Good evening :)
Home
Portfolio
Search
GoldGold
More

HSBC Banking and PSU Debt Fund(M-IDCW Payout)

IDCW
11.260.04% (+0.00)
Investment Checklist

Returns

Fund's average annual rolling returns over the last three years is compared against the funds from the same category

Other Funds in the same category are generating better returns

Expense Ratio

Expense Ratio is the fee paid by investors of Mutual Funds. Fund's expense ratio is compared against the expense ratio of other funds in the same category to check if the fund is charging more or less compared to other funds in the same category

Less expense ratio implies better returns over the long term

Return vs FD Rates

If fund's return is lower than the average fixed deposit rates offered by banks, investors are better off investing the amount in a FD

Fund has not been able to generate better price return than bank FD

Red Flags

We check for various red flags on fund's portfolio holdings like - ratings for debt securities, pledging of promoter shares in the company, default probabiity of the company, stocks presense in negative lists published by the exchanges etc. Checkout the Holdings section in the Portfolio tab for full list of securties with red flags

Total holdings with red flags is insignificant

OverviewPeersPortfolioFund ManagerOpinions

Asset Allocation

Actual

Target

Jun 2023

Sep 2023

Dec 2023

Mar 2024

ACTUAL
Cash & EquivalentsGovernment SecuritiesCorporate Debt0.25%0.87%22.23%76.65%

Jun 2023

Sep 2023

Dec 2023

Mar 2024

Tickertape Separator

Sector Distribution

+4 moreOil & Gas - Refining & MarketingPower GenerationConsumer FinanceG-SecPublic Banks7.67 %5.63 %10.69 %22.08 %22.23 %31.69 %

Jun 2023

Sep 2023

Dec 2023

Mar 2024

Tickertape Separator

Sector Weightage

Dec 22Mar 23Jun 23Sep 23Dec 23Mar 2424.80%25.09%28.09%28.93%30.97%31.69%
Public Banks as a % of total holdings for last six quarters
Tickertape Separator

Current Holdings

Debt

Others

  • Constituent
    Holding Weight
    3M Change
  • 7.38% GOI 20JUN2027
    SOVEREIGN
    3M change : -0.13 %|SOVEREIGN

    Holdings

    8.53 %

    -0.13 %
  • NTPC Limited**
    CRISIL AAA
    3M change : -0.08 %|CRISIL AAA

    Holdings

    6.90 %

    -0.08 %
  • 05.63% GOI 12-04-2026
    SOVEREIGN
    3M change : -0.21 %|SOVEREIGN

    Holdings

    6.35 %

    -0.21 %
  • 6.50% Power Finance Corporation Limited 17-09-2025 **
    CRISIL AAA
    3M change : -0.07 %|CRISIL AAA

    Holdings

    5.48 %

    -0.07 %
  • 7.11% Small Industries Development Bank of India 27-02-2026 **
    ICRA AAA
    3M change : -0.07 %|ICRA AAA

    Holdings

    5.00 %

    -0.07 %
  • 05.74% GOI 15-11-2026
    SOVEREIGN
    3M change : 0.79 %|SOVEREIGN

    Holdings

    4.58 %

    0.79 %
  • 5.81% Rec Limited 31-12-2025 **
    CRISIL AAA
    3M change : -0.05 %|CRISIL AAA

    Holdings

    4.24 %

    -0.05 %
  • National Bank for Agriculture and Rural Development**
    CRISIL AAA
    3M change : -0.34 %|CRISIL AAA

    Holdings

    3.79 %

    -0.34 %
  • Small Industries Development Bank of India^
    ICRA AAA
    3M change : -0.05 %|ICRA AAA

    Holdings

    3.30 %

    -0.05 %
  • National Housing Bank^
    CRISIL AAA
    3M change : 0.53 %|CRISIL AAA

    Holdings

    2.95 %

    0.53 %
  • 7.20% Export Import Bank of India 05-06-2025 **
    CRISIL AAA
    3M change : 0.53 %|CRISIL AAA

    Holdings

    2.83 %

    0.53 %
  • Indian Railway Finance Corporation Limited**
    CRISIL AAA
    3M change : -0.03 %|CRISIL AAA

    Holdings

    2.78 %

    -0.03 %
  • 6.99% GOVERNMENT OF INDIA 17APR26
    Sov
    3M change : 0.52 %|Sov

    Holdings

    2.77 %

    0.52 %
  • 6.39% Indian Oil Corporation Limited 06-03-2025 **
    CRISIL AAA
    3M change : -1.00 %|CRISIL AAA

    Holdings

    2.46 %

    -1.00 %
  • 5.85% Rec Limited 20-12-2025 **
    CRISIL AAA
    3M change : -0.03 %|CRISIL AAA

    Holdings

    2.44 %

    -0.03 %
  • Indian Railway Finance Corporation Limited**
    CRISIL AAA
    3M change : 0.09 %|CRISIL AAA

    Holdings

    2.23 %

    0.09 %
  • National Bank for Agriculture and Rural Development**
    CRISIL AAA
    3M change : -0.03 %|CRISIL AAA

    Holdings

    2.19 %

    -0.03 %
  • 7.65% Axis Bank Limited 30-01-2027 **
    CRISIL AAA
    3M change : -0.19 %|CRISIL AAA

    Holdings

    2.17 %

    -0.19 %
  • National Housing Bank**
    CRISIL AAA
    3M change : 2.16 %|CRISIL AAA

    Holdings

    2.16 %

    2.16 %
  • National Bank for Agriculture and Rural Development^
    CRISIL AAA
    3M change : 0.39 %|CRISIL AAA

    Holdings

    2.15 %

    0.39 %
  • 7.95% HDFC Bank Limited 21-09-2026 **
    CRISIL AAA
    3M change : -0.03 %|CRISIL AAA

    Holdings

    2.02 %

    -0.03 %
  • National Housing Bank^
    CRISIL AAA
    3M change : -2.32 %|CRISIL AAA

    Holdings

    1.70 %

    -2.32 %
  • 5.50% Indian Oil Corporation Limited 20-10-2025 **
    CRISIL AAA
    3M change : 0.52 %|CRISIL AAA

    Holdings

    1.61 %

    0.52 %
  • 6.14% Indian Oil Corporation Limited 18-02-2027 **
    CRISIL AAA
    3M change : -0.12 %|CRISIL AAA

    Holdings

    1.57 %

    -0.12 %
  • Power Finance Corporation Limited**
    CRISIL AAA
    3M change : -0.02 %|CRISIL AAA

    Holdings

    1.53 %

    -0.02 %
  • Indian Railway Finance Corporation Limited^
    CRISIL AAA
    3M change : -0.02 %|CRISIL AAA

    Holdings

    1.48 %

    -0.02 %
  • Indian Railway Finance Corporation Limited**
    CRISIL AAA
    3M change : -0.02 %|CRISIL AAA

    Holdings

    1.36 %

    -0.02 %
  • Housing and Urban Development Corporation Limited**
    ICRA AAA
    3M change : -0.02 %|ICRA AAA

    Holdings

    1.15 %

    -0.02 %
  • 7.10% Export Import Bank of India 18-03-2026 **
    CRISIL AAA
    3M change : -0.02 %|CRISIL AAA

    Holdings

    1.12 %

    -0.02 %
  • Small Industries Development Bank of India**
    ICRA AAA
    3M change : -0.02 %|ICRA AAA

    Holdings

    1.10 %

    -0.02 %
  • HDFC Bank Limited^
    CRISIL AAA
    3M change : -0.02 %|CRISIL AAA

    Holdings

    1.10 %

    -0.02 %
  • 5.70% National Bank for Agriculture & Rural Development 31-07-2025**
    CRISIL AAA
    3M change : -0.02 %|CRISIL AAA

    Holdings

    1.09 %

    -0.02 %
  • 5.45% NTPC Limited 15-10-2025 **
    CRISIL AAA
    3M change : -0.02 %|CRISIL AAA

    Holdings

    1.07 %

    -0.02 %
  • 7.36% Power Grid Corporation of India Limited 17-10-2026 **
    CRISIL AAA
    3M change : -0.01 %|CRISIL AAA

    Holdings

    0.89 %

    -0.01 %
  • Export Import Bank of India**
    CRISIL AAA
    3M change : -0.01 %|CRISIL AAA

    Holdings

    0.87 %

    -0.01 %
  • 8.05% NTPC Limited 05-05-2026 **
    CRISIL AAA
    3M change : -0.01 %|CRISIL AAA

    Holdings

    0.82 %

    -0.01 %
  • Export Import Bank of India**
    CRISIL AAA
    3M change : -0.01 %|CRISIL AAA

    Holdings

    0.78 %

    -0.01 %
  • 5.62% Export Import Bank of India 20-06-2025 **
    CRISIL AAA
    3M change : -0.01 %|CRISIL AAA

    Holdings

    0.66 %

    -0.01 %
  • 7.30% Power Grid Corporation of India Limited 19-06-2027 **
    CRISIL AAA
    3M change : -0.01 %|CRISIL AAA

    Holdings

    0.57 %

    -0.01 %
  • REC Limited**
    CRISIL AAA
    3M change : -0.05 %|CRISIL AAA

    Holdings

    0.54 %

    -0.05 %
  • Power Grid Corporation of India Limited**
    CRISIL AAA
    3M change : -0.00 %|CRISIL AAA

    Holdings

    0.23 %

    -0.00 %
  • Power Grid Corporation of India Limited**
    CRISIL AAA
    3M change : -0.00 %|CRISIL AAA

    Holdings

    0.23 %

    -0.00 %
  • 8.25% Kotak Mahindra Bank Limited 28-04-2026 **
    CRISIL AAA
    3M change : -0.01 %|CRISIL AAA

    Holdings

    0.11 %

    -0.01 %