Good evening :)
Place Order
Add to Watchlist

AU Small Finance Bank Ltd

AUBANK Share Price

860.351.19% (-10.35)
High
Low
Returns
1D
1W
1M
1Y
5Y
Max
SIP
Loading...
1D
1W
1M
1Y
5Y
Max
SIP

With a market cap of ₹64,280 cr, stock is ranked 158

Stock is 2.57x as volatile as Nifty

AUBANK Stock Scorecard

Performance

Avg

Price return has been average, nothing exciting

Valuation

High

Seems to be overvalued vs the market average

Growth

Avg

Financials growth has been moderate for a few years

Profitability

High

Showing good signs of profitability & efficiency

Entry point

Bad

The stock is overpriced and in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹64,280 cr, stock is ranked 158

Stock is 2.57x as volatile as Nifty

AUBANK Performance & Key Metrics

AUBANK Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
29.573.740.12%
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
17.752.410.99%

AUBANK Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
65%
Analysts have suggested that investors can buy this stock

from 20 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

AUBANK Company Profile

Au Financiers Limited is a non-banking finance company which focuses in rural and semi urban areas in Rajasthan. It offers various services, such as commercial vehicle loan, car loan, loan against property, small and medium enterprises loan

Investor Presentation

View older View older 

Oct 17, 2025

PDF
View Older Presentations

AUBANK Similar Stocks (Peers)

Compare with peers Compare with peers 

AUBANK Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
40.59
40.59
1Y Return
54.77%
54.77%
Buy Reco %
56.67
56.67
PE Ratio
122.84
122.84
1Y Return
3.21%
3.21%
Buy Reco %
50.00
50.00
PE Ratio
33.06
33.06
1Y Return
25.07%
25.07%
Buy Reco %
63.64
63.64
PE Ratio
24.65
24.65
1Y Return
63.88%
63.88%
Buy Reco %
68.75
68.75
PE Ratio
13.69
13.69
1Y Return
10.24%
10.24%
Buy Reco %
83.33
83.33
Compare with Peers

AUBANK Sentiment Analysis

AUBANK Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

AUBANK Stock Summary · July 2025

The bank demonstrated robust financial performance in a challenging macro environment, achieving a 31% growth in deposits and an 18% increase in loans year-on-year, despite facing elevated credit costs, particularly in unsecured lending. Management remains optimistic about future growth, particularly in vehicle financing and commercial banking, while also addressing rising credit costs through improved risk management and operational efficiencies. The mortgage portfolio expanded by 14%, although competitive pressures and regional challenges in the microfinance sector pose risks. As the bank seeks a universal banking license, it aims to enhance its distribution capabilities and maintain a cost-to-income ratio below 60%, positioning itself for recovery and growth in the latter half of the year.

AUBANK Stock Growth Drivers
AUBANK Stock Growth Drivers
8
  • Strong Financial Performance

    AU Small Finance Bank has reported significant financial growth, with a 31% year-on-year increase in

  • Retail Deposit Growth Strategy

    The bank emphasizes its strategy for driving granular retail deposit growth through targeted customer acquisition,

AUBANK Stock Challenges
AUBANK Stock Challenges
7
  • Declining Asset Yields and Margins

    The company has experienced a decline in asset yields, with a drop of 27 basis

  • Challenges in Unsecured Loan Segments

    The unsecured loan segments have faced significant challenges, with a year-on-year decline of 23% and

AUBANK Forecast

AUBANK Forecasts

Price

Revenue

Earnings

AUBANK

AUBANK

Income

Balance Sheet

Cash Flow

AUBANK Income Statement

AUBANK Income Statement

Industry refers to the sub-sector this company belongs to.
Higher than Industry Revenue Growth
A higher-than-industry revenue growth represents increased potential for the company to increase their market share

Over the last 5 years, revenue has grown at a yearly rate of 30.08%, vs industry avg of 16.18%

Increasing Market Share
Market share is the percentage of an industry's total sales going to a particular company. It gives a general idea of the size of a company v/s its competitors

Over the last 5 years, market share increased from 3.28% to 6.2%

Higher than Industry Net Income
Net income is equal to net earnings (profit) less expenses. This number is an important measure of how profitable the company is

Over the last 5 years, net income has grown at a yearly rate of 25.56%, vs industry avg of 20.24%

Loading...

Financial YearFY 2017FY 2018FY 2019FY 2020FY 2021FY 2022FY 2023FY 2024FY 2025TTM
Total Revenue2,089.962,155.253,411.044,991.976,370.986,915.429,239.8712,251.8518,590.0420,176.08
Raw Materialssubtract17,307.90
Power & Fuel Costsubtract
Employee Costsubtract192.78424.89601.11759.62980.171,378.921,793.032,103.683,147.76
Selling & Administrative Expensessubtract63.66200.93266.94332.93354.24573.00897.011,194.561,386.44
Operating & Other expensessubtract684.411,032.831,901.112,896.833,473.703,369.264,499.776,728.7411,009.27
Depreciation/Amortizationsubtract5.7853.2561.7588.62104.37140.17185.42225.44258.51
Interest & Other Itemssubtract
Taxes & Other Itemssubtract321.36151.31198.32239.19287.82324.24436.72464.71682.13694.30
EPS7.493.426.6111.3118.9918.0222.0322.9829.7929.20
DPS0.000.250.380.000.000.501.001.001.001.00
Payout ratio0.000.070.060.000.000.030.050.040.030.03

AUBANK Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2026FY 2026

Annual Report Pending

Investor Presentation

Oct 17PDF
Sep 1PDF
Jul 19PDF
FY 2025FY 2025

Annual report

PDF
FY 2024FY 2024

Annual report

PDF

Investor Presentation

Jul 22PDF
FY 2023FY 2023

Annual report

PDF

Investor Presentation

Apr 25PDF
Jan 19PDF
Nov 3PDF
+2 more
FY 2022FY 2022

Annual report

PDF

Investor Presentation

May 5PDF
FY 2021FY 2021

Annual report

PDF
FY 2020FY 2020

Annual report

PDF
FY 2019FY 2019

Annual report

PDF
FY 2018FY 2018

Annual report

PDF
FY 2017FY 2017

Annual report

PDF
 

AUBANK Stock Peers

AUBANK Past Performance & Peer Comparison

AUBANK Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsConsumer Finance

Loading...

StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
AU Small Finance Bank Ltd30.523.740.12%
Bajaj Finance Ltd40.596.830.52%
Jio Financial Services Ltd122.841.600.16%
Cholamandalam Investment and Finance Company Ltd33.065.950.12%

AUBANK Stock Price Comparison

Compare AUBANK with any stock or ETF
Compare AUBANK with any stock or ETF
AUBANK
Loading...

AUBANK Holdings

AUBANK Shareholdings

AUBANK Promoter Holdings Trend

AUBANK Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

AUBANK Institutional Holdings Trend

AUBANK Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Decreased Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has decreased by 3.19%

Tickertape Separator

AUBANK Shareholding Pattern

AUBANK Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding22.82%22.96%8.95%34.49%10.78%

Dec 2024

Mar 2025

Jun 2025

Sep 2025

AUBANK Shareholding History

AUBANK Shareholding History

JunSepDec '24MarJunSep39.58%40.72%39.35%35.58%37.68%34.49%

Mutual Funds Invested in AUBANK

Mutual Funds Invested in AUBANK

No mutual funds holding trends are available

Top 5 Mutual Funds holding AU Small Finance Bank Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
4.0914%3.16%0.19%39/78 (0)
1.3114%2.14%-0.27%6/99 (-2)
1.0127%1.20%-0.12%29/63 (-2)

Compare 3-month MF holding change on Screener

AUBANK Insider Trades & Bulk Stock Deals

AUBANK Insider Trades & Bulk Stock Deals

Loading...

smallcases containing AUBANK stock

smallcases containing AUBANK stock

A smallcase is a basket of stocks/ETFs that represents an idea or theme.Diversify your risk and buy smallcases that have AU Small Finance Bank Ltd

Loading...
Banking Privately Theme

Banking Privately Theme

Created by Windmill Capital

AUBANK's Wtg.
7.57%
7.57%
CAGR
14.12%
Banking Tracker

Banking Tracker

Created by Windmill Capital

AUBANK's Wtg.
12.26%
12.26%
CAGR
14.74%
Private Equity Investing Theme

Private Equity Investing Theme

Created by Windmill Capital

AUBANK's Wtg.
6.67%
6.67%
CAGR
21.64%

AUBANK Events

AUBANK Events

AUBANK Dividend Trend

No dividend trend available

Dividends

Corp. Actions

Announcements

Legal Orders

AUBANK Dividend Trend

No dividend trend available

AUBANK Upcoming Dividends

AUBANK Upcoming Dividends

No upcoming dividends are available

AUBANK Past Dividends

AUBANK Past Dividends

Cash Dividend

Ex DateEx DateJul 4, 2025

Final
Final | Div/Share: ₹1.00

Dividend/Share

1.00

Ex DateEx Date

Jul 4, 2025

Cash Dividend

Ex DateEx DateJul 12, 2024

Final
Final | Div/Share: ₹1.00

Dividend/Share

1.00

Ex DateEx Date

Jul 12, 2024

Cash Dividend

Ex DateEx DateJul 14, 2023

Final
Final | Div/Share: ₹1.00

Dividend/Share

1.00

Ex DateEx Date

Jul 14, 2023

Cash Dividend

Ex DateEx DateJul 28, 2022

Final
Final | Div/Share: ₹0.50

Dividend/Share

0.50

Ex DateEx Date

Jul 28, 2022

Cash Dividend

Ex DateEx DateJul 18, 2019

Final
Final | Div/Share: ₹0.75

Dividend/Share

0.75

Ex DateEx Date

Jul 18, 2019

AUBANK Stock News & Opinions

AUBANK Stock News & Opinions

Corporate
AU Small Finance Bank Directors cease

AU Small Finance Bank has informed that Prof. M.S. Sriram and Mr. Pushpinder Singh, Independent Directors of the Bank have completed their respective tenures and accordingly they have ceased to be Independent Directors of the Bank from the close of business hours on 20th October 2025.Powered by Capital Market - Live

3 days agoCapital Market - Live
Earnings
AU Small Finance Bank standalone net profit declines 1.81% in the September 2025 quarter

Net profit of AU Small Finance Bank declined 1.81% to Rs 560.87 crore in the quarter ended September 2025 as against Rs 571.21 crore during the previous quarter ended September 2024. Total Operating Income rose 15.36% to Rs 4511.28 crore in the quarter ended September 2025 as against Rs 3910.61 crore during the previous quarter ended September 2024. ParticularsQuarter EndedSep. 2025Sep. 2024% Var. Total Operating Income4511.283910.61 15 OPM %52.8352.60 - PBDT728.89758.78 -4 PBT728.89758.78 -4 NP560.87571.21 -2 Powered by Capital Market - Live

1 week agoCapital Market - Live
Spotlight
AU Small Finance Bank Ltd spurts 0.23%, rises for fifth straight session

AU Small Finance Bank Ltd is up for a fifth straight session today. The stock is quoting at Rs 803.95, up 0.23% on the day as on 12:44 IST on the NSE. The benchmark NIFTY is up around 0.72% on the day, quoting at 25506.65. The Sensex is at 83174.85, up 0.69%. AU Small Finance Bank Ltd has gained around 13.43% in last one month. Meanwhile, Nifty Bank index of which AU Small Finance Bank Ltd is a constituent, has gained around 3.15% in last one month and is currently quoting at 56799.9, up 0.77% on the day. The volume in the stock stood at 12.46 lakh shares today, compared to the daily average of 27.93 lakh shares in last one month. The benchmark October futures contract for the stock is quoting at Rs 805.55, up 0.36% on the day. AU Small Finance Bank Ltd is up 17.03% in last one year as compared to a 3.06% gain in NIFTY and a 11.6% gain in the Nifty Bank index.The PE of the stock is 27.37 based on TTM earnings ending June 25.Powered by Capital Market - Live

1 week agoCapital Market - Live
Corporate
AU Small Finance Bank to discuss results

AU Small Finance Bank will hold a meeting of the Board of Directors of the Company on 17 October 2025.Powered by Capital Market - Live

2 weeks agoCapital Market - Live
Spotlight
AU Small Finance Bank appoints interim CFO, Gaurav Jain

The appointment follows the untimely and sudden demis of Late Vimal Jain, CFO of AU Small Finance Bank on 10 September 2025. Gaurav Jain, a rank holder Chartered Accountant and MBA graduate from the Kellogg School of Management and B. Com.(H) from Shri Ram College of Commerce. He is a seasoned finance and strategy leader with over two decades of global experience across the UK, US, and India in Banking. He has over 23 years of expertise in banking and financial services. He currently holds the position of President - Finance & Strategy and is associated with Bank since January 2021. Prior to joining the Bank, he has held leadership roles at Tech Mahindra (in India), Lloyds Banking Group (in London), and Morgan Stanley (in New York and London). AU Small Finance Bank (AU SFB) is a scheduled commercial bank and has established itself as India's largest small finance bank since commencing its banking journey in April 2017. The bank provides comprehensive banking solutions across deposits, loans, credit cards, premium banking, remittance services, merchant solutions, insurance, and investments. As on 30 June 2025, the bank had a wide network of over 2,505 banking touchpoints across 21 states and 4 union territories. The company's standalone net profit jumped 15.6% to Rs 580.86 crore on 21.3% increase in total income to Rs 5189.05 crore in Q1 FY26 over Q1 FY25. The scrip shed 0.44% to Rs 739.60 on the BSE. Powered by Capital Market - Live

3 weeks agoCapital Market - Live
Spotlight
AU Small Finance Bank Ltd rises for third straight session

AU Small Finance Bank Ltd is up for a third straight session today. The stock is quoting at Rs 767.35, up 2.23% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is up around 1.14% on the day, quoting at 24910.95. The Sensex is at 81378.81, up 0.97%. AU Small Finance Bank Ltd has gained around 1.92% in last one month. Meanwhile, Nifty Bank index of which AU Small Finance Bank Ltd is a constituent, has gained around 2.09% in last one month and is currently quoting at 55341.85, up 0.76% on the day. The volume in the stock stood at 13.03 lakh shares today, compared to the daily average of 34.43 lakh shares in last one month. The benchmark August futures contract for the stock is quoting at Rs 767.3, up 2.47% on the day. AU Small Finance Bank Ltd is up 24.72% in last one year as compared to a 1.38% jump in NIFTY and a 10.71% jump in the Nifty Bank index.The PE of the stock is 25.66 based on TTM earnings ending June 25.Powered by Capital Market - Live

2 months agoCapital Market - Live
Spotlight
AU SFB rises after RBI grants in-principle nod for transitioning to universal bank

With this notification, AU becomes the first Small Finance Bank in India to receive this in-principle approval to become a Universal Bank,' the SFB said in a statement. AU Bank had submitted the application for this transition on 03 September 2024, under the RBI's 'on tap' licensing guidelines (August 2016) and April 2024 framework for the voluntary conversion of Small Finance Banks to Universal Banks. RBI approval for transition to a universal bank will help the bank's evolution into a complete bank, enabling it to offer a full spectrum of banking products and services that today's customer expects, spanning retail, business, and digital solutions. It will strengthen brand acceptance, broaden access to diversified deposit sources, and is expected to lead to a reduction in the cost of funds over the medium to long term. Sanjay Agarwal, founder, MD & CEO of AU Small Finance Bank, said: We have made history by receiving in-principle approval from the Reserve Bank of India to transition into a Universal Bank. This milestone is a reaffirmation of our purpose, perseverance, and passion. AU Small Finance Bank Limited (AU SFB) is a Scheduled Commercial Bank and has established itself as India's largest small finance bank since commencing its banking journey in April 2017. The bank provides comprehensive banking solutions across deposits, loans, credit cards, premium banking, remittance services, merchant solutions, insurance, and investments. As on 30 June 2025, the bank had a wide network of over 2,505 banking touchpoints across 21 states and 4 union territories. The bank had reported 15.6% rise in net profit to Rs 580.86 crore on a 21.3% increase in total income to Rs 5,189.05 crore in Q4 FY25 as compared with Q4 FY24. Powered by Capital Market - Live

2 months agoCapital Market - Live
Spotlight
AU Small Finance Bank Ltd slips for fifth straight session

AU Small Finance Bank Ltd dropped for a fifth straight session today. The stock is quoting at Rs 730.05, down 3.03% on the day as on 13:19 IST on the NSE. The benchmark NIFTY is down around 0.01% on the day, quoting at 25087.55. The Sensex is at 82271.26, up 0.09%.AU Small Finance Bank Ltd has lost around 8.35% in last one month.Meanwhile, Nifty Bank index of which AU Small Finance Bank Ltd is a constituent, has increased around 1.46% in last one month and is currently quoting at 56952.75, down 0.13% on the day. The volume in the stock stood at 36.06 lakh shares today, compared to the daily average of 27.78 lakh shares in last one month. The benchmark July futures contract for the stock is quoting at Rs 733.5, down 2.62% on the day. AU Small Finance Bank Ltd jumped 11.25% in last one year as compared to a 2.49% rally in NIFTY and a 9.85% spurt in the Nifty Bank index.The PE of the stock is 25.71 based on TTM earnings ending June 25.Powered by Capital Market - Live

3 months agoCapital Market - Live
Earnings
AU Small Finance Bank standalone net profit rises 15.58% in the June 2025 quarter

Net profit of AU Small Finance Bank rose 15.58% to Rs 580.86 crore in the quarter ended June 2025 as against Rs 502.57 crore during the previous quarter ended June 2024. Total Operating Income rose 16.17% to Rs 4378.44 crore in the quarter ended June 2025 as against Rs 3769.04 crore during the previous quarter ended June 2024. ParticularsQuarter EndedJun. 2025Jun. 2024% Var. Total Operating Income4378.443769.04 16 OPM %52.5853.28 - PBDT778.91668.89 16 PBT778.91668.89 16 NP580.86502.57 16 Powered by Capital Market - Live

3 months agoCapital Market - Live
Corporate
AU Small Finance Bank to convene board meeting

AU Small Finance Bank will hold a meeting of the Board of Directors of the Company on 19 July 2025.Powered by Capital Market - Live

3 months agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. What is the share price of AU Small Finance Bank Ltd (AUBANK) today?

    The share price of AUBANK as on 24th October 2025 is ₹860.35. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on AU Small Finance Bank Ltd (AUBANK) share?

    The past returns of AU Small Finance Bank Ltd (AUBANK) share are
    • Past 1 week: 9.96%
    • Past 1 month: 18.69%
    • Past 3 months: 15.41%
    • Past 6 months: 26.33%
    • Past 1 year: 33.25%
    • Past 3 years: 48.16%
    • Past 5 years: 122.77%

  3. What are the peers or stocks similar to AU Small Finance Bank Ltd (AUBANK)?
  4. What is the dividend yield % of AU Small Finance Bank Ltd (AUBANK) share?

    The current dividend yield of AU Small Finance Bank Ltd (AUBANK) is 0.12.

  5. What is the market cap of AU Small Finance Bank Ltd (AUBANK) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of AU Small Finance Bank Ltd (AUBANK) is ₹64280.12 Cr as of 24th October 2025.

  6. What is the 52 week high and low of AU Small Finance Bank Ltd (AUBANK) share?

    The 52-week high of AU Small Finance Bank Ltd (AUBANK) is ₹884 and the 52-week low is ₹478.35.

  7. What is the PE and PB ratio of AU Small Finance Bank Ltd (AUBANK) stock?

    The P/E (price-to-earnings) ratio of AU Small Finance Bank Ltd (AUBANK) is 30.52. The P/B (price-to-book) ratio is 3.74.

  8. Which sector does AU Small Finance Bank Ltd (AUBANK) belong to?

    AU Small Finance Bank Ltd (AUBANK) belongs to the Financials sector & Consumer Finance sub-sector.

  9. How to buy AU Small Finance Bank Ltd (AUBANK) shares?

    You can directly buy AU Small Finance Bank Ltd (AUBANK) shares on Tickertape. Simply sign up, connect your demat account and place your order.