Central Bank of India Ltd

Profit before tax (PBT) declined 14.58% YoY to Rs 1,158.47 crore in Q4 FY25. Operating profit fell 2.93% to Rs 2,002.96 crore in Q4 FY25 from Rs 2,063.35 crore in Q4 FY24. Provisions and other contingencies stood at Rs 844.49 crore in Q4 FY25, compared to Rs 707.09 crore in Q4 FY24. Net interest income (NII) stood at Rs 3,399 crore as of 31st March 2025, compared with Rs 3,541 crore as of 31st March 2024. Net interest margin reduced by 41 bps to 3.17 in Q4 FY25, compared with 3.58 in Q4 FY24. Total business stood at Rs 7,02,798 crore as of 31 March 2025, up 10.37% from Rs 6,36,756 crore as of 31 March 2024. Total deposits increased 7.19% to Rs 412,697 crore as of 31 March 2025, compared to Rs 385,011 crore a year earlier. CASA deposits rose 4.79% to Rs 2,01,173 crore as of 31 March 2025 from Rs 1,91,969 crore as of 31 March 2024. Gross advances stood at Rs 2,90,101 crore in Q4 FY25, reflecting a 15.24% YoY increase. The Provision Coverage Ratio (PCR) stood at 96.54% as of 31 March 2025. The bank's gross non-performing assets (NPA) as of 31 March 2025 stood at Rs 9,225 crore, compared to Rs 11,340 crore as of 31 March 2023 and Rs 10,460 crore as of 31 December 2024. The gross NPA ratio improved to 3.18% as of 31 March 2025, down from 4.50% as of 31 March 2024. The net NPA ratio declined to 0.55% as of 31 March 2025, compared to 1.23% as of 31 March 2024 and 0.59% as of 31 December 2024. Central Bank of India is engaged in providing banking and financial services with a wide range of products and services to individuals, commercial enterprises, large corporations, public bodies, and institutional customers.Powered by Capital Market - Live

Net profit of Central Bank of India rose 35.32% to Rs 1104.58 crore in the quarter ended March 2025 as against Rs 816.29 crore during the previous quarter ended March 2024. Total Operating Income rose 3.37% to Rs 8653.26 crore in the quarter ended March 2025 as against Rs 8371.23 crore during the previous quarter ended March 2024. For the full year,net profit rose 47.48% to Rs 3934.21 crore in the year ended March 2025 as against Rs 2667.68 crore during the previous year ended March 2024. Total Operating Income rose 9.56% to Rs 33797.44 crore in the year ended March 2025 as against Rs 30848.92 crore during the previous year ended March 2024. ParticularsQuarter EndedYear EndedMar. 2025Mar. 2024% Var.Mar. 2025Mar. 2024% Var. Total Operating Income8653.268371.23 3 33797.4430848.92 10 OPM %53.0057.46 -56.0355.95 - PBDT1170.581362.51 -14 4978.074089.82 22 PBT1170.581362.51 -14 4978.074089.82 22 NP1104.58816.29 35 3934.212667.68 47 Powered by Capital Market - Live

Central Bank of India announced that the Board of Directors of the Company at its meeting held on 28 April 2025, has recommended a Final dividend of Rs.0.1875 per share (i.e.1.875%), subject to the approval of the shareholders.Powered by Capital Market - Live

Central Bank of India will hold a meeting of the Board of Directors of the Company on 28 April 2025.Powered by Capital Market - Live

The Board of Central Bank of India will meet on 28 April 2025 to consider and approve capital raising plan of the Bank for FY 2025-26 through Follow-on Public offer (FPO)/Rights issue/ Qualified Institutional Placement (QIP) / Preferential issue or any other mode or combination thereof and /or through issue of BASEL III compliant AT1/Tier II Bonds or such other securities as may be permitted under the applicable laws subject to necessary regulatory approvals.Powered by Capital Market - Live

The bank also reported a 7.18% growth in total deposits, reaching Rs 4,12,665 crore as of 31 March 2025, up from Rs 3,85,011 crore as of 31 March 2024. Total business stood at Rs 7,05,196 crore as of 31 March 2025, reflecting a 10.75% YoY growth, increasing from Rs 6.37 lakh crore. Gross advances as of 31 March 2025 were Rs 2,92,531 crore, up 16.2% YoY. The bank's current account and savings account (CASA) ratio declined to 48.91% from 50.02% YoY. The CD ratio increased 554 bps to 71.13% as of 31 March 2025, compared to 65.59% as of 31 March 2024. Central Bank of India is engaged in providing banking and financial services, offering a wide range of products and services to individuals, commercial enterprises, large corporates, public bodies, and institutional customers. The bank's standalone net profit jumped 33.58% to Rs 958.93 crore in Q3 FY25 as compared with Rs 717.86 crore in Q3 FY24. Total income increased 6.56% to Rs 9,738.64 crore in Q3 FY25 as compared with Rs 9,138.93 crore Shares of Central Bank of India shed 0.14% to Rs 36.83 on the BSE.Powered by Capital Market - Live

Kesoram Industries Ltd, Astrazeneca Pharma India Ltd, RHI Magnesita India Ltd and Bharat Electronics Ltd are among the other losers in the BSE's 'A' group today, 02 April 2025.Central Bank of India tumbled 10.49% to Rs 37.04 at 14:47 IST.The stock was the biggest loser in the BSE's 'A' group.On the BSE, 36.26 lakh shares were traded on the counter so far as against the average daily volumes of 4.12 lakh shares in the past one month.Kesoram Industries Ltd lost 4.91% to Rs 4.07. The stock was the second biggest loser in 'A' group.On the BSE, 9.12 lakh shares were traded on the counter so far as against the average daily volumes of 79301 shares in the past one month.Astrazeneca Pharma India Ltd crashed 4.46% to Rs 8138.75. The stock was the third biggest loser in 'A' group.On the BSE, 2173 shares were traded on the counter so far as against the average daily volumes of 3236 shares in the past one month.RHI Magnesita India Ltd pared 3.98% to Rs 511.7. The stock was the fourth biggest loser in 'A' group.On the BSE, 16864 shares were traded on the counter so far as against the average daily volumes of 89469 shares in the past one month.Bharat Electronics Ltd plummeted 3.47% to Rs 282. The stock was the fifth biggest loser in 'A' group.On the BSE, 27.89 lakh shares were traded on the counter so far as against the average daily volumes of 11.51 lakh shares in the past one month.Powered by Capital Market - Live

Central Bank of India fell 10.75% today to trade at Rs 36.93. The BSE PSU index is down 0.59% to quote at 17995.54. The index is up 12.36 % over last one month. Among the other constituents of the index, Rites Ltd decreased 2.67% and Bharat Electronics Ltd lost 2.62% on the day. The BSE PSU index went down 4.75 % over last one year compared to the 3.12% surge in benchmark SENSEX. Central Bank of India has lost 12.09% over last one month compared to 12.36% gain in BSE PSU index and 4.28% rise in the SENSEX. On the BSE, 5.32 lakh shares were traded in the counter so far compared with average daily volumes of 4.35 lakh shares in the past one month. The stock hit a record high of Rs 72.99 on 03 Jun 2024. The stock hit a 52-week low of Rs 36.76 on 02 Apr 2025.Powered by Capital Market - Live

The board of directors of the bank authorized and declared the opening of the issue on Monday, 24 March 2025. The floor price of Rs 42.62 is at a discount of 9.03% to the scrip's previous closing price of Rs 46.85 on the BSE. The bank may offer a discount of not more than 5% on the floor price so calculated for the issue. The issue price will be determined by the bank in consultation with the book-running lead manager appointed for the issue. Central Bank of India is engaged in providing banking and financial services, offering a wide range of products and services to individuals, commercial enterprises, large corporates, public bodies, and institutional customers. The bank's standalone net profit jumped 33.58% to Rs 958.93 crore in Q3 FY25 as compared with Rs 717.86 crore in Q3 FY24. Total income increased 6.56% to Rs 9,738.64 crore in Q3 FY25 as compared with Rs 9,138.93 crore Shares of Central Bank of India declined 2.45% to Rs 45.70 on the BSE.Powered by Capital Market - Live

Central Bank of India rose for a third straight session today. The stock is quoting at Rs 44.64, up 1.16% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is up around 0.51% on the day, quoting at 22451.5. The Sensex is at 74122.32, up 0.53%. Central Bank of India has dropped around 12.33% in last one month. Meanwhile, Nifty PSU Bank index of which Central Bank of India is a constituent, has dropped around 4.21% in last one month and is currently quoting at 5890.45, up 0.77% on the day. The volume in the stock stood at 21.26 lakh shares today, compared to the daily average of 35.74 lakh shares in last one month.The PE of the stock is 10.75 based on TTM earnings ending December 24.Powered by Capital Market - Live