What is the share price of Emerald Finance Ltd (EMERALD) today?
The share price of EMERALD as on 28th March 2025 is ₹101.55. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.What is the return on Emerald Finance Ltd (EMERALD) share?
The past returns of Emerald Finance Ltd (EMERALD) share are- Past 1 week: -2.17%
- Past 1 month: -2.36%
- Past 3 months: -22.51%
- Past 6 months: 39.78%
- Past 1 year: 177.23%
- Past 3 years: 524.92%
- Past 5 years: 1073.99%
What are the peers or stocks similar to Emerald Finance Ltd (EMERALD)?
The peers or stocks similar to Emerald Finance Ltd (EMERALD) include:What is the dividend yield % of Emerald Finance Ltd (EMERALD) share?
The current dividend yield of Emerald Finance Ltd (EMERALD) is 0.09.What is the market cap of Emerald Finance Ltd (EMERALD) share?
Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Emerald Finance Ltd (EMERALD) is ₹343.16 Cr as of 28th March 2025.What is the 52 week high and low of Emerald Finance Ltd (EMERALD) share?
The 52-week high of Emerald Finance Ltd (EMERALD) is ₹167.65 and the 52-week low is ₹26.50.What is the PE and PB ratio of Emerald Finance Ltd (EMERALD) stock?
The P/E (price-to-earnings) ratio of Emerald Finance Ltd (EMERALD) is 83.09. The P/B (price-to-book) ratio is 7.16.Which sector does Emerald Finance Ltd (EMERALD) belong to?
Emerald Finance Ltd (EMERALD) belongs to the Financials sector & Consumer Finance sub-sector.How to buy Emerald Finance Ltd (EMERALD) shares?
You can directly buy Emerald Finance Ltd (EMERALD) shares on Tickertape. Simply sign up, connect your demat account and place your order.
Emerald Finance Ltd
EMERALD Share Price
101.551.98% (-2.05)
EMERALD Share Price Chart
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EMERALD Stock Scorecard
Performance
HighThe creamy layer - amongst the top performing stocks
Valuation
HighSeems to be overvalued vs the market average
Growth
LowLagging behind the market in financials growth
Profitability
AvgAverage profitability - not good, not bad
Entry point
AvgThe stock is not in the overbought zone
Red flags
LowNo red flag found
How to use scorecard? Learn more
EMERALD Performance & Key Metrics
| No LabelNo Label | PB RatioPB Ratio | Dividend YieldDiv. Yield |
|---|---|---|
| 46.31 | 7.16 | 0.09% |
| Sector PESector PE | Sector PBSector PB | Sector Div YldSctr Div Yld |
|---|---|---|
| 17.45 | 2.43 | 0.99% |
EMERALD Analyst Ratings & Forecast
Detailed Forecast —
Forecast data is currently unavailable for this stockPrice Upside
Earnings Growth
Rev. Growth
EMERALD Company Profile
Emerald Finance is engaged in offering a range of banking products and financial services. Its digital products include micro, small and medium enterprises business loan (MSME) and early wage access.
EMERALD Similar Stocks (Peers)
Compare with peersBAJFINANCE
PE Ratio
37.99
1Y Return
23.47%
Buy Reco %
80.00
PE Ratio
88.17
1Y Return
35.69%
Buy Reco %
0.00
PE Ratio
37.43
1Y Return
31.42%
Buy Reco %
75.00
SHRIRAMFIN
PE Ratio
17.15
1Y Return
38.99%
Buy Reco %
96.97
BAJAJHFL
PE Ratio
55.80
1Y Return
25.28%
Buy Reco %
40.00
EMERALD Sentiment Analysis
New
Crisp summary & key insights to decode earnings calls instantly
EMERALD Stock Summary · January 2025
Emerald Finance Limited has demonstrated robust financial performance, achieving significant year-over-year growth with a current run rate of INR 1.5 crores per month and ambitious targets to reach INR 2 crores by March. The company is strategically expanding its operational capabilities, launching new plants and enhancing its Earned Wage Access (EWA) program, which is projected to contribute substantially to revenue streams. With a strong focus on risk management, evidenced by zero non-performing assets and stringent underwriting practices, Emerald is well-positioned to capitalize on the substantial market potential in India. The integration of technology into operations further enhances efficiency, allowing for rapid disbursements and improved customer experiences, while the proactive approach to partnerships and product diversification supports a resilient growth trajectory amidst emerging market challenges.
Key Points on EMERALD Stock Performance
EMERALD Stock Growth Drivers
7Strong Financial Performance
Emerald Finance Limited reported a significant 67.7% year-over-year increase in consolidated total income for Q3
Successful Fundraising and Partnerships
The company raised INR 10 crores through a preferential allotment, attracting notable investors. It has
EMERALD Stock Challenges
0
Hmm, looks like there are nochallenges
EMERALD Forecasts
Price
Revenue
Earnings
EMERALD Share Price Forecast
Hmm, looks like data is unavailable here. Please come back after some timeEMERALD Company Revenue Forecast
Hmm, looks like data is unavailable here. Please come back after some timeEMERALD Stock EPS (Earnings Per Share) Forecast
Hmm, looks like data is unavailable here. Please come back after some timeEMERALD
Income
Balance Sheet
Cash Flow
Annual Normal View
EMERALD Income Statement
Annual Normal View
| Financial Year | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | TTM | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 0.77 | 1.73 | 4.39 | 6.72 | 7.87 | 5.45 | 8.50 | 11.56 | 13.36 | 19.05 | ||||||||||
Raw Materials | — | — | — | — | — | — | — | — | — | 9.10 | ||||||||||
| Power & Fuel Cost | — | — | — | — | — | — | — | — | — | |||||||||||
| Employee Cost | 0.33 | 0.44 | 0.61 | 0.55 | 1.04 | 0.93 | 1.05 | 1.00 | 2.01 | |||||||||||
| Selling & Administrative Expenses | 0.25 | 0.92 | 2.85 | 4.32 | 4.60 | 2.06 | 3.33 | 4.62 | 3.90 | |||||||||||
| Operating & Other expenses | 0.04 | 0.08 | 0.14 | 0.20 | 0.57 | 0.54 | 0.75 | 1.23 | 1.82 | |||||||||||
EBITDA | 0.15 | 0.29 | 0.79 | 1.65 | 1.66 | 1.92 | 3.37 | 4.71 | 5.63 | 9.95 | ||||||||||
| Depreciation/Amortization | 0.00 | 0.01 | 0.02 | 0.03 | 0.03 | 0.03 | 0.04 | 0.03 | 0.06 | 0.06 | ||||||||||
| PBIT | 0.15 | 0.28 | 0.77 | 1.62 | 1.63 | 1.89 | 3.33 | 4.68 | 5.57 | 9.89 | ||||||||||
| Interest & Other Items | — | — | — | — | — | — | — | — | — | — | ||||||||||
| PBT | 0.15 | 0.28 | 0.77 | 1.62 | 1.63 | 1.89 | 3.33 | 4.68 | 5.57 | 9.89 | ||||||||||
| Taxes & Other Items | 0.05 | 0.08 | 0.20 | 0.45 | 0.35 | 0.50 | 0.87 | 1.19 | 1.44 | 2.48 | ||||||||||
| Net Income | 0.10 | 0.20 | 0.57 | 1.17 | 1.28 | 1.39 | 2.46 | 3.49 | 4.13 | 7.41 | ||||||||||
| EPS | 0.15 | 0.29 | 0.84 | 1.28 | 1.11 | 1.35 | 1.29 | 1.18 | 1.37 | 2.46 | ||||||||||
| DPS | 0.00 | 0.00 | 0.00 | 0.00 | 0.20 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | ||||||||||
| Payout ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.18 | 0.07 | 0.08 | 0.08 | 0.07 | 0.04 |
EMERALD Company Updates
FY 2015
Annual report
PDFFY 2016
Annual report
PDFFY 2017
Annual report
PDFFY 2018
Annual report
PDFFY 2019
Annual report
PDFFY 2020
Annual report
PDFFY 2021
Annual report
PDFFY 2022
Annual report
PDFFY 2023
Annual report
PDFFY 2024
Annual report
PDFEMERALD Past Performance & Peer Comparison
Comparing 3 stocks from
FinancialsConsumer Finance
Compare valuation on Screener
FinancialsConsumer Finance
Valuation
Technical
Forecast
Compare valuation on Screener| Stock | PE RatioPE Ratio | PB RatioPB Ratio | Div. YieldDividend Yield |
|---|---|---|---|
| Emerald Finance Ltd | 83.09 | 7.16 | 0.09% |
| Bajaj Finance Ltd | 37.99 | 7.16 | 0.41% |
| Jio Financial Services Ltd | 88.17 | 1.02 | — |
| Cholamandalam Investment and Finance Company Ltd | 37.43 | 6.53 | 0.13% |
EMERALD Stock Price Comparison
Compare EMERALD with any stock or ETFCompare EMERALD with any stock or ETF
EMERALD
EMERALD Shareholdings
EMERALD Promoter Holdings Trend
Decreased Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook
In last 6 months, promoter holding in the company has decreased by 7.29%
Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better
Pledged promoter holdings is insignificant
EMERALD Institutional Holdings Trend
Increased Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.
In last 3 months, retail holding in the company has increased by 2.21%
Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock
In last 3 months, foreign institutional holding of the company has almost stayed constant
EMERALD Shareholding Pattern
EMERALD Shareholding History
Foreign Institutions
smallcases containing EMERALD stock
Looks like this stock is not in any smallcase yet.
EMERALD Events
EMERALD Dividend Trend
Dividend Yield
Dividend return is one of the most important things to be considered while investing for long term. It is the additional return on top of what investors earn through price appreciation
Current dividend yield is 0.09%. An investment of ₹1,000 in the stock is expected to generate dividend of ₹0.88 every year
Dividends
Corp. Actions
Announcements
Legal Orders
Dividends
EMERALD Upcoming Dividends
No upcoming dividends are available
EMERALD Past Dividends
Cash Dividend
Ex DateEx DateJan 31, 2025
Interim
Interim | Div/Share: ₹0.06
Dividend/Share
₹0.06
Ex DateEx Date
Jan 31, 2025
Cash Dividend
Ex DateEx DateSep 23, 2024
Final
Final | Div/Share: ₹0.10
Dividend/Share
₹0.10
Ex DateEx Date
Sep 23, 2024
Cash Dividend
Ex DateEx DateSep 22, 2023
Final
Final | Div/Share: ₹0.10
Dividend/Share
₹0.10
Ex DateEx Date
Sep 22, 2023
Cash Dividend
Ex DateEx DateSep 23, 2022
Final
Final | Div/Share: ₹0.10
Dividend/Share
₹0.10
Ex DateEx Date
Sep 23, 2022
Cash Dividend
Ex DateEx DateSep 23, 2021
Final
Final | Div/Share: ₹0.10
Dividend/Share
₹0.10
Ex DateEx Date
Sep 23, 2021
EMERALD Stock News & Opinions
Articles & Videos
Corporate
Emerald Finance to hold board meeting
Emerald Finance will hold a meeting of the Board of Directors of the Company on 20 March 2025.Powered by Capital Market - Live
1 week agoCapital Market - Live
Spotlight
Emerald Finance gains after tieup with H.K. Jewels
This partnership aims to provide instant financial relief to employees by allowing them to access part of their salaries seamlessly throughout the month. In line with its vision to expand its offerings and serve retail customers at large, the company had been working on a salary advance solution. This product involves partnering with employers to offer short-term loans as salary advances. Emerald Finance is engaged in offering a range of banking products and financial services. Its digital products include micro, small, and medium enterprise (MSME) business loans and early wage access. The company's consolidated net profit increased 108.4% to Rs 2.48 crore on a 67.8% jump in total income to Rs 5.74 crore in Q3 FY25 over Q3 FY24.Powered by Capital Market - Live
2 weeks agoCapital Market - Live
Corporate
Emerald Finance to hold EGM
Emerald Finance announced that an Extra Ordinary General Meeting (EGM) of the Company will be held on 25 March 2025.Powered by Capital Market - Live
3 weeks agoCapital Market - Live
Corporate
Emerald Finance to convene board meeting
Emerald Finance will hold a meeting of the Board of Directors of the Company on 1 March 2025.Powered by Capital Market - Live
4 weeks agoCapital Market - Live
Corporate
Board of Emerald Finance recommends interim dividend
Emerald Finance announced that the Board of Directors of the Company at its meeting held on 18 January 2025, inter alia, have recommended the interim dividend of Rs 0.06 per equity Share (i.e. 0.6%) , subject to the approval of the shareholders.Powered by Capital Market - Live
2 months agoCapital Market - Live
Corporate
Emerald Finance to table results
Emerald Finance will hold a meeting of the Board of Directors of the Company on 18 January 2025.Powered by Capital Market - Live
2 months agoCapital Market - Live
Earnings
Emerald Finance consolidated net profit rises 108.40% in the December 2024 quarter
Net profit of Emerald Finance rose 108.40% to Rs 2.48 crore in the quarter ended December 2024 as against Rs 1.19 crore during the previous quarter ended December 2023. Sales rose 67.25% to Rs 5.72 crore in the quarter ended December 2024 as against Rs 3.42 crore during the previous quarter ended December 2023. ParticularsQuarter EndedDec. 2024Dec. 2023% Var. Sales5.723.42 67 OPM %71.1559.36 - PBDT3.311.59 108 PBT3.311.59 108 NP2.481.19 108 Powered by Capital Market - Live
2 months agoCapital Market - Live
Corporate
Emerald Finance schedules board meeting
Emerald Finance will hold a meeting of the Board of Directors of the Company on 6 January 2025.Powered by Capital Market - Live
2 months agoCapital Market - Live
Corporate
Emerald Finance to discuss results
Emerald Finance will hold a meeting of the Board of Directors of the Company on 6 January 2025.Powered by Capital Market - Live
2 months agoCapital Market - Live
Corporate
Emerald Finance EGM scheduled
Emerald Finance announced that an Extra Ordinary General Meeting (EGM) of the Company will be held on 21 December 2024 .Powered by Capital Market - Live
4 months agoCapital Market - Live
Over the last 5 years, revenue has grown at a yearly rate of 14.73%, vs industry avg of 15.17%
Over the last 5 years, market share stayed at 0.01%
Over the last 5 years, net income has grown at a yearly rate of 28.69%, vs industry avg of 20.9%