Axis Bank Ltd

Axis Bank has fixed 04 July 2025 as record date for payment of final dividend. Powered by Capital Market - Live

The Board of Axis Bank at its meeting held on 25 April 2025 has appointed: 1) Sameer Shetty as Group Executive, DBAT and Strategic Programs with effect from 01 April 2025. 2) Bipin Saraf as Group Executive, Bharat Banking with effect from 01 April 2025. 3) Rajkamal Vempati as Group Executive, Human Resources with effect from 01 April 2025. Powered by Capital Market - Live

Axis Bank announced that Rajiv Anand will retire from the services of the Bank at the close of business hours on 03 August 2025 upon completion of his third term as a Director on the Bank's Board. Powered by Capital Market - Live

Total income increased 5.65% to Rs 38,022.03 crore in Q4 FY25 as compared with Rs 35,990.33 crore in Q4 FY24. Profit before tax (PBT) increased marginally to Rs 9393.02 crore, up 0.46%, as compared with Rs 9350.39 crore in Q4 FY24. The bank's net interest income (NII) grew 6% YoY to Rs 13,811 crore. Net interest margin (NIM) for Q4FY25 stood at 3.97%. Total deposits jumped 10% to 11,72,952 crore as of 31at March 2025 as against 10,68,641 crore as of 31st March 2024. CASA deposits increased 4% to Rs 478,188 crore as of 31st March 2025 as against 459,401 crore as of 31st March 2024. CASA deposits constitutes 41% of the total deposits as of 31st March 2025. Net advances grew 8% YoY to Rs 10,40,811 crore as of 31st March 2025. Retail loans grew 7% YoY to Rs 6,22,897 crore and accounted for 60% of the net advances of the bank. As of 31st March 2025, home loans grew 1% YoY, Personal loans grew 8% YoY, credit card advances grew 4% YoY, small business banking (SBB) grew 17% YoY and rural loan portfolio grew 7% YoY. The bank's gross non-performing (GNPA) stood at Rs 14,490.11 crore as on 31st March 2025 as against Rs 15,157.12 crore as on 31st March 2024. The ratio of gross NPAs reduced to 1.28% as on 31st March 2025 as against 1.43% as on 31st March 2024. Net NPAs increased to 0.33% as on 31st March 2025 as against 0.31% as on 31st March 2024. Gross slippages during the quarter were Rs 4,805 crore, compared to Rs 5,432 crore in Q3 FY25 and Rs 3,471crore in Q4 FY24. As on 31st March 2025, capital adequacy ratio (basel III) stood at 17.07%. Tier I was at 15.07% and Tier II at 2.00%. On financial year basis, the bank's standalone net profit fell 1.82% to Rs 26,373.48 crore in FY25 as compared with Rs 26,861.43 crore in FY24. Total income jumped 12.23% to Rs 1,47,934.10 crore in FY25 as against 1,31,810.59 crore in FY24. Axis Bank is the third-largest private sector bank in India. During the quarter, the bank added 170 branches taking its overall distribution network to 5,876 domestic branches, 13,941 ATM. The Bank's Axis Virtual Centre is present across eight centres with over 1,700 Virtual Relationship Managers as on 31st March 2025. Meanwhile, the bank's board recommended a final dividend of Re 1 per equity share with a face value of Rs 2 each for FY25, subject to approval of the members of the bank at the ensuing 31st Annual General Meeting (AGM). if approved, the dividend will be paid within 30 days from the date of conclusion of the AGM. Further, the bank's board has approved a proposal to raise up to Rs 35,000 crore through the issuance of debt instruments in Indian/Foreign currency including, but not limited to, long term bonds, masala bonds, sustainable/ ESG Bonds (including green bonds), optionally/compulsorily convertible debentures, non-convertible debentures, perpetual debt instruments, AT 1 Bonds, Infrastructure Bonds and Tier II Capital Bonds or such other debt securities, subject to approval of members of the bank. Furthermore, the bank's board has also approved a proposal to raise up to Rs 20,000 crore via equity shares /depository receipts or any other instruments or securities representing either equity shares and/or convertible securities linked to equity shares including through Qualified Institutions Placement (QIP)/ American Depository Receipts (ADRs)/ Global Depository Receipts (GDRs) program, preferential allotment or such other permissible mode or combinations thereof, subject to approval of member of the bank Additionally, the bank's board has increased the borrowing limit upto an amount of Rs 3 lakh crore (apart from deposits of money accepted from public in the ordinary course of its business, temporary loans repayable on demand or within six months from the date of the loan, if any, obtained from the Bank's bankers), subject to approval the members of the bank and statutory/regulatory bodies. Powered by Capital Market - Live

Axis Bank Ltd fell 3.81% today to trade at Rs 1161.35. The BSE BANKEX index is down 0.19% to quote at 62887.48. The index is up 6.71 % over last one month. Among the other constituents of the index, IndusInd Bank Ltd decreased 0.51% and Canara Bank lost 0.19% on the day. The BSE BANKEX index went up 14.35 % over last one year compared to the 7.75% surge in benchmark SENSEX. Axis Bank Ltd has added 6% over last one month compared to 6.71% gain in BSE BANKEX index and 3.64% rise in the SENSEX. On the BSE, 53094 shares were traded in the counter so far compared with average daily volumes of 1.45 lakh shares in the past one month. The stock hit a record high of Rs 1339.55 on 12 Jul 2024. The stock hit a 52-week low of Rs 934 on 27 Jan 2025.Powered by Capital Market - Live

Axis Bank has granted 72,83,048 stock options at an exercise price of Rs. 1207.10/- per option under the Axis Bank Employees Stock Option Scheme 2000-01. The Bank has further granted 22,19,331 stock units at an exercise price of Rs. 2/- per unit under the Axis Bank Employees Stock Unit Scheme, 2022. Powered by Capital Market - Live

Axis Bank announced that the Board of Directors of the Company at its meeting held on 24 April 2025, inter alia, have recommended the final dividend of Rs 1 per equity Share (i.e. 50%) , subject to the approval of the shareholders.Powered by Capital Market - Live

Upcoming Results: Reliance Industries, Maruti Suzuki India, RBL Bank, Tata Technologies, L&T Finance, Cholamandalam Investment and Finance, DCB Bank, Force Motors, Hindustan Zinc, Chennai Petroleum Corporation, Dr Lal PathLabs, Lloyds Metals and Energy, Bank of Maharashtra, Mahindra Lifespace Developers, Motilal Oswal Financial Services, Oracle Financial Services Software, Poonawalla Fincorp, Rossari Biotech, Shriram Finance, Tejas Networks, VST Industries, and Zensar Technologies will release their quarterly results later today. Stocks to Watch: Axis Bank's standalone net profit declined marginally to Rs 7,117.50, down 0.17% as compared with Rs 7,129.67 crore in Q4 FY25. Total income increased 5.65% to Rs 38,022.03 crore in Q4 FY25 as compared with Rs 35,990.33 crore in Q4 FY24. Tech Mahindra's consolidated net profit advanced 18.66% to Rs 1,166.7 crore in Q4 FY25 as against Rs 983.2 crore reported in Q3 FY25. However, revenue from operations declined marginally, 0.74%, to Rs 13,384.0 crore in the March quarter from Rs 13,285.6 crore recorded in the preceding quarter of FY24. Macrotech Developers' consolidated net profit jumped 38.5% to Rs 921 crore in Q4 FY25 as compared with Rs 665.5 crore in Q4 FY24. Revenue from operations increased 5.12% YoY to Rs 4224.3 crore in Q4 FY25. Cyient reported 39.33% jump in consolidated net profit to Rs 170.4 crore in Q4 FY25 as compared with Rs 122.3 crore in Q3 FY25. Revenue from operations declined marginally to Rs 1,909.20 crore in Q4 FY25, down 0.89% as compared with Rs 1,926.40 crore in Q3 FY25. Rites received a work order worth Rs 28 crore from Mahanadi Coalfields (MCL) for the detailed engineering & project management consultancy services for the work of rail connectivity for proposed phase-II SILO at Lakhanpur, Area of MCL in Jammu & Kashmir.Powered by Capital Market - Live

Net profit of Axis Bank declined 1.63% to Rs 7475.13 crore in the quarter ended March 2025 as against Rs 7599.04 crore during the previous quarter ended March 2024. Total Operating Income rose 7.35% to Rs 32452.32 crore in the quarter ended March 2025 as against Rs 30230.58 crore during the previous quarter ended March 2024. For the full year,net profit rose 6.32% to Rs 28055.11 crore in the year ended March 2025 as against Rs 26386.20 crore during the previous year ended March 2024. Total Operating Income rose 12.96% to Rs 127374.09 crore in the year ended March 2025 as against Rs 112759.05 crore during the previous year ended March 2024. ParticularsQuarter EndedYear EndedMar. 2025Mar. 2024% Var.Mar. 2025Mar. 2024% Var. Total Operating Income32452.3230230.58 7 127374.09112759.05 13 OPM %63.2063.20 -62.1963.27 - PBDT9894.779984.87 -1 36722.1635178.00 4 PBT9894.779984.87 -1 36722.1635178.00 4 NP7475.137599.04 -2 28055.1126386.20 6 Powered by Capital Market - Live

Total income increased 5.65% to Rs 38,022.03 crore in Q4 FY25 as compared with Rs 35,990.33 crore in Q4 FY24. Profit before tax (PBT) increased marginally to Rs 9393.02 crore, up 0.46%, as compared with Rs 9350.39 crore in Q4 FY24. The Bank's Net interest income (NII) grew 6% YoY to Rs 13,811 crore. Net interest margin (NIM) for Q4FY25 stood at 3.97%. Total deposits jumped 10% to 11,72,952 crore as of 31at March 2025 as against 10,68,641 crore as of 31st March 2024. CASA deposits increased 4% to Rs 478,188 crore as of 31st March 2025 as against 459,401 crore as of 31st March 2024. CASA deposits constitutes 41% of the total deposits as of 31st March 2025. Net advances grew 8% YoY to Rs 10,40,811 crore as of 31st March 2025. Retail loans grew 7% YoY to Rs 6,22,897 crore and accounted for 60% of the net advances of the bank. As of 31st March 2025, home loans grew 1% YoY, Personal loans grew 8% YoY, credit card advances grew 4% YoY, Small Business Banking (SBB) grew 17% YoY and Rural loan portfolio grew 7% YoY. The bank's gross non-performing (GNPA) stood at Rs 14,490.11 crore as on 31st March 2025 as against Rs 15,157.12 crore as on 31st March 2024. The ratio of gross NPAs reduced to 1.28% as on 31st March 2025 as against 1.43% as on 31st March 2024. Net NPAs increased to 0.33% as on 31st March 2025 as against 0.31% as on 31st March 2024. Gross slippages during the quarter were Rs 4,805 crore, compared to Rs 5,432 crore in Q3FY25 and Rs 3,471crore in Q4 FY24. As on 31st March 2025, capital adequacy ratio (basel III) stood at 17.07%. Tier I was at 15.07% and Tier II at 2.00%. On financial year basis, the bank's standalone net profit fell 1.82% to Rs 26.373.48 crore in FY25 as compared with Rs 26,861.43 crore in FY24. Total income jumped 12.23% to Rs 1,47,934.10 crore in FY25 as against 1,31,810.59 crore in FY24. Axis Bank is the third-largest private sector bank in India. During the quarter, the bank added 170 branches taking its overall distribution network to 5,876 domestic branches, 13,941 ATM. The Bank's Axis Virtual Centre is present across eight centres with over 1,700 Virtual Relationship Managers as on 31st March 2025. Meanwhile, the bank's board recommended a final dividend of Re 1 per equity share with a face value of Rs 2 each for FY25, subject to approval of the members of the Bank at the ensuing 31st Annual General Meeting (AGM). if approved, will be paid within 30 days from the date of conclusion of the AGM. Further, the bank's board has approved a proposal to raise upto Rs 35,000 crore through the issuance of debt instruments in Indian/Foreign currency including, but not limited to, long term bonds, masala bonds, sustainable/ ESG Bonds (including green bonds), optionally/compulsorily convertible debentures, non-convertible debentures, perpetual debt instruments, AT 1 Bonds, Infrastructure Bonds and Tier II Capital Bonds or such other debt securities, subject to approval of members of the Bank. Furthermore, the bank's board has also approved a proposal to raise up to Rs 20,000 crore via equity shares /depository receipts or any other instruments or securities representing either equity shares and/or convertible securities linked to equity shares including through Qualified Institutions Placement (QIP)/ American Depository Receipts (ADRs)/ Global Depository Receipts (GDRs) program, preferential allotment or such other permissible mode or combinations thereof, subject to approval of member of the Bank Additionally, the bank's board has increased the borrowing limit upto an amount of Rs 3 lakh crore (apart from deposits of money accepted from public in the ordinary course of its business, temporary loans repayable on demand or within six months from the date of the loan, if any, obtained from the Bank's bankers), subject to approval the members of the Bank and statutory/regulatory bodies. The scrip rose 0.07% to end at Rs 1,207.30 on the BSE.Powered by Capital Market - Live