However, total income increased 16.14% year on year (YoY) to Rs 4,609.66 crore in the quarter ended 31 December 2024. Provisions (other than tax) and contingencies surged 159.51% YoY to Rs 1,188.90 crore during the third quarter of FY25. The firm reported a pre-tax loss of Rs 192.27 crore in Q3 of FY25 compared to profit before tax of Rs 307.11 crore recorded in Q3 FY24. Net interest income grew 3% YoY to Rs 1,585 crore in the quarter ended 31 December 2024. Net interest margin (NIM) reduced to 4.90% in Q3 FY25 as compared to 5.52% reported in the same quarter a year ago. Operating profit in the quarter ended December 2024 was at Rs 996.63 crore, up 30.24% from Rs 765.25 crore recorded in Q3 FY24. On the asset quality front, gross non-performing assets (NPAs) stood at Rs 2,701 crore as on 31 December 2024 as against Rs 2,551.05 crore as on 31 December 2023. The GNPA ratio reduced to 2.92% as on 31 December 2024 as against 3.12% as on 31 December 2023. The net NPA ratio stood at 0.53% as on 31 December 2025 as compared to 0.80% as on 31 December 2023. Provision coverage ratio including technical write offs was at 93.46% as on 31 December 2024 as against 89.31% as on 31 December 2023. As on 31 December 2024, net advances was at Rs 90,412 crore, registering a growth of 13% YoY while deposits grew by 15% YoY to Rs 1,06,753 crore. CASA deposits stood at Rs 35,022 crore as on 31 December 2024, up 12% YoY. CASA ratio reduced to 32.8% as on 31 December 2024 as compared to 33.8% as on 31 December 2023. Capital adequacy was 15.4% and common equity tier 1 ratio was 13.7% as on 31 December 2024. Average liquidity coverage ratio came in at 143% for Q3 FY25. As of 31 December 2024, the bank has 2,011 total touchpoints of which 558 are bank branches and 1,453 business correspondent branches, of which 297 are banking outlets. R Subramaniakumar, MD&CEO, RBL Bank said 'We remain cautious about the short-term challenges emanating from macro-economic environment affecting certain unsecured lending segments. We continue to demonstrate strong growth in chosen areas of secured retail & commercial banking on asset side and granular deposits on liability side. Our core business remains robust and disciplined focus on growth with profitability and customer-centric approach continues to drive meaningful progress. Overall, we are happy to deliver yet another quarter of robust operating performance and growth in business.' RBL Bank is one of India's leading private sector banks with an expanding presence across the country. The bank offers specialized services under five business verticals namely: corporate & institutional banking, commercial banking, branch & business banking, retail assets and treasury and financial markets operations. The scrip declined 2.18% to close at Rs 155.10 on Friday, 18 January 2025. Powered by Capital Market - Live

Net profit of RBL Bank declined 80.68% to Rs 47.32 crore in the quarter ended December 2024 as against Rs 244.89 crore during the previous quarter ended December 2023. Total Operating Income rose 10.81% to Rs 3536.55 crore in the quarter ended December 2024 as against Rs 3191.46 crore during the previous quarter ended December 2023. ParticularsQuarter EndedDec. 2024Dec. 2023% Var. Total Operating Income3536.553191.46 11 OPM %19.7937.20 - PBDT-177.45319.56 PL PBT-177.45319.56 PL NP47.32244.89 -81 Powered by Capital Market - Live

RBL Bank has granted 9,90,300 stock options under ESOP on 14 January 2025. Powered by Capital Market - Live

RBL Bank Ltd dropped for a fifth straight session today. The stock is quoting at Rs 150.85, down 2.18% on the day as on 13:19 IST on the NSE. The benchmark NIFTY is down around 1.13% on the day, quoting at 23167.4. The Sensex is at 76643.28, down 0.95%.RBL Bank Ltd has eased around 12.57% in last one month.Meanwhile, Nifty Private Bank index of which RBL Bank Ltd is a constituent, has eased around 8.56% in last one month and is currently quoting at 23931.15, down 0.77% on the day. The volume in the stock stood at 35.37 lakh shares today, compared to the daily average of 123 lakh shares in last one month. The benchmark January futures contract for the stock is quoting at Rs 151.11, down 1.57% on the day. RBL Bank Ltd tumbled 48.46% in last one year as compared to a 4.84% rally in NIFTY and a 4.57% fall in the Nifty Private Bank index.The PE of the stock is 7.95 based on TTM earnings ending September 24.Powered by Capital Market - Live

RBL Bank will hold a meeting of the Board of Directors of the Company on 18 January 2025.Powered by Capital Market - Live

RBL Bank Ltd gained for a third straight session today. The stock is quoting at Rs 165.6, up 1.73% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is down around 1.05% on the day, quoting at 23751.900390625. The Sensex is at 78378.94, down 1.07%. RBL Bank Ltd has slipped around 3.36% in last one month. Meanwhile, Nifty Private Bank index of which RBL Bank Ltd is a constituent, has slipped around 4.99% in last one month and is currently quoting at 25018.1, down 1.7% on the day. The volume in the stock stood at 149.38 lakh shares today, compared to the daily average of 126.47 lakh shares in last one month. The benchmark January futures contract for the stock is quoting at Rs 160.78, up 0.84% on the day. RBL Bank Ltd is down 41.79% in last one year as compared to a 10.41% spurt in NIFTY and a 0.44% spurt in the Nifty Private Bank index.The PE of the stock is 8.37 based on TTM earnings ending September 24.Powered by Capital Market - Live

The bank continues to focus on growing the share of granular retail deposits in the overall deposit mix, with deposits below Rs 3 crore constituting approximately 50.3% of the overall deposits of the bank as of 31 December 2024. Total CASA rose 11.74% to Rs 35,020 crore as of 31 December 2024, as compared with Rs 31,338 crore recorded in 31 December 2023. CASA ratio reduced to 32.8% as of 31 December 2024, as against 33.8% reported in the same period a year ago. Liquidity coverage ratio (LCR) stood at 143% as of 31 December 2024, compared to 132% as of 31 December 2023. The bank's gross advances increased by 13% to Rs 92,740 crore as of 31 December 2024 from Rs 81,864 crore recorded in 31 December 2023. RBL Bank said that retail advances grew 20% YoY while wholesale advances grew 5% YoY for the quarter ended 31 December 2024. Within wholesale, commercial banking advances grew 21% YoY. Within retail, secured retail advances (excl. credit cards and microfinance) grew 37% YoY. The mix of retail and wholesale advances was approximately 61:39. RBL Bank is a private sector bank. It offers specialized services under five business verticals, namely: corporate banking, commercial banking, branch & business banking, retail assets, and Treasury & Financial Markets operations. The bank's net profit fell 24.3% to Rs 222.52 crore on a 20.1% increase in total income to Rs 4458.29 crore in Q2 FY25 over Q2 FY24.Powered by Capital Market - Live

R. Subramaniakumar has been appointed as the MD & CEO of the bank for a three-year term, starting from 23 June 2025 to 22 June 2028, subject to RBI and shareholders approval. R Subramaniakumar is a veteran in the Banking industry with over 40 years of experience. He is a Physics graduate with a PGDCA (Post Graduate Diploma in Computer Application) degree. He has acquired CISA (Certified Information System Audit) & CISM (Certified Information Security Manager) certifications from ISACA, USA. A Banker with CAIIB (Certified Associate of Indian Institute of Bankers), he also holds Advanced Banking Certificate from University of Maryland, USA. RBL Bank is a private sector bank. It offers specialized services under five business verticals, namely: corporate banking, commercial banking, branch & business banking, retail assets, and Treasury & Financial Markets operations. ` The bank's net profit fell 24.3% to Rs 222.52 crore on a 20.1% increase in total income to Rs 4458.29 crore in Q2 FY25 over Q2 FY24. The scrip declined 0.75% to Rs 172.10 on the BSE. Powered by Capital Market - Live

RBL Bank has allotted 11,300 equity shares under ESOP on 12 December 2024. Consequent to the above allotment, the paid-up share capital of the Bank has increased from 60,77,56,894 equity shares of Rs. 10 each aggregating to Rs. 607,75,68,940 to 60,77,68,194 equity shares of Rs. 10 each aggregating to Rs. 607,76,81,940. Powered by Capital Market - Live

RBL Bank Ltd rose for a fifth straight session today. The stock is quoting at Rs 174.33, up 0.06% on the day as on 12:44 IST on the NSE. The benchmark NIFTY is up around 0.01% on the day, quoting at 24710.8. The Sensex is at 81821.37, up 0.07%. RBL Bank Ltd has added around 1.76% in last one month. Meanwhile, Nifty Private Bank index of which RBL Bank Ltd is a constituent, has added around 2.91% in last one month and is currently quoting at 25958.45, up 0.2% on the day. The volume in the stock stood at 105.01 lakh shares today, compared to the daily average of 97.8 lakh shares in last one month. The benchmark December futures contract for the stock is quoting at Rs 175.61, up 0.32% on the day. RBL Bank Ltd is down 31.94% in last one year as compared to a 18.23% gain in NIFTY and a 7.16% gain in the Nifty Private Bank index.The PE of the stock is 8.98 based on TTM earnings ending September 24.Powered by Capital Market - Live