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DSP Banking & PSU Debt Fund(M-IDCW Reinv)

IDCW
10.250.08% (-0.01)
Investment Checklist

Returns

Fund's average annual rolling returns over the last three years is compared against the funds from the same category

Fund has been able to generate better returns compared to other funds in the same category

Expense Ratio

Expense Ratio is the fee paid by investors of Mutual Funds. Fund's expense ratio is compared against the expense ratio of other funds in the same category to check if the fund is charging more or less compared to other funds in the same category

Less expense ratio implies better returns over the long term

Return vs FD Rates

If fund's return is lower than the average fixed deposit rates offered by banks, investors are better off investing the amount in a FD

Fund has not been able to generate better price return than bank FD

Red Flags

We check for various red flags on fund's portfolio holdings like - ratings for debt securities, pledging of promoter shares in the company, default probabiity of the company, stocks presense in negative lists published by the exchanges etc. Checkout the Holdings section in the Portfolio tab for full list of securties with red flags

Total holdings with red flags is insignificant

OverviewPeersPortfolioFund ManagerOpinions

Asset Allocation

Actual

Target

Jun 2023

Sep 2023

Dec 2023

Mar 2024

ACTUAL
Cash & EquivalentsCertificate of DepositGovernment SecuritiesCorporate Debt0.27%1.58%5.22%24.51%68.42%

Jun 2023

Sep 2023

Dec 2023

Mar 2024

Tickertape Separator

Sector Distribution

+4 morePower GenerationPrivate BanksConsumer FinanceG-SecPublic Banks8.34 %7.53 %8.93 %15.30 %24.51 %35.40 %

Jun 2023

Sep 2023

Dec 2023

Mar 2024

Tickertape Separator

Sector Weightage

Dec 22Mar 23Jun 23Sep 23Dec 23Mar 2431.12%25.49%27.13%28.73%31.60%35.40%
Public Banks as a % of total holdings for last six quarters
Tickertape Separator

Current Holdings

Debt

Others

  • Constituent
    Holding Weight
    3M Change
  • 7.46% Karnataka SDL 2038
    Sovereign
    3M change : 7.45 %|Sovereign

    Holdings

    7.45 %

    7.45 %
  • HDFC Bank Limited**
    CRISIL AAA
    3M change : 2.36 %|CRISIL AAA

    Holdings

    6.69 %

    2.36 %
  • National Bank for Financing Infrastructure and Development**
    CRISIL AAA
    3M change : -1.87 %|CRISIL AAA

    Holdings

    6.69 %

    -1.87 %
  • State Bank of India Basel III Tier 2**
    CRISIL AAA
    3M change : 3.60 %|CRISIL AAA

    Holdings

    5.72 %

    3.60 %
  • Small Industries Development Bank of India
    CRISIL AAA
    3M change : 0.17 %|CRISIL AAA

    Holdings

    5.46 %

    0.17 %
  • Indian Railway Finance Corporation Limited**
    CRISIL AAA
    3M change : 0.14 %|CRISIL AAA

    Holdings

    4.30 %

    0.14 %
  • National Bank for Agriculture and Rural Development
    CRISIL AAA
    3M change : 4.27 %|CRISIL AAA

    Holdings

    4.27 %

    4.27 %
  • GAIL (India) Limited
    IND AAA
    3M change : 0.13 %|IND AAA

    Holdings

    4.27 %

    0.13 %
  • 7.48% Uttar Pradesh SDL 2044
    Sovereign
    3M change : 4.27 %|Sovereign

    Holdings

    4.27 %

    4.27 %
  • 7.48% Uttar Pradesh SDL 2042
    Sovereign
    3M change : 4.25 %|Sovereign

    Holdings

    4.25 %

    4.25 %
  • National Bank for Agriculture and Rural Development
    CRISIL AAA
    3M change : -1.27 %|CRISIL AAA

    Holdings

    3.63 %

    -1.27 %
  • 7.30% GOI 2053
    Sovereign
    3M change : -2.06 %|Sovereign

    Holdings

    3.51 %

    -2.06 %
  • Indian Railway Finance Corporation Limited
    CRISIL AAA
    3M change : 0.10 %|CRISIL AAA

    Holdings

    3.34 %

    0.10 %
  • REC Limited
    CRISIL AAA
    3M change : -0.15 %|CRISIL AAA

    Holdings

    3.18 %

    -0.15 %
  • Canara Bank**
    CRISIL A1+
    3M change : 3.13 %|CRISIL A1+

    Holdings

    3.13 %

    3.13 %
  • 7.18% GOI 2033
    Sovereign
    3M change : -2.79 %|Sovereign

    Holdings

    2.78 %

    -2.79 %
  • Power Finance Corporation Limited
    CRISIL AAA
    3M change : 1.19 %|CRISIL AAA

    Holdings

    2.28 %

    1.19 %
  • NTPC Limited**
    CRISIL AAA
    3M change : 0.07 %|CRISIL AAA

    Holdings

    2.25 %

    0.07 %
  • 7.75% Telangana SDL 2037
    Sov
    3M change : 0.11 %|Sov

    Holdings

    2.24 %

    0.11 %
  • HDFC Bank Limited**
    CRISIL AAA
    3M change : 0.08 %|CRISIL AAA

    Holdings

    2.24 %

    0.08 %
  • National Housing Bank**
    CRISIL AAA
    3M change : 0.06 %|CRISIL AAA

    Holdings

    2.22 %

    0.06 %
  • Tata Capital Housing Finance Limited**
    CRISIL AAA
    3M change : 0.07 %|CRISIL AAA

    Holdings

    2.22 %

    0.07 %
  • REC Limited
    CRISIL AAA
    3M change : 0.09 %|CRISIL AAA

    Holdings

    2.20 %

    0.09 %
  • Small Industries Development Bank of India**
    CRISIL AAA
    3M change : 0.06 %|CRISIL AAA

    Holdings

    2.18 %

    0.06 %
  • Power Grid Corporation of India Limited**
    CRISIL AAA
    3M change : 2.11 %|CRISIL AAA

    Holdings

    2.11 %

    2.11 %
  • Canara Bank**
    CRISIL A1+
    3M change : 2.09 %|CRISIL A1+

    Holdings

    2.09 %

    2.09 %
  • Power Grid Corporation of India Limited
    CRISIL AAA
    3M change : -0.02 %|CRISIL AAA

    Holdings

    1.99 %

    -0.02 %
  • NTPC Limited**
    CRISIL AAA
    3M change : -1.30 %|CRISIL AAA

    Holdings

    1.18 %

    -1.30 %
  • Indian Oil Corporation Limited**
    CRISIL AAA
    3M change : -1.22 %|CRISIL AAA

    Holdings

    0.00 %

    -1.22 %
  • Export-Import Bank of India**
    CRISIL AAA
    3M change : -0.42 %|CRISIL AAA

    Holdings

    0.00 %

    -0.42 %
  • National Bank for Agriculture and Rural Development
    CRISIL AAA
    3M change : -1.33 %|CRISIL AAA

    Holdings

    0.00 %

    -1.33 %
  • Small Industries Development Bank of India**
    ICRA AAA
    3M change : -0.85 %|ICRA AAA

    Holdings

    0.00 %

    -0.85 %
  • National Bank for Agriculture and Rural Development**
    ICRA AAA
    3M change : -0.84 %|ICRA AAA

    Holdings

    0.00 %

    -0.84 %
  • Power Grid Corporation of India Limited**
    CRISIL AAA
    3M change : -0.22 %|CRISIL AAA

    Holdings

    0.00 %

    -0.22 %
  • Kotak Mahindra Bank Limited**
    CRISIL AAA
    3M change : -1.79 %|CRISIL AAA

    Holdings

    0.00 %

    -1.79 %
  • National Bank for Agriculture and Rural Development
    CRISIL AAA
    3M change : -1.10 %|CRISIL AAA

    Holdings

    0.00 %

    -1.10 %
  • 7.88% GOI FRB 2028
    Sovereign
    3M change : -1.69 %|Sovereign

    Holdings

    0.00 %

    -1.69 %
  • Power Finance Corporation Limited
    CRISIL AAA
    3M change : -2.21 %|CRISIL AAA

    Holdings

    0.00 %

    -2.21 %
  • REC Limited**
    CRISIL AAA
    3M change : -2.14 %|CRISIL AAA

    Holdings

    0.00 %

    -2.14 %
  • Power Finance Corporation Limited**
    CRISIL AAA
    3M change : -3.15 %|CRISIL AAA

    Holdings

    0.00 %

    -3.15 %
  • 7.18% GOI 2037
    Sovereign
    3M change : -1.07 %|Sovereign

    Holdings

    0.00 %

    -1.07 %
  • Canara Bank**
    IND AAA
    3M change : -1.91 %|IND AAA

    Holdings

    0.00 %

    -1.91 %
  • Power Finance Corporation Limited**
    CRISIL AAA
    3M change : -1.11 %|CRISIL AAA

    Holdings

    0.00 %

    -1.11 %
  • 7.25% GOI 2063
    Sovereign
    3M change : -2.05 %|Sovereign

    Holdings

    0.00 %

    -2.05 %
  • 7.76% Madhya Pradesh SDL 2037
    Sov
    3M change : -4.07 %|Sov

    Holdings

    0.00 %

    -4.07 %
  • 7.26% GOI 2032
    Sovereign
    3M change : -0.43 %|Sovereign

    Holdings

    0.00 %

    -0.43 %