What is the share price of Ujjivan Small Finance Bank Ltd (UJJIVANSFB) today?
The share price of UJJIVANSFB as on 25th April 2025 is ₹43.52. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.What is the return on Ujjivan Small Finance Bank Ltd (UJJIVANSFB) share?
The past returns of Ujjivan Small Finance Bank Ltd (UJJIVANSFB) share are- Past 1 week: 5.27%
- Past 1 month: 22.98%
- Past 3 months: 33.40%
- Past 6 months: 23.26%
- Past 1 year: -17.05%
- Past 3 years: 156.34%
- Past 5 years: 56.90%
What are the peers or stocks similar to Ujjivan Small Finance Bank Ltd (UJJIVANSFB)?
The peers or stocks similar to Ujjivan Small Finance Bank Ltd (UJJIVANSFB) include:What is the dividend yield % of Ujjivan Small Finance Bank Ltd (UJJIVANSFB) share?
The current dividend yield of Ujjivan Small Finance Bank Ltd (UJJIVANSFB) is 0.91.What is the market cap of Ujjivan Small Finance Bank Ltd (UJJIVANSFB) share?
Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Ujjivan Small Finance Bank Ltd (UJJIVANSFB) is ₹8531.71 Cr as of 25th April 2025.What is the 52 week high and low of Ujjivan Small Finance Bank Ltd (UJJIVANSFB) share?
The 52-week high of Ujjivan Small Finance Bank Ltd (UJJIVANSFB) is ₹56.15 and the 52-week low is ₹30.88.What is the PE and PB ratio of Ujjivan Small Finance Bank Ltd (UJJIVANSFB) stock?
The P/E (price-to-earnings) ratio of Ujjivan Small Finance Bank Ltd (UJJIVANSFB) is 6.66. The P/B (price-to-book) ratio is 1.52.Which sector does Ujjivan Small Finance Bank Ltd (UJJIVANSFB) belong to?
Ujjivan Small Finance Bank Ltd (UJJIVANSFB) belongs to the Financials sector & Private Banks sub-sector.How to buy Ujjivan Small Finance Bank Ltd (UJJIVANSFB) shares?
You can directly buy Ujjivan Small Finance Bank Ltd (UJJIVANSFB) shares on Tickertape. Simply sign up, connect your demat account and place your order.
Ujjivan Small Finance Bank Ltd
UJJIVANSFB Share Price
43.522.73% (-1.22)
UJJIVANSFB Share Price Chart
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UJJIVANSFB Stock Scorecard
Performance
LowHasn't fared well - amongst the low performers
Valuation
AvgCan be considered moderately valued vs the market
Growth
HighStrong financials and growth story over the years
Profitability
HighShowing good signs of profitability & efficiency
Entry point
AvgThe stock is overpriced but is not in the overbought zone
Red flags
LowNo red flag found
How to use scorecard? Learn more
UJJIVANSFB Performance & Key Metrics
| No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
|---|---|---|
| 8.77 | 1.52 | 0.91% |
| Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
|---|---|---|
| 17.50 | 2.53 | 0.99% |
UJJIVANSFB Analyst Ratings & Forecast
Detailed Forecast 92%
Analysts have suggested that investors can buy this stock
from 13 analysts
Price Upside
Earnings Growth
Rev. Growth
UJJIVANSFB Company Profile
Ujjivan Small Finance Bank is a commercial bank specializing in catering to unserved and underserved segments.
UJJIVANSFB Similar Stocks (Peers)
Compare with peersHDFCBANK
PE Ratio
20.67
1Y Return
26.51%
Buy Reco %
90.48
ICICIBANK
PE Ratio
19.67
1Y Return
26.13%
Buy Reco %
92.68
KOTAKBANK
PE Ratio
24.06
1Y Return
34.21%
Buy Reco %
80.56
AXISBANK
PE Ratio
12.91
1Y Return
3.49%
Buy Reco %
83.33
IDBI
PE Ratio
14.94
1Y Return
8.65%
Buy Reco %
0.00
UJJIVANSFB Sentiment Analysis
New
Crisp summary & key insights to decode earnings calls instantly
UJJIVANSFB Stock Summary · January 2025
Ujjivan Small Finance Bank is strategically transitioning towards universal banking, enhancing its focus on affluent and corporate segments while shifting its loan portfolio towards secured products, which now represent 39% of total loans. Despite rising operational costs and challenges in the microfinance sector, the bank has improved collection efficiency, particularly in stressed regions, and anticipates a positive market demand recovery. Management is proactively addressing credit costs and maintaining a strong Provision Coverage Ratio, while also adapting to regulatory changes affecting housing yields. With a cautious yet optimistic outlook, the bank aims to leverage its strong customer relationships and innovative digital solutions to drive growth in individual lending and high-yield products.
Key Points on Ujjivansfb Stock
UJJIVANSFB Stock Growth Drivers
9Secured Loan Portfolio Growth
Ujjivan Small Finance Bank has successfully shifted its focus towards a more secured loan portfolio,
Improved Collection Efficiency
The bank has reported notable improvements in collection efficiency, particularly in states that previously faced
UJJIVANSFB Stock Challenges
7Increased Credit Costs and Declining Income
The company reported a significant increase in credit costs, rising from Rs. 151 crore in
Decline in Collection Efficiency
Overall collection efficiency has seen a dip due to increased Portfolio at Risk (PAR) numbers
UJJIVANSFB Forecasts
Price
Revenue
Earnings
UJJIVANSFB Share Price Forecast
2024
Current
₹44.09
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₹44.09
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UJJIVANSFB Company Revenue Forecast
2024
Current
₹6.46
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2024
Current
₹6.46
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UJJIVANSFB Stock EPS (Earnings Per Share) Forecast
2024
Current
₹10.36
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UJJIVANSFB
Income
Balance Sheet
Cash Flow
Annual Normal View
UJJIVANSFB Income Statement
Annual Normal View
| Financial Year | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | TTM | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 226.10 | 1,579.36 | 2,037.57 | 3,025.81 | 3,108.38 | 3,172.69 | 4,754.18 | 6,463.90 | 7,122.19 | |||||||||
Raw Materials | — | — | — | — | — | — | — | — | 5,836.30 | |||||||||
| Power & Fuel Cost | — | — | — | — | — | — | — | — | ||||||||||
| Employee Cost | 50.74 | 360.44 | 518.80 | 718.49 | 748.78 | 812.60 | 920.25 | 1,183.18 | ||||||||||
| Selling & Administrative Expenses | 20.59 | 148.31 | 259.54 | 313.00 | 229.96 | 230.21 | 321.15 | 417.43 | ||||||||||
| Operating & Other expenses | 148.78 | 1,020.38 | 999.42 | 1,571.79 | 2,042.63 | 2,599.79 | 1,955.27 | 3,062.84 | ||||||||||
EBITDA | 5.99 | 50.23 | 259.81 | 422.53 | 87.01 | -469.91 | 1,557.51 | 1,800.45 | 1,285.89 | |||||||||
| Depreciation/Amortization | 5.10 | 41.37 | 60.60 | 72.63 | 76.80 | 80.44 | 90.28 | 98.29 | — | |||||||||
| PBIT | 0.89 | 8.86 | 199.21 | 349.90 | 10.21 | -550.35 | 1,467.23 | 1,702.16 | 1,285.89 | |||||||||
| Interest & Other Items | — | — | — | — | — | — | — | — | — | |||||||||
| PBT | 0.89 | 8.86 | 199.21 | 349.90 | 10.21 | -550.35 | 1,467.23 | 1,702.16 | 1,285.89 | |||||||||
| Taxes & Other Items | 0.85 | 1.98 | 0.00 | 0.00 | 1.90 | -135.77 | 367.32 | 420.67 | 313.53 | |||||||||
| Net Income | 0.04 | 6.88 | 199.21 | 349.90 | 8.31 | -414.58 | 1,099.91 | 1,281.49 | 972.36 | |||||||||
| EPS | 0.00 | 0.05 | 1.38 | 2.21 | 0.05 | -2.40 | 5.97 | 10.36 | 18.75 | |||||||||
| DPS | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.25 | 1.50 | 1.50 | |||||||||
| Payout ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.21 | 0.14 | 0.08 |
UJJIVANSFB Company Updates
UJJIVANSFB Past Performance & Peer Comparison
Comparing 3 stocks from
FinancialsPrivate Banks
Compare valuation on Screener
FinancialsPrivate Banks
Valuation
Technical
Forecast
Compare valuation on Screener| Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
|---|---|---|---|
| Ujjivan Small Finance Bank Ltd | 6.66 | 1.52 | 0.91% |
| HDFC Bank Ltd | 20.67 | 3.11 | 1.14% |
| ICICI Bank Ltd | 19.67 | 3.71 | 0.77% |
| Kotak Mahindra Bank Ltd | 24.06 | 3.37 | 0.09% |
UJJIVANSFB Stock Price Comparison
Compare UJJIVANSFB with any stock or ETFCompare UJJIVANSFB with any stock or ETF
UJJIVANSFB
UJJIVANSFB Shareholdings
UJJIVANSFB Promoter Holdings Trend
Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook
In last 6 months, promoter holding in the company has almost stayed constant
Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better
Pledged promoter holdings is insignificant
UJJIVANSFB Institutional Holdings Trend
Decreased Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.
In last 3 months, retail holding in the company has decreased by 1.59%
Increased Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock
In last 3 months, foreign institutional holding of the company has increased by 1.63%
UJJIVANSFB Shareholding Pattern
UJJIVANSFB Shareholding History
Foreign Institutions
Mutual Funds Invested in UJJIVANSFB
A list of mutual funds holding the stock, ranked on the basis of Market-cap held which is calculated as the value of stock held in the portfolio divided by its market cap
Mutual Fund Holding
Increasing Mutual Fund holdings are generally considered good, as it reflects that fund managers are becoming more bullish about the stock
In last 3 months, mutual fund holding of the company has almost stayed constant
Top 5 Mutual Funds holding Ujjivan Small Finance Bank Ltd
| Funds (Top 5) | The rupee value of the stock held by the fund divided by the stock’s market cap Market-cap held | Percentage of the fund’s portfolio invested in the stock Weight | Change in the portfolio weight of the stock over the last 3 months 3M holding change | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months Portfolio rank(3M change) |
|---|---|---|---|---|
The rupee value of the stock held by the fund divided by the stock’s market cap 0.8989% | Percentage of the fund’s portfolio invested in the stock 2.05% | Change in the portfolio weight of the stock over the last 3 months 0.25% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 19/61 (+3) | |
The rupee value of the stock held by the fund divided by the stock’s market cap 0.7593% | Percentage of the fund’s portfolio invested in the stock 2.19% | Change in the portfolio weight of the stock over the last 3 months 0.32% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 8/89 (+1) | |
The rupee value of the stock held by the fund divided by the stock’s market cap 0.6204% | Percentage of the fund’s portfolio invested in the stock 3.74% | Change in the portfolio weight of the stock over the last 3 months 0.28% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 15/31 (-5) |
Compare 3-month MF holding change on Screener
Hmm, looks like there hasn't been any net deal activity in the last 6 monthssmallcases containing UJJIVANSFB stock
Looks like this stock is not in any smallcase yet.
UJJIVANSFB Events
UJJIVANSFB Dividend Trend
No dividend trend available
Dividends
Corp. Actions
Announcements
Legal Orders
Dividends
UJJIVANSFB Upcoming Dividends
No upcoming dividends are available
UJJIVANSFB Past Dividends
Cash Dividend
Ex DateEx DateJul 12, 2024
Final
Final | Div/Share: ₹1.50
Dividend/Share
₹1.50
Ex DateEx Date
Jul 12, 2024
Cash Dividend
Ex DateEx DateJul 14, 2023
Final
Final | Div/Share: ₹0.50
Dividend/Share
₹0.50
Ex DateEx Date
Jul 14, 2023
Cash Dividend
Ex DateEx DateMar 1, 2023
Interim
Interim | Div/Share: ₹0.75
Dividend/Share
₹0.75
Ex DateEx Date
Mar 1, 2023
UJJIVANSFB Stock News & Opinions
Articles & Videos
Spotlight
Ujjivan SFB rises after total deposits climb 20% YoY to Rs 37,617 crore in Q4
The NBFC's CASA increased 15.3% to Rs 9,611 crore in Q4 FY25 as compared with Rs 8,335 crore in Q4 FY24. CASA ratio stood at 25.6% as of 31st March 2025 as against 26.5% as of 31st March 2024. Credit-deposits ratio declined to 85.4% as of 31st March 2025 as compared with 94.7% as of 31st March 2024. Gross loan book stood Rs 32,122 crore as on 31st March 2025, registering the growth of 7.9% as compared with Rs 29,780 crore as of 31st March 2024. It includes IBPC/ Securitization of Rs 195 crore as on 31st March 2025. Overall disbursement jumped 11.6% to Rs 7,455 crore in Q4 FY25 as compared with Rs 6,681 crore in Q3 FY24. The bank's GNPA (Gross Non-Performing Assets) ratio stood at 2.2% as of 31st March 2025, an increase from 2.1% as of 31st March 2024, and down from 2.7% as of 31st December 2024. Additionally, collection efficiency stood at 96.9% as of 31st March 2025, slightly up from 96.6% recorded on 28th February 2025. Ujjivan Small Finance Bank was established as a non banking financial services company in the year 2005 with the mission to provide a full range of financial services to the 'economically poor' who were not adequately served by financial institutions. The company's consolidated net profit declined 63.8% to Rs 108.62 crore in Q3 FY25 as compared with Rs 300.06 crore in Q3 FY24. Total income increased 6.5% YoY to Rs 1763.24 crore dunri gthe quarter ended 31st March 2025.Powered by Capital Market - Live
3 weeks agoCapital Market - Live
Corporate
Ujjivan Small Finance Bank announces board meeting date
Ujjivan Small Finance Bank will hold a meeting of the Board of Directors of the Company on 30 April 2025.Powered by Capital Market - Live
1 month agoCapital Market - Live
Corporate
Ujjivan Small Finance Bank allots 2.18 lakh equity shares under ESOP
Ujjivan Small Finance Bank has allotted 2,18,939 equity shares of face value of Rs.10/- each fully paid-up, pursuant to exercise of stock options under the ESOP Scheme 2019 of the Bank. Consequently, the paid-up capital of the Bank has increased from Rs. 19,34,78,47,040 to Rs. 19,35,00,36,430. Powered by Capital Market - Live
1 month agoCapital Market - Live
Corporate
Ujjivan Small Finance Bank to convene EGM
Ujjivan Small Finance Bank announced that an Extra Ordinary General Meeting (EGM) of the Company will be held on 28 March 2025.Powered by Capital Market - Live
1 month agoCapital Market - Live
Earnings
Ujjivan Small Finance Bank standalone net profit declines 63.80% in the December 2024 quarter
Net profit of Ujjivan Small Finance Bank declined 63.80% to Rs 108.62 crore in the quarter ended December 2024 as against Rs 300.06 crore during the previous quarter ended December 2023. Total Operating Income rose 8.19% to Rs 1591.07 crore in the quarter ended December 2024 as against Rs 1470.63 crore during the previous quarter ended December 2023. ParticularsQuarter EndedDec. 2024Dec. 2023% Var. Total Operating Income1591.071470.63 8 OPM %42.0255.78 - PBDT136.37394.39 -65 PBT136.37394.39 -65 NP108.62300.06 -64 Powered by Capital Market - Live
3 months agoCapital Market - Live
Corporate
Ujjivan Small Finance Bank to announce Quarterly Result
Ujjivan Small Finance Bank will hold a meeting of the Board of Directors of the Company on 23 January 2025.Powered by Capital Market - Live
3 months agoCapital Market - Live
Corporate
Ujjivan Small Finance Bank allots 17,893 equity shares under ESOP
Ujjivan Small Finance Bank has allotted 17,893 equity shares under ESOP on 12 December 2024. Consequently, the paid-up capital of the Bank has increased from Rs. 19,34,52,58,120 to 19,34,54,37,050. Powered by Capital Market - Live
4 months agoCapital Market - Live
Spotlight
Ujjivan SFB gains on completing sale of stressed loans to ARC
In a regulatory filing, the bank confirmed that as of 27 November 2024, it had completed the sale of a stressed loan portfolio, including written-off loans, with an outstanding value of Rs 270.35 crore as of 30 September 2024. The transaction, conducted through the Swiss Challenge Method, was sold to the ARC for a consideration of Rs 40.55 crore. Earlier, on 15 November 2024, the bank's authorized board committee had approved the proposal for the sale of these NPAs and written-off loans to the ARC. Ujjivan Small Finance Bank serves approximately 92 lakh customers through 752 branches and 23,746 employees spread across 326 districts and 26 states and union territories in India. The bank reported 28.89% decline in net profit to Rs 233.03 crore despite of 15.20% rise in total income to Rs 1,820.04 crore in Q2 FY25 over Q2 FY24. Powered by Capital Market - Live
4 months agoCapital Market - Live
Spotlight
Ujjivan SFB board OKs sale of NPA & written-off loans to ARC
The bank further informed that the total value of the micro-banking pool is Rs 270.35 crore [Rs. 207.98 crores NPA [DPD 180+] and Rs. 62.36 crore written off]. The bank carries an overall provision of 85.61% on the above pool. Ujjivan Small Finance Bank serves approximately 92 lakh customers through 752 branches and 23,746 employees spread across 326 districts and 26 states and union territories in India. The bank reported 28.89% decline in net profit to Rs 233.03 crore despite of 15.20% rise in total income to Rs 1,820.04 crore in Q2 FY25 over Q2 FY24. The scrip shed 0.90% to end at Rs 33.97 on the BSE yesterday. Powered by Capital Market - Live
5 months agoCapital Market - Live
Corporate
Ujjivan Small Finance Bank approves proposal for sale of NPA and written-off loans to ARC
Ujjivan Small Finance Bank has approved a proposal for sale of NPA and written-off loans to ARC as listed below: - MicroBanking Pool size of Rs. 270.35 crores [Rs. 207.98 crores NPA [DPD 180+] and Rs. 62.36 crores written off. - Bank carries an overall provision of 85.61% on the above poolPowered by Capital Market - Live
5 months agoCapital Market - Live
Over the last 5 years, revenue has grown at a yearly rate of 25.97%, vs industry avg of 16.68%
Over the last 5 years, market share increased from 0.38% to 0.55%
Over the last 5 years, net income has grown at a yearly rate of 45.1%, vs industry avg of 43.24%