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Muthoot Microfin Ltd

MUTHOOTMF Share Price

143.406.42% (+8.65)

MUTHOOTMF Share Price Chart

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FinancialsSpecialized Finance
SmallcapWith a market cap of ₹2,402 cr, stock is ranked 991
Moderate RiskStock is 2.08x as volatile as Nifty

MUTHOOTMF Stock Scorecard

Performance

Low

Hasn't fared well - amongst the low performers

Valuation

Avg

Can be considered moderately valued vs the market

Growth

High

Strong financials and growth story over the years

Profitability

Avg

Average profitability - not good, not bad

Entry point

Good

The stock is underpriced and is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

FinancialsSpecialized Finance
SmallcapWith a market cap of ₹2,402 cr, stock is ranked 991
Moderate RiskStock is 2.08x as volatile as Nifty

MUTHOOTMF Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
8.050.86
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
17.412.420.99%

MUTHOOTMF Analyst Ratings & Forecast

Detailed Forecast 
50%
Analysts have suggested that investors can buy this stock

from 2 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

MUTHOOTMF Company Profile

Muthoot Microfin Limited provides microloans to women for small income-generating activities, focusing on entrepreneurship and financial assistance.

Investor Presentation

View older 

Feb 6, 2025

PDF
View Older Presentations

MUTHOOTMF Similar Stocks (Peers)

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1Y Return
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PE Ratio
7.99
1Y Return
4.73%
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100.00
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1Y Return
47.79%
Buy Reco %
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1Y Return
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Buy Reco %
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MUTHOOTMF Sentiment Analysis
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Crisp summary & key insights to decode earnings calls instantly

MUTHOOTMF Stock Summary · November 2024

Muthoot Microfin Limited demonstrated resilience in Q2 FY25, achieving a 15% year-on-year growth in assets under management despite operational challenges from excessive rains in key regions. The company’s strategic shift towards existing customers has bolstered disbursements by 21% quarter-on-quarter, while a robust credit culture and stringent underwriting processes have helped maintain collection efficiency, particularly in states like Kerala and Tamil Nadu. However, rising delinquency rates among new-to-credit customers highlight the need for careful borrower analysis. The introduction of a Natural Calamity Insurance product has further supported operational stability, allowing the company to navigate cash flow challenges effectively. Overall, Muthoot remains cautiously optimistic about future performance, focusing on sustainable growth and improved credit cost management.

Key Points on MUTHOOTMF Stock Performance
MUTHOOTMF Stock Growth Drivers
6
  • Strong Operational Performance

    Muthoot Microfin Limited has reported significant operational achievements, including a 15% year-on-year growth in assets

  • Innovative Product Offerings

    The introduction of the NATCAT (Natural Calamity Insurance) product has proven beneficial, with a high

MUTHOOTMF Stock Challenges
4
  • Decline in Digital Collections

    The company has experienced a decline in digital adoption for collections and customer acquisition, primarily

  • Increased Credit Costs and Revised AUM Guidance

    The company has revised its guidance for Assets Under Management (AUM) growth down to 10%-12%

MUTHOOTMF Forecasts

Price

Revenue

Earnings

MUTHOOTMF

Income

Balance Sheet

Cash Flow

MUTHOOTMF Income Statement

Industry refers to the sub-sector this company belongs to.
Higher than Industry Revenue Growth
A higher-than-industry revenue growth represents increased potential for the company to increase their market share

Over the last 5 years, revenue has grown at a yearly rate of 24.95%, vs industry avg of 12.69%

Increasing Market Share
Market share is the percentage of an industry's total sales going to a particular company. It gives a general idea of the size of a company v/s its competitors

Over the last 5 years, market share increased from 0.62% to 1.05%

Lower than Industry Net Income
Net income is equal to net earnings (profit) less expenses. This number is an important measure of how profitable the company is

Over the last 5 years, net income has grown at a yearly rate of 17.44%, vs industry avg of 18.28%

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Financial YearFY 2016FY 2017FY 2018FY 2019FY 2020FY 2021FY 2022FY 2023FY 2024TTM
Total Revenue52.16243.84511.39750.430.44696.28842.941,446.352,285.492,636.07
Raw Materialssubtract2,184.45
Power & Fuel Costsubtract
Employee Costsubtract8.3365.23103.83147.01196.92187.09237.08322.56448.66
Selling & Administrative Expensessubtract
Operating & Other expensessubtract29.20120.42370.53329.93636.41481.30520.37884.311,219.54
Depreciation/Amortizationsubtract0.020.971.842.9713.7218.8320.7826.6135.4441.41
Interest & Other Itemssubtract
Taxes & Other Itemssubtract5.1920.1849.6369.301.672.0017.3348.98132.26111.80
EPS2.885.15-1.5518.54-74.300.624.1514.1931.2917.50
DPS0.000.000.000.000.000.000.000.000.000.00
Payout ratio0.000.000.000.000.000.000.000.000.000.00

MUTHOOTMF Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2025

Annual Report Pending

Investor Presentation

Feb 6PDF
Nov 6PDF
Nov 5PDF
 

MUTHOOTMF Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsSpecialized Finance

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Muthoot Microfin Ltd5.340.86
Indian Railway Finance Corp Ltd26.433.451.16%
Power Finance Corporation Ltd6.811.003.31%
REC Limited7.991.633.73%

MUTHOOTMF Stock Price Comparison

Compare MUTHOOTMF with any stock or ETF
Compare MUTHOOTMF with any stock or ETF
MUTHOOTMF
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MUTHOOTMF Shareholdings

MUTHOOTMF Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

MUTHOOTMF Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

MUTHOOTMF Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding55.47%0.05%2.39%25.80%16.29%

Mar 2024

Jun 2024

Sep 2024

Dec 2024

MUTHOOTMF Shareholding History

Dec '23MarJunSepDec '2427.60%26.28%26.55%25.86%25.80%

Mutual Funds Invested in MUTHOOTMF

Mutual Fund Holding
Increasing Mutual Fund holdings are generally considered good, as it reflects that fund managers are becoming more bullish about the stock

In last 3 months, mutual fund holding of the company has almost stayed constant

Top 4 Mutual Funds holding Muthoot Microfin Ltd




Funds (Top 4)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
0.0528%0.08%-0.01%247/253 (+1)
0.0002%0.00%-0.00%746/753 (+2)
0.0000%0.00%-0.00%748/756 (-1)

Compare 3-month MF holding change on Screener

MUTHOOTMF Insider Trades & Bulk Stock Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases containing MUTHOOTMF stock

Looks like this stock is not in any smallcase yet.

MUTHOOTMF Events

MUTHOOTMF Dividend Trend

No Dividends
Dividends are the portion of earnings that a company distributes to all its shareholders every year

MUTHOOTMF has not given any dividends in last 5 years

Dividends

Corp. Actions

Announcements

Legal Orders

MUTHOOTMF Dividends

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MUTHOOTMF Stock News & Opinions

Earnings
Muthoot Microfin standalone net profit declines 96.95% in the December 2024 quarter

Net profit of Muthoot Microfin declined 96.95% to Rs 3.80 crore in the quarter ended December 2024 as against Rs 124.57 crore during the previous quarter ended December 2023. Sales rose 18.04% to Rs 680.78 crore in the quarter ended December 2024 as against Rs 576.76 crore during the previous quarter ended December 2023. ParticularsQuarter EndedDec. 2024Dec. 2023% Var. Sales680.78576.76 18 OPM %37.1163.86 - PBDT16.00139.06 -88 PBT5.06129.84 -96 NP3.80124.57 -97 Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Muthoot Microfin to announce Quarterly Result

Muthoot Microfin will hold a meeting of the Board of Directors of the Company on 6 February 2025.Powered by Capital Market - Live

1 month agoCapital Market - Live
Corporate
Muthoot Pappachan Group inducts its fourth generation leaders

Muthoot Pappachan Group (MPG), the 137-year-old Indian business conglomerate widely recognized as Muthoot Blue, is excited to announce the induction of its fourth generation leaders into the Board of Directors. This next generation, continuing the legacy of MPG, will join the current leadership team, marking a significant step toward securing the Group's future while preserving its storied heritage. The next-generation leaders'Tina George Muthoot, Thomas Muthoot John, and Suzannah Muthoot'have joined as Executive Directors in Muthoot Capital Services, Muthoot MicroFin, and Muthoot Housing Finance, respectively. Ritu George Muthoot and Susan John Muthoot have joined Muthoot Capital Services as NonExecutive Directors. Hannah Muthoot will join as Director of the Muthoot International Sports School. The school in partnership with Brooke House College, UK, combines world-class academics with elite training in Football, Badminton, and Volleyball, offering state-of-the-art facilities and a Cambridge curriculum to shape future sports stars. Powered by Capital Market - Live

2 months agoCapital Market - Live
Corporate
Muthoot Microfin announces co-lending partnership with State Bank of India

Muthoot Microfin has initiated loan disbursals under its co-lending partnership with the State Bank of India (SBI), the country's largest lender. Under this collaboration, SBI has sanctioned Asset creation cap of Rs 500 crore, to be disbursed in tranches of Rs 100 crore. Loans ranging from Rs 50,000 to Rs 3 lakhs will be extended to identified and eligible customers, focusing primarily on members of Joint Liability Groups (JLGs) engaged in agricultural and allied activities, as well as other income-generating ventures. Currently operating across 20 states and 369 districts, Muthoot Microfin plans to make this initiative available pan-India, ensuring broader access to credit for rural entrepreneurs. The collaboration with SBI enables lower interest rates, making loans more affordable for borrowers while driving financial inclusion and fostering self sufficiency in underserved communitiesPowered by Capital Market - Live

3 months agoCapital Market - Live
Earnings
Muthoot Microfin standalone net profit declines 43.77% in the September 2024 quarter

Net profit of Muthoot Microfin declined 43.77% to Rs 61.61 crore in the quarter ended September 2024 as against Rs 109.57 crore during the previous quarter ended September 2023. Sales rose 18.27% to Rs 666.58 crore in the quarter ended September 2024 as against Rs 563.63 crore during the previous quarter ended September 2023. ParticularsQuarter EndedSep. 2024Sep. 2023% Var. Sales666.58563.63 18 OPM %49.8066.41 - PBDT91.72155.11 -41 PBT81.19146.58 -45 NP61.61109.57 -44 Powered by Capital Market - Live

4 months agoCapital Market - Live
Corporate
Muthoot Microfin schedules board meeting

Muthoot Microfin will hold a meeting of the Board of Directors of the Company on 5 November 2024.Powered by Capital Market - Live

4 months agoCapital Market - Live
Earnings
Muthoot Microfin standalone net profit rises 18.33% in the June 2024 quarter

Net profit of Muthoot Microfin rose 18.33% to Rs 113.22 crore in the quarter ended June 2024 as against Rs 95.68 crore during the previous quarter ended June 2023. Sales rose 33.25% to Rs 637.88 crore in the quarter ended June 2024 as against Rs 478.70 crore during the previous quarter ended June 2023. ParticularsQuarter EndedJun. 2024Jun. 2023% Var. Sales637.88478.70 33 OPM %61.2268.69 - PBDT156.73135.95 15 PBT146.55128.02 14 NP113.2295.68 18 Powered by Capital Market - Live

7 months agoCapital Market - Live
Corporate
Muthoot Microfin allots NCDs aggregating Rs 66.40 cr

Muthoot Microfin has allotted 6,640 Secured Rated, Listed, Redeemable, Taxable, Non-Convertible Debentures (NCDs) of face value of Rs.1,00,000 each, for an aggregate nominal value of Rs. 66.40 crore on private placement. Powered by Capital Market - Live

7 months agoCapital Market - Live
Corporate
Muthoot Microfin raises NCDs of Rs 66.40 cr

Muthoot Microfin has issued 6,640 Secured Rated, Listed, Redeemable, Taxable, Non-Convertible Debentures (NCDs) having face value of Rs. 1,00,000 each, for an aggregate nominal value of Rs. 66.40 crore on private placement basis. The NCDs will be allotted on 06 August 2024. Powered by Capital Market - Live

7 months agoCapital Market - Live
Corporate
Muthoot Microfin to announce Quarterly Result

Muthoot Microfin will hold a meeting of the Board of Directors of the Company on 9 August 2024.Powered by Capital Market - Live

7 months agoCapital Market - Live

Frequently asked questions

  1. What is the share price of Muthoot Microfin Ltd (MUTHOOTMF) today?

    The share price of MUTHOOTMF as on 21st March 2025 is ₹143.40. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on Muthoot Microfin Ltd (MUTHOOTMF) share?

    The past returns of Muthoot Microfin Ltd (MUTHOOTMF) share are
    • Past 1 week: 9.13%
    • Past 1 month: -0.48%
    • Past 3 months: -21.56%
    • Past 6 months: -37.53%
    • Past 1 year: -27.79%
    • Past 3 years: N/A%
    • Past 5 years: -46.12%

  3. What are the peers or stocks similar to Muthoot Microfin Ltd (MUTHOOTMF)?
  4. What is the market cap of Muthoot Microfin Ltd (MUTHOOTMF) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Muthoot Microfin Ltd (MUTHOOTMF) is ₹2402.55 Cr as of 21st March 2025.

  5. What is the 52 week high and low of Muthoot Microfin Ltd (MUTHOOTMF) share?

    The 52-week high of Muthoot Microfin Ltd (MUTHOOTMF) is ₹257.98 and the 52-week low is ₹119.25.

  6. What is the PE and PB ratio of Muthoot Microfin Ltd (MUTHOOTMF) stock?

    The P/E (price-to-earnings) ratio of Muthoot Microfin Ltd (MUTHOOTMF) is 5.34. The P/B (price-to-book) ratio is 0.86.

  7. Which sector does Muthoot Microfin Ltd (MUTHOOTMF) belong to?

    Muthoot Microfin Ltd (MUTHOOTMF) belongs to the Financials sector & Specialized Finance sub-sector.

  8. How to buy Muthoot Microfin Ltd (MUTHOOTMF) shares?

    You can directly buy Muthoot Microfin Ltd (MUTHOOTMF) shares on Tickertape. Simply sign up, connect your demat account and place your order.