AU Small Finance Bank Limited

AU Small Finance Bank Ltd is down for a fifth straight session today. The stock is quoting at Rs 1057, down 0.75% on the day as on 13:19 IST on the NSE. The benchmark NIFTY is down around 0.6% on the day, quoting at 23754.05. The Sensex is at 76041.29, down 0.62%.AU Small Finance Bank Ltd has lost around 1.03% in last one month.Meanwhile, Nifty Bank index of which AU Small Finance Bank Ltd is a constituent, has eased around 1.1% in last one month and is currently quoting at 57369.65, down 0.55% on the day. The volume in the stock stood at 6.25 lakh shares today, compared to the daily average of 14.66 lakh shares in last one month. The benchmark September futures contract for the stock is quoting at Rs 1061.6, down 0.78% on the day. AU Small Finance Bank Ltd jumped 51.05% in last one year as compared to a 4.11% slide in NIFTY and a 5.29% spurt in the Nifty Bank index.The PE of the stock is 28.03 based on TTM earnings ending June 26.

AU Small Finance Bank Limited announced on August 25, 2026, that it has allotted 6,47,261 equity shares with a face value of Rs 10 each, following the exercise of an equivalent number of Employee Stock Options under ESOPs 2016, 2018, 2020, and 2023, increasing the bank’s paid-up equity share capital from Rs 7,49,93,08,350 to Rs 7,50,57,80,960.

AU Small Finance Bank Ltd. announced on August 7, 2026, that it has allotted 3,41,779 equity shares with a face value of Rs 10 each, following the exercise of an equivalent number of Employee Stock Options under ESOP plans including ESOP 2015 PLAN -B, ESOP 2016, ESOP 2018, ESOP 2020, and ESOP 2023, increasing the bank’s paid-up equity share capital from Rs 7,49,58,90,560 to Rs 7,49,93,08,350.

Total income climbed 15.47% YoY to Rs 5,991.95 crore in Q1 FY27. Operating profit before provisions and contingencies increased 9.39% YoY to Rs 1,435.47 crore in Q1 FY27 from Rs 1,312.21 crore posted in Q1 FY26. Net interest income (NII) grew 32% YoY to Rs 2,695 crore, while the net interest margin (NIM) expanded by 47 basis points to 5.9%. Total deposits increased 24% YoY to Rs 1,57,727 crore as of 30 June 2026. Current account deposits rose 34% YoY to Rs 8,498 crore, while savings account deposits grew 19% YoY to Rs 36,902 crore. Consequently, CASA deposits advanced 22% YoY to Rs 45,399 crore, with the CASA ratio standing at 29%. The bank's gross loan portfolio (GLP) expanded 23% YoY to Rs 1,44,250 crore in Q1 FY27. Asset quality improved during the quarter, with the gross non-performing asset (GNPA) ratio declining to 2.10% as of 30 June 2026 from 2.47% a year earlier. The net NPA ratio also improved to 0.76% from 0.88%. Slippages fell 22% YoY to Rs 798 crore in Q1 FY27 from Rs 1,027 crore in Q1 FY26. The provision coverage ratio, including technical write-offs, remained stable at 85%. The bank's capital position remained healthy, with the capital adequacy ratio at 18.9% and the Tier I capital adequacy ratio at 17.1% as of 30 June 2026. During Q1, Bank successfully rolled out agentic AI-enabled gold loan origination platform in a controlled environment. A mobile-native version is now live and will start extending this to branches in a calibrated manner Meanwhile, the bank's board has approved the elevation of Yogesh Jain, currently serving as the chief operating officer (COO), to the position of deputy chief executive officer (Deputy CEO) with effect from 25 July 2026. He will continue to report to the managing director & CEO and will remain part of the bank's senior management personnel (SMP). AU Small Finance Bank is engaged in providing a range of banking and financial services, including retail banking, wholesale banking, treasury operations, and other services.Powered by Capital Market - Live

AU Small Finance Bank announced that the 31th Annual General Meeting(AGM) of the bank will be held on 5 September 2026.

Net profit of AU Small Finance Bank rose 37.03% to Rs 795.95 crore in the quarter ended June 2026 as against Rs 580.86 crore during the previous quarter ended June 2025. Total Operating Income rose 21.11% to Rs 5302.74 crore in the quarter ended June 2026 as against Rs 4378.44 crore during the previous quarter ended June 2025. ParticularsQuarter EndedJun. 2026Jun. 2025% Var. Total Operating Income5302.744378.44 21 OPM %56.2452.58 - PBDT1063.98778.91 37 PBT1063.98778.91 37 NP795.95580.86 37 Powered by Capital Market - Live

Total income climbed 15.47% YoY to Rs 5,991.95 crore in Q1 FY27. Operating profit before provisions and contingencies increased 9.39% YoY to Rs 1,435.47 crore in Q1 FY27 from Rs 1,312.21 crore posted in Q1 FY26. Net interest income (NII) grew 32% YoY to Rs 2,695 crore, while the net interest margin (NIM) expanded by 47 basis points to 5.9%. Total deposits increased 24% YoY to Rs 1,57,727 crore as of 30 June 2026. Current account deposits rose 34% YoY to Rs 8,498 crore, while savings account deposits grew 19% YoY to Rs 36,902 crore. Consequently, CASA deposits advanced 22% YoY to Rs 45,399 crore, with the CASA ratio standing at 29%. The bank's gross loan portfolio (GLP) expanded 23% YoY to Rs 1,44,250 crore in Q1 FY27. Asset quality improved during the quarter, with the gross non-performing asset (GNPA) ratio declining to 2.10% as of 30 June 2026 from 2.47% a year earlier. The net NPA ratio also improved to 0.76% from 0.88%. Slippages fell 22% YoY to Rs 798 crore in Q1 FY27 from Rs 1,027 crore in Q1 FY26. The provision coverage ratio, including technical write-offs, remained stable at 85%. The bank's capital position remained healthy, with the capital adequacy ratio at 18.9% and the Tier I capital adequacy ratio at 17.1% as of 30 June 2026. During Q1, Bank successfully rolled out agentic AI-enabled gold loan origination platform in a controlled environment. A mobile-native version is now live and will start extending this to branches in a calibrated manner AU Small Finance Bank is engaged in providing a range of banking and financial services, including retail banking, wholesale banking, treasury operations, and other services. The scrip added 2.66% to settle at Rs 1002.25 on the BSE.Powered by Capital Market - Live

AU Small Finance Bank has allotted 3,03,613 equity shares under ESOP on 20 July 2026. The paid-up equity share capital of the Bank will accordingly increase from Rs. 7,49,28,54,430 to Rs. 7,49,58,90,560.

AU Small Finance Bank will hold a meeting of the Board of Directors of the Company on 25 July 2026.

AU Small Finance Bank Ltd gained for a fifth straight session today. The stock is quoting at Rs 1070.2, up 1.11% on the day as on 12:44 IST on the NSE. The benchmark NIFTY is up around 0.71% on the day, quoting at 24444.3. The Sensex is at 78329.41, up 0.73%. AU Small Finance Bank Ltd has risen around 11.61% in last one month. Meanwhile, Nifty Bank index of which AU Small Finance Bank Ltd is a constituent, has risen around 8.05% in last one month and is currently quoting at 57938.5, up 0.83% on the day. The volume in the stock stood at 30.62 lakh shares today, compared to the daily average of 22.38 lakh shares in last one month. The benchmark July futures contract for the stock is quoting at Rs 1070.7, up 0.89% on the day. AU Small Finance Bank Ltd is up 31.5% in last one year as compared to a 3.99% drop in NIFTY and a 2.58% drop in the Nifty Bank index.The PE of the stock is 29.99 based on TTM earnings ending March 26.Powered by Capital Market - Live