Loans for 40-inch and above TVs accounted for 71% of total TV financing, up from 67% a year earlier. Bajaj Finance is a deposit-taking non-banking financial company (NBFC-D) registered with the Reserve Bank of India (RBI) and is classified as an NBFC-Investment and Credit Company (NBFC-ICC). The company serves over a 110 million customers through a diversified portfolio comprising consumer loans, SME finance, commercial lending, rural lending, fixed deposits and payments, offered through Web, App and at 4,000+ locations. The company's board will consider Q2 results on 10 November 2025. The company reported 20.13% jump in consolidated net profit to Rs 4,699.61 crore on 21.26% rise in total income to Rs 19,528.48 crore in Q1 FY26 over Q1 FY25. Powered by Capital Market - Live

2 days agoCapital Market - Live
Corporate
Bajaj Finance's festive loan volume jumps 27% YoY

Bajaj Finance said it had seen a surge in consumption finance during the festive season, disbursing a record number of consumer loans, higher by 27% in volume and 29% in value as compared to the same period last year. The rise in consumption credit, represented by loans for consumer goods, reflects the positive outcome of the government's next generation GST reforms and changes in personal income tax, aimed at increasing consumers' purchasing power. Bajaj Finance disbursed approximately 63 lakh loans from September 22 to October 26, 2025. During this period, the company acquired 23 lakh new customers, of which 52% were new-to-credit, thus significantly advancing financial inclusion. Powered by Capital Market - Live

2 days agoCapital Market - Live
Spotlight
Bajaj Finance Ltd slips for fifth straight session

Bajaj Finance Ltd dropped for a fifth straight session today. The stock is quoting at Rs 1048.75, down 1.34% on the day as on 13:19 IST on the NSE. The benchmark NIFTY is down around 0.49% on the day, quoting at 25925.8. The Sensex is at 84572.81, down 0.5%.Bajaj Finance Ltd has added around 6.18% in last one month.Meanwhile, Nifty Financial Services index of which Bajaj Finance Ltd is a constituent, has increased around 4.07% in last one month and is currently quoting at 27587.65, down 0.48% on the day. The volume in the stock stood at 22.17 lakh shares today, compared to the daily average of 71.06 lakh shares in last one month. The benchmark November futures contract for the stock is quoting at Rs 1054.5, down 1.5% on the day. Bajaj Finance Ltd jumped 52.22% in last one year as compared to a 7.11% rally in NIFTY and a 14.94% spurt in the Nifty Financial Services index.The PE of the stock is 42.93 based on TTM earnings ending June 25.Powered by Capital Market - Live

1 week agoCapital Market - Live
Corporate
Bajaj Finance announces change in senior management

Bajaj Finance announced that Babu Rao, General Counsel, has tendered his resignation and consequently ceased to be a Senior Management Personnel of the Company effective from the close of the business hours on 16 October 2025.Powered by Capital Market - Live

3 weeks agoCapital Market - Live
Corporate
Bajaj Finance to conduct board meeting

Bajaj Finance will hold a meeting of the Board of Directors of the Company on 10 November 2025.Powered by Capital Market - Live

3 weeks agoCapital Market - Live
Spotlight
Bajaj Finance Ltd soars 0.18%, up for fifth straight session

Bajaj Finance Ltd gained for a fifth straight session today. The stock is quoting at Rs 1024.95, up 0.18% on the day as on 12:44 IST on the NSE. The benchmark NIFTY is up around 0.37% on the day, quoting at 25138.3. The Sensex is at 82011.78, up 0.29%. Bajaj Finance Ltd has risen around 5.89% in last one month. Meanwhile, Nifty Financial Services index of which Bajaj Finance Ltd is a constituent, has risen around 2.15% in last one month and is currently quoting at 26656.4, up 0.11% on the day. The volume in the stock stood at 19.45 lakh shares today, compared to the daily average of 80.7 lakh shares in last one month. The benchmark October futures contract for the stock is quoting at Rs 1028.8, up 0.32% on the day. Bajaj Finance Ltd is up 40.03% in last one year as compared to a 0.56% spurt in NIFTY and a 12.29% spurt in the Nifty Financial Services index.The PE of the stock is 41.32 based on TTM earnings ending June 25.Powered by Capital Market - Live

4 weeks agoCapital Market - Live
Corporate
Bajaj Finance raises Rs 1,555 cr via NCDs

Bajaj Finance has allotted 1,55,500 NCDs at face value of Rs. 1 lakh each aggregating to Rs. 1,555 crore on private placement basis on 29 September 2025. Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Bajaj Finance allots NCDs aggregating Rs 1,350 cr

Bajaj Finance has allotted 1,35,000 Secured Redeemable Non-Convertible Debentures at face value of Rs. 1 Lakh each aggregating to Rs. 1,350 crore on private placement basis on 12 September 2025.Powered by Capital Market - Live

1 month agoCapital Market - Live
Spotlight
Bajaj Finance Ltd spurts 0.43%, up for five straight sessions

Bajaj Finance Ltd rose for a fifth straight session today. The stock is quoting at Rs 893.95, up 0.43% on the day as on 12:44 IST on the NSE. The benchmark NIFTY is up around 0.19% on the day, quoting at 24627. The Sensex is at 80283.71, up 0.16%. Bajaj Finance Ltd has added around 0.98% in last one month. Meanwhile, Nifty Financial Services index of which Bajaj Finance Ltd is a constituent, has added around 3.4% in last one month and is currently quoting at 25572.95, up 0.01% on the day. The volume in the stock stood at 24.26 lakh shares today, compared to the daily average of 64.49 lakh shares in last one month. The benchmark September futures contract for the stock is quoting at Rs 895.5, up 0.22% on the day. Bajaj Finance Ltd is up 22.47% in last one year as compared to a 2.27% fall in NIFTY and a 7.31% fall in the Nifty Financial Services index.The PE of the stock is 35.96 based on TTM earnings ending June 25.Powered by Capital Market - Live

2 months agoCapital Market - Live
Spotlight
Bajaj Finance Ltd gains for third straight session

Bajaj Finance Ltd gained for a third straight session today. The stock is quoting at Rs 887.45, up 1.09% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is up around 0.57% on the day, quoting at 24565.6. The Sensex is at 80210.23, up 0.5%. Bajaj Finance Ltd has gained around 0.24% in last one month. Meanwhile, Nifty Financial Services index of which Bajaj Finance Ltd is a constituent, has gained around 2.99% in last one month and is currently quoting at 25567.7, up 0.46% on the day. The volume in the stock stood at 22.42 lakh shares today, compared to the daily average of 65.99 lakh shares in last one month. The benchmark September futures contract for the stock is quoting at Rs 893, up 1.29% on the day. Bajaj Finance Ltd is up 19.28% in last one year as compared to a 2.82% slide in NIFTY and a 8.25% slide in the Nifty Financial Services index.The PE of the stock is 35.45 based on TTM earnings ending June 25.Powered by Capital Market - Live

2 months agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. What is the share price of Bajaj Finance Ltd (BAJFINANCE) today?

    The share price of BAJFINANCE as on 6th November 2025 is ₹1041.90. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on Bajaj Finance Ltd (BAJFINANCE) share?

    The past returns of Bajaj Finance Ltd (BAJFINANCE) share are
    • Past 1 week: -0.58%
    • Past 1 month: 6.20%
    • Past 3 months: 18.85%
    • Past 6 months: 18.43%
    • Past 1 year: 48.71%
    • Past 3 years: 44.47%
    • Past 5 years: 175.58%

  3. What are the peers or stocks similar to Bajaj Finance Ltd (BAJFINANCE)?
  4. What is the dividend yield % of Bajaj Finance Ltd (BAJFINANCE) share?

    The current dividend yield of Bajaj Finance Ltd (BAJFINANCE) is 0.54.

  5. What is the market cap of Bajaj Finance Ltd (BAJFINANCE) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Bajaj Finance Ltd (BAJFINANCE) is ₹647554.91 Cr as of 6th November 2025.

  6. What is the 52 week high and low of Bajaj Finance Ltd (BAJFINANCE) share?

    The 52-week high of Bajaj Finance Ltd (BAJFINANCE) is ₹1102.50 and the 52-week low is ₹645.10.

  7. What is the PE and PB ratio of Bajaj Finance Ltd (BAJFINANCE) stock?

    The P/E (price-to-earnings) ratio of Bajaj Finance Ltd (BAJFINANCE) is 38.92. The P/B (price-to-book) ratio is 6.55.

  8. Which sector does Bajaj Finance Ltd (BAJFINANCE) belong to?

    Bajaj Finance Ltd (BAJFINANCE) belongs to the Financials sector & Consumer Finance sub-sector.

  9. How to buy Bajaj Finance Ltd (BAJFINANCE) shares?

    You can directly buy Bajaj Finance Ltd (BAJFINANCE) shares on Tickertape. Simply sign up, connect your demat account and place your order.