Indusind Bank Ltd

Net profit of IndusInd Bank declined 90.87% to Rs 127.98 crore in the quarter ended December 2025 as against Rs 1402.33 crore during the previous quarter ended December 2024. Total Operating Income declined 11.15% to Rs 11372.88 crore in the quarter ended December 2025 as against Rs 12800.77 crore during the previous quarter ended December 2024. ParticularsQuarter EndedDec. 2025Dec. 2024% Var. Total Operating Income11372.8812800.77 -11 OPM %46.4155.27 - PBDT173.851857.02 -91 PBT173.851857.02 -91 NP127.981402.33 -91 Powered by Capital Market - Live

The profit before tax (PBT) fell 88.24% YoY to Rs 218.16 crore during the quarter. The bank's financial results include the financial results of its wholly owned subsidiary, Bharat Financial Inclusion (BFIL), a business correspondent (BC) of the Bank involved in originating small ticket loans for the Bank and IndusInd Marketing and Financial Services Private (IMFS), an associate of the bank. The bank reported a 90.87% decline in consolidated net profit to Rs 127.98 crore on 13.7% decline in total income to Rs 13,080.08 crore in Q3 FY26 over Q3 FY25. Pre-provision operating profit (PPOP) stood at Rs 2,270 crore in Q3 FY26, as against Rs 3,601 crore posted in Q3 FY25. Net Interest Income (NII) declined 12.74% YoY to Rs 45.62 crore in Q3 FY26.Net interest margin (NIM) reduced to 3.52% in Q3 FY26 as against 3.93% in Q3 FY25. The bank's deposits declined 3.82% to Rs 3,93,815 crore in Q3 FY26 compared with Rs 4,09,438 crore in Q3 FY25. CASA deposits stood at Rs 1,19,104 crore with current account deposits at Rs 31,416 crore and savings account deposits at Rs 87,688 crore. CASA deposits comprised 30% of total deposits as on 31st December 2025. Advances as of December 31, 2025, were Rs 3,17,536 crore, recording de-growth of 13.45% as against Rs 3,66,889 crores previous year Gross NPA were at 3.56% of gross advances as on December 31, 2025, as against 2.25% as Q3 FY25. Net NPA were 1.04% of net advances as on December 31, 2025, as compared to 0.68% as on Q3 FY25. The provision coverage ratio (PCR) was improved at 71.50% as on December 31, 2025. Provisions and contingencies for the quarter ended December 31, 2025, were Rs 2,096 crore as compared to Rs 1,744 crore for the corresponding quarter of previous year. The Bank's total capital adequacy ratio as per Basel III guidelines stands at 16.94% as on December 31, 2025, as compared to 16.46% as on December 31, 2024. Tier 1 CRAR was at 15.74% as on December 31, 2025, compared to 15.18% as on December 31, 2024. Risk-Weighted Assets were at Rs 4,01,497 crore as against Rs 4,20,519 crore a year ago. As of December 31, 2025, the Bank's distribution network included 3,120 branches/ Banking outlets and 3,063 onsite and offsite ATMs, as against 3,063 branches/banking outlets and 2,993 onsite and offsite ATMs, As of December 31, 2024. The client base stood at approx. 42 million as on December 31, 2025. Rajiv Anand, the MD and CEO, IndusInd Bank said: During Q3FY26, the bank continued focus on optimisation of its balance sheet by letting go unprofitable loans and deposits along with being cautious on microfinance disbursements. The operating performance was steady with Pre-Provision Operating Profit at Rs 2,270 crore growing 11% QoQ. Our asset quality trends have been stable in all core businesses except in microfinance wherein industry is now showing early signs of recovery. Overall, the Bank has returned to profitability with a Profit After Tax of Rs. 128 crore. The Balance sheet remains robust with a healthy capital adequacy, excess liquidity and reducing stressed asset pool. We are optimistic about resilient domestic economy and aim to participate in the growth recovery in a calibrated manner. Indusind Bank offers a wide range of products and services for individuals and corporates, including microfinance, personal loans, personal and commercial vehicle loans, credit cards and SME loans. The counter delcined 1.04% to settle at Rs 893.10 on the BSE.Powered by Capital Market - Live

IndusInd Bank has appointed Arijit Basu (DIN: 06907779) as 'Additional Director' in the category of Non-Executive Independent Director and Part Time Chairman of the Bank for a period of three years with effect from 31 January 2026 upto 30 January 2029 (both days inclusive), subject to the approval of the Shareholders of the Bank.Powered by Capital Market - Live

IndusInd Bank announced that Sunil Mehta, upon completion of his tenure, will cease to be the Part-time Chairman and Director of the Bank with effect from 30 January 2026.Powered by Capital Market - Live

IndusInd Bank Ltd is up for a third straight session today. The stock is quoting at Rs 946, up 3.89% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is up around 0.09% on the day, quoting at 25754.85. The Sensex is at 83636.15, up 0.01%. IndusInd Bank Ltd has gained around 11.13% in last one month. Meanwhile, Nifty Bank index of which IndusInd Bank Ltd is a constituent, has gained around 0.31% in last one month and is currently quoting at 59578.8, up 0.12% on the day. The volume in the stock stood at 57.39 lakh shares today, compared to the daily average of 35.56 lakh shares in last one month. The benchmark January futures contract for the stock is quoting at Rs 943.4, up 3.51% on the day. IndusInd Bank Ltd is down 1.71% in last one year as compared to a 10.95% jump in NIFTY and a 22.35% jump in the Nifty Bank index.The PE of the stock is 0 based on TTM earnings ending September 25.Powered by Capital Market - Live

IndusInd Bank will hold a meeting of the Board of Directors of the Company on 23 January 2026.Powered by Capital Market - Live

Retail deposits and deposits from small business customers amounted to Rs 1,84,550 crore as of 31 December 2025, registering de-growth of 2.22% compared with Rs 1,88,731 crore as of 31st December 2024. Net advances declined 13.1% YoY to Rs 3,18,844 crore as of 31st December 2025. CASA Ratio fell to 30.3% as of 31st December 2025 from 34.9% as of 31st December 2024. Indusind Bank offers a wide range of products and services for individuals and corporates, including microfinance, personal loans, personal and commercial vehicle loans, credit cards and SME loans. The bank reported standalone net loss of Rs 444.79 crore in Q2 FY26 compared with net profit of Rs 1,325.45 crore in Q2 FY25. Total income fell 10.9% to Rs 13,256.59 crore in Q2 FY26 compared with Rs 14,870.18 crore in Q2 FY25. The counter rose 0.28% to Rs 902.05 on the BSE.Powered by Capital Market - Live

Securities in F&O Ban: Steel Authority of India (SAIL) and Sammaan Capital shares are banned from F&O trading on 6 January 2026. Stocks in Spotlight: IndusInd Bank's deposits fell 3.8% YoY to Rs 3,94,022 crore as of 31st December 2025. On a sequential basis however, deposits rose 1.1% from Rs 3,89,600 crore as of 30 September 2025. Net advances tumbled 13.1% YoY to Rs 3,66,889 crore as of 31st December 2025. Axis Bank's total deposits jumped 15% to Rs 12,60,800 crore as on 31st December 2025 compared with Rs 10,95,900 crore as on 31st December 2024. Tata Motors Passenger Vehicle's wholly owned subsidiary Jaguar land rover (JLR) wholesale volumes for the third quarter were 59,200 units (excluding the Chery Jaguar Land Rover China JV ('CJLR') ), down 43.3% YoY and down 10 .6% QoQ. Retail sales for the third quarter of 79,600 units (including CJLR ) were down 25.1 % YoY and down 6.7% QoQ. Production returned to normal levels only by mid -November post the cyber incident. Utkarsh Small Finance Bank (SFB) total deposits jumped 4.5% to Rs 21,087 crore in Q3 FY26, compared with Rs 20,172 crore in Q3 FY25. Gross loan portfolio fell 3.9% YoY to Rs 18,306 crore in Q3 FY26. Dabur India said that it expects consolidated revenue to grow in the mid-single digits with operating profit and Profit after Tax to grow ahead of revenuein Q3 FY26. During the quarter, early signs of demand recovery were witnessed, aided by GST rate revisions. Post trade stabilisation, consumer sentiment improved in urban and rural areas. Rural demand continued to outperform urban demand this quarter as well. Kotak Mahindra Bank's average total deposits climbed 14.7% to Rs 5,26,025 crore as of 31st December 2025 compared with Rs 5,10,138 crore as of 31st December 2024. Average advances jumped 16.2% YoY to Rs 465,879 crore as of 31st December 2025.Powered by Capital Market - Live

IndusInd Bank Ltd rose for a fifth straight session today. The stock is quoting at Rs 905.05, up 0.29% on the day as on 12:44 IST on the NSE. The benchmark NIFTY is up around 0.02% on the day, quoting at 26333.05. The Sensex is at 85709.92, down 0.06%. IndusInd Bank Ltd has added around 7.56% in last one month. Meanwhile, Nifty Bank index of which IndusInd Bank Ltd is a constituent, has added around 1.64% in last one month and is currently quoting at 60150.95, up 0.1% on the day. The volume in the stock stood at 12.78 lakh shares today, compared to the daily average of 32 lakh shares in last one month. The benchmark January futures contract for the stock is quoting at Rs 908.8, up 0.38% on the day. IndusInd Bank Ltd is down 6.7% in last one year as compared to a 11.5% gain in NIFTY and a 20.6% gain in the Nifty Bank index.The PE of the stock is 0 based on TTM earnings ending September 25.Powered by Capital Market - Live

IndusInd Bank Ltd gained for a third straight session today. The stock is quoting at Rs 884.5, up 2.35% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is up around 0.1% on the day, quoting at 26156.4. The Sensex is at 85236.73, up 0.02%. IndusInd Bank Ltd has gained around 4.02% in last one month. Meanwhile, Nifty Bank index of which IndusInd Bank Ltd is a constituent, has gained around 0.66% in last one month and is currently quoting at 59581.85, up 0.14% on the day. The volume in the stock stood at 22.94 lakh shares today, compared to the daily average of 29.85 lakh shares in last one month. The benchmark January futures contract for the stock is quoting at Rs 887.55, up 2.32% on the day. IndusInd Bank Ltd is down 10.78% in last one year as compared to a 8.14% jump in NIFTY and a 15.62% jump in the Nifty Bank index.The PE of the stock is 0 based on TTM earnings ending September 25.Powered by Capital Market - Live