PNB Housing Finance Ltd
PNBHOUSINGPNB Housing Finance Ltd
PNBHOUSINGPrice Chart
Scorecard
Performance
LowHasn't fared well - amongst the low performers
Valuation
HighSeems to be overvalued vs the market average
Growth
LowLagging behind the market in financials growth
Profitability
AvgAverage profitability - not good, not bad
Entry point
GoodThe stock is underpriced and is not in the overbought zone
Red flags
LowNo red flag found
How to use scorecard? Learn more
Key Metrics
No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
---|---|---|
14.88 | 1.82 | — |
Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
---|---|---|
20.11 | 2.85 | 0.81% |
Forecast & Ratings
Detailed Forecastfrom 9 analysts
Price
Price Upside
Earnings
Earnings Growth
Revenue
Rev. Growth
Company Profile
PNB Housing Finance Limited provides housing loans to individuals and corporate bodies for construction, purchase, repair and up gradation of houses. It also provides loans for commercial space and loan for purchase of residential plots
Investor Presentation
View olderPeers
Compare with peersLIC Housing Finance Ltd
Aptus Value Housing Finance India Ltd
Aavas Financiers Ltd
Indiabulls Housing Finance Ltd
Can Fin Homes Ltd
Get more out of Tickertape, Go Pro!
Customise key metrics, see detailed forecasts, download stock data and more
Forecasts
Price
Revenue
Earnings
Price Forecast
All values in ₹
All values in ₹
Revenue Forecast
All values in ₹ Thousand cr.
All values in ₹ Thousand cr.
Earnings Per Share Forecast
All values in ₹
All values in ₹
Income
Balance Sheet
Cash Flow
Income Statement
Financial Year | FY 2015 | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | TTM | ||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Total Revenue | 1,780.38 | 2,698.67 | 3,907.85 | 5,489.34 | 7,683.22 | 8,489.55 | 7,624.08 | 6,200.73 | 6,529.66 | 6,880.84 | ||||||||||
Raw Materials | — | — | — | — | — | — | — | — | — | 5,094.61 | ||||||||||
Power & Fuel Cost | — | — | — | — | — | — | — | — | — | |||||||||||
Employee Cost | 67.06 | 75.28 | 101.26 | 144.14 | 303.88 | 233.06 | 211.29 | 216.61 | 265.96 | |||||||||||
Selling & Administrative Expenses | — | — | — | 253.26 | 239.97 | 170.02 | 128.90 | 173.45 | 193.51 | |||||||||||
Operating & Other expenses | 1,410.58 | 2,105.26 | 2,983.95 | 3,833.23 | 5,373.61 | 7,209.61 | 6,017.85 | 4,673.32 | 4,657.84 | |||||||||||
EBITDA | 302.74 | 518.13 | 822.64 | 1,258.71 | 1,765.76 | 876.86 | 1,266.04 | 1,137.35 | 1,412.35 | 1,786.23 | ||||||||||
Depreciation/Amortization | 8.28 | 15.04 | 18.63 | 24.13 | 31.37 | 65.85 | 59.01 | 53.39 | 51.44 | 49.64 | ||||||||||
PBIT | 294.46 | 503.09 | 804.01 | 1,234.58 | 1,734.39 | 811.01 | 1,207.03 | 1,083.96 | 1,360.91 | 1,736.59 | ||||||||||
Interest & Other Items | — | — | — | — | — | — | — | — | — | — | ||||||||||
PBT | 294.46 | 503.09 | 804.01 | 1,234.58 | 1,734.39 | 811.01 | 1,207.03 | 1,083.96 | 1,360.91 | 1,736.59 | ||||||||||
Taxes & Other Items | 100.38 | 176.62 | 280.28 | 393.43 | 542.87 | 164.77 | 277.13 | 247.48 | 314.91 | 388.55 | ||||||||||
Net Income | 194.08 | 326.47 | 523.73 | 841.15 | 1,191.52 | 646.24 | 929.90 | 836.48 | 1,046.00 | 1,348.04 | ||||||||||
EPS | 14.87 | 21.30 | 29.64 | 41.92 | 59.06 | 31.88 | 45.77 | 41.12 | 51.33 | 66.10 | ||||||||||
DPS | 2.48 | 2.82 | 4.97 | 7.45 | 7.45 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||||||||||
Payout ratio | 0.17 | 0.13 | 0.17 | 0.18 | 0.13 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Company Updates
Peers & Comparison
FinancialsHome Financing
Valuation
Technical
Forecast
Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
---|---|---|---|
PNB Housing Finance Ltd | 19.17 | 1.82 | — |
LIC Housing Finance Ltd | 12.77 | 1.36 | 1.27% |
Aptus Value Housing Finance India Ltd | 32.88 | 4.95 | 0.60% |
Aavas Financiers Ltd | 29.61 | 3.89 | — |
Price Comparison
Compare PNBHOUSING with any stock or ETFShareholdings
Promoter Holdings Trend
Total Promoter Holding
In last 6 months, promoter holding in the company has almost stayed constant
Low Pledged Promoter Holding
Pledged promoter holdings is insignificant
Institutional Holdings Trend
Total Retail Holding
In last 3 months, retail holding in the company has almost stayed constant
Foreign Institutional Holding
In last 3 months, foreign institutional holding of the company has almost stayed constant
Shareholding Pattern
Jun 2023
Sep 2023
Dec 2023
Mar 2024
Shareholding History
Mutual Funds Holding Trend
Mutual Fund Holding
In last 3 months, mutual fund holding of the company has almost stayed constant
Top 5 Mutual Funds holding PNB Housing Finance Ltd
Funds (Top 5) | The rupee value of the stock held by the fund divided by the stock’s market cap Market-cap held | Percentage of the fund’s portfolio invested in the stock Weight | Change in the portfolio weight of the stock over the last 3 months 3M holding change | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months Portfolio rank(3M change) |
---|---|---|---|---|
TATA MUTUAL FUND EQ P/E DIRECT GROWTH OPEN ENDED Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 0.8208% | Percentage of the fund’s portfolio invested in the stock 2.25% | Change in the portfolio weight of the stock over the last 3 months -0.74% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 22/53 (-6) |
Nippon India SMALL CAP FUND DIRECT PLAN GROWTH PLAN GROWTH Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 0.5924% | Percentage of the fund’s portfolio invested in the stock 0.26% | Change in the portfolio weight of the stock over the last 3 months -0.13% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 140/218 (-12) |
Tata Banking And Financial Services Fund Direct Plan Growth Growth | The rupee value of the stock held by the fund divided by the stock’s market cap 0.2563% | Percentage of the fund’s portfolio invested in the stock 2.64% | Change in the portfolio weight of the stock over the last 3 months -0.64% | The rank of the stock in the fund’s portfolio based on its weight in the portfolio along with the change in the rank over the last 3 months 8/38 (-2) |
Compare 3-month MF holding change on Screener
smallcases
Looks like this stock is not in any smallcase yet.
Events
Dividend Trend
No dividend trend available
Dividends
Corp. Actions
Announcements
Legal Orders
Upcoming Dividends
No upcoming dividends are available
Past Dividends
Cash Dividend
Ex DateEx DateJul 19, 2019
Dividend/Share
₹9.00
Ex DateEx Date
Jul 19, 2019
Cash Dividend
Ex DateEx DateJul 19, 2018
Dividend/Share
₹9.00
Ex DateEx Date
Jul 19, 2018
Cash Dividend
Ex DateEx DateJul 25, 2017
Dividend/Share
₹6.00
Ex DateEx Date
Jul 25, 2017
News & Opinions
News Video
PNB Housing Finance News: ICRA ने कंपनी की बढ़ाई Rating, शेयर को लगे पंख, 14% तक चढ़ा | Business
3 weeks ago•CNBC Awaaz.
PNB Housing Finance Shares Jumps 14% As Morgan Stanley Sees Better Profitability
3 weeks ago•Bloomberg Quint
India Market Open | Girish Kousgi, MD & CEO on PNB Housing Finance | NDTV Profit
1 month ago•Bloomberg Quint
Stocks To Watch On January 29: HDFC Bank, SBI, Adani, PNB Housing Finance, Piramal & Others - News18
2 months ago•News18
News Video
Exclusive Interview with Girish Kousagi, MD & CEO of PNB Housing
2 months ago•Zee Business
Earnings momentum will continue in H2FY24: Motilal Oswal
3 months ago•Moneycontrol
PNB Housing Finance to consider raising Rs 3,500 crore via NCDs; shares gain
5 months ago•Moneycontrol
Lower than Industry Revenue Growth
Over the last 5 years, revenue has grown at a yearly rate of 3.53%, vs industry avg of 10.71%
Decreasing Market Share
Over the last 5 years, market share decreased from 4% to 3.1%
Lower than Industry Net Income
Over the last 5 years, net income has grown at a yearly rate of 4.46%, vs industry avg of 14.57%