The Debt to Equity Ratio is a company’s total liabilities divided by its shareholder equity. It's the degree to which a company is financing its operations through debt v/s wholly owned funds

Lower than Industry Debt to Equity Ratio

Current ratio measures a company’s ability to pay short-term obligations. Higher is better

Higher than Industry Current Ratio

A higher-than-industry revenue growth represents increased potential for the company to increase their market share

Lower than Industry Revenue Growth

Market share is the percentage of an industry's total sales going to a particular company. It gives a general idea of the size of a company v/s its competitors

Decreasing Market Share

Net income is equal to net earnings (profit) less expenses. This number is an important measure of how profitable the company is

Lower than Industry Net Income

Higher than Industry Revenue Growth

Higher than Industry Net Income

The EBITDA margin is the percent of revenue that the company retains after incurring all the direct and operational costs of the business

Lower than Industry EBITDA Margin

The net profit margin is net income or profit generated as a percentage of revenue and illustrates how much of each rupee in revenue translates to profit

Lower than Industry Net Profit Margin

Y-o-y growth in the total revenue represents increased potential for the company to increase their market share.Total revenue for the current quarter is compared with the same quarter of previous year to reduce the effects of seasonality

Increasing Total Revenue

Y-o-y growth in the net income represents increased profitability of the company.Net profit for the current quarter is compared with the same quarter of previous year to reduce the effects of seasonality

Increasing Net Profit

Increasing EBITDA margin indicates increased profit efficiency without taking into account financial, accounting or tax implications

Constant EBITDA Margin

Increasing Net profit margins indicates the increasing profit to the shareholders with each unit of revenue

Decreasing Net Profit Margin

Y-o-y growth in the EBITDA represents how efficiently the company manages its expenses.EBITDA for the current quarter is compared with the same quarter of previous year to reduce the effects of seasonality

Increasing EBIDTA

Mid and Small Cap Focused Portfolio

Recommended Investment Amount &gt; 5 Lakh At Niveshaay, we believe to invest where there is low Risk and High Uncertainty. There is a misnomer that entrepreneurs take high risk and hence they are awarded with high returns. In reality, entrepreneurs do everything they can to minimize risk.The classic trait of Entrepreneurs is that they are great at dealing with uncertainty and are also good at minimizing risks and the same applies to investors in equity markets too.The Key Mantra should be to invest in a company that has the potential to grow at decent pace, visibility of sustainable profit and also have clarity on the leverage.In this portfolio, we have covered stocks which are available at a reasonable valuation and have huge earning potential upside. <ul><li>This portfolio comprised of basket of 15-20 small and mid cap focused stocks with great business potential.</li></ul>

Niveshaay is a SEBI Registered Investment Advisory Firm with a Dedicated Research Team specializing in unearthing high quality undervalued stocks.  We focus on few high conviction stocks that exhibit chances to outperform and have out sized impact on the portfolio.

Niveshaay

Fundamental

Technicals

Relative

Smallcase Keymetrics

Listed Venture Capital

We find multi-baggers in listed small caps by using big-data analytics to quantitatively select governance standards and earnings potential using our proprietary database and algorithm. To dig deeper - please read on. <ul><li>An ingredient to our secret sauce is our proprietary database where we track board members of listed companies and our algorithms that track the background of these board compositions.</li></ul> <ul><li>We aim to find credible board members that are specialist in the industry and who are part of high quality companies and are also sitting board members of really small companies like a Venture Capital board observer in a startup.</li></ul> <ul><li>For our investors, we watch out for related party representations in terms of family members and focus on purely professional representation as a preferred choice.</li></ul> <ul><li>We bank on heuristic to estimate intrinsic value as a screen of companies that are very small and have limited reporting and history.</li></ul> <ul><li>We use fundamental ideas like variability of margins, earnings stability, one off items in reported earnings as few of the methods to further shortlist.</li></ul> <ul><li>We used portfolio construction techniques to make the small case representative of broad economy.</li></ul> This portfolio is not available for US persons, including US citizens and residents.&nbsp;The portfolio represented herein is available only to Indian residents.&nbsp;For US persons, please refer to the LotusDew website: <a href="https://www.lotusdew.co" rel="noopener noreferrer" target="_blank">www.lotusdew.co</a>

This portfolio is not available for US persons, including US citizens and residents.  The portfolio represented herein is available only to Indian residents.  For US persons, please refer to the LotusDew website: www.lotusdew.co

Lotusdew is a DIPP recognized wealth tech company under Startup India Program (DIPP38086). We use big data and machine learning to extract investment ideas from broad regulatory disclosures. We provide quantitative investment management, asset allocation and portfolio construction advise based on our proprietary models.


Lotusdew Wealth

BM Focused Small Cap

While the markets have come nearer to their highs the small caps haven’t moved at all. We think that the small caps are sitting on the cusp of a big move up.&nbsp;In this context we are launching our ‘BM Focused Small cap’ smallcase. And like always we will put in our own Rs 5 lakhs every month into this scheme 1)&nbsp;Investment Philosophy: Investing in smallcaps can be rewarding if we can select market leaders growing at 20% plus with high return on equity of more than 20% and which are available at decent valuations. We have selected companies where there is industry tailwind for the next 3-5 years. We will avoid companies where there are corporate governance issues. We aim to focus on protecting downside risk.&nbsp;2)&nbsp;Our Personal Investment: Based on our principle of having ‘thick’ skin in the game, we will put in ₹5,00,000 every month in our new smallcase also. Halwai apni mithai khata hai.3)Average Market Capitalisation: the weighted average market cap is approximately ₹15,000 crores. We don’t want to buy ultra-illiquid smallcaps run by untested and unscrupulous promoters.4)&nbsp;Minimum Amount: Theoretically, you can start with Rs 50,000. And scale it up as and when you can. This is a flat fees model. We don’t charge money on AUM. So, the more you put in the better it gets for you.&nbsp;5)Portfolio Concentration: This will be a concentrated portfolio of 15 stocks divided across Consumer, Financials, Capital Goods, Construction Real Estate6)Portfolio Benchmark : Nifty Smallcap100

Basant Maheshwari Wealth Advisers LLP  offers portfolio management and Investment advisory services. The firm focuses on investing in companies which have predictable and consistent earnings and can typically generate above average earnings growth over longer periods of time. 


Basant Maheshwari Investing

Equity & Gold

This smallcase invests in Equity &amp; Gold, fixing their weights to 70% and 30%. smallcase invests in large-cap companies using Nippon India ETF Nifty Bees<ul><li>Large cap companies are usually well established and the chances of such companies going bust are low</li><li>Adding such stocks to the portfolio increases stability of the portfolio as their stock prices are not very volatile. They are also best suited for long term wealth creation</li></ul> smallcase invests in Gold using Nippon India ETF Gold Bees<ul><li>Historically gold has maintained its value and is the best form of hedge against inflation and geo-political uncertainties</li><li>Since price of gold is negatively correlated with price of stock, the former is a very effective portfolio diversifier&nbsp;</li></ul>

We’re SEBI registered research analyst creating Thematic & Quantamental curated stock/ETF portfolios. Data analysis is the heart and soul behind our portfolio construction & with 50+ offerings, we have something for everyone.

Windmill Capital

Green Energy

This is a portfolio of stocks, which will get benefit from the energy transition. Energy transition refers to the global energy sector’s shift from fossil-based systems of energy production and consumption — including oil, natural gas, and coal — to renewable energy sources like wind and solar, as well as other sources like biofuels.&nbsp;Major Investment Rationales -Ø&nbsp;Things like solar panel installations, electric vehicle sales are at record highs.Ø&nbsp;ESG factors in Investing – Due to ESG factors in Investing, the energy transition will continue to increase in importance.Ø&nbsp;Renewable electricity is increasingly cheaper than any new power capacity based on fossil fuels, according to a report by the International Renewable Energy Agency (IRENA).Ø&nbsp;Climate change is set to be one of the top priorities for the world.Ø&nbsp;More than a hundred countries have&nbsp;joined an alliance&nbsp;aiming for net-zero emissions by 2050.

House of Bajaj

The Bajaj group of companies was founded by Jamnalal Bajaj in 1926. The core business of the group is diversified across sectors such as automotive, consumer finance, insurance, steel, consumer appliances, tours &amp; travels, and industrials.&nbsp; <ul><li>The group has household automotive brands like Pulsar and Avengers and financial brands like Bajaj Finance &amp; Bajaj Finserv in its portfolio.&nbsp;</li><li>Bajaj Auto has sold more than 18 million motorcycles sold in over 70 countries. It is also India’s top motorcycle exporter – two out of three bikes sold internationally are from Bajaj. The company is also the world’s largest manufacturer of three-wheelers.</li><li>On the other hand, Bajaj Finance, the consumer finance business of the group had 3,714 locations and 1,43,900+ distribution points as of December 2022.</li><li>3 of the 7 listed companies of the group are part of the Nifty 50 index. As of March 2023, these Nifty companies have a market cap in excess of ₹6.5 lakh crores.</li></ul> This smallcase is suitable for investors seeking exposure to leading consumer-facing companies of the Bajaj group.

YJ Ancillary

The auto ancillary sector in India has shown strong growth in recent years and is expected to continue to do so in the future. Some factors that may make it a good investment include: i. Increasing domestic and export demand: The Indian automotive industry is growing rapidly, driven by rising incomes and a growing middle class. The sector is also a major exporter, with a significant presence in global supply chains. The auto components industry grows 34.8% to INR 2.65 lakh cr in H1 FY23. ii. Government support: The Indian government has implemented a number of initiatives to support the automotive sector, including policy measures and infrastructure development. iii. Electric Vehicles are emerging in the industry, and to encourage it govt. of India has made a partial modification to the FAME-II scheme, increasing the incentive to Rs15,000 per kWh for all EVs. iv. Favourable demographic trends: India's large and young population is expected to drive demand for vehicles in the coming years. v. The last few years have been challenging for the Automobile industry due to various reasons like in 2017, the industry was impacted by Demonetization, and the industry also faced changes in norms like AHO regulatory and BS-IV and BS-VI norms and a shortage of semiconductors. Overall, the auto ancillary sector in India appears to be well-positioned for growth and may be a good investment opportunity for those looking for exposure to the automotive industry

Yellow Jersey

CANSLIM-esque - Asset Allocation Version

This is an asset allocation version of the <a href="https://www.smallcase.com/smallcase/canslim-esque-SCMO_0029" rel="noopener noreferrer" target="_blank">CANSLIM-esque</a> smallcase. <ul><li>The underlying theme of the smallcase mimics the pure equity version smallcase “CANSMLIM-esque”</li><li>CANSLIM model revolves around seven criteria - current earnings, annual earnings, the new factor, supply and demand, leader vs laggard, institutional ownership and market direction. These criteria have been modified for the Indian stock markets</li><li>This smallcase consists of companies that have recorded greater than 10% earnings per share growth over the previous 2 years and also have a high return on equity. High EPS growth in tandem with high ROE indicates that the company is making money at a fast pace while managing capital efficiently</li><li>Future expectations regarding earnings growth have also been taken into account</li><li>Additionally, only stocks that have been showing strong upward price movement and have performed better than 75% of all stocks over the previous 1 year are included</li><li>To reduce the risk of the smallcase, we include other asset classes like gold and debt which is not done in the original smallcase. Thus,this version of the smallcase provides better risk-adjusted returns, especially during market turmoil</li></ul> This smallcase is suitable for those who want the benefit of the “CANSLIM-esque” smallcase strategy with added protection of asset allocation to safeguard against prolonged market downturns. This version of smallcase reduces fluctuation in portfolio value while providing a smooth wealth creation journey.

21G Balanced Fund⚖️

This smallcase is a composition of Silver, Gold &amp; Nifty ETF’s. With the introduction of Silver ETF in the trading market, investors will be equipped to experience commodities like silver in the financial markets. The smallcase structure offers the investor a pooled investment experience across the three Investment avenues.&nbsp;&nbsp;&nbsp; <ul><li>Having a cocktail composition of Silver, Gold and Equity makes it a perfect diversified asset allocation. Having major investments in ETF drives the portfolio towards lower risk side as compared to full equity invested portfolio.</li></ul> <ul><li>The smallcase adds value by having Gold &amp; Silver ETF in the basket, as this instrument is known to maintain stability by acting as a shock absorber in times of volatility. This smallcase is labelled as a low-risk long term investment portfolio because it has NIFTY ETF which includes large cap stocks which are not very volatile.&nbsp;</li></ul> <ul><li>Connect with us on WhatsApp for any queries by clicking&nbsp;<a href="https://wa.me/916239043462" rel="noopener noreferrer" target="_blank">here</a>.</li></ul>

BASL Membership id: BASL1891, 
21G Investment Advisers Pvt Ltd is an investment advisory firm that is involved in technical & fundamental research and trading consulting services.

21G Investments

The Great Indian Middle Class

Dividend Aristocrats

For long-term investors, dividend returns are very important as they are an additional income that is earned over and above the capital gains earned by holding onto the stock.
<ul>
<li>This smallcase consists of companies that have increased their dividend payout consecutively for the last 10 years.</li>
</ul>
Stock returns consist of two parts--price return and dividend return. An investor can earn back a significant portion of the investment in the form of dividends, before selling the stock.

Mystic Wealth Value (MWV)

Mystic Wealth Value sniffs for inefficiencies arising out of Spin-offs, demergers and other Special Situations. It also invests in GARP (Growth at reasonable Price) framework.

Mystic Wealth is a SEBI-registered RA (Research Analyst). 
We are amongst the first in India to introduce the Momentum Factor and Value (Spin-off ) investing
Join us to get Evidence-based factor research in Momentum and Value.



Mystic Wealth

All Weather Investing

All Weather Investing is a popular strategy that ensures your investments do well in good as well as bad times. This is a long-term investment strategy that you can use to build wealth over the years to come.
<ul>
<li>This smallcase invests in 3 asset classes--equity, debt and gold</li>
<li>The portfolio is rebalanced periodically to generate relatively higher returns by assuming the least possible risks</li>
</ul>
This smallcase is ideal for all types of market conditions. It will ensure that neither will your investment ship sink, nor will the investment flight soar to scary heights. What you will get here is a steady ride to help you meet your long-term investment goals.

IT Tracker

India remains one of the world’s top sourcing destination with a share of 55%. Indian IT exports touched a peak of US $670 billion in FY22. The contribution of the IT sector to India’s GDP stood at 7.7% in 2020. <ul><li>Indian IT &amp; ITeS companies have set up over 1,000 global delivery centers in over 80 cities around the world.</li><li>Revenues of the IT Business Process Management industry are estimated to be at around US $227 billion in FY22 from the previous $196 billion in FY21. The industry is expected to grow to US $350 billion by 2025</li></ul> This smallcase comprises IT &amp; ITeS and online services companies to allow investors to efficiently track and invest in the information technology sector.

Auto Tracker

The Indian auto industry is one of the largest in the world, accounting for ~7.5% of the country's GDP. During FY2021, 2.2 crore automobiles were produced in the country. India is also a prominent auto exporter. Exports across all vehicle categories have increased over the past year, with Passenger Vehicles witnessing a 42% jump from 2021 to 2022. The auto component manufacturing industry accounts for 2.3% of India's GDP. Automobile components export from India is expected to reach US$ 80 billion by 2026, from the current level of US$ 7.35 billion. Sales of electric vehicles have also been on the rise. From just about 25,000 units in the FY2016-17 period, sales of electric vehicles have increased to 4,28,217 units in the FY2020-2021 period.&nbsp; A growing and aspirational middle class is driving the growth of the industry. Favorable policies by the govt. - like the Vehicle Scrappage Policy - will help boost demand for the sector. It is estimated that over 51 lakh vehicles, both private and commercial, are over 20 years old. As part of the scrappage policy, their removal from the roads will likely result in replacement demand for new vehicles. This smallcase comprises automobiles, auto parts, batteries and tyre companies to allow investors to efficiently track and invest in the automobile sector.

APNA STAYVAN

#STAYVAN ke saath har week nivesh, life mein dega sub kuch vishesh aur banega BHARAT shrest. <ul><li>Trusted by over 10,000+ subscribers and growing by being no. 1 in under Rs. 2,000/- minimum amount investment category.</li></ul> <ul><li>This smallcase has 7 independent stocks all under Rs. 100/- market price from different sectors and different market cap.</li></ul> <ul><li>Reach lumpsum investment above Rs. 1,00,000/- and then on each SIP invest 3% of the capital investment or Rs. 3000/- whichever is above.</li></ul> STAYVAN's SIP unique strategy explanation : <ul><li>Averages buy on Price and not on time. Thus, your buying entry shall always be cheaper than your previous buy. Thus the re-balance could occur the next day or after an infinite period but only when the prices hit a lower trigger price to average buy.</li></ul> <ul><li>Books profit at higher levels of the buying done at lower levels. It books profit and also generates cash for compounding of capital for the long term.</li></ul> <ul><li>Parks excess and profit booked funds into the balancer etf / stock / other instrument to provide diversification and also keep on generating returns on the investment rather than allowing it to lie as credit balance in the ledger without any returns.</li></ul> <ul><li>Designed to provide comparative better returns over a decent period of time. Short term investors should avoid investing in this smallcase.</li></ul> These are no financial or other advices regarding any investments. Re-balance actions are completely at investors discretion. Consult your financial advisor before investing. No services other than those prescribed by SEBI for registered RESEARCH ANALYST are intended or shall be provided. No refunds shall be made under any circumstances.

Dipen Shah with his more than 18 years of market experience has designed 20 strategies with 100% potential to outperform markets.

Stayvan

Energy Tracker

The Indian energy sector consists of oil &amp; gas as well as power companies. •	Electricity demand in the country has increased rapidly and is expected to rise further in the years to come, which is why massive addition to the installed generating capacity is required.•	Government’s focus on attaining ‘Power for all’ has accelerated capacity addition in the country.•	Total installed capacity of power stations in India stood at 395,070 MW as on January 2022, showing tremendous growth over the past 5 years.•	Government is focusing on expanding gas infrastructure across the country. 100 more districts in the next 3 years will be added to the City Gas Distribution network.•	Government has also been supporting the sector by allowing 100% FDI in different segments.•	As part of Budget 2021-22, a power distribution sector scheme will be launched with an outlay of ₹3.06 lakh crores over 5 years. This smallcase comprises coal, power transmission &amp; distribution, power trading, gas distribution, power generation and oil &amp; gas companies to allow investors to efficiently track and invest in the energy sector.

Gulaq Gear 6

This portfolio follows a directional strategy that aims to consistently outperform the benchmark equity index while maintaining low volatility. It is a quantitatively managed fund that implements a systematic rule-based trading model to remove human subjectivity.<ul><li>Directional&nbsp;Strategy in Indian Equities</li><li>Systematic Rule Based Trading</li><li>Identifying Investible businesses in S&amp;P BSE 500</li><li>Agnostic to Sector and Market Capitalization</li><li>Identify stocks using a combination of technical and fundamental factors</li><li>Optimize the portfolio for maximizing risk rated returns</li><li>Allocate capital to equities on basis of market valuations</li></ul>

Estee Advisors Private Ltd. is one of the leading names in the quant-based investment management and execution service provider. 

Estee

Top 250 Stocks

<ul><li>Blue chip companies have well established business models and hence their&nbsp; stock prices tend to be stable. Adding blue chip stocks to the portfolio increases stability of the portfolio. Another positive aspect of investing in blue chips is the possibility of receiving high dividends.&nbsp;</li><li>Mid cap companies are still in the middle of their growth curve and are expected to exponentially grow their sales and profits. As their growth potential is high, the possibility of their stock price increasing multi fold also tends to be high.&nbsp;</li><li>The key to a well diversified portfolio is to ensure an appropriate combination of large and mid cap stocks.&nbsp;</li><li>This smallcase provides exposure to top 250 companies by market capitalization. Weights of the smallcase are adjusted to maximize the return potential while minimizing risk of the portfolio.</li></ul>

Golden Opportunity

Exposure to real assets and precious metals is a tactical call during high inflation pressures. This smallcase may be added to your existing allocation towards gold to provide a multicap gold equity and physical gold exposure.

Banking Privately

Private sector banks and NBFCs have been growing rapidly and are seen as an integral part of the Indian financial system.
<ul>
<li>Since the initiation of banking reforms in 1993, old and new private sector banks have been giving tough competition to government banks</li>
<li>Private sector banks have outperformed their public sector peers in multiple parameters like growth of bank network, productivity measures like profit per employee, management efficiency, capital adequacy, asset quality and liquidity </li>
<li>NBFCs have also played a key role in the development of the infrastructure sector and in providing credit to customers in unbanked areas</li>
<li>NBFCs have been growing in the mortgage business as well, competing with commercial banks </li>
<li>Other secular trends like low credit penetration in India compared to other economies and low NBFC credit as percentage of GDP provides huge opportunity for NBFCs to grow</li>
</ul>
This smallcase comprises private banks and NBFCs that are an advantageous position compared to government banks, which have been suffering from low profitability and high amount of bad loans.

Value India

Invest in a smallcase which has been intelligently selected by our powerful AI platform, InvestorAi. It uses&nbsp;proprietary quant algorithms&nbsp;usually available only to institutional investors. You have the opportunity to Follow the Machine (FtM) – benefitting from its vast computing power and track record without any natural human bias.&nbsp;The underlying algorithm for this FtM portfolio is Value Investing which identifies good companies that are temporarily undervalued and are predicted to bounce back within 3 months. This algorithm has been running for over 3 years with an accuracy of 69%, and has delivered a net 56% return on an annualised basis.From approx. 50 opportunities, InvestorAi curates a shortlist of stocks which have low volatility and score well on factors such as capital structure, forward P/E, 60 day relative return, 2 year beta and 1 year standard deviation. Stocks are graded based on short term momentum. (For details on features and KPIs please refer our blog)This InvestorAi FtM portfolio is constructed with a balance of cyclical and defensive stocks with sector diversification. All curated stocks are run through a&nbsp;Monte Carlo simulation (a mathematical technique, which is used to estimate the possible outcomes of an uncertain event), calculating over a thousand possible combinations in order to deliver a 10 stock smallcase with the strongest returns and lowest 3 year volatility.&nbsp;

InvestorAi  aims to empower the new breed of digital investors, using big data, quantitative algorithms, sophisticated bots and machine learning models to provide insights that support individuals with their investment decisions.

InvestorAi uses the insights generated to curate smallcases that are aligned to a variety of investment styles and themes.

Bridgeweave NG LLP is a registered Research Analyst under the Securities and Exchange Board of India (registration no. INH200008583). Registration granted by SEBI and certification from NISM in no way guarantee the performance of the intermediary or provide any assurance of returns to investors

InvestorAi

BM Vision 2030 Smallcase

This portfolio will participate in the megatrends that have and will emerge over the next decade. We do not want to buy cheap stocks but buy stocks that will become cheap due to growth in the underlying business.We will completely avoid absolute illiquid small caps which have entry and exit issues. Those stocks are like Abhimanyu easy to get in and almost impossible to exit.A concentrated portfolio of 12 stocks is enough to beat the underlying bench mark (Nifty 50).We will invest across sectors and market caps. Weightage will be 50% above or below the simple formula (100/No. of stocks).So if we have 12 stocks:•&nbsp;&nbsp;the maximum weightage will be 50% above 100/12 = 8.33% = 12.50%•&nbsp;&nbsp;the minimum weightage will be 50% below 100/12 = 8.33% = 4.17%

Dividend Stars

For long-term investors, dividend returns are very important as they are an additional income that is earned over and above the capital gains earned by holding onto the stock.<ul><li>This smallcase consists of companies that have maintained an average dividend yield of at least 2% over the previous 5 years</li><li>Additionally, only the companies that have not cut dividends for the last 5 years are included</li></ul>Stock returns consist of two parts--price return and dividend return. An investor can earn back a significant portion of the investment in the form of dividends, before selling the stock.

PSU BANKS FOR SIP

Equity & Debt

<ul><li>Blue chip companies have well established business models and stock prices of such companies are usually very stable. Hence adding blue chip stocks to the portfolio increases stability of the portfolio.&nbsp;</li><li>Debt investments have lower risk compared to equity investments. Interest is paid at predefined regular intervals on debt instruments. Holders of these instruments also receive a terminal value when the instrument matures. Generally, yields / returns on corporate debt tend to be higher compared to returns generated by bank fixed deposits.&nbsp;</li><li>A portfolio that contains both equity and debt instruments is well diversified. Diversification across asset classes significantly reduces the probability of the portfolio experiencing dramatic declines and offers a smooth wealth creation journey.</li><li>This smallcase provides exposure to blue chip companies as well as high quality debt instruments issued by public sector companies, through ETFs. 60% of the investment goes into top 100 market cap companies and 40% into debt issued by public sector enterprises.</li></ul>

Disruptors

Disruption makes money - tonnes of it: Disruptors win, and incumbents lose. Invest in companies that are disrupting their space. Back companies that are future&nbsp;winners&nbsp;across sectors. Disruption comes in different shapes and forms: Tech-led advantages, network effect, economies of scale, product innovation, cost advantages, moat creation - it can be anything. Pick outperformers: Any business advantage that disrupts the status quo, and leads to or has the potential to result in sustained earnings outperformance, or rerating is what we pick. Long term wealth creation:&nbsp;Increase the probability of sustained long-term wealth creation by investing in strong business models that exhibit traits of disruption, and sail through structural downturns because of company-specific factors.

Rupeeting is an investment manager with a singular objective - to grow your money over the long term. We help turn your investments, no matter how small into your dream, no matter how big.

We recognise that "Rupee" is different for everyone; and that's where we come in. We offer a diverse set of investment opportunities for you to make the most of your money.

We follow time-tested investment strategies and apply expertise to invest your money at the right places. We don't just invest your money, we also explain everything we do. Our clients get courtside seats so they see their hard-earned money grow first-hand.

Rupeeting

High Dividend Yield and Capital Appreciation

-Invests in 15-20 companies with consistent High Dividend Yield.-Investments with potential to generate dividend income andcapital appreciation.-Companies with Strong Balance Sheet and Low Debt on books.-Companies with Good Management integrity, capability andperformance track record.-Companies available at Reasonable Valuations as compared totheir earnings potential.-Multi-cap Strategy (invests in Large Cap, Mid Cap and Small Capshares).-Announcements, Results, News of the companies are regularly researched to ensure stock potential

Wealth Creation through a strong fundamental research and disciplined investing.
Top performing research house!

Green Portfolio

Affordable Housing

Affordable housing refers to existing and future housing units that come under the Pradhan Mantri Awas Yojana (PMAY), which was launched in 2015. <ul><li>The scheme was launched with the aim of building 2 crore affordable houses over a period of 7 years for the lower income segment</li><li>Out of which, approximately 80 lakh houses are being targeted to complete by FY23</li><li>Budget 2022-2023 allocation to PMAY increased by 75% to ₹40,000 crores</li><li>Affordable housing projects were granted ‘infrastructure status’ earlier in Budget 2017, which ensured lower cost of borrowing for developers, thus encouraging them to take such projects</li><li>Developers engaged in affordable housing projects also do not have to pay GST</li><li>Affordable housing projects can avail a tax holiday till 31st March, 2022. Tax exemption for notified Affordable Rental Housing Projects will also continue for 1 more year.</li><li>The additional deduction of ₹1.5 lakh shall be made available for loans taken up till 31st March 2022, for the purchase of an affordable house.</li><li>These measures are expected to increase the demand for affordable houses and corresponding loans.</li></ul> This smallcase consists of stocks from segments like housing finance companies focused on financing low and middle income segments, real estate developers constructing affordable houses and cement &amp; building products companies.

Gulaq Wealth

High Quality Right Price

Invests in 15-22 companies that can Multiply Your Wealth in the next 2-4 years.Theme:-AatmaNirbhar Bharat- Policy Formulated by PM of India to make India a "bigger and more important part of the global economy" pursuing policies that are efficient, competitive, resilient and being self-sustaining and self-generating.-China Plus One- Is the business strategy to avoid investing only in China and diversify business into other countries. Many companies are looking to diversify their manufacturing into countries like India as a part of their de-risking strategy.-Production Linked Incentive Scheme- Extends an incentive of 4% to 6% on incremental sales (over the base year) of goods manufactured in India and covered under target segments, to eligible companies, for a period of five (5) years-Make in India-Initiative to encourage companies to manufacture in India and encourage dedicated investments into manufacturing.-Government initiatives like Anti Dumping Duty, Import Licensing High Quality Right Price Companies-Strong Balance Sheet and Low Debt on books.-Good Management integrity, capability and performance track record.-Available at Reasonable Valuations-Multi-cap Strategy-Announcements, Results, News of the companies are regularly researched

Infra Tracker

The infrastructure sector is a key driver for the Indian economy as it is responsible for propelling India’s overall development and enjoys intense focus of the government.&nbsp;&nbsp; <ul><li>&nbsp;For sustainable development of the country, India is expected to attract investments worth Rs.50 trillion (US$ 777.73 billion) investment in it's infra sector by the end of this year</li><li>As part of Budget 2021-22, an enhanced outlay of ₹1.18 lakh crores for Ministry of Road Transport and Highways has been provided, of which ₹1.08 lakh crores is for capital expenditure - the highest ever</li><li>100% FDI is permitted under the automatic route across various infrastructure sectors</li><li>India is expected to become the third largest construction market globally by 2022</li><li>FDI in the construction development sector (townships, housing, built up infrastructure and construction development projects) and construction (infrastructure) activities stood at US$ 26.17 billion and US$ 26.30 billion, respectively, between April 2000 and December 2021</li><li>India is the world’s second largest cement producer. The county's overall cement production capacity was nearly 294 million tonnes (MT) in FY21.&nbsp;</li></ul> This smallcase comprises construction &amp; engineering, water management, cables, ports and cement companies to allow investors to efficiently track and invest in the infra sector.&nbsp;&nbsp;

Teji Mandi Multiplier

The multiplier portfolio is a concentrated yet well diversified portfolio of midcap and smallcap stocks. These are stocks that are likely to be winners of tomorrow, and hence hold the promise of significant wealth creation in the times to come. Certain tenets of the portfolio: Capital Allocation: We look for companies with a superior track record of capital allocation. Excellent corporate governance and capital allocation track record and strong sustainable competitive advantages ensure that we identify winners. Low coverage of mid and smallcaps: Analyst coverage of mid and smallcap stocks is much lower than large caps. This gives the fund manager an edge in spotting good businesses early and generating higher alpha. Favourable cyclical upturn: Small and midcaps tend to perform in extremes and revive sharply after bouts of negative returns. After the correction in small caps in the last 3 years, we expect a significant revival in performance

TM Investment Technologies Pvt Ltd (Tradename: Teji Mandi) is a SEBI registered Research Analyst & a subsidiary of Motilal Oswal Financial Services. The company was founded by Vaibhav Agrawal, who has proven experience in identifying winning stock ideas through various market cycles and is a fund manager at Motilal Oswal AMC. Teji Mandi also has industry veteran Mr Raamdeo Agrawal, Chairman of Motilal Oswal Financial Services, as the company's director. Teji Mandi strives to provide expertly managed portfolios to help investors achieve their investment goals.

Teji Mandi

Quality Smallcap - Smart Beta

Lakshmi Machine Works Limited is engaged in the manufacturing and selling of textile spinning machinery, computer numerical control machine tools, heavy castings, and parts and components for aerospace industry.

Financial Year	FY 2015	FY 2016	FY 2017	FY 2018	FY 2019	FY 2020	FY 2021	FY 2022	FY 2023	TTM
Total Revenue	2,588.49	2,956.34	2,587.66	2,750.44	2,814.20	1,668.50	1,806.11	3,239.29	4,866.97	4,866.98
Raw Materials	1,511.15	1,814.59	1,557.97	1,620.07	1,618.98	924.62	1,057.51	2,057.94	4,270.02	4,270.02
Power & Fuel Cost	41.72	54.10	28.27	39.38	35.46	21.28	20.60	31.61
Employee Cost	249.58	253.65	256.37	275.49	315.54	241.81	260.57	331.45
Selling & Administrative Expenses	121.41	142.96	111.09	127.34	201.48	127.12	150.60	240.56
Operating & Other expenses	263.13	265.05	291.22	309.19	303.62	250.62	189.78	279.60
EBITDA	401.50	425.99	342.74	378.97	339.12	103.05	127.05	298.13	596.95	596.96
Depreciation/Amortization	99.74	88.11	79.87	75.85	55.35	55.26	55.63	59.72	77.74	77.74
PBIT	301.76	337.88	262.87	303.12	283.77	47.79	71.42	238.41	519.21	519.22
Interest & Other Items	0.63	1.02	0.42	0.77	1.17	0.61	0.08	0.09	0.00	—
PBT	301.13	336.86	262.45	302.35	282.60	47.18	71.34	238.32	519.21	519.22
Taxes & Other Items	81.48	109.52	76.03	87.70	97.21	19.41	26.73	57.27	135.20	135.20
Net Income	219.65	227.34	186.42	214.65	185.39	27.77	44.61	181.05	384.01	384.02
EPS	194.96	201.78	167.78	195.93	171.35	25.99	41.76	169.47	359.47	359.47
DPS	37.50	40.00	35.00	40.00	35.00	10.00	10.00	40.00	0.00	40.00
Payout ratio	0.19	0.20	0.21	0.20	0.20	0.38	0.24	0.24	0.00	0.11

Lakshmi Machine Works Ltd

Lakshmi Machine Works Ltd

Consolidated
Financial Statements

What is an income statement?

Income Statement
Industry refers to the sub-sector this company belongs to.

Lower than Industry Revenue Growth
A higher-than-industry revenue growth represents increased potential for the company to increase their market share

Decreasing Market Share
Market share is the percentage of an industry's total sales going to a particular company. It gives a general idea of the size of a company v/s its competitors

Lower than Industry Net Income
Net income is equal to net earnings (profit) less expenses. This number is an important measure of how profitable the company is

Company Updates

Lakshmi Machine Works Ltd

Consolidated Financial Statements

What is an income statement?

Income StatementIndustry refers to the sub-sector this company belongs to.

Lower than Industry Revenue GrowthA higher-than-industry revenue growth represents increased potential for the company to increase their market share

Decreasing Market ShareMarket share is the percentage of an industry's total sales going to a particular company. It gives a general idea of the size of a company v/s its competitors

Lower than Industry Net IncomeNet income is equal to net earnings (profit) less expenses. This number is an important measure of how profitable the company is

Company Updates

Consolidated
Financial Statements

Income Statement
Industry refers to the sub-sector this company belongs to.

Lower than Industry Revenue Growth
A higher-than-industry revenue growth represents increased potential for the company to increase their market share

Decreasing Market Share
Market share is the percentage of an industry's total sales going to a particular company. It gives a general idea of the size of a company v/s its competitors

Lower than Industry Net Income
Net income is equal to net earnings (profit) less expenses. This number is an important measure of how profitable the company is