SBI Cards and Payment Services Ltd
SBICARDSBI Cards and Payment Services Ltd
SBICARD
Price Chart
Scorecard
Performance
LowHasn't fared well - amongst the low performers
Valuation
HighSeems to be overvalued vs the market average
Growth
LowLagging behind the market in financials growth
Profitability
AvgAverage profitability - not good, not bad
Entry point
AvgThe stock is overpriced but is not in the overbought zone
Red flags
LowNo red flag found
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Key Metrics
| No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
|---|---|---|
| 31.38 | 7.35 | 0.33% |
| Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
|---|---|---|
| 18.85 | 2.56 | 0.92% |
Forecast & Ratings
Detailed Forecastfrom 24 analysts
Price
Price Upside
Earnings
Earnings Growth
Revenue
Rev. Growth
Company Profile
SBI Cards and Payment Services Private Limited is an India-based company engaged on marketing and distribution of credit cards.
Investor Presentation
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Forecasts
Price
Revenue
Earnings
Price Forecast
All values in ₹
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Revenue Forecast
All values in ₹ Thousand cr.
All values in ₹ Thousand cr.
Earnings Per Share Forecast
All values in ₹
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Income
Balance Sheet
Cash Flow
Income Statement
| Financial Year | FY 2015 | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | TTM | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 1,904.48 | 2,492.18 | 3,471.04 | 5,370.19 | 7,286.85 | 9,752.29 | 9,713.58 | 11,301.52 | 14,285.67 | 15,840.21 | ||||||||||
Raw Materials | — | — | — | — | — | — | — | — | — | 12,569.81 | ||||||||||
| Power & Fuel Cost | — | — | — | — | — | — | — | — | — | |||||||||||
| Employee Cost | 62.12 | 79.17 | 95.31 | 193.09 | 378.93 | 468.38 | 491.58 | 472.71 | 561.89 | |||||||||||
| Selling & Administrative Expenses | — | — | — | — | — | — | — | — | — | |||||||||||
| Operating & Other expenses | 1,570.92 | 1,973.99 | 2,799.32 | 4,233.27 | 5,517.62 | 7,450.47 | 7,775.01 | 8,508.09 | 10,529.40 | |||||||||||
EBITDA | 271.44 | 439.02 | 576.41 | 943.83 | 1,390.30 | 1,833.44 | 1,446.99 | 2,320.72 | 3,194.38 | 3,270.40 | ||||||||||
| Depreciation/Amortization | 0.78 | 0.84 | 4.79 | 24.49 | 55.22 | 103.80 | 123.26 | 148.56 | 163.81 | 180.45 | ||||||||||
| PBIT | 270.66 | 438.18 | 571.62 | 919.34 | 1,335.08 | 1,729.64 | 1,323.73 | 2,172.16 | 3,030.57 | 3,089.95 | ||||||||||
| Interest & Other Items | — | — | — | — | — | — | — | — | — | — | ||||||||||
| PBT | 270.66 | 438.18 | 571.62 | 919.34 | 1,335.08 | 1,729.64 | 1,323.73 | 2,172.16 | 3,030.57 | 3,089.95 | ||||||||||
| Taxes & Other Items | 3.97 | 154.28 | 198.76 | 318.21 | 470.12 | 484.82 | 339.21 | 556.02 | 772.10 | 787.73 | ||||||||||
| Net Income | 266.69 | 283.90 | 372.86 | 601.13 | 864.96 | 1,244.82 | 984.52 | 1,616.14 | 2,258.47 | 2,302.22 | ||||||||||
| EPS | 3.40 | 3.62 | 4.75 | 7.66 | 10.66 | 14.02 | 10.48 | 17.16 | 23.91 | 24.33 | ||||||||||
| DPS | 0.50 | 1.00 | 1.00 | 0.00 | 1.00 | 1.00 | 0.00 | 2.50 | 2.50 | 2.50 | ||||||||||
| Payout ratio | 0.15 | 0.28 | 0.21 | 0.00 | 0.09 | 0.07 | 0.00 | 0.15 | 0.10 | 0.10 |
Company Updates
Peers & Comparison
FinancialsPayment Infrastructure
Valuation
Technical
Forecast
Compare valuation on Screener| Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
|---|---|---|---|
| SBI Cards and Payment Services Ltd | 31.99 | 7.35 | 0.33% |
| Bartronics India Ltd | 1.34 | 1.05 | — |
Price Comparison
Compare SBICARD with any stock or ETFShareholdings
Promoter Holdings Trend
Total Promoter Holding
In last 6 months, promoter holding in the company has almost stayed constant
Low Pledged Promoter Holding
Pledged promoter holdings is insignificant
Institutional Holdings Trend
Total Retail Holding
In last 3 months, retail holding in the company has almost stayed constant
Foreign Institutional Holding
In last 3 months, foreign institutional holding of the company has almost stayed constant
Shareholding Pattern
Dec 2022
Mar 2023
Jun 2023
Sep 2023
Shareholding History
Mutual Funds Holding Trend
Mutual Fund Holding
In last 3 months, mutual fund holding of the company has almost stayed constant
Top 5 Mutual Funds holding SBI Cards and Payment Services Ltd
| Funds (Top 5) | The rupee value of the stock held by the fund divided by the stock’s market cap Market-cap held | Percentage of the fund’s portfolio invested in the stock Weight | Change in the portfolio weight of the stock over the last 3 months 3M holding change | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months Portfolio rank(3M change) |
|---|---|---|---|---|
HDFC Flexi Cap Fund - Growth - Direct Plan Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 0.6675% | Percentage of the fund’s portfolio invested in the stock 1.22% | Change in the portfolio weight of the stock over the last 3 months -0.89% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 26/47 (-10) |
ICICI Prudential Multi-Asset Fund - Growth - Direct Plan Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 0.6519% | Percentage of the fund’s portfolio invested in the stock 1.89% | Change in the portfolio weight of the stock over the last 3 months 0.56% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 15/121 (-1) |
Mirae Asset Large Cap Fund - Growth - Direct Plan Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 0.6398% | Percentage of the fund’s portfolio invested in the stock 1.34% | Change in the portfolio weight of the stock over the last 3 months -0.13% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 40/70 (-1) |
Compare 3-month MF holding change on Screener
Hmm, looks like there hasn't been any net deal activity in the last 6 monthssmallcases
A smallcase is a basket of stocks/ETFs that represents an idea or theme.Diversify your risk and buy smallcases that have SBI Cards and Payment Services Ltd
Events
Dividend Trend
No dividend trend available
Dividends
Corp. Actions
Announcements
Legal Orders
Upcoming Dividends
No upcoming dividends are available
Past Dividends
Cash Dividend
Ex DateEx DateMar 29, 2023
Dividend/Share
₹2.50
Ex DateEx Date
Mar 29, 2023
Cash Dividend
Ex DateEx DateMar 30, 2022
Dividend/Share
₹2.50
Ex DateEx Date
Mar 30, 2022
Cash Dividend
Ex DateEx DateMay 15, 2020
Dividend/Share
₹1.00
Ex DateEx Date
May 15, 2020
News & Opinions
SBI Credit Cards: Check Features, Annual Fees, And More
2 weeks ago•Zee News
Stocks to Watch: SBI Cards, Vedanta, Tech Mahindra, Cipla, Bharti Airtel, and Others - News18
3 weeks ago•News18
India Financial Stocks Slump On RBI’s ‘Draconian’ Loan Rules
3 weeks ago•Bloomberg Quint
SBI Cards, Bajaj Finance, HDFC Bank tumble up to 6% as RBI raises risk-weight on consumer loans
3 weeks ago•Moneycontrol
Hold SBI Cards; target of Rs 865: Emkay Global Financial
1 month ago•Moneycontrol
Hot Stocks: Brokerage view on RIL, SBI Cards, Barbeque Nation, and Paytm
3 months ago•Economic Times
Here is how to link your SBI RuPay credit card to UPI in 5 simple steps
3 months ago•Business Today
Lower than Industry Revenue Growth
Over the last 5 years, revenue has grown at a yearly rate of 21.61%, vs industry avg of 22.12%
Decreasing Market Share
Over the last 5 years, market share decreased from 98.58% to 96.53%
Lower than Industry Net Income
Over the last 5 years, net income has grown at a yearly rate of 30.31%, vs industry avg of 36.71%