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Aptus Value Housing Finance India Ltd

Aptus Value Housing Finance India Ltd

APTUS Share Price

NSE
264.451.98% (-5.35)
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With a market cap of ₹13,510 cr, stock is ranked 476

Stock is 2.51x as volatile as Nifty

APTUS Stock Scorecard

Performance

Low

Hasn't fared well - amongst the low performers

Valuation

High

Seems to be overvalued vs the market average

Growth

Low

Lagging behind the market in financials growth

Profitability

Avg

Average profitability - not good, not bad

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹13,510 cr, stock is ranked 476

Stock is 2.51x as volatile as Nifty

APTUS Performance & Key Metrics

APTUS Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
14.333.13
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
16.092.321.05%

APTUS Analyst Ratings & Forecast

Detailed Forecast Detailed Forecast 
94%
Analysts have suggested that investors can buy this stock

from 17 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

APTUS Company Profile

Aptus Value Housing Finance India is an India-based housing finance company focused on offering financial solutions to self-employed middle-income customers from semi-urban and rural markets

Investor Presentation

View older View older 

May 6, 2026

PDF
View Older Presentations

APTUS Similar Stocks (Peers)

Compare with peers Compare with peers 

APTUS Similar Stocks (Peers)

Compare with peers Compare with peers 
PE Ratio
5.50
5.50
1Y Return
12.46%
12.46%
Buy Reco %
45.83
45.83
PE Ratio
12.17
12.17
1Y Return
0.43%
0.43%
Buy Reco %
91.67
91.67
PE Ratio
-9.18
-9.18
1Y Return
13.39%
13.39%
Buy Reco %
0.00
0.00
PE Ratio
21.04
21.04
1Y Return
8.92%
8.92%
Buy Reco %
90.00
90.00
PE Ratio
10.34
10.34
1Y Return
14.28%
14.28%
Buy Reco %
86.67
86.67
Compare with Peers

APTUS Sentiment Analysis

APTUS Sentiment Analysis

New
Crisp summary & key insights to decode earnings calls instantly

APTUS Stock Summary · February 2026

The company is experiencing robust growth, driven by strategic branch expansions in high-potential markets like Odisha and Maharashtra, while also focusing on enhancing asset quality and managing risks amid economic fluctuations. Despite a strong profit growth of 26% year-on-year and a return on equity above 20%, challenges such as increased competition and a strategic shift away from smaller loans are moderating disbursement growth. Management is optimistic about improving loan quality through data-driven customer sourcing and a focus on higher average ticket sizes, which is essential for attracting better-quality clients. While operational expenses are rising due to IT investments, the company is committed to maintaining efficiency and productivity, ensuring that shareholder returns align with its strong fundamentals.

APTUS Stock Growth Drivers
APTUS Stock Growth Drivers
7
  • Strong Financial Performance

    The company has reported a robust financial performance, with a return on equity (ROE) sustained

  • Branch Expansion and Market Penetration

    The company is actively expanding its branch network, with plans to open 40 new branches

APTUS Stock Challenges
APTUS Stock Challenges
6
  • Discontinuation of Smaller-Ticket Loans

    The company has discontinued smaller-ticket loans (less than INR 7 lakhs), which previously constituted about

  • Operational Expense Increases

    The company is experiencing a rise in operational expenses, with the current opex to assets

APTUS Forecast

APTUS Forecasts

Price

Revenue

Earnings

APTUS

APTUS

Income

Balance Sheet

Cash Flow

APTUS Income Statement

APTUS Income Statement

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Quarterdec 2023mar 2024jun 2024sep 2024dec 2024mar 2025jun 2025sep 2025dec 2025mar 2026
Total Revenue364.65387.20404.63435.55458.99499.24530.14553.69568.53593.12
Operating & Other expensessubtract157.10169.84180.41195.97210.17224.94241.47256.22261.36261.99
Depreciation/Amortizationsubtract2.402.332.602.843.283.343.133.203.383.57
Interest & Other Itemssubtract0.000.000.000.000.000.000.000.000.000.00
Taxes & Other Itemssubtract47.5651.0049.8854.7655.0263.9366.2967.7267.6066.61
EPS3.163.293.443.653.824.154.394.544.725.22

APTUS Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2026FY 2026

Annual Report Pending

Investor Presentation

May 6PDF
Feb 4PDF
Oct 31PDF
Jul 31PDF
FY 2025FY 2025

Annual report

PDF

Investor Presentation

May 6PDF
Jan 31PDF
Nov 5PDF
FY 2024FY 2024

Annual report

PDF

Investor Presentation

Aug 1PDF
FY 2023FY 2023

Annual report

PDF

Investor Presentation

May 4PDF
Feb 2PDF
FY 2022FY 2022

Annual report

PDF
FY 2021FY 2021

Annual report

PDF
 

APTUS Stock Peers

APTUS Past Performance & Peer Comparison

APTUS Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsHome Financing

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Aptus Value Housing Finance India Ltd14.333.13
LIC Housing Finance Ltd5.500.85
PNB Housing Finance Ltd12.171.650.75%
Sammaan Capital Ltd-9.180.760.98%

APTUS Stock Price Comparison

Compare APTUS with any stock or ETF
Compare APTUS with any stock or ETF
APTUS
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APTUS Holdings

APTUS Shareholdings

APTUS Promoter Holdings Trend

APTUS Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

APTUS Institutional Holdings Trend

APTUS Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Decreased Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has decreased by 2.85%

Tickertape Separator

APTUS Shareholding Pattern

APTUS Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding23.87%24.23%5.21%30.34%16.35%

Jun 2025

Sep 2025

Dec 2025

Mar 2026

APTUS Shareholding History

APTUS Shareholding History

Dec '24MarJunSepDec '25Mar21.87%27.74%30.40%35.35%33.20%30.34%

Mutual Funds Invested in APTUS

Mutual Funds Invested in APTUS

No mutual funds holding trends are available

Top 5 Mutual Funds holding Aptus Value Housing Finance India Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
3.7611%1.37%0.00%56/78 (-1)
2.1815%1.69%0.27%49/82 (+1)
2.0555%1.20%0.07%35/63 (+1)

Compare 3-month MF holding change on Screener

APTUS Insider Trades & Bulk Stock Deals

APTUS Insider Trades & Bulk Stock Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases containing APTUS stock

smallcases containing APTUS stock

A smallcase is a basket of stocks/ETFs that represents an idea or theme.Diversify your risk and buy smallcases that have Aptus Value Housing Finance India Ltd

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Private Equity Investing Theme

Private Equity Investing Theme

Created by Windmill Capital

APTUS's Wtg.
6.67%
6.67%
CAGR
15.64%

APTUS Events

APTUS Events

APTUS Dividend Trend

No dividend trend available

Dividends

Corp. Actions

Announcements

Legal Orders

APTUS Dividend Trend

No dividend trend available

APTUS Upcoming Dividends

APTUS Upcoming Dividends

No upcoming dividends are available

APTUS Past Dividends

APTUS Past Dividends

Cash Dividend

Ex DateEx DateMay 15, 2026

Interim 2
Interim 2 | Div/Share: ₹2.50

Dividend/Share

2.50

Ex DateEx Date

May 15, 2026

Cash Dividend

Ex DateEx DateNov 7, 2025

Interim
Interim | Div/Share: ₹2.00

Dividend/Share

2.00

Ex DateEx Date

Nov 7, 2025

Cash Dividend

Ex DateEx DateMay 16, 2025

Interim 2
Interim 2 | Div/Share: ₹2.50

Dividend/Share

2.50

Ex DateEx Date

May 16, 2025

Cash Dividend

Ex DateEx DateNov 14, 2024

Interim
Interim | Div/Share: ₹2.00

Dividend/Share

2.00

Ex DateEx Date

Nov 14, 2024

Cash Dividend

Ex DateEx DateMay 15, 2024

Interim
Interim | Div/Share: ₹2.50

Dividend/Share

2.50

Ex DateEx Date

May 15, 2024

APTUS Stock News & Opinions

APTUS Stock News & Opinions

Earnings
Aptus Value Housing Finance India consolidated net profit rises 26.04% in the March 2026 quarter

Net profit of Aptus Value Housing Finance India rose 26.04% to Rs 260.95 crore in the quarter ended March 2026 as against Rs 207.03 crore during the previous quarter ended March 2025. Sales rose 18.66% to Rs 574.34 crore in the quarter ended March 2026 as against Rs 484.04 crore during the previous quarter ended March 2025. For the full year,net profit rose 25.52% to Rs 942.94 crore in the year ended March 2026 as against Rs 751.25 crore during the previous year ended March 2025. Sales rose 25.24% to Rs 2192.24 crore in the year ended March 2026 as against Rs 1750.41 crore during the previous year ended March 2025. ParticularsQuarter EndedYear EndedMar. 2026Mar. 2025% Var.Mar. 2026Mar. 2025% Var. Sales574.34484.04 19 2192.241750.41 25 OPM %82.3384.47 -83.0084.52 - PBDT331.13274.30 21 1224.44986.90 24 PBT327.56270.96 21 1211.16974.84 24 NP260.95207.03 26 942.94751.25 26 Powered by Capital Market - Live

1 week agoCapital Market - Live
Spotlight
Aptus Value Housing surges after Q4 PAT climbs 26% YoY to Rs 261 cr

Profit before tax (PBT) increased 20.89% YoY to Rs 327.56 crore in the quarter ended 31st March 2026. In Q4 FY26, disbursement increased 17% YoY to Rs 1,242 crore. Asset under management (AUM) jumped 21% YoY to Rs 13,107 crore in Q4 FY26. The bank's Gross non-performing assets (NPA) ratio rose 33 bps to 1.5% as on 31st March 2026, compared with 1.2% as on 31st March 2025, while the Net NPA ratio stood at 1.2% as on 31st March 2026, up 26 bps compared with 0.9% as on 31st March 2025. On as annual basis, the company's consolidated net profit climbed 25.52% to Rs 942.94 crore on 25.24% jump in total revenue from operations to Rs 2192.23 crore in FY26 ove FY25. AUM stood at Rs 13,107 crore in FY26. P. Balaji, managing director, said, 'Q4FY26 saw a further strengthening of our growth momentum, aided by technology enhancements and ongoing process improvements, alongside continued focus on credit quality. AUM grew 21% to Rs 13,107 crore in Q4 FY26, driven by highest quarterly disbursement if Rs 1,242 crore, reflecting growth of 21% QoQ and 17% YoY. During the year, in line with our intent to on-board higher-quality customers, we discontinued sanctions below Rs 7 lakh. While this decision led to temporary moderation in disbursements in Q1 and Q2, we rebounded strongly in Q4. We witnessed this growth momentum continuing into April as well. This has helped set a strong foundation for sustained business momentum and reinforced alignment of field execution with our policies. Looking ahead, with key initiatives underway we are confident of delivering 22-24% AUM growth in FY27. This growth will be supported by expansion in newer states of Maharashtra and Odisha and deeper penetration in existing markets, channel augmentation, higher average ticket sizes, calibrated lending rates on incremental loans, and improved productivity.' Meanwhile, the company's board declared a second interim dividend of Rs 2.50 per equity share of face value Rs 2 each for the financial year 2025-26. The board has fixed Friday, 15th May 2026 as the record date for dividend. The said interim dividend will be paid within 30 days from the date of its declaration. Additionally, the board also approved to offer, issue and allot non-convertible debentures (NCDs) for an amount not exceeding Rs 3,000 crore by way of private placement in one or more tranches. Aptus Value Housing Finance India is a housing finance company with a network of 339 branches catering to over 1.88 lakh customers in Tamil Nadu, Telangana, Andhra Pradesh, Karnataka, Odisha and Maharashtra. The company offers home loans for purchase and self-construction of residential property, home improvement, extension loans, loan against property and business loans to the low and middle-income groups.Powered by Capital Market - Live

1 week agoCapital Market - Live
Corporate
Board of Aptus Value Housing Finance India recommends Second Interim dividend

Aptus Value Housing Finance India announced that the Board of Directors of the Company at its meeting held on 6 May 2026, inter alia, have recommended the Second Interim dividend of Rs 2.5 per equity Share (i.e. 125%) , subject to the approval of the shareholders.

1 week agoCapital Market - Live
Corporate
Aptus Value Housing Finance India to convene board meeting

Aptus Value Housing Finance India will hold a meeting of the Board of Directors of the Company on 6 May 2026.

1 month agoCapital Market - Live
Corporate
Aptus Value Housing Finance India board to consider fund raising

The board of Aptus Value Housing Finance India will meet on 06 May 2026 to consider raising of funds through issuance of debt securities in one or more tranches through private placement.

1 month agoCapital Market - Live
Corporate
APTUS announces cessation of director

Aptus Value Housing Finance India announced that V. G. Kannan (DIN: 03443982) has completed his first term of five consecutive years as an Independent Director and has ceased to be an Independent Director of the Company with effect from the close of business hours on 08 March 2026.Powered by Capital Market - Live

2 months agoCapital Market - Live
Corporate
Aptus Value Housing Finance India allots NCDs aggregating to Rs 100 cr

Aptus Value Housing Finance India has allotted 10,000 Secured, Redeemable, Rated, Listed Non-Convertible Debentures of Rs. 1,00,000/- each aggregating to Rs. 100 crore issued through private placement basis on 12 February 2026. Powered by Capital Market - Live

3 months agoCapital Market - Live
Earnings
Aptus Value Housing Finance India consolidated net profit rises 23.98% in the December 2025 quarter

Net profit of Aptus Value Housing Finance India rose 23.98% to Rs 236.19 crore in the quarter ended December 2025 as against Rs 190.50 crore during the previous quarter ended December 2024. Sales rose 23.01% to Rs 553.60 crore in the quarter ended December 2025 as against Rs 450.05 crore during the previous quarter ended December 2024. ParticularsQuarter EndedDec. 2025Dec. 2024% Var. Sales553.60450.05 23 OPM %82.1485.05 - PBDT307.17248.81 23 PBT303.78245.53 24 NP236.19190.50 24 Powered by Capital Market - Live

3 months agoCapital Market - Live
Corporate
Aptus Value Housing Finance India to declare Quarterly Results

Aptus Value Housing Finance India will hold a meeting of the Board of Directors of the Company on 4 February 2026.Powered by Capital Market - Live

4 months agoCapital Market - Live
Corporate
Aptus Value Housing Finance India allots 10,000 equity shares under ESOS

Aptus Value Housing Finance India has allotted 10,000 equity shares under ESOS on 08 January 2026. The paid-up share capital of the Company has accordingly increased from Rs. 1,00,14,45,472 consisting of 50,07,22,736 equity shares having a face value of Rs. 2/- each to Rs. 1,00,14,65,472 consisting of 50,07,32,736 equity shares having a face value of Rs. 2/- each. Powered by Capital Market - Live

4 months agoCapital Market - Live

Frequently asked questions

Frequently asked questions

  1. What is the share price of Aptus Value Housing Finance India Ltd (APTUS) today?

    The share price of APTUS as on 15th May 2026 is ₹264.45. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on Aptus Value Housing Finance India Ltd (APTUS) share?

    The past returns of Aptus Value Housing Finance India Ltd (APTUS) share are
    • Past 1 week: -5.99%
    • Past 1 month: 15.47%
    • Past 3 months: 5.95%
    • Past 6 months: -9.76%
    • Past 1 year: -19.26%
    • Past 3 years: -0.45%
    • Past 5 years: -23.77%

  3. What are the peers or stocks similar to Aptus Value Housing Finance India Ltd (APTUS)?
  4. What is the market cap of Aptus Value Housing Finance India Ltd (APTUS) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Aptus Value Housing Finance India Ltd (APTUS) is ₹13510.04 Cr as of 15th May 2026.

  5. What is the 52 week high and low of Aptus Value Housing Finance India Ltd (APTUS) share?

    The 52-week high of Aptus Value Housing Finance India Ltd (APTUS) is ₹364 and the 52-week low is ₹193.03.

  6. What is the PE and PB ratio of Aptus Value Housing Finance India Ltd (APTUS) stock?

    The P/E (price-to-earnings) ratio of Aptus Value Housing Finance India Ltd (APTUS) is 14.33. The P/B (price-to-book) ratio is 3.13.

  7. Which sector does Aptus Value Housing Finance India Ltd (APTUS) belong to?

    Aptus Value Housing Finance India Ltd (APTUS) belongs to the Financials sector & Home Financing sub-sector.

  8. How to buy Aptus Value Housing Finance India Ltd (APTUS) shares?

    You can directly buy Aptus Value Housing Finance India Ltd (APTUS) shares on Tickertape. Simply sign up, connect your demat account and place your order.