What is the current price / NAV of Bank of India Credit Risk Fund?
The current NAV of Bank of India Credit Risk Fund is ₹12.47, as of 12th June 2025.What are the returns of Bank of India Credit Risk Fund?
The Bank of India Credit Risk Fund was launched on 1st January 1970. This mutual fund's past returns are as follows:- 1 Year Returns: 6.33%
- 3 Year Returns: 6.21%
- 5 Year Returns: 27.29%
What are the top 5 sectoral holdings of Bank of India Credit Risk Fund?
The top sectors Bank of India Credit Risk Fund has invested in are as follows:- Miscellaneous | 12.05%
- Others | 11.15%
- Fertilizers & Agro Chemicals | 9.34%
- FMCG - Household Products | 9.20%
- Diversified Chemicals | 9.19%
What are the top 5 holdings of Bank of India Credit Risk Fund?
The top 5 holdings for Bank of India Credit Risk Fund are as follows:- TREPS | 12.05%
- Net Receivables / (Payables) | 10.72%
- 7.99% Rashtriya Chemicals and Fertilizers Limited (07/08/2027) | 9.34%
- 8.4% Nirma Limited (07/04/2026) ** | 9.20%
- 8.1% Aditya Birla Real Estate Limited (25/04/2026) ** | 9.19%
What is the asset allocation of Bank of India Credit Risk Fund?
The asset allocation for Bank of India Credit Risk Fund is as follows:- Corporate Debt | 68.01%
- Cash & Equivalents | 22.77%
- Certificate of Deposit | 8.80%
- N/A | 0.42%
- Pref Shares | N/A%
What is the AUM of Bank of India Credit Risk Fund?
The AUM (i.e. assets under management) of Bank of India Credit Risk Fund is ₹109.53 Cr as of 12th June 2025.What is the expense ratio of Bank of India Credit Risk Fund?
The expense ratio of Bank of India Credit Risk Fund Plan is 0.98 as of 12th June 2025.What is the volatility or standard deviation of Bank of India Credit Risk Fund?
The volatility or standard deviation for the Bank of India Credit Risk Fund is 0.59
Standard deviation measures the volatility or risk associated with the returns of a mutual fund. A higher standard deviation indicates higher volatility, suggesting that the returns of the mutual fund are more spread out from the average. On the other hand, a lower standard deviation implies lower volatility and a more stable performance.
What is the sharpe ratio of Bank of India Credit Risk Fund?
The Sharpe ratio for the Bank of India Credit Risk Fund is 3.85
The Sharpe ratio is a measure of risk-adjusted return that evaluates the performance of a mutual fund, by adjusting for its risk. Higher Sharpe ratio indicates a better risk-adjusted performance. A positive Sharpe ratio indicates that the MF has provided a return in excess of the risk-free rate for the amount of risk taken. Conversely, a negative Sharpe ratio suggests that the MF did not adequately compensate for the risk.
What is the Sortino ratio of Bank of India Credit Risk Fund?
The Sortino Ratio for the Bank of India Credit Risk Fund is 0.45
The Sortino ratio of a mutual fund is a measure of its risk-adjusted return, considering only downside volatility. It helps investors evaluate how well a fund is performing relative to its downside risk. A higher Sortino ratio (value >1) means the fund generates better returns for the downside risk taken.
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Bank of India Credit Risk Fund Direct Growth
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Bank of India Credit Risk Fund Performance & Key Metrics
Bank of India Credit Risk Fund Performance & Key Metrics
| Expense RatioExpense Ratio | No LabelNo Label | No LabelNo Label |
|---|---|---|
| 0.98 | 6.35 | 3.85 |
| No LabelNo Label | No LabelNo Label | No LabelNo Label |
|---|---|---|
| 1.14 | 7.52 | 4.82 |
Bank of India Credit Risk Fund Scheme InfoBank of India Credit Risk Fund Scheme Info
| PlanPlan | Lock inLock in | Exit LoadExit Load |
|---|---|---|
| Growth | 0 yrs | 2.00% |
| SIP Inv.SIP Inv. | Min. LumpsumMin. Lumpsum |
|---|---|
| Not allowed | Not allowed |
| BenchmarkBenchmark |
|---|
| CRISIL Credit Risk Debt Index |
About Credit Risk Fund
About Credit Risk Fund
Credit risk funds are the debt funds which majorly lend money to low rated companies. The companies have to pay higher interest for their low rating which makes the fund more riskier as compared to other debt funds.
Bank of India Credit Risk Fund Peers
Bank of India Credit Risk Fund Peers & Comparison
DebtCredit Risk Fund
Returns
Scheme
Ratios
| Mutual Fund | 1Y Returns1Y Returns | 3Y CAGR3Y CAGR | Life CAGRLife CAGR |
|---|---|---|---|
| Bank of India Credit Risk Fund | 6.33% | 6.21% | 2.17% |
| HDFC Credit Risk Debt Fund | 9.66% | 8.30% | 8.88% |
| ICICI Pru Credit Risk Fund | 10.39% | 8.87% | 8.99% |
| SBI Credit Risk Fund | 9.61% | 8.80% | 8.71% |
Bank of India Credit Risk Fund Returns Comparison
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Bank of India Credit Risk Fund Asset Allocation
Bank of India Credit Risk Fund Asset Allocation
Actual
Target
Sep 2024
Dec 2024
Mar 2025
May 2025
Sep 2024
Dec 2024
Mar 2025
May 2025
Bank of India Credit Risk Fund Sector Distribution
Bank of India Credit Risk Fund Sector Distribution
Sep 2024
Dec 2024
Mar 2025
May 2025
Bank of India Credit Risk Fund Sector Weightage
Bank of India Credit Risk Fund Sector Weightage
Bank of India Credit Risk Fund Current Holdings
Bank of India Credit Risk Fund Current Holdings
Debt
Others
- ConstituentHolding Weight3M Change
Holdings
9.34 %
0.50 %Holdings
9.20 %
0.38 %Holdings
9.19 %
9.19 %
AMC Profile of Bank of India Credit Risk Fund
AMC Profile of Bank of India Credit Risk Fund
Bank of India Investment Managers (formerly BOI AXA Investment Managers) is a wholly owned subsidiary of Bank of India, which was founded in 1906 as a banking services company and later nationalised in 1969. The AMC BOI brings 14 years of rich experience in fund management catering to the needs of investors across various investment objectives. The fund house currently manages 17 varied mutual fund schemes across 2 lakh+ investors and 2700+ Cr. in AUM.
Bank of India Investment Managers (formerly BOI AXA Investment Managers) is a wholly owned subsidiary of Bank of India, which was founded in 1906 as a banking services company and later nationalised in 1969. The AMC BOI brings 14 years of rich experience in fund management catering to the needs of investors across various investment objectives. The fund house currently manages 17 varied mutual fund schemes across 2 lakh+ investors and 2700+ Cr. in AUM.
No.of Schemes
22
Total AUM
₹ 12,732.65 Cr.
Bank of India Credit Risk Fund Manager Details
Bank of India Credit Risk Fund Manager Details
Bank of India Credit Risk Fund Manager Profile
Bank of India Credit Risk Fund Manager Profile
Alok Singh
AUM: ₹7,650.51 Cr.
|
Exp: 12yrs
Qualification
PGDBA, CFA
Past Experience
Mr. Alok Singh has 12 years of experience in Fixed Income Fund Management. As part of his previous employer BNP Paribas Mutual Fund, Alok has won numerous awards for stellar fund performance over the last three years.
Funds Managed (18)
Bank of India Credit Risk Fund Manager Performance (0)
Bank of India Credit Risk Fund Manager Performance (0)
Bank of India Credit Risk Fund Tax Implications
Bank of India Credit Risk Fund Tax Implications
Investment frequency
Monthly
One Time
Monthly Investment Amt. (₹)
Investment period (years)
You make
Gains are added to taxable income and taxed according to the individual’s income tax slab
Gains are added to taxable income and taxed according to the individual’s income tax slab
Gains are treated as long-term capital gains and taxed at 12.5%