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Bank of India Ltd

BANKINDIA Share Price

117.060.52% (+0.61)
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With a market cap of ₹53,293 cr, stock is ranked 176

Stock is 2.26x as volatile as Nifty

BANKINDIA Stock Scorecard

Performance

Low

Hasn't fared well - amongst the low performers

Valuation

Low

Undervalued compared to the market average

Growth

Low

Lagging behind the market in financials growth

Profitability

High

Showing good signs of profitability & efficiency

Entry point

Avg

The stock is overpriced but is not in the overbought zone

Red flags

Low

No red flag found

How to use scorecard? Learn more

With a market cap of ₹53,293 cr, stock is ranked 176

Stock is 2.26x as volatile as Nifty

BANKINDIA Performance & Key Metrics

No LabelNo LabelPB RatioPB RatioDividend YieldDiv. Yield
5.710.753.46%
Sector PESector PESector PBSector PBSector Div YldSctr Div Yld
16.842.621.03%

BANKINDIA Analyst Ratings & Forecast

Detailed Forecast 
60%
Analysts have suggested that investors can buy this stock

from 5 analysts

Price Upside

Earnings Growth

Rev. Growth

See Detailed Forecast

BANKINDIA Company Profile

Bank of India is a bank. The Bank's segments include Treasury Operations, Wholesale Banking and Retail Banking.

Investor Presentation

View older 

May 9, 2025

PDF
View Older Presentations

BANKINDIA Similar Stocks (Peers)

Compare with peers 
PE Ratio
9.28
1Y Return
5.00%
Buy Reco %
81.40
PE Ratio
6.19
1Y Return
9.73%
Buy Reco %
75.00
PE Ratio
6.64
1Y Return
20.74%
Buy Reco %
60.00
PE Ratio
5.98
1Y Return
7.98%
Buy Reco %
90.91
PE Ratio
5.66
1Y Return
8.91%
Buy Reco %
75.00
Compare with Peers
BANKINDIA Sentiment Analysis
New
Crisp summary & key insights to decode earnings calls instantly

BANKINDIA Stock Summary · January 2025

In Q3 FY25, the bank demonstrated robust growth, with significant year-over-year increases in global business, advances, and deposits, reflecting strong demand and effective strategies. While credit growth is projected at 14-15%, challenges persist, including a rising Cost to Income ratio and a decline in non-interest income due to market volatility affecting Treasury operations. The bank's focus on enhancing operational efficiency and customer experience, particularly through technological advancements and targeted loan schemes, positions it well for future growth. Improved asset quality is evident, with a notable decrease in the Net NPA ratio, while management remains optimistic about maintaining competitive net interest margins despite slight declines. Overall, the bank's proactive approach to investment and credit management underscores its resilience in a complex economic landscape.

Key Points on Bankindia Stock
BANKINDIA Stock Growth Drivers
7
  • Strong Financial Performance

    The bank reported significant growth in its financial metrics, with global business increasing by 13.62%

  • Innovative Customer Initiatives

    The bank launched several initiatives aimed at enhancing customer experience and expanding its customer base.

BANKINDIA Stock Challenges
8
  • Decline in Non-Interest Income

    The company's non-interest income has significantly decreased from Rs.2,518 crore to Rs.1,700 crore, primarily due

  • Increased Cost to Income Ratio

    The Cost to Income ratio has increased to 52.63% in the current quarter, up from

BANKINDIA Forecasts

BANKINDIA Forecast

Price

Revenue

Earnings

BANKINDIA

Income

Balance Sheet

Cash Flow

BANKINDIA Income Statement

Industry refers to the sub-sector this company belongs to.
Lower than Industry Revenue Growth
A higher-than-industry revenue growth represents increased potential for the company to increase their market share

Over the last 5 years, revenue has grown at a yearly rate of 8.03%, vs industry avg of 14.77%

Decreasing Market Share
Market share is the percentage of an industry's total sales going to a particular company. It gives a general idea of the size of a company v/s its competitors

Over the last 5 years, market share decreased from 6.93% to 4.91%

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Financial YearFY 2017FY 2018FY 2019FY 2020FY 2021FY 2022FY 2023FY 2024FY 2025TTM
Total Revenue46,404.6844,158.6945,867.0649,277.8347,632.1646,372.6455,100.1167,488.5280,412.4480,412.44
Raw Materialssubtract67,854.1167,854.13
Power & Fuel Costsubtract
Employee Costsubtract5,449.064,963.176,081.826,196.566,528.867,112.088,452.909,262.68
Selling & Administrative Expensessubtract1,558.691,615.431,668.451,734.581,903.502,032.682,332.222,451.89
Operating & Other expensessubtract41,816.3245,718.2846,331.0445,646.3935,660.1031,201.3737,832.5244,890.08
Depreciation/Amortizationsubtract-7.23521.68372.84391.96380.09371.68426.51508.700.00
Interest & Other Itemssubtract
Taxes & Other Itemssubtract-942.06-2,698.56-3,160.52-1,640.621,076.842,162.262,218.003,810.713,222.753,222.76
EPS-15.70-42.59-24.09-10.116.359.469.3515.1620.9720.50
DPS0.000.000.000.000.002.002.002.804.052.80
Payout ratio0.000.000.000.000.000.210.210.180.190.14

BANKINDIA Company Updates

Annual Report and Investor Presentation updates mentioned here are as reported by the company to the exchange
FY 2022

Annual report

PDF

Investor Presentation

May 24PDF
Feb 4PDF
FY 2023

Annual report

PDF

Investor Presentation

May 6PDF
Jan 17PDF
Nov 3PDF
Aug 2PDF
FY 2024

Annual report

PDF

Investor Presentation

Jul 28PDF
FY 2025

Annual Report Pending

Investor Presentation

May 9PDF
May 5PDF
Jan 24PDF
 

BANKINDIA Past Performance & Peer Comparison

Comparing 3 stocks from 
FinancialsPublic Banks

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StockPE RatioPE RatioPB RatioPB RatioDiv. YieldDividend Yield
Bank of India Ltd5.710.753.46%
State Bank of India9.281.642.01%
Bank of Baroda Ltd6.191.043.44%
Punjab National Bank6.641.042.77%

BANKINDIA Stock Price Comparison

Compare BANKINDIA with any stock or ETF
Compare BANKINDIA with any stock or ETF
BANKINDIA
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BANKINDIA Shareholdings

BANKINDIA Promoter Holdings Trend

Total Promoter Holding
Increasing promoter holding is considered good and reflects management’s positive view about the future outlook

In last 6 months, promoter holding in the company has almost stayed constant

Low Pledged Promoter Holding
Lower pledged promoter holdings is considered better

Pledged promoter holdings is insignificant

BANKINDIA Institutional Holdings Trend

Total Retail Holding
Increasing retail holding can be considered bad as it can reflect that institutions and promoters are selling their stake which is being absorbed by retail investors.

In last 3 months, retail holding in the company has almost stayed constant

Foreign Institutional Holding
Foreign Institutional Holding is quantum of stock held by foreign large-quantities-trading entities. Increasing value indicates growing support and comfort for the stock

In last 3 months, foreign institutional holding of the company has almost stayed constant

Tickertape Separator

BANKINDIA Shareholding Pattern

Retail and OthersForeign InstitutionsOther Domestic InstitutionsMutual FundsTotal Promoter Holding73.38%4.37%11.53%3.89%6.83%

Jun 2024

Sep 2024

Dec 2024

Mar 2025

BANKINDIA Shareholding History

Dec '23MarJunSepDec '24Mar4.31%4.52%3.61%3.21%2.92%3.89%

Mutual Funds Invested in BANKINDIA

Mutual Fund Holding
Increasing Mutual Fund holdings are generally considered good, as it reflects that fund managers are becoming more bullish about the stock

In last 3 months, mutual fund holding of the company has almost stayed constant

Top 5 Mutual Funds holding Bank of India Ltd




Funds (Top 5)Market-cap heldWeight3M holding changePortfolio rank
(3M change)
0.4730%0.57%0.05%77/105 (-3)
0.3836%1.16%0.20%43/60 (+2)
0.3591%3.55%0.15%10/40 (+4)

Compare 3-month MF holding change on Screener

BANKINDIA Insider Trades & Bulk Stock Deals

Hmm, looks like there hasn't been any net deal activity in the last 6 months

smallcases containing BANKINDIA stock

Looks like this stock is not in any smallcase yet.

BANKINDIA Events

BANKINDIA Dividend Trend

No dividend trend available

Dividends

Corp. Actions

Announcements

Legal Orders

BANKINDIA Upcoming Dividends

Cash Dividend

Ex DateEx DateJun 20, 2025

Final
Final | Div/Share: ₹4.05

Dividend/Share

4.05

Ex DateEx Date

Jun 20, 2025

BANKINDIA Past Dividends

Cash Dividend

Ex DateEx DateJun 18, 2024

Final
Final | Div/Share: ₹2.80

Dividend/Share

2.80

Ex DateEx Date

Jun 18, 2024

Cash Dividend

Ex DateEx DateJun 20, 2023

Final
Final | Div/Share: ₹2.00

Dividend/Share

2.00

Ex DateEx Date

Jun 20, 2023

Cash Dividend

Ex DateEx DateJul 7, 2022

Final
Final | Div/Share: ₹2.00

Dividend/Share

2.00

Ex DateEx Date

Jul 7, 2022

Cash Dividend

Ex DateEx DateJul 10, 2015

Final
Final | Div/Share: ₹5.00

Dividend/Share

5.00

Ex DateEx Date

Jul 10, 2015

Cash Dividend

Ex DateEx DateJan 23, 2014

Interim
Interim | Div/Share: ₹5.00

Dividend/Share

5.00

Ex DateEx Date

Jan 23, 2014

BANKINDIA Stock News & Opinions

Corporate
Bank of India fixes record date for dividend

Bank of India has fixed 20 June 2025 as record date for purpose of payment of dividend of Rs 4.05 per share for FY 2024-25. Powered by Capital Market - Live

1 week agoCapital Market - Live
Spotlight
Bank of India Q4 PAT climbs 82% YoY to Rs 2,626 cr; declares dividend of Rs 4.05/sh

Total income for the quarter jumped 21.42% YoY to Rs 21,750.80 crore. Profit before tax (PBT) surged 104.9% to Rs 3,547.17 crore, while operating profit rose 37.32% to Rs 4,884.83 crore from Rs 3,557.16 crore in the year-ago period. Net interest income (NII) increased modestly by 2.14% YoY to Rs 6,063 crore, up from Rs 5,936 crore in Q4 FY24. However, the global net interest margin (NIM) declined to 2.91% in Q4 FY25, from 3.30% in Q4 FY24 and 2.98% in Q3 FY25. The bank's global business rose 12.02% YoY to Rs 14,82,588 crore as of March 2025. Domestic deposits stood at Rs 7,00,298 crore, up 11.21% YoY. Domestic CASA (Current Account Savings Account) increased 3.86% YoY to Rs 280,284 crore, with the CASA ratio at 40.28%. Global advances grew 13.74% YoY to Rs 666,047 crore, while domestic advances increased 14.45% to Rs 563,550 crore as of March 2025. Asset quality improved significantly, with gross non-performing assets (NPA) reducing to Rs 21,749 crore from Rs 29,183 crore a year ago. The gross NPA ratio dropped by 171 basis points to 3.27%, and net NPA stood at 0.82%, down 40 bps YoY. The provision coverage ratio (PCR) improved to 92.39%, from 90.59% in March 2024. The bank's capital adequacy remains robust, with the total Capital to Risk-Weighted Assets Ratio (CRAR) at 17.77% and CET-1 ratio at 14.84% as of March 31, 2025. Bank of India has recommended a dividend of Rs 4.05 per equity share (face value Rs 10) for FY 2024'25, subject to shareholder approval at the upcoming AGM. The record date for eligibility is 20 June 2025. Bank of India is a public sector bank. The Government of India held a 73.38% stake in the bank as of 31st March 2025. Shares of Bank of India advanced 2.27% to Rs 110.20 on Friday, 9 May 2025.Powered by Capital Market - Live

1 week agoCapital Market - Live
Corporate
Bank of India fixes record date for dividend

Bank of India has fixed 20 June 2025 as record date for the purpose of payment of dividend of Rs 4.50 per share for FY 2024-25. Powered by Capital Market - Live

2 weeks agoCapital Market - Live
Earnings
Bank of India consolidated net profit rises 65.32% in the March 2025 quarter

Net profit of Bank of India rose 65.32% to Rs 2601.98 crore in the quarter ended March 2025 as against Rs 1573.88 crore during the previous quarter ended March 2024. Total Operating Income rose 13.71% to Rs 18478.96 crore in the quarter ended March 2025 as against Rs 16250.46 crore during the previous quarter ended March 2024. For the full year,net profit rose 45.45% to Rs 9548.28 crore in the year ended March 2025 as against Rs 6564.46 crore during the previous year ended March 2024. Total Operating Income rose 16.76% to Rs 71307.71 crore in the year ended March 2025 as against Rs 61073.34 crore during the previous year ended March 2024. ParticularsQuarter EndedYear EndedMar. 2025Mar. 2024% Var.Mar. 2025Mar. 2024% Var. Total Operating Income18478.9616250.46 14 71307.7161073.34 17 OPM %67.2662.82 -70.1968.31 - PBDT3551.261797.05 98 12558.3310193.13 23 PBT3551.261797.05 98 12558.3310193.13 23 NP2601.981573.88 65 9548.286564.46 45 Powered by Capital Market - Live

2 weeks agoCapital Market - Live
Corporate
Board of Bank of India recommends final dividend

Bank of India announced that the Board of Directors of the Company at its meeting held on 9 May 2025, inter alia, have recommended the final dividend of Rs 4.05 per equity Share (i.e. 40.5%) , subject to the approval of the shareholders.Powered by Capital Market - Live

2 weeks agoCapital Market - Live
Corporate
Bank of India to hold AGM

Bank of India announced that the 29th Annual General Meeting(AGM) of the company will be held on 27 June 2025.Powered by Capital Market - Live

2 weeks agoCapital Market - Live
Corporate
Bank of India to discuss results

Bank of India will hold a meeting of the Board of Directors of the Company on 9 May 2025.Powered by Capital Market - Live

3 weeks agoCapital Market - Live
Corporate
Bank of India to conduct board meeting

Bank of India will hold a meeting of the Board of Directors of the Company on 30 April 2025.Powered by Capital Market - Live

1 month agoCapital Market - Live
Spotlight
Bank of India spurts 2.2%

Bank of India is up for a third straight session in a row. The stock is quoting at Rs 98.01, up 2.2% on the day as on 12:49 IST on the NSE. The benchmark NIFTY is up around 1.3% on the day, quoting at 22369.85. The Sensex is at 73855.47, up 1.19%. Bank of India has dropped around 8.94% in last one month. Meanwhile, Nifty PSU Bank index of which Bank of India is a constituent, has dropped around 6.91% in last one month and is currently quoting at 5718.9, up 2.28% on the day. The volume in the stock stood at 66.41 lakh shares today, compared to the daily average of 81.25 lakh shares in last one month. The benchmark March futures contract for the stock is quoting at Rs 98.49, up 2.23% on the day. Bank of India is down 32.55% in last one year as compared to a 0.46% drop in NIFTY and a 20.14% drop in the Nifty PSU Bank index.The PE of the stock is 5.44 based on TTM earnings ending December 24.Powered by Capital Market - Live

2 months agoCapital Market - Live
Spotlight
Bank of India eases for fifth straight session

Bank of India dropped for a fifth straight session today. The stock is quoting at Rs 95.63, down 0.98% on the day as on 13:19 IST on the NSE. The benchmark NIFTY is down around 1.84% on the day, quoting at 22131.1. The Sensex is at 73233.39, down 1.85%.Bank of India has eased around 13.71% in last one month.Meanwhile, Nifty PSU Bank index of which Bank of India is a constituent, has eased around 9.85% in last one month and is currently quoting at 5816.85, down 3.21% on the day. The volume in the stock stood at 65.74 lakh shares today, compared to the daily average of 91.35 lakh shares in last one month. The benchmark March futures contract for the stock is quoting at Rs 96.06, down 1.14% on the day. Bank of India tumbled 27.25% in last one year as compared to a 0.67% rally in NIFTY and a 18.76% fall in the Nifty PSU Bank index.The PE of the stock is 5.48 based on TTM earnings ending December 24.Powered by Capital Market - Live

2 months agoCapital Market - Live

Frequently asked questions

  1. What is the share price of Bank of India Ltd (BANKINDIA) today?

    The share price of BANKINDIA as on 23rd May 2025 is ₹117.06. The stock prices are volatile and keep changing through the day depending upon various factors and market conditions.

  2. What is the return on Bank of India Ltd (BANKINDIA) share?

    The past returns of Bank of India Ltd (BANKINDIA) share are
    • Past 1 week: 1.53%
    • Past 1 month: -2.43%
    • Past 3 months: 15.32%
    • Past 6 months: 9.40%
    • Past 1 year: -9.36%
    • Past 3 years: 152.83%
    • Past 5 years: 272.80%

  3. What are the peers or stocks similar to Bank of India Ltd (BANKINDIA)?

    The peers or stocks similar to Bank of India Ltd (BANKINDIA) include:

  4. What is the dividend yield % of Bank of India Ltd (BANKINDIA) share?

    The current dividend yield of Bank of India Ltd (BANKINDIA) is 3.46.

  5. What is the market cap of Bank of India Ltd (BANKINDIA) share?

    Market capitalization, short for market cap, is the market value of a publicly traded company's outstanding shares. The market cap of Bank of India Ltd (BANKINDIA) is ₹53293.53 Cr as of 23rd May 2025.

  6. What is the 52 week high and low of Bank of India Ltd (BANKINDIA) share?

    The 52-week high of Bank of India Ltd (BANKINDIA) is ₹137.45 and the 52-week low is ₹90.05.

  7. What is the PE and PB ratio of Bank of India Ltd (BANKINDIA) stock?

    The P/E (price-to-earnings) ratio of Bank of India Ltd (BANKINDIA) is 5.71. The P/B (price-to-book) ratio is 0.75.

  8. Which sector does Bank of India Ltd (BANKINDIA) belong to?

    Bank of India Ltd (BANKINDIA) belongs to the Financials sector & Public Banks sub-sector.

  9. How to buy Bank of India Ltd (BANKINDIA) shares?

    You can directly buy Bank of India Ltd (BANKINDIA) shares on Tickertape. Simply sign up, connect your demat account and place your order.