What is the share price of Arman Financial Services Ltd (ARMANFIN) today?
The share price of ARMANFIN as on 9th July 2025 is ₹1701.30. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.What is the return on Arman Financial Services Ltd (ARMANFIN) share?
The past returns of Arman Financial Services Ltd (ARMANFIN) share are- Past 1 week: 3.10%
- Past 1 month: 15.52%
- Past 3 months: 29.35%
- Past 6 months: 33.16%
- Past 1 year: -16.67%
- Past 3 years: 31.24%
- Past 5 years: 228.26%
What are the peers or stocks similar to Arman Financial Services Ltd (ARMANFIN)?
The peers or stocks similar to Arman Financial Services Ltd (ARMANFIN) include:What is the market cap of Arman Financial Services Ltd (ARMANFIN) share?
Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Arman Financial Services Ltd (ARMANFIN) is ₹1820.31 Cr as of 9th July 2025.What is the 52 week high and low of Arman Financial Services Ltd (ARMANFIN) share?
The 52-week high of Arman Financial Services Ltd (ARMANFIN) is ₹2122.45 and the 52-week low is ₹1109.95.What is the PE and PB ratio of Arman Financial Services Ltd (ARMANFIN) stock?
The P/E (price-to-earnings) ratio of Arman Financial Services Ltd (ARMANFIN) is 34.96. The P/B (price-to-book) ratio is 2.24.Which sector does Arman Financial Services Ltd (ARMANFIN) belong to?
Arman Financial Services Ltd (ARMANFIN) belongs to the Financials sector & Consumer Finance sub-sector.How to buy Arman Financial Services Ltd (ARMANFIN) shares?
You can directly buy Arman Financial Services Ltd (ARMANFIN) shares on Tickertape. Simply sign up, connect your demat account and place your order.
Arman Financial Services Ltd
ARMANFIN Share Price
1,701.301.94% (-33.70)
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ARMANFIN Stock Scorecard
Performance
LowHasn't fared well - amongst the low performers
Valuation
HighSeems to be overvalued vs the market average
Growth
AvgFinancials growth has been moderate for a few years
Profitability
AvgAverage profitability - not good, not bad
Entry point
GoodThe stock is underpriced and is not in the overbought zone
Red flags
LowNo red flag found
How to use scorecard? Learn more
ARMANFIN Performance & Key Metrics
ARMANFIN Performance & Key Metrics
| No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
|---|---|---|
| 34.96 | 2.24 | — |
| Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
|---|---|---|
| 17.29 | 2.53 | 1.01% |
ARMANFIN Analyst Ratings & Forecast
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Analyst Ratings data is currently unavailable for this stockPrice Upside
Earnings Growth
Rev. Growth
ARMANFIN Company Profile
Arman Financial Services Limited (AFSL) is an asset finance company (AFC), which is engaged in providing microfinance and financing the purchase of two- and three-wheelers.
BAJFINANCE
PE Ratio
34.63
34.63
1Y Return
30.69%
30.69%
Buy Reco %
62.50
62.50
PE Ratio
129.56
129.56
1Y Return
5.58%
5.58%
Buy Reco %
0.00
0.00
PE Ratio
30.03
30.03
1Y Return
7.76%
7.76%
Buy Reco %
61.76
61.76
SHRIRAMFIN
PE Ratio
13.17
13.17
1Y Return
19.11%
19.11%
Buy Reco %
87.50
87.50
MUTHOOTFIN
PE Ratio
19.95
19.95
1Y Return
48.50%
48.50%
Buy Reco %
64.71
64.71
ARMANFIN Sentiment Analysis
ARMANFIN Sentiment Analysis
New
Crisp summary & key insights to decode earnings calls instantly
ARMANFIN Stock Summary · June 2025
In Q4 FY 2024-25, the microfinance sector faced significant challenges, with Namra Finance's net profit plummeting from Rs. 138.3 crores to Rs. 7.8 crores due to increased provisioning linked to rural stress, while Arman Financial Services demonstrated resilience with a 25% AUM growth. Despite a cautious outlook, the industry is shifting towards individualized lending models, driven by digital advancements and a need for tailored assessments, which may increase operational costs but enhance credit quality. The company is prioritizing asset recovery and maintaining a healthy debt-equity ratio, while also adapting its credit evaluation processes to improve risk management. Overall, while the market sentiment remains cautious, there are signs of potential stabilization as operational efficiencies improve.
ARMANFIN Stock Growth Drivers
ARMANFIN Stock Growth Drivers
9Implementation of New Credit Structure
The company has successfully implemented a new credit structure in approximately 140 out of 391
Strong Financial Performance
As of March 31, 2025, the company reported a standalone AUM of Rs. 560 crores,
ARMANFIN Stock Challenges
ARMANFIN Stock Challenges
6Decline in Financial Performance
The company's wholly owned microfinance subsidiary reported a significant decline in net profit, with figures
Increased Provisioning and Asset Quality Concerns
The decline in financial performance was attributed to higher provisioning due to ongoing stress in
ARMANFIN Forecast
ARMANFIN Forecasts
Forecast data is currently unavailable
Forecast data is currently unavailable
Price
Price Upside
Revenue
Revenue Growth
Earnings
Earnings Per Share
ARMANFIN
ARMANFIN
Income
Balance Sheet
Cash Flow
Annual Normal View
ARMANFIN Income Statement
ARMANFIN Income Statement
Annual Normal View
| Financial Year | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | TTM | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 53.59 | 78.02 | 139.59 | 215.15 | 195.04 | 235.01 | 423.90 | 661.53 | 730.04 | 730.04 | ||||||||||
Raw Materials | — | — | — | — | — | — | — | — | 659.16 | 659.16 | ||||||||||
| Power & Fuel Cost | — | — | — | — | — | — | — | — | ||||||||||||
| Employee Cost | 10.19 | 16.38 | 25.64 | 36.46 | 35.57 | 41.85 | 54.65 | 71.59 | ||||||||||||
| Selling & Administrative Expenses | 6.16 | 8.40 | 11.68 | 14.63 | 12.69 | 19.24 | 25.07 | 28.31 | ||||||||||||
| Operating & Other expenses | 27.09 | 43.08 | 65.55 | 109.49 | 134.22 | 127.43 | 218.07 | 332.12 | ||||||||||||
EBITDA | 10.15 | 10.16 | 36.72 | 54.57 | 12.56 | 46.49 | 126.11 | 229.51 | 70.88 | 70.88 | ||||||||||
| Depreciation/Amortization | 0.29 | 0.37 | 0.48 | 0.80 | 0.81 | 0.95 | 1.15 | 1.42 | 1.79 | 1.80 | ||||||||||
| PBIT | 9.86 | 9.79 | 36.24 | 53.77 | 11.75 | 45.54 | 124.96 | 228.09 | 69.09 | 69.08 | ||||||||||
| Interest & Other Items | — | — | — | — | — | — | — | — | — | — | ||||||||||
| PBT | 9.86 | 9.79 | 36.24 | 53.77 | 11.75 | 45.54 | 124.96 | 228.09 | 69.09 | 69.08 | ||||||||||
| Taxes & Other Items | 3.54 | 2.50 | 9.79 | 12.26 | 1.15 | 13.79 | 31.14 | 54.52 | 17.02 | 17.01 | ||||||||||
| Net Income | 6.32 | 7.29 | 26.45 | 41.51 | 10.60 | 31.75 | 93.82 | 173.57 | 52.07 | 52.07 | ||||||||||
| EPS | 9.13 | 10.53 | 38.12 | 53.90 | 12.52 | 37.40 | 110.48 | 183.00 | 49.67 | 49.70 | ||||||||||
| DPS | 1.00 | 1.00 | 1.40 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||||||||||
| Payout ratio | 0.11 | 0.09 | 0.04 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
ARMANFIN Company Updates
FY 2025FY 2025
Investor Presentation
May 30PDF
Feb 14PDF
Nov 14PDF
Nov 14PDF
ARMANFIN Stock Peers
ARMANFIN Past Performance & Peer Comparison
ARMANFIN Past Performance & Peer Comparison
Comparing 3 stocks from
FinancialsConsumer Finance
Compare valuation-basic on Screener
FinancialsConsumer Finance
Valuation
Technical
Forecast
Compare valuation-basic on Screener| Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
|---|---|---|---|
| Arman Financial Services Ltd | 34.96 | 2.24 | — |
| Bajaj Finance Ltd | 34.63 | 5.82 | 0.60% |
| Jio Financial Services Ltd | 129.56 | 1.50 | 0.15% |
| Cholamandalam Investment and Finance Company Ltd | 30.03 | 6.53 | 0.13% |
ARMANFIN Stock Price Comparison
Compare ARMANFIN with any stock or ETFCompare ARMANFIN with any stock or ETF
ARMANFIN
ARMANFIN Holdings
ARMANFIN Shareholdings
ARMANFIN Promoter Holdings Trend
ARMANFIN Promoter Holdings Trend
Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook
In last 6 months, promoter holding in the company has almost stayed constant
Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better
Pledged promoter holdings is insignificant
ARMANFIN Institutional Holdings Trend
ARMANFIN Institutional Holdings Trend
Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.
In last 3 months, retail holding in the company has almost stayed constant
Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock
In last 3 months, foreign institutional holding of the company has almost stayed constant
ARMANFIN Shareholding Pattern
ARMANFIN Shareholding Pattern
ARMANFIN Shareholding History
ARMANFIN Shareholding History
Foreign Institutions
Mutual Funds Invested in ARMANFIN
Mutual Funds Invested in ARMANFIN
No mutual funds holding trends are available
Top 5 Mutual Funds holding Arman Financial Services Ltd
| Funds (Top 5) | The rupee value of the stock held by the fund divided by the stock’s market cap Market-cap held | Percentage of the fund’s portfolio invested in the stock Weight | Change in the portfolio weight of the stock over the last 3 months 3M holding change | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months Portfolio rank(3M change) |
|---|---|---|---|---|
The rupee value of the stock held by the fund divided by the stock’s market cap 0.9452% | Percentage of the fund’s portfolio invested in the stock 1.27% | Change in the portfolio weight of the stock over the last 3 months 0.28% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 20/36 (-1) | |
The rupee value of the stock held by the fund divided by the stock’s market cap 0.6185% | Percentage of the fund’s portfolio invested in the stock 0.23% | Change in the portfolio weight of the stock over the last 3 months 0.04% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 89/97 (-7) | |
The rupee value of the stock held by the fund divided by the stock’s market cap 0.3479% | Percentage of the fund’s portfolio invested in the stock 0.13% | Change in the portfolio weight of the stock over the last 3 months -0.00% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 71/155 (+4) |
Compare 3-month MF holding change on Screener
smallcases containing ARMANFIN stock
smallcases containing ARMANFIN stock
Looks like this stock is not in any smallcase yet.
ARMANFIN Events
ARMANFIN Events
ARMANFIN Dividend Trend
No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year
ARMANFIN has not given any dividends in last 5 years
Dividends
Corp. Actions
Announcements
Legal Orders
Dividends
ARMANFIN Dividend Trend
No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year
ARMANFIN has not given any dividends in last 5 years
ARMANFIN Upcoming Dividends
ARMANFIN Upcoming Dividends
No upcoming dividends are available
ARMANFIN Past Dividends
ARMANFIN Past Dividends
Cash Dividend
Ex DateEx DateSep 13, 2019
Final
Final | Div/Share: ₹1.40
Dividend/Share
₹1.40
Ex DateEx Date
Sep 13, 2019
Cash Dividend
Ex DateEx DateAug 30, 2018
Final
Final | Div/Share: ₹1.00
Dividend/Share
₹1.00
Ex DateEx Date
Aug 30, 2018
Cash Dividend
Ex DateEx DateSep 12, 2016
Final
Final | Div/Share: ₹1.40
Dividend/Share
₹1.40
Ex DateEx Date
Sep 12, 2016
Cash Dividend
Ex DateEx DateSep 18, 2015
Final
Final | Div/Share: ₹1.20
Dividend/Share
₹1.20
Ex DateEx Date
Sep 18, 2015
Cash Dividend
Ex DateEx DateSep 15, 2014
Final
Final | Div/Share: ₹1.00
Dividend/Share
₹1.00
Ex DateEx Date
Sep 15, 2014
ARMANFIN Stock News & Opinions
ARMANFIN Stock News & Opinions
Articles & Videos
Corporate
Arman Financial Services gets credit facilities rated
CARE ratings has reaffirmed the Credit Rating of Arman Financial Services & material subsidiary i.e. Namra Finance Limited for various Non Convertible Debentures (NCDs) to CARE A-.Powered by Capital Market - Live
3 weeks agoCapital Market - Live
Earnings
Arman Financial Services consolidated net profit declines 74.89% in the March 2025 quarter
Net profit of Arman Financial Services declined 74.89% to Rs 12.76 crore in the quarter ended March 2025 as against Rs 50.82 crore during the previous quarter ended March 2024. Sales rose 9.02% to Rs 199.35 crore in the quarter ended March 2025 as against Rs 182.85 crore during the previous quarter ended March 2024. For the full year,net profit declined 70.00% to Rs 52.07 crore in the year ended March 2025 as against Rs 173.57 crore during the previous year ended March 2024. Sales rose 10.37% to Rs 730.04 crore in the year ended March 2025 as against Rs 661.46 crore during the previous year ended March 2024. ParticularsQuarter EndedYear EndedMar. 2025Mar. 2024% Var.Mar. 2025Mar. 2024% Var. Sales199.35182.85 9 730.04661.46 10 OPM %32.5569.94 -42.5074.82 - PBDT13.1465.00 -80 70.88229.51 -69 PBT12.6664.62 -80 69.09228.09 -70 NP12.7650.82 -75 52.07173.57 -70 Powered by Capital Market - Live
1 month agoCapital Market - Live
Corporate
Arman Financial Services to announce Quarterly Result
Arman Financial Services will hold a meeting of the Board of Directors of the Company on 29 May 2025.Powered by Capital Market - Live
1 month agoCapital Market - Live
Corporate
Arman Financial Services allots 1,150 equity shares under ESOP
Arman Financial Services has allotted 1,150 equity shares under ESOP. Consequent to the above allotment, the equity share capital of the Company stands increased to 1,04,91,688 equity shares of Rs. 10/- each aggregating to Rs. 10,49,16,880/-.Powered by Capital Market - Live
1 month agoCapital Market - Live
Earnings
Arman Financial Services reports consolidated net loss of Rs 7.26 crore in the December 2024 quarter
Net loss of Arman Financial Services reported to Rs 7.26 crore in the quarter ended December 2024 as against net profit of Rs 42.00 crore during the previous quarter ended December 2023. Sales declined 2.36% to Rs 164.77 crore in the quarter ended December 2024 as against Rs 168.76 crore during the previous quarter ended December 2023. ParticularsQuarter EndedDec. 2024Dec. 2023% Var. Sales164.77168.76 -2 OPM %30.6875.11 - PBDT-6.4355.54 PL PBT-6.8955.18 PL NP-7.2642.00 PL Powered by Capital Market - Live
4 months agoCapital Market - Live
Corporate
Arman Financial Services to discuss results
Arman Financial Services will hold a meeting of the Board of Directors of the Company on 14 February 2025.Powered by Capital Market - Live
4 months agoCapital Market - Live
Earnings
Arman Financial Services consolidated net profit declines 62.59% in the September 2024 quarter
Net profit of Arman Financial Services declined 62.59% to Rs 15.27 crore in the quarter ended September 2024 as against Rs 40.82 crore during the previous quarter ended September 2023. Sales rose 13.20% to Rs 181.49 crore in the quarter ended September 2024 as against Rs 160.33 crore during the previous quarter ended September 2023. ParticularsQuarter EndedSep. 2024Sep. 2023% Var. Sales181.49160.33 13 OPM %48.4978.71 - PBDT22.7558.85 -61 PBT22.3158.48 -62 NP15.2740.82 -63 Powered by Capital Market - Live
7 months agoCapital Market - Live
Corporate
Arman Financial Services schedules board meeting
Arman Financial Services will hold a meeting of the Board of Directors of the Company on 13 November 2024Powered by Capital Market - Live
7 months agoCapital Market - Live
Corporate
Arman Financial Services schedules AGM
Arman Financial Services announced that the Annual General Meeting (AGM) of the company will be held on 27 September 2024.Powered by Capital Market - Live
9 months agoCapital Market - Live
Earnings
Arman Financial Services consolidated net profit declines 21.63% in the June 2024 quarter
Net profit of Arman Financial Services declined 21.63% to Rs 31.30 crore in the quarter ended June 2024 as against Rs 39.94 crore during the previous quarter ended June 2023. Sales rose 23.36% to Rs 184.43 crore in the quarter ended June 2024 as against Rs 149.51 crore during the previous quarter ended June 2023. ParticularsQuarter EndedJun. 2024Jun. 2023% Var. Sales184.43149.51 23 OPM %57.9176.31 - PBDT41.4350.12 -17 PBT41.0149.80 -18 NP31.3039.94 -22 Powered by Capital Market - Live
10 months agoCapital Market - Live
Over the last 5 years, revenue has grown at a yearly rate of 27.68%, vs industry avg of 16.14%
Over the last 5 years, market share increased from 0.14% to 0.24%
Over the last 5 years, net income has grown at a yearly rate of 4.64%, vs industry avg of 20.04%