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Punjab National Bank

PNB Share Price

96.413.82% (+3.55)

PNB Share Price Chart

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FinancialsPublic Banks
LargecapWith a market cap of ₹1,06,723 cr, stock is ranked 81
Moderate RiskStock is 2.55x as volatile as Nifty

PNB Stock Scorecard

Performance

Low

Hasn't fared well - amongst the low performers

Valuation

Avg

Can be considered moderately valued vs the market

Growth

Low

Lagging behind the market in financials growth

Profitability

Avg

Average profitability - not good, not bad

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

FinancialsPublic Banks
LargecapWith a market cap of ₹1,06,723 cr, stock is ranked 81
Moderate RiskStock is 2.55x as volatile as Nifty

PNB Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
6.740.961.55%
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
17.452.430.99%

PNB Analyst Ratings & Forecast

Detailed Forecast 
60%
Analysts have suggested that investors can buy this stock

from 15 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

PNB Company Profile

Punjab National Bank (PNB or the Bank) is a public sector bank, providing various banking services, such as digital banking, personal banking, social banking, micro, small and medium enterprises banking, agricultural banking, corporate banking etc

Investor Presentation

View older 

Jan 31, 2025

PDF
View Older Presentations

PNB Similar Stocks (Peers)

Compare with peers 
PE Ratio
10.16
1Y Return
3.24%
Buy Reco %
80.49
PE Ratio
6.07
1Y Return
15.76%
Buy Reco %
75.00
PE Ratio
6.65
1Y Return
19.86%
Buy Reco %
90.91
PE Ratio
30.71
1Y Return
27.21%
Buy Reco %
PE Ratio
5.18
1Y Return
23.72%
Buy Reco %
75.00
Compare with Peers
PNB Sentiment Analysis
New
Crisp summary & key insights to decode earnings calls instantly

PNB Stock Summary · February 2025

Punjab National Bank demonstrated robust financial performance for the quarter ended December 31, 2024, marked by significant year-on-year growth in net interest income and net profit, alongside a notable reduction in the Gross Non-Performing Assets (GNPA) ratio. The bank's proactive digital transformation initiatives have led to increased customer engagement and operational efficiency, particularly in MSME lending, while maintaining a strong capital position bolstered by Tier-2 bond issuance. Despite challenges such as declining recoveries from technical write-offs and potential impacts from RBI policies, management remains optimistic about sustaining growth momentum and enhancing treasury profitability. The focus on effective provisioning and recovery strategies positions the bank favorably for future profitability, reflecting a commitment to navigating the evolving market landscape.

Key Points on PNB Stock Performance
PNB Stock Growth Drivers
6
  • Strong Financial Performance

    Punjab National Bank reported significant financial achievements, including a global gross business of ₹26.40 trillion

  • Improved Asset Quality

    The bank demonstrated a significant improvement in asset quality, with a Provision Coverage Ratio (PCR)

PNB Stock Challenges
6
  • Decline in Other Income

    Punjab National Bank has experienced a significant decline in other income, which fell from Rs.

  • Challenges in Technical Write-Off Recoveries

    The recovery from technical write-offs has been notably lower, amounting to Rs. 823 crore compared

PNB Forecasts

Price

Revenue

Earnings

PNB

Income

Balance Sheet

Cash Flow

PNB Income Statement

Industry refers to the sub-sector this company belongs to.
Higher than Industry Revenue Growth
A higher-than-industry revenue growth represents increased potential for the company to increase their market share

Over the last 5 years, revenue has grown at a yearly rate of 15.67%, vs industry avg of 14.77%

Decreasing Market Share
Market share is the percentage of an industry's total sales going to a particular company. It gives a general idea of the size of a company v/s its competitors

Over the last 5 years, market share decreased from 8.99% to 8.97%

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Financial YearFY 2016FY 2017FY 2018FY 2019FY 2020FY 2021FY 2022FY 2023FY 2024TTM
Total Revenue56,903.5057,225.6657,608.1959,514.5264,306.1394,712.1088,571.1299,374.321,23,222.251,36,134.26
Raw Materialssubtract1,11,659.64
Power & Fuel Costsubtract
Employee Costsubtract6,564.495,482.339,242.377,047.547,060.0212,296.7211,971.9314,942.5918,643.24
Selling & Administrative Expensessubtract1,884.332,005.492,138.072,293.092,476.123,934.624,129.314,457.734,669.84
Operating & Other expensessubtract53,334.6547,767.3065,495.4264,959.6853,328.5473,174.0166,747.6273,918.2784,843.62
Depreciation/Amortizationsubtract413.15430.44581.03584.01614.44982.23896.17904.87905.60
Interest & Other Itemssubtract
Taxes & Other Itemssubtract-1,603.35352.86-7,735.33-5,799.69388.561,762.55965.351,802.415,052.758,648.24
EPS-19.335.80-49.56-25.990.772.983.593.048.2714.37
DPS0.190.000.000.000.000.000.640.651.501.50
Payout ratio0.000.000.000.000.000.180.210.180.10

PNB Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2018

Annual report

PDF

Investor Presentation

Nov 24PDF
FY 2019

Annual report

PDF

Investor Presentation

Aug 8PDF
FY 2021

Annual report

PDF

Investor Presentation

Jun 6PDF
Feb 6PDF
FY 2022

Annual report

PDF

Investor Presentation

May 12PDF
Aug 3PDF
FY 2023

Annual report

PDF

Investor Presentation

Nov 1PDF
Jul 29PDF
FY 2025

Annual Report Pending

Investor Presentation

Jan 31PDF
Oct 28PDF
 

PNB Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsPublic Banks

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Punjab National Bank11.720.961.55%
State Bank of India10.161.581.79%
Bank of Baroda Ltd6.070.943.46%
Union Bank of India Ltd6.650.942.99%

PNB Stock Price Comparison

Compare PNB with any stock or ETF
Compare PNB with any stock or ETF
PNB
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PNB Shareholdings

PNB Promoter Holdings Trend

Decreased Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has decreased by 3.07%

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

PNB Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Decreased Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has decreased by 2.71%

Tickertape Separator

PNB Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding70.08%5.36%8.95%5.70%9.91%

Mar 2024

Jun 2024

Sep 2024

Dec 2024

PNB Shareholding History

SepDec '23MarJunSepDec '242.65%3.10%4.82%5.51%8.41%5.70%

Mutual Funds Invested in PNB

Increased Mutual Fund Holding
Increasing Mutual Fund holdings are generally considered good, as it reflects that fund managers are becoming more bullish about the stock

In last 3 months, mutual fund holding of the company has increased by 2.48%

Top 5 Mutual Funds holding Punjab National Bank




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
0.5668%1.53%-0.20%59/105 (-2)
0.2808%0.92%0.15%141/154 (+10)
0.2345%0.78%-0.21%249/262 (-2)

Compare 3-month MF holding change on Screener

PNB Insider Trades & Bulk Stock Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases containing PNB stock

Looks like this stock is not in any smallcase yet.

PNB Events

PNB Dividend Trend

No dividend trend available

Dividends

Corp. Actions

Announcements

Legal Orders

PNB Upcoming Dividends

No upcoming dividends are available

PNB Past Dividends

Cash Dividend

Ex DateEx DateJun 21, 2024

Final
Final | Div/Share: ₹1.50

Dividend/Share

1.50

Ex DateEx Date

Jun 21, 2024

Cash Dividend

Ex DateEx DateJun 23, 2023

Final
Final | Div/Share: ₹0.65

Dividend/Share

0.65

Ex DateEx Date

Jun 23, 2023

Cash Dividend

Ex DateEx DateJun 22, 2022

Final
Final | Div/Share: ₹0.64

Dividend/Share

0.64

Ex DateEx Date

Jun 22, 2022

Cash Dividend

Ex DateEx DateJun 22, 2015

Final
Final | Div/Share: ₹3.30

Dividend/Share

3.30

Ex DateEx Date

Jun 22, 2015

Cash Dividend

Ex DateEx DateFeb 11, 2014

Interim
Interim | Div/Share: ₹10.00

Dividend/Share

10.00

Ex DateEx Date

Feb 11, 2014

PNB Stock News & Opinions

Corporate
Punjab National Bank receives ratings action from Fitch Ratings

Fitch Ratings has affirmed Punjab National Bank's (PNB) Long-Term Issuer Default Rating (IDR) at 'BBB-'. The Outlook is Stable. Fitch has also upgraded the bank's Viability Rating (VR) to 'bb-' from 'b+', and affirmed the Government Support Rating (GSR) of 'bbb-'. Powered by Capital Market - Live

2 weeks agoCapital Market - Live
Spotlight
Punjab National Bank eases for fifth straight session

Punjab National Bank dropped for a fifth straight session today. The stock is quoting at Rs 87.74, down 4.59% on the day as on 13:19 IST on the NSE. The benchmark NIFTY is down around 1.84% on the day, quoting at 22131.1. The Sensex is at 73247.33, down 1.83%.Punjab National Bank has eased around 10.26% in last one month.Meanwhile, Nifty Bank index of which Punjab National Bank is a constituent, has eased around 2.1% in last one month and is currently quoting at 48743.8, down 1.25% on the day. The volume in the stock stood at 242.76 lakh shares today, compared to the daily average of 238.12 lakh shares in last one month. The benchmark March futures contract for the stock is quoting at Rs 88.1, down 4.56% on the day. Punjab National Bank tumbled 27.99% in last one year as compared to a 0.67% rally in NIFTY and a 4.37% spurt in the Nifty Bank index.The PE of the stock is 7.01 based on TTM earnings ending December 24.Powered by Capital Market - Live

3 weeks agoCapital Market - Live
Spotlight
Punjab National Bank reports Rs 270-cr borrowal fraud to RBI

The bank stated in an exchange filing, A borrowal fraud of Rs 270.57 crore has been reported to RBI in the NPA account of Gupta Power Infrastructure at the Bhubaneshwar branch office (BO), station square, circle office (CO), and zonal office (ZO) in Bhubaneshwar. The bank has already made provisions of Rs 270.57 crore, as per prescribed prudential norms. Punjab National Bank is engaged in Treasury operations, corporate/wholesale banking, retail banking, digital banking, and others. As on 31 December 2024, the bank has 10,168 domestic branches and 2 international branches. Out of the total number of branches, the bank has 63.3% branches in rural & semi-urban areas. The public lender's standalone net profit surged 102.82% to Rs 4,508.21 crore in Q3 FY25 as against Rs 2,222.81 crore reported in Q3 FY24. Total income grew by 15.99% year on year (YoY) to Rs 34,751.70 crore in the quarter ended 31 December 2024. Shares of Punjab National Bank rose 1.03% to end at Rs 92.80 on the BSE.Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Punjab National Bank reports NPA of Rs 270.57 cr to RBI

Punjab National Bank announced that a borrowal fraud of Rs. 270.57 crore has been reported to Reserve Bank of India in NPA account of Gupta Power Infrastructure at BO: Bhubaneshwar, Station Square, CO: Bhubaneshwar, ZO: Bhubaneshwar. The Bank has already made provisions amounting to Rs. 270.57 crore, as per prescribed prudential norms.Powered by Capital Market - Live

1 month agoCapital Market - Live
Earnings
Punjab National Bank consolidated net profit rises 97.35% in the December 2024 quarter

Net profit of Punjab National Bank rose 97.35% to Rs 4801.00 crore in the quarter ended December 2024 as against Rs 2432.77 crore during the previous quarter ended December 2023. Total Operating Income rose 14.52% to Rs 31894.80 crore in the quarter ended December 2024 as against Rs 27851.71 crore during the previous quarter ended December 2023. ParticularsQuarter EndedDec. 2024Dec. 2023% Var. Total Operating Income31894.8027851.71 15 OPM %76.5066.07 - PBDT7055.043634.36 94 PBT7055.043634.36 94 NP4801.002432.77 97 Powered by Capital Market - Live

1 month agoCapital Market - Live
Spotlight
Punjab National Bank rallies as Q3 PAT doubles to Rs 4,508 crore

Total income grew by 15.99% year on year (YoY) to Rs 34,751.70 crore in the quarter ended 31 December 2024. Operating profit stood at Rs 6,620.55 crore during the December 2024 quarter, registering a growth of 4.58% on YoY basis. For Q3 FY25, net interest income (NII) was at Rs 11,032 crore, up 7.2% YoY while global net interest margin (NIM) reduced to 2.93% as on 31 December 2024 as compared to 3.15% as of 31 December 2023. On asset quality front, the bank's gross non-performing assets (GNPA) stood at 45,413.98 crore as on 31 December 2024 as against Rs 60,371.38 crore as on 31 December 2023. Gross NPA declined to 4.09% as of 31 December 2024 as against 6.24% as on 31 December 2023. Net NPA reduced to 0.41% as on 31 December 2024 as compared to 0.96% as on 31 December 2023. Provision coverage ratio improved to 96.77% as on December 2024 as against 94.28% as on December 2023. CRAR stood at 15.41% as on December 2024 against 14.63% as on December 2023. Tier-I Capital was at 12.53% (CET-1 remained at 10.65% as on Dec'24 against 9.86% as on Dec'23 and AT-1 remained at 1.88% as on Dec'24 against 1.87% as on Dec'23) and Tier-II at 2.88% as on December 2024. Return on assets (ROA) & return on equity (ROE) of the bank for the quarter improved to 1.03% and 19.22% respectively. Domestic advances grew by 14% YoY to Rs 10,60,205 crore as on 31 December 2024 as against Rs 9,30,343 crore as on 31 Decembe 2023. Domestic deposits stood at Rs 14,74,760 crore as on 31 December 2024, up by 14.4% YoY. As on 31 March 2024, CASA deposits rose 2.7% YoY to Rs 5,62,156 crore while CASA share declined to 38.12% as on 31 December 2024 as compared to 42.47% as on 31 December 2023. Punjab National Bank is engaged in treasury operations, corporate/wholesale banking, retail banking, digital banking, others. As on 31 December 2024, the bank has 10,168 domestic branches and 2 international branches. Out of total no. of branches, the bank has 63.3% branches in rural & semi-urban areas. Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Punjab National Bank to convene board meeting

Punjab National Bank will hold a meeting of the Board of Directors of the Company on 31 January 2025.Powered by Capital Market - Live

1 month agoCapital Market - Live
Spotlight
PNB rises as domestic deposits climb 14% YoY in Q3 FY25

On quarter on quarter (QoQ) basis, the domestic deposits rose 4.2% in the December 2024 quarter from Rs 14,16,389 crore as of the September 2024 quarter. The bank's domestic advances stood at Rs 10,61,852 crore in Q3 FY25, up 14.1% YoY and up 5% QoQ. The banks' global advances increased 15% to Rs 11,11,940 crore as of December 2024 as against Rs 9,67,256 crore as of December 2023 and up 4.7% from Rs 10,61,904 crore as of September 2024. As on 31 December 2024, the bank's global deposits was Rs 15,30,401 crore (up 15.6% YoY and up 4.9% QoQ). The bank's global business stood at Rs 26,42,341 crore as of 31 December 2024, recording a growth of 15.3% YoY and 4.8% QoQ. Global credit-deposit ratio declined to 72.66% in Q3 FY25 as against 73.08% recorded in Q3 FY24. Punjab National Bank is engaged in Treasury Operations, Corporate/Wholesale Banking, Retail Banking, Digital Banking, and others. As of 30 September 2023, the Government of India held a 73.15% stake in the bank. The public lender's standalone net profit soared 145.1% to Rs 4,303.46 crore on a 17.2% rise in total income to Rs 34,447.10 crore in Q2 FY25 over Q2 FY24. Powered by Capital Market - Live

2 months agoCapital Market - Live
Corporate
Punjab National Bank announces cessation of MD & CEO

Punjab National Bank announced the cessation of Atul Kumar Goel as the Managing Director & Chief Executive Officer of the Bank w.e.f. 01 January 2025 on his superannuation on 31 December 2024.Powered by Capital Market - Live

2 months agoCapital Market - Live
Corporate
Punjab National Bank receives affirmation in credit ratings

Punjab National Bank announced that India Ratings and Research has affirmed the credit rating at IND AAA; Stable/ IND A1+ for all debt instruments. Powered by Capital Market - Live

3 months agoCapital Market - Live

Frequently asked questions

  1. What is the share price of Punjab National Bank (PNB) today?

    The share price of PNB as on 27th March 2025 is ₹96.41. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on Punjab National Bank (PNB) share?

    The past returns of Punjab National Bank (PNB) share are
    • Past 1 week: 4.93%
    • Past 1 month: 0.28%
    • Past 3 months: -9.10%
    • Past 6 months: -13.45%
    • Past 1 year: -25.08%
    • Past 3 years: 162.32%
    • Past 5 years: 178.02%

  3. What are the peers or stocks similar to Punjab National Bank (PNB)?
  4. What is the dividend yield % of Punjab National Bank (PNB) share?

    The current dividend yield of Punjab National Bank (PNB) is 1.55.

  5. What is the market cap of Punjab National Bank (PNB) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Punjab National Bank (PNB) is ₹106723.47 Cr as of 27th March 2025.

  6. What is the 52 week high and low of Punjab National Bank (PNB) share?

    The 52-week high of Punjab National Bank (PNB) is ₹142.90 and the 52-week low is ₹85.46.

  7. What is the PE and PB ratio of Punjab National Bank (PNB) stock?

    The P/E (price-to-earnings) ratio of Punjab National Bank (PNB) is 11.72. The P/B (price-to-book) ratio is 0.96.

  8. Which sector does Punjab National Bank (PNB) belong to?

    Punjab National Bank (PNB) belongs to the Financials sector & Public Banks sub-sector.

  9. How to buy Punjab National Bank (PNB) shares?

    You can directly buy Punjab National Bank (PNB) shares on Tickertape. Simply sign up, connect your demat account and place your order.