Good afternoon :)
Place Order
Add to Watchlist

AU Small Finance Bank Ltd

AUBANK Share Price

821.000.87% (-7.20)
High
Low
Returns
1D
1W
1M
1Y
5Y
Max
SIP
Loading...
1D
1W
1M
1Y
5Y
Max
SIP

With a market cap of ₹61,180 cr, stock is ranked 164

Stock is 2.36x as volatile as Nifty

AUBANK Stock Scorecard

Performance

Low

Hasn't fared well - amongst the low performers

Valuation

High

Seems to be overvalued vs the market average

Growth

Avg

Financials growth has been moderate for a few years

Profitability

High

Showing good signs of profitability & efficiency

Entry point

Avg

The stock is overpriced but is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹61,180 cr, stock is ranked 164

Stock is 2.36x as volatile as Nifty

AUBANK Performance & Key Metrics

AUBANK Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
29.054.870.11%
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
17.162.481.02%

AUBANK Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
74%
Analysts have suggested that investors can buy this stock

from 19 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

AUBANK Company Profile

Au Financiers Limited is a non-banking finance company which focuses in rural and semi urban areas in Rajasthan. It offers various services, such as commercial vehicle loan, car loan, loan against property, small and medium enterprises loan

AUBANK Similar Stocks (Peers)

Compare with peers Compare with peers 

AUBANK Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
34.85
34.85
1Y Return
34.31%
34.31%
Buy Reco %
62.50
62.50
PE Ratio
128.36
128.36
1Y Return
6.39%
6.39%
Buy Reco %
0.00
0.00
PE Ratio
30.24
30.24
1Y Return
9.09%
9.09%
Buy Reco %
61.76
61.76
PE Ratio
13.16
13.16
1Y Return
21.99%
21.99%
Buy Reco %
87.50
87.50
PE Ratio
19.88
19.88
1Y Return
44.15%
44.15%
Buy Reco %
64.71
64.71
Compare with Peers

AUBANK Sentiment Analysis

AUBANK Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

AUBANK Stock Summary · April 2025

The bank's recent performance reflects resilience amidst a challenging macroeconomic landscape characterized by elevated interest rates and tight monetary policy. Despite a reported slippage of INR 894 crores, effective risk management has led to reduced slippages across most portfolios, particularly in the strong wheels segment. A strategic focus on affordable housing and cautious growth in microfinance, alongside a commitment to operational efficiency, has resulted in a notable 27% increase in deposits and a 20% rise in loans. Management anticipates a stabilization of credit costs and net interest margins, bolstered by improved collection efficiencies and a proactive approach to risk management, positioning the bank for a stronger second half of the fiscal year.

AUBANK Stock Growth Drivers
AUBANK Stock Growth Drivers
6
  • Strong Financial Performance

    AU Small Finance Bank achieved a 27% year-on-year growth in its deposit book, significantly outpacing

  • Operational Efficiency and Cost Management

    The bank improved its cost-to-income ratio from 64% in FY '24 to 57% in FY

AUBANK Stock Challenges
AUBANK Stock Challenges
5
  • Decline in Unsecured Loans and Credit Card Portfolio

    The company has reported a significant decline in its unsecured loan book, which decreased by

  • Pressure on Net Interest Margin (NIM)

    The bank's Net Interest Margin (NIM) has decreased from 5.85% to 5.79%, with further declines

AUBANK Forecast

AUBANK Forecasts

Price

Revenue

Earnings

AUBANK

AUBANK

Income

Balance Sheet

Cash Flow

AUBANK Income Statement

AUBANK Income Statement

Industry refers to the sub-sector this company belongs to.
Higher than Industry Revenue Growth
A higher-than-industry revenue growth represents increased potential for the company to increase their market share

Over the last 5 years, revenue has grown at a yearly rate of 30.08%, vs industry avg of 16.16%

Increasing Market Share
Market share is the percentage of an industry's total sales going to a particular company. It gives a general idea of the size of a company v/s its competitors

Over the last 5 years, market share increased from 3.27% to 6.2%

Higher than Industry Net Income
Net income is equal to net earnings (profit) less expenses. This number is an important measure of how profitable the company is

Over the last 5 years, net income has grown at a yearly rate of 25.56%, vs industry avg of 20.04%

Loading...

Financial YearFY 2017FY 2018FY 2019FY 2020FY 2021FY 2022FY 2023FY 2024FY 2025TTM
Total Revenue2,089.962,155.253,411.044,991.976,370.986,915.429,239.8712,300.6018,590.0418,590.05
Raw Materialssubtract15,801.9915,802.00
Power & Fuel Costsubtract
Employee Costsubtract192.78424.89601.11759.62980.171,378.921,793.032,103.68
Selling & Administrative Expensessubtract63.66200.93266.94332.93354.24573.00897.011,194.56
Operating & Other expensessubtract684.411,032.831,901.112,896.833,473.703,369.264,499.776,777.49
Depreciation/Amortizationsubtract5.7853.2561.7588.62104.37140.17185.42225.440.00
Interest & Other Itemssubtract
Taxes & Other Itemssubtract321.36151.31198.32239.19287.82324.24436.72464.71682.13682.12
EPS7.493.426.6111.3118.9918.0222.0322.9828.3231.47
DPS0.000.250.380.000.000.501.001.001.001.00
Payout ratio0.000.070.060.000.000.030.050.040.040.03

AUBANK Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2024FY 2024

Annual report

PDF

Investor Presentation

Jul 22PDF
FY 2023FY 2023

Annual report

PDF

Investor Presentation

Apr 25PDF
Jan 19PDF
Nov 3PDF
+2 more
FY 2022FY 2022

Annual report

PDF

Investor Presentation

May 5PDF
May 4PDF
Apr 26PDF
Mar 10PDF
FY 2021FY 2021

Annual report

PDF
FY 2020FY 2020

Annual report

PDF
FY 2019FY 2019

Annual report

PDF
FY 2018FY 2018

Annual report

PDF
FY 2017FY 2017

Annual report

PDF
 

AUBANK Stock Peers

AUBANK Past Performance & Peer Comparison

AUBANK Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsConsumer Finance

Loading...

StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
AU Small Finance Bank Ltd29.054.870.11%
Bajaj Finance Ltd34.855.860.60%
Jio Financial Services Ltd128.361.490.15%
Cholamandalam Investment and Finance Company Ltd30.245.45

AUBANK Stock Price Comparison

Compare AUBANK with any stock or ETF
Compare AUBANK with any stock or ETF
AUBANK
Loading...

AUBANK Holdings

AUBANK Shareholdings

AUBANK Promoter Holdings Trend

AUBANK Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

AUBANK Institutional Holdings Trend

AUBANK Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Decreased Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has decreased by 3.77%

Tickertape Separator

AUBANK Shareholding Pattern

AUBANK Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding22.87%20.17%7.00%35.58%14.38%

Jun 2024

Sep 2024

Dec 2024

Mar 2025

AUBANK Shareholding History

AUBANK Shareholding History

MarAprJunSepDec '24Mar39.37%35.47%39.58%40.72%39.35%35.58%

Mutual Funds Invested in AUBANK

Mutual Funds Invested in AUBANK

No mutual funds holding trends are available

Top 5 Mutual Funds holding AU Small Finance Bank Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
4.0863%2.97%1.04%43/81 (+6)
1.5400%2.41%0.55%4/101 (+5)
1.1892%1.33%0.36%27/62 (+5)

Compare 3-month MF holding change on Screener

AUBANK Insider Trades & Bulk Stock Deals

AUBANK Insider Trades & Bulk Stock Deals

Loading...

smallcases containing AUBANK stock

smallcases containing AUBANK stock

A smallcase is a basket of stocks/ETFs that represents an idea or theme.Diversify your risk and buy smallcases that have AU Small Finance Bank Ltd

Loading...
Banking Tracker

Banking Tracker

Created by Windmill Capital

AUBANK's Wtg.
12.26%
12.26%
CAGR
19.10%
Banking Privately Theme

Banking Privately Theme

Created by Windmill Capital

AUBANK's Wtg.
8.30%
8.30%
CAGR
18.11%
Private Equity Investing Theme

Private Equity Investing Theme

Created by Windmill Capital

AUBANK's Wtg.
6.67%
6.67%
CAGR
26.39%

AUBANK Events

AUBANK Events

AUBANK Dividend Trend

No dividend trend available

Dividends

Corp. Actions

Announcements

Legal Orders

AUBANK Dividend Trend

No dividend trend available

AUBANK Upcoming Dividends

AUBANK Upcoming Dividends

No upcoming dividends are available

AUBANK Past Dividends

AUBANK Past Dividends

Cash Dividend

Ex DateEx DateJul 4, 2025

Final
Final | Div/Share: ₹1.00

Dividend/Share

1.00

Ex DateEx Date

Jul 4, 2025

Cash Dividend

Ex DateEx DateJul 12, 2024

Final
Final | Div/Share: ₹1.00

Dividend/Share

1.00

Ex DateEx Date

Jul 12, 2024

Cash Dividend

Ex DateEx DateJul 14, 2023

Final
Final | Div/Share: ₹1.00

Dividend/Share

1.00

Ex DateEx Date

Jul 14, 2023

Cash Dividend

Ex DateEx DateJul 28, 2022

Final
Final | Div/Share: ₹0.50

Dividend/Share

0.50

Ex DateEx Date

Jul 28, 2022

Cash Dividend

Ex DateEx DateJul 18, 2019

Final
Final | Div/Share: ₹0.75

Dividend/Share

0.75

Ex DateEx Date

Jul 18, 2019

AUBANK Stock News & Opinions

AUBANK Stock News & Opinions

Corporate
AU Small Finance Bank to convene board meeting

AU Small Finance Bank will hold a meeting of the Board of Directors of the Company on 19 July 2025.Powered by Capital Market - Live

5 days agoCapital Market - Live
Spotlight
AU SFB total deposits rises 31% YoY to Rs 1.27 lakh crore in Q1

The bank's total deposits increased by 2.8% compared with Rs 1,24,269 crore reported in the quarter ended 31 March 2025. The CASA ratio declined to 29.2% as of 30 June 2025, compared to 32.9% as of 30 June 2024 and remained unchanged from 29.2% as of 31 March 2024. Gross advances of the bank as of 30 June 2025 stood at Rs 1,11,620 crore, up 23.1% YoY and up 2.6% QoQ. The gross loan portfolio increased 17.9% year-on-year to Rs 1,17,630 crore as of 30 June 2025 and rose 1.7% quarter-on-quarter from Rs 1,15,704 crore as of 31 March 2025. The securitised/assigned loan portfolio along with IBPC stood at Rs 6,010 crore as of 30 June 2025, compared to Rs 9,089 crore as of 30 June 2024 and Rs 6,926 crore as of 31 March 2024. AU Small Finance Bank is engaged in providing a range of banking and financial services, including retail banking, wholesale banking, treasury operations, and other services. The company's standalone net profit jumped 40.8% to Rs 528.45 crore in Q3 FY25 as compared with Rs 375.25 crore in Q3 FY24. Total income increased 48.9% YoY to Rs 4,731.89 crore in Q3 FY25. Shares of AU Small Finance Bank rose 0.95% to Rs 819 on the BSEPowered by Capital Market - Live

1 week agoCapital Market - Live
Corporate
AU Small Finance Bank to conduct AGM

AU Small Finance Bank announced that the 30th Annual General Meeting(AGM) of the bank will be held on 8 August 2025.Powered by Capital Market - Live

1 week agoCapital Market - Live
Corporate
AUBank enters into strategic partnership with LIC

AU Small Finance Bank has entered into strategic partnership with Life Insurance Corporation of India (LIC), aimed at deepening insurance penetration and financial protection across India's underserved population. Under this tie-up, the Bank will distribute LIC's comprehensive portfolio of life insurance solutions, including term insurance, endowment plans, whole life policies, pension and annuity products, and child-specific plans catering to a broad spectrum of protection and retirement needs.Powered by Capital Market - Live

1 week agoCapital Market - Live
Spotlight
AU Small Finance Bank Ltd spurts 0.61%, rises for fifth straight session

AU Small Finance Bank Ltd gained for a fifth straight session today. The stock is quoting at Rs 812, up 0.61% on the day as on 12:44 IST on the NSE. The benchmark NIFTY is up around 0.62% on the day, quoting at 25402.2. The Sensex is at 83287.99, up 0.64%. AU Small Finance Bank Ltd has gained around 15.8% in last one month. Meanwhile, Nifty Bank index of which AU Small Finance Bank Ltd is a constituent, has gained around 2.78% in last one month and is currently quoting at 56621.15, up 0.48% on the day. The volume in the stock stood at 26.08 lakh shares today, compared to the daily average of 32.31 lakh shares in last one month. The benchmark June futures contract for the stock is quoting at Rs 808.4, up 0.37% on the day. AU Small Finance Bank Ltd is up 21.9% in last one year as compared to a 5.65% jump in NIFTY and a 7.72% jump in the Nifty Bank index.The PE of the stock is 28.56 based on TTM earnings ending March 25.Powered by Capital Market - Live

2 weeks agoCapital Market - Live
Corporate
AU Small Finance Bank announces board meeting date

AU Small Finance Bank will hold a meeting of the Board of Directors of the Company on 28 June 2025.Powered by Capital Market - Live

2 weeks agoCapital Market - Live
Spotlight
Volumes soar at AU Small Finance Bank Ltd counter

Grasim Industries Ltd, Jindal Saw Ltd, Coforge Ltd, Sun TV Network Ltd are among the other stocks to see a surge in volumes on BSE today, 10 June 2025.AU Small Finance Bank Ltd saw volume of 104.69 lakh shares by 10:46 IST on BSE, a 51.1 fold spurt over two-week average daily volume of 2.05 lakh shares. The stock increased 0.28% to Rs.774.00. Volumes stood at 11.46 lakh shares in the last session.Grasim Industries Ltd clocked volume of 1.18 lakh shares by 10:46 IST on BSE, a 15 times surge over two-week average daily volume of 7864 shares. The stock gained 3.95% to Rs.2,711.60. Volumes stood at 11799 shares in the last session.Jindal Saw Ltd clocked volume of 15.45 lakh shares by 10:46 IST on BSE, a 9.1 times surge over two-week average daily volume of 1.70 lakh shares. The stock gained 9.36% to Rs.253.60. Volumes stood at 6.7 lakh shares in the last session.Coforge Ltd notched up volume of 1.67 lakh shares by 10:46 IST on BSE, a 4.5 fold spurt over two-week average daily volume of 37186 shares. The stock rose 3.35% to Rs.1,853.55. Volumes stood at 30090 shares in the last session.Sun TV Network Ltd recorded volume of 25343 shares by 10:46 IST on BSE, a 3.53 times surge over two-week average daily volume of 7184 shares. The stock gained 1.04% to Rs.632.00. Volumes stood at 8114 shares in the last session.Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
AU Small Finance Bank allots 1.32 lakh equity shares under ESOP

AU Small Finance Bank has allotted 1,32,868 equity shares under ESOP on 06 June 2025. The paid-up equity share capital of the Bank will accordingly increase from Rs. 7,44,81,95,580 to Rs. 7,44,95,24,260.Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
AU Small Finance Bank allots 1.53 lakh equity shares under ESOP

AU Small Finance Bank has allotted 1,53,312 equity shares under ESOP on 16 May 2025. The paid-up equity share capital of the Bank will accordingly increase from Rs. 7,44,66,62,460 to Rss.7,44,81,95,580. Powered by Capital Market - Live

1 month agoCapital Market - Live
Spotlight
Volumes jump at AU Small Finance Bank Ltd counter

R R Kabel Ltd, Finolex Cables Ltd, JBM Auto Ltd, Indian Bank are among the other stocks to see a surge in volumes on BSE today, 05 May 2025.AU Small Finance Bank Ltd witnessed volume of 117.05 lakh shares by 10:47 IST on BSE, a 46.51 times surge over two-week average daily volume of 2.52 lakh shares. The stock dropped 0.73% to Rs.672.60. Volumes stood at 52445 shares in the last session.R R Kabel Ltd recorded volume of 1.24 lakh shares by 10:47 IST on BSE, a 6.11 times surge over two-week average daily volume of 20281 shares. The stock gained 13.40% to Rs.1,163.05. Volumes stood at 24555 shares in the last session.Finolex Cables Ltd notched up volume of 54794 shares by 10:47 IST on BSE, a 4.1 fold spurt over two-week average daily volume of 13352 shares. The stock rose 6.69% to Rs.913.75. Volumes stood at 15249 shares in the last session.JBM Auto Ltd notched up volume of 1.96 lakh shares by 10:47 IST on BSE, a 3.58 fold spurt over two-week average daily volume of 54821 shares. The stock rose 5.18% to Rs.677.30. Volumes stood at 40634 shares in the last session.Indian Bank clocked volume of 1.28 lakh shares by 10:47 IST on BSE, a 2.97 times surge over two-week average daily volume of 42874 shares. The stock gained 2.38% to Rs.571.40. Volumes stood at 37496 shares in the last session.Powered by Capital Market - Live

2 months agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. What is the share price of AU Small Finance Bank Ltd (AUBANK) today?

    The share price of AUBANK as on 11th July 2025 is ₹821. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on AU Small Finance Bank Ltd (AUBANK) share?

    The past returns of AU Small Finance Bank Ltd (AUBANK) share are
    • Past 1 week: 1.63%
    • Past 1 month: 7.65%
    • Past 3 months: 47.37%
    • Past 6 months: 46.53%
    • Past 1 year: 29.62%
    • Past 3 years: 40.43%
    • Past 5 years: 162.93%

  3. What are the peers or stocks similar to AU Small Finance Bank Ltd (AUBANK)?
  4. What is the dividend yield % of AU Small Finance Bank Ltd (AUBANK) share?

    The current dividend yield of AU Small Finance Bank Ltd (AUBANK) is 0.11.

  5. What is the market cap of AU Small Finance Bank Ltd (AUBANK) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of AU Small Finance Bank Ltd (AUBANK) is ₹61180.34 Cr as of 11th July 2025.

  6. What is the 52 week high and low of AU Small Finance Bank Ltd (AUBANK) share?

    The 52-week high of AU Small Finance Bank Ltd (AUBANK) is ₹841 and the 52-week low is ₹478.35.

  7. What is the PE and PB ratio of AU Small Finance Bank Ltd (AUBANK) stock?

    The P/E (price-to-earnings) ratio of AU Small Finance Bank Ltd (AUBANK) is 29.05. The P/B (price-to-book) ratio is 4.87.

  8. Which sector does AU Small Finance Bank Ltd (AUBANK) belong to?

    AU Small Finance Bank Ltd (AUBANK) belongs to the Financials sector & Consumer Finance sub-sector.

  9. How to buy AU Small Finance Bank Ltd (AUBANK) shares?

    You can directly buy AU Small Finance Bank Ltd (AUBANK) shares on Tickertape. Simply sign up, connect your demat account and place your order.