AU Small Finance Bank Ltd

AU Small Finance Bank Ltd is up for a third straight session today. The stock is quoting at Rs 767.35, up 2.23% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is up around 1.14% on the day, quoting at 24910.95. The Sensex is at 81378.81, up 0.97%. AU Small Finance Bank Ltd has gained around 1.92% in last one month. Meanwhile, Nifty Bank index of which AU Small Finance Bank Ltd is a constituent, has gained around 2.09% in last one month and is currently quoting at 55341.85, up 0.76% on the day. The volume in the stock stood at 13.03 lakh shares today, compared to the daily average of 34.43 lakh shares in last one month. The benchmark August futures contract for the stock is quoting at Rs 767.3, up 2.47% on the day. AU Small Finance Bank Ltd is up 24.72% in last one year as compared to a 1.38% jump in NIFTY and a 10.71% jump in the Nifty Bank index.The PE of the stock is 25.66 based on TTM earnings ending June 25.Powered by Capital Market - Live

With this notification, AU becomes the first Small Finance Bank in India to receive this in-principle approval to become a Universal Bank,' the SFB said in a statement. AU Bank had submitted the application for this transition on 03 September 2024, under the RBI's 'on tap' licensing guidelines (August 2016) and April 2024 framework for the voluntary conversion of Small Finance Banks to Universal Banks. RBI approval for transition to a universal bank will help the bank's evolution into a complete bank, enabling it to offer a full spectrum of banking products and services that today's customer expects, spanning retail, business, and digital solutions. It will strengthen brand acceptance, broaden access to diversified deposit sources, and is expected to lead to a reduction in the cost of funds over the medium to long term. Sanjay Agarwal, founder, MD & CEO of AU Small Finance Bank, said: We have made history by receiving in-principle approval from the Reserve Bank of India to transition into a Universal Bank. This milestone is a reaffirmation of our purpose, perseverance, and passion. AU Small Finance Bank Limited (AU SFB) is a Scheduled Commercial Bank and has established itself as India's largest small finance bank since commencing its banking journey in April 2017. The bank provides comprehensive banking solutions across deposits, loans, credit cards, premium banking, remittance services, merchant solutions, insurance, and investments. As on 30 June 2025, the bank had a wide network of over 2,505 banking touchpoints across 21 states and 4 union territories. The bank had reported 15.6% rise in net profit to Rs 580.86 crore on a 21.3% increase in total income to Rs 5,189.05 crore in Q4 FY25 as compared with Q4 FY24. Powered by Capital Market - Live

AU Small Finance Bank Ltd dropped for a fifth straight session today. The stock is quoting at Rs 730.05, down 3.03% on the day as on 13:19 IST on the NSE. The benchmark NIFTY is down around 0.01% on the day, quoting at 25087.55. The Sensex is at 82271.26, up 0.09%.AU Small Finance Bank Ltd has lost around 8.35% in last one month.Meanwhile, Nifty Bank index of which AU Small Finance Bank Ltd is a constituent, has increased around 1.46% in last one month and is currently quoting at 56952.75, down 0.13% on the day. The volume in the stock stood at 36.06 lakh shares today, compared to the daily average of 27.78 lakh shares in last one month. The benchmark July futures contract for the stock is quoting at Rs 733.5, down 2.62% on the day. AU Small Finance Bank Ltd jumped 11.25% in last one year as compared to a 2.49% rally in NIFTY and a 9.85% spurt in the Nifty Bank index.The PE of the stock is 25.71 based on TTM earnings ending June 25.Powered by Capital Market - Live

Net profit of AU Small Finance Bank rose 15.58% to Rs 580.86 crore in the quarter ended June 2025 as against Rs 502.57 crore during the previous quarter ended June 2024. Total Operating Income rose 16.17% to Rs 4378.44 crore in the quarter ended June 2025 as against Rs 3769.04 crore during the previous quarter ended June 2024. ParticularsQuarter EndedJun. 2025Jun. 2024% Var. Total Operating Income4378.443769.04 16 OPM %52.5853.28 - PBDT778.91668.89 16 PBT778.91668.89 16 NP580.86502.57 16 Powered by Capital Market - Live

AU Small Finance Bank will hold a meeting of the Board of Directors of the Company on 19 July 2025.Powered by Capital Market - Live

The bank's total deposits increased by 2.8% compared with Rs 1,24,269 crore reported in the quarter ended 31 March 2025. The CASA ratio declined to 29.2% as of 30 June 2025, compared to 32.9% as of 30 June 2024 and remained unchanged from 29.2% as of 31 March 2024. Gross advances of the bank as of 30 June 2025 stood at Rs 1,11,620 crore, up 23.1% YoY and up 2.6% QoQ. The gross loan portfolio increased 17.9% year-on-year to Rs 1,17,630 crore as of 30 June 2025 and rose 1.7% quarter-on-quarter from Rs 1,15,704 crore as of 31 March 2025. The securitised/assigned loan portfolio along with IBPC stood at Rs 6,010 crore as of 30 June 2025, compared to Rs 9,089 crore as of 30 June 2024 and Rs 6,926 crore as of 31 March 2024. AU Small Finance Bank is engaged in providing a range of banking and financial services, including retail banking, wholesale banking, treasury operations, and other services. The company's standalone net profit jumped 40.8% to Rs 528.45 crore in Q3 FY25 as compared with Rs 375.25 crore in Q3 FY24. Total income increased 48.9% YoY to Rs 4,731.89 crore in Q3 FY25. Shares of AU Small Finance Bank rose 0.95% to Rs 819 on the BSEPowered by Capital Market - Live

AU Small Finance Bank announced that the 30th Annual General Meeting(AGM) of the bank will be held on 8 August 2025.Powered by Capital Market - Live

AU Small Finance Bank has entered into strategic partnership with Life Insurance Corporation of India (LIC), aimed at deepening insurance penetration and financial protection across India's underserved population. Under this tie-up, the Bank will distribute LIC's comprehensive portfolio of life insurance solutions, including term insurance, endowment plans, whole life policies, pension and annuity products, and child-specific plans catering to a broad spectrum of protection and retirement needs.Powered by Capital Market - Live

AU Small Finance Bank Ltd gained for a fifth straight session today. The stock is quoting at Rs 812, up 0.61% on the day as on 12:44 IST on the NSE. The benchmark NIFTY is up around 0.62% on the day, quoting at 25402.2. The Sensex is at 83287.99, up 0.64%. AU Small Finance Bank Ltd has gained around 15.8% in last one month. Meanwhile, Nifty Bank index of which AU Small Finance Bank Ltd is a constituent, has gained around 2.78% in last one month and is currently quoting at 56621.15, up 0.48% on the day. The volume in the stock stood at 26.08 lakh shares today, compared to the daily average of 32.31 lakh shares in last one month. The benchmark June futures contract for the stock is quoting at Rs 808.4, up 0.37% on the day. AU Small Finance Bank Ltd is up 21.9% in last one year as compared to a 5.65% jump in NIFTY and a 7.72% jump in the Nifty Bank index.The PE of the stock is 28.56 based on TTM earnings ending March 25.Powered by Capital Market - Live

AU Small Finance Bank will hold a meeting of the Board of Directors of the Company on 28 June 2025.Powered by Capital Market - Live