South Indian Bank Ltd

Net profit after tax rose 9.5% YoY to Rs 374 crore in Q3 FY25, compared with Rs 342 crore in the year-ago period. Profit before tax stood at Rs 504 crore, up 8.8% YoY. Operating profit increased 10.5% YoY to Rs 584 crore, supported by stable core income and higher other income. Net interest income inched up 1.3% YoY to Rs 881 crore, while other income jumped 18.8% YoY to Rs 486 crore, providing an added boost to profitability. On the balance sheet front, gross advances grew 11.3% YoY to Rs 96,764 crore, while retail deposits rose 12.8% YoY to Rs 1,15,563 crore. CASA deposits increased 14.7% YoY to Rs 37,640 crore, lifting the CASA ratio to 31.84% from 31.15% a year ago. Asset quality continued to improve sharply. Gross NPA declined to 2.67% from 4.30% a year earlier, while net NPA improved to 0.45% from 1.25%, reflecting tighter credit monitoring and better recoveries. Provisions excluding tax rose 21.8% YoY to Rs 80 crore, indicating a prudent stance despite improving stress metrics. Slippage ratio reduced by 17 bps from 0.33% in Q3 FY25 to 0.16% in Q3 FY26. The bank's capital adequacy ratio stood at a healthy 17.84% in December 2025, underscoring a strong capital position. The gold loan portfolio rose 26% YoY to Rs 21,303 crore, from Rs 16,966 crore, while vehicle loans grew 24% YoY to Rs 2,393 crore from Rs 1,938 crore. Pre-provisioning operating profit increased 10% YoY to Rs 584.33 crore in Q3 FY26, compared with Rs 528.84 crore in the year-ago quarter. Asset quality buffers also strengthened, with the provision coverage ratio (PCR) excluding write-offs improving by 1,177 bps YoY to 83.5%, while PCR including write-offs rose by 1,050 bps YoY to 91.57%. P. R. Seshadri, MD & CEO of the bank, stated that the bank's well-defined strategy continues to underpin its strong business performance during the period. The bank recorded healthy growth across all major segments ' including corporate, MSME, housing, auto and gold loans ' with a steadfast focus on maintaining asset quality. He added that, in line with the bank's strategy of achieving profitability through quality credit growth, fresh advances were onboarded with a low-risk profile. South Indian Bank is a leading Kerala-based private sector bank with a nationwide presence. It has 948 branches, 2 Ultra Small Branches, 3 Satellite branches, 1143 ATMs and 126 CRMs across India, and a representative office in Dubai, UAE. Powered by Capital Market - Live

Net profit of South Indian Bank rose 9.50% to Rs 374.48 crore in the quarter ended December 2025 as against Rs 342.00 crore during the previous quarter ended December 2024. Total Operating Income rose 6.19% to Rs 2517.53 crore in the quarter ended December 2025 as against Rs 2370.74 crore during the previous quarter ended December 2024. ParticularsQuarter EndedDec. 2025Dec. 2024% Var. Total Operating Income2517.532370.74 6 OPM %65.7565.61 - PBDT504.16462.98 9 PBT504.16462.98 9 NP374.48342.00 9 Powered by Capital Market - Live

South Indian Bank will hold a meeting of the Board of Directors of the Company on 15 January 2026.Powered by Capital Market - Live

Aether Industries Ltd, National Aluminium Company Ltd, Poly Medicure Ltd and KIOCL Ltd are among the other gainers in the BSE's 'A' group today, 06 January 2026.South Indian Bank Ltd spiked 6.63% to Rs 42.31 at 11:45 IST. The stock was the biggest gainer in the BSE's 'A' group. On the BSE, 51.87 lakh shares were traded on the counter so far as against the average daily volumes of 15.7 lakh shares in the past one month. Aether Industries Ltd surged 6.32% to Rs 1006.6. The stock was the second biggest gainer in 'A' group. On the BSE, 66443 shares were traded on the counter so far as against the average daily volumes of 10983 shares in the past one month. National Aluminium Company Ltd soared 5.21% to Rs 348.2. The stock was the third biggest gainer in 'A' group. On the BSE, 16.33 lakh shares were traded on the counter so far as against the average daily volumes of 6.59 lakh shares in the past one month. Poly Medicure Ltd added 4.67% to Rs 1804. The stock was the fourth biggest gainer in 'A' group. On the BSE, 46606 shares were traded on the counter so far as against the average daily volumes of 6411 shares in the past one month. KIOCL Ltd exploded 4.60% to Rs 404.35. The stock was the fifth biggest gainer in 'A' group. On the BSE, 43849 shares were traded on the counter so far as against the average daily volumes of 32348 shares in the past one month. Powered by Capital Market - Live

The bank's total deposits stood at Rs 1,18,211 crore as of 31 December 2025, recording a growth of 12.17% year on year (YoY). The bank's CASA deposits stood at Rs 37,640 crore as of December 31, 2025, registering a 14.65% year-on-year growth. The CASA ratio improved to 31.84% as of December 31, 2025, compared with 31.15% in the corresponding period last year. South Indian Bank provides retail and corporate banking and para-banking activities such as debit cards and third-party product distribution, in addition to treasury and foreign exchange business. In Q2 FY26, the bank reported an 8% year-on-year rise in net profit to Rs 351.36 crore, while net interest income declined 8% to Rs 808 crore. Powered by Capital Market - Live

South Indian Bank has allotted 1,06,226 equity shares under ESOS on 24 December 2025. Consequently, the Issued and Subscribed Capital of Bank stands increased to Rs. 261,71,54,187.00 divided into 261,71,54,187 equity shares of Re.1/- each.Powered by Capital Market - Live

Jai Balaji Industries Ltd, Sequent Scientific Ltd, Gabriel India Ltd and Vodafone Idea Ltd are among the other losers in the BSE's 'A' group today, 20 November 2025.South Indian Bank Ltd crashed 5.65% to Rs 38.74 at 14:46 IST.The stock was the biggest loser in the BSE's 'A' group.On the BSE, 30.04 lakh shares were traded on the counter so far as against the average daily volumes of 49.75 lakh shares in the past one month.Jai Balaji Industries Ltd lost 4.94% to Rs 74.14. The stock was the second biggest loser in 'A' group.On the BSE, 2.17 lakh shares were traded on the counter so far as against the average daily volumes of 69278 shares in the past one month.Sequent Scientific Ltd tumbled 4.76% to Rs 239.95. The stock was the third biggest loser in 'A' group.On the BSE, 1.38 lakh shares were traded on the counter so far as against the average daily volumes of 1.51 lakh shares in the past one month.Gabriel India Ltd plummeted 4.74% to Rs 1063.1. The stock was the fourth biggest loser in 'A' group.On the BSE, 49852 shares were traded on the counter so far as against the average daily volumes of 45898 shares in the past one month.Vodafone Idea Ltd pared 4.68% to Rs 10.19. The stock was the fifth biggest loser in 'A' group.On the BSE, 647.81 lakh shares were traded on the counter so far as against the average daily volumes of 987.84 lakh shares in the past one month.Powered by Capital Market - Live

The stock had rallied 8.11% in the previous three trading days. The stock is up 29.58% in three-month and 19.68% in one-year. The Kerala-based private lender operates 948 branches, two ultra-small branches, three satellite branches, 1,143 ATMs and 126 cash-recycling machines across the country, along with a representative office in Dubai. In Q2 FY26, the bank reported an 8% year-on-year rise in net profit to Rs 351.36 crore, while net interest income declined 8% to Rs 808 crore. Powered by Capital Market - Live

South Indian Bank has allotted 1,09,998 Equity Shares of the Bank on 24 October 2025 to eligible grantees upon exercise of stock options under SIB ESOS Scheme ' 2008 and receipt of appropriate consideration.Powered by Capital Market - Live

DCB Bank Ltd, AU Small Finance Bank Ltd, RBL Bank Ltd and Chennai Petroleum Corporation Ltd are among the other gainers in the BSE's 'A' group today, 20 October 2025.South Indian Bank Ltd soared 16.72% to Rs 38.12 at 11:46 IST. The stock was the biggest gainer in the BSE's 'A' group. On the BSE, 207.86 lakh shares were traded on the counter so far as against the average daily volumes of 24.33 lakh shares in the past one month. DCB Bank Ltd spiked 13.94% to Rs 146.75. The stock was the second biggest gainer in 'A' group. On the BSE, 23.02 lakh shares were traded on the counter so far as against the average daily volumes of 37336 shares in the past one month. AU Small Finance Bank Ltd surged 7.74% to Rs 855.2. The stock was the third biggest gainer in 'A' group. On the BSE, 4.34 lakh shares were traded on the counter so far as against the average daily volumes of 1.9 lakh shares in the past one month. RBL Bank Ltd jumped 7.61% to Rs 322.3. The stock was the fourth biggest gainer in 'A' group. On the BSE, 27 lakh shares were traded on the counter so far as against the average daily volumes of 5.66 lakh shares in the past one month. Chennai Petroleum Corporation Ltd spurt 7.18% to Rs 772.2. The stock was the fifth biggest gainer in 'A' group. On the BSE, 66354 shares were traded on the counter so far as against the average daily volumes of 81770 shares in the past one month. Powered by Capital Market - Live